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760 Credit / Blu J Business Professionals LLc

760 Credit / Blu J Business Professionals LLc

Reviews Summary

Most reviews praise the company for significantly improving credit scores, with many reporting jumps from low 500s/600s to 700+ within months. Customers highlight professionalism, thoroughness, and helpful staff who educate on credit management. Several mention successful dispute resolutions and removal of derogatory marks. However, a few negative reviews cite lack of results, poor communication, and unmet expectations after months of service. The majority rate the service 5 stars, emphasizing trust and strong recommendations, while critics express frustration over unfulfilled promises and wasted time/money.

About This Listing

Business Consulting
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Startups
Individual Taxpayers
Complex Situations
Remote Services
Bilingual Services

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Startups
Individual Taxpayers
Complex Situations
Remote Services
Bilingual Services

Contact Information

Address

nr 580 Freeway, 3230 Fruitvale Ave

Oakland, California 94602

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 9AM-6PM
Tuesday 9AM-6PM
Wednesday 9AM-6PM
Thursday 9AM-6PM
Friday 9AM-5PM
Saturday Closed

Customer Reviews

I came to 760 credit about 5 months ago. I had 26 derogatory items between the 3 major bureaus. Now they are all removed due to violations found. I still have 3 months on consulting at no extra charge. I have also received good advice from Venus on how to continue to manage and improve my credit. I would give them 10 stars. Before going to 760 Credit I thought no one could help me. I AM SO HAPPY ??!!

I thought 760 was a great choice at first from all the wonderful reviews that I read but I was wrong. I signed up with them to repair my credit and they did nothing but the opposite. I stayed with them for 6 months and never saw an improvement of my score nothing changed on my report. The first month of service I did receive a credit report and they did tell me they where sending disputes latter to the credit companies on my behalf. After that first month was up I never received anymore credit reports I nev

760 credit is the absolute Best credit repair company there is! In jus a few months my credit score went from the low 600's to 744! They are So professional and easy to work with. They do All the work and they are Very reasonable. I was very Thankful I found them! And will Forever use their services and will refer everyone that I know!

I did a lot of research and went with a couple other companies before going with 760 credit. I feel that Michelle and her crew really took the time out to help me get my credit repaired in a very professional manner. And I have already recommended her company to a dozen of my friends. I have a buddy that owns a auto body shop in Las Vegas that got some stuff done also. Very professional setting in Oakland California. So do yourself a favor don't think twice give them a call set up an appointment and get you

I made some mistakes and in a way, messed up my finances. A few of my friends did recommend various other firms to help me but I went with my gut feel and approached 760 Credit for help related to my bad credit score and I am glad to do so. I am being helped by a professional team who know exactly what they are doing and its been a couple months and I already see the difference. My report is getting better also have been approved for credit already which I feared would not be possible for a few more years.

I know the name is 760 credit but my credit is now 850. #MINDBLOWN. I was lucky enough to learn bad credit lessons earlier in life but Venus took the time to explain several little tips and tricks I could do to help manage and BUILD my credit. My credit was good before but now it is GREAT!!!! It is also helpful to have a neighborhood notary that is within walking distance of my house in the Fruitvale.

Almost five months later they couldn't stop one creditor from keep reporting me: meanwhile, I was keep paying them bi-weekly. They could not tell me how they were going to stop the unfair reporting so, I had to stop the service while my fico score was no where near what hoped (760). I recommends them to send the disputes on time. I have spent over $700 towards their fees and recommended repair plans, now i have to look for another company. I regret, trusting them and waited this long. I am still waiting for

I love everything about this whole company. the ladies here were really respectful. They listen to everything I had to say. They helped me so much they cleaned up my credit within 4 months. I would strongly recommend this company to anyone I know. They have good resources for you to help rebuild your credit. If I could I would give more then 5.

I am very happy with 760Credit. My credit score improved more than a hundred points in a short period of time. Michelle has been wonderful, she has gone above and beyond what she set out, to do for me. I am now building a positive credit history. I will always be grateful. I never thought I would have this level of financial freedom again. Thank you Michelle.

I came to 760 to improve my credit but i received more!!! They were able to help me get $1000 from a collection company for violating my rights AND it's off my credit report. This has been great. I still have some work to do but on my way.

With the help of Karen & Michelle 760 Credit were able to get rid of derogatory mark off my credit report which allowed me to re establish credit and raise my credit score. I highly recommend 760 Credit to help with youyr credit repair. So thank you ladies, that house purchase is looking real close.

My credit was really in a badd situation when I went to 760 And they were able to help me with my terrible credit. They took the time to walk through the process and my credit jumped 25 points extremely thorough and professional.

This is my second time coming to 760credit biz and Karen has always been very helpful and kind. She will take her time go the extra mile with you just to make sure your needs are met! I would definitely recommend her service! 5stars

Karen B. and Michelle M. are truly lifesavers. They will educate and guide you to a better credit profile. I signed up with 760 Credit in April 2018. April 2018: EQ: 497 TU: 505 ES: 516 September 2018 EQ: 655 TU: 695 ES: 671 I highly recommend this company 5 STARS!!

I endure the same experience below. Communication is the biggest mishap with this company. Michelle, the owner, calls this company her ?baby?. Abandonment is the only way I can describe the experience. This company is misleading and will put their problems first. She has more time to reply to these reviews than attend to customers. I would also give 0 stars if I could.

Best Credit consultant/ attorney office in Bay area . I love the way Venus explained me about my issue . Must visit and get help from here, Highly recommend.

Long story short, I walked in with a hole in my heart because I wasnt having the best day and in need of a notarized travel letter. While I was there, I was able to share a pile of Doritos and meaningful conversation. I walked out with financial resources, a greater appreciation for these moments in life and a smile I couldnt help.

The staff is really nice and very patient with any questions you have to ask. They keep you informed and educated on keeping good credit and offer resources to do so.

Very thorough and helpful about educating us about credit. Just signed up and looking forward to a great partnership.

They are so good at what they do my score went up 90 points in a month yaaaaay thank you 760 credit for helping me to help myself!!

760 Credit is a great company! Michelle helped me with my concerns right away!

Wow from the 400's to 700's! I was super scared at first but Venus and the crew really changed that especially when the results started happening.

5 star all the way,simply your one stop shop to credit repair services.

You have good knowledge and experience Fixing credit service thankful.

Best credit consultant. I highly recommend u to go there

Literally 5 star service

(Translated by Google) Hello: for Latinos who want to repair their credit, due to some situation that has affected their credit. This is a very good place and service with very friendly people to help you. (Original) Hola: para los latinos que desean reparar su credito, por alguna situacion que les haya afectado en su credito. Este es un muy buen lugar y un servicio con personas muy amables para ayudarlos.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.