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9 Executive Cir #215
Irvine, California 92614
I would like to express my gratitude to Christine who was very patience with me and my husband she walks us through every detail made sure we understood before we moved on to the next step. She also gave us a chance to ask any questions we needed answer to. She knows her job and I would recommend other people that need this help because of her. May God bless her
About a year and half ago I trusted acceptance financial to consolidate some debt. My son was newly in college and I figured I could save. I listened very naively to Chatles Ingram tell me of a plan as he outlined what I'd pay if I continued on my path. It showed 26 or so years of paying off credit card debt. I should have been pro active and did the research myself. First off, if you add the years you're paying on each card or loan, of course it will be huge! He led.me.to guardians litigation where they le
I worked with Kyle and probably the best there is in customer service and making you comfortable. Dedicated to making sure you understand and the information and suppling a copy to read. This guy is very thorough and great knowledge.
This was such a worth conversation. I don't have to live paycheck to paycheck anymore. I highly recommend Christine. She was helpful and matter of fact. I feel very confident with my decision
Christine is very knowledgeable and explained the program in detail and gave me all the pros and cons. She also gave me the opportunity to ask questions without feeling rushed.
Christine saved me so much money. She was courteous and patient, too!
Acceptance Financial illegally collects your information. They refuse to follow Federal/State guidelines by calling those on no call lists. When you ask to speak to a manager they hang up on you. When you tell them you're on no call list they hang up on you (but call again later). If you call them back after they continuously call and State you need to speak to a manager, they hang up on you.
It was a pleasure working with Christine, she answered all my questions clearly breaking it down and repeating as many times as I've rephrased my questions. I want to thank her sincerely for her patience and diligence in assisting my in ultimately attaining my goals of being debt free.
I had a great person by the name Christine. She saved me lots of $ each month. Now I can save money, pay off small bills, and finally get a vacation! Thanks Christine! You are so kind and helpful.
Christine was very helpful and persistent (in a good way), to make sure I made a plan to clear all of my debts. Thank you Christine!! I can finally feel better about the future now ??
Christine was so helpful and she make sure I understand detail by detail. I really appreciate her.
Christine did a good job explaining everything to me. She was very patient and understanding. Was able to assure about the program.
Christine was rude from the beginning. She acted rushed, spoke with an attitude, was short with her responses, and wouldn't answer my question. I read all these good reviews about this company, and I'm thinking they're fake, because Christine is a horrible representative of the company. I hope her supervisor listens to her call with me. I would never recommend this place. There are much more professional, friendly, transparent and empathetic reps to work with at other reputable companies. Please be warned!
My representative Gabriel Vargas was very patient, detailed and well organized in his service with my problem. Very straight forward. Made every step clear and understanding. My situation was not necessary for me to proceed with Acceptance financial he made me realize and help to do the right decision. Will recommend if you have a debt that's out of reach.
Christine is amazing. She can help you
I signed up today. Now I realize I'm new to this. I had enrolled with a different outfit and program years ago right after a divorce that was not nearly as well explained as this Program appears to be. Sami Ibrahim was patient and very understanding as well as knowledgeable. I am hopeful for a good resolution to my debt situation It is also good that the reviews from the Better Business Bureau are favorable. So far, so good.
Christine was very helpful and explained to me the program several time in order for me to understand. Christine was very patient with me and understand my situation to help me out. HIGHLY RECOMMEND!!!!! Thank you Christine
These are scammers collecting information (requests the SSN number by phone? seriously?! Christine is a rude woman - strange for a financial company). After reading the reviews here - I realized that these are scammers. 0/10 I do not recommend
Spoke with Christine today and got all set up! She was very helpful and kind. I feel so relieved ??
Christine was very helpful and very professional. She explained all the details of how her company was saving me money and helping me be debit free in a short time! Thanks Christine!
Joe was very helpful but this entire business is based on maybes. They send you a maybe approval to your mailbox, and then you get a maybe approval from one of their lenders. I spent almost an hour on the phone to be left with no definitive answer at the end of the day except for that now the information they collected will be sold to 3rd parties. Fantastic. 10/10 do not recommend
I've applied for debt consolidation with other companies before and didn't get approved or were offered a lot lower than what I was looking for but not one of them offered the wonderful customer service and sincerity as Kyle C. did when speaking with me. Kyle offered a program that they work with to help people in financial hardship become debt free and after informing me about the benefits and help I would receive if I accepted, I said yes because of how Kyle spoke to me and did not make me feel like it wa
Dealt with Dean S. (will happily give full name with his permission) and couldn't be more pleased. I had a million questions and he clearly explained the answer to each one. There were a couple of financial products that I was looking at and he explained the benefits of each and didn't push me to any particular conclusion. In the end, it was my decision, of course, but I also felt like Dean respected that the entire time, and was simply providing me the information so I could make the best informed decisio
Christine is a very rude financial advisor. When you don't agree with this business is not a pleasant place to get help from. They will tell you anything to get your money.
Kyle Carcerano provides excellent customer service. Explains the process fast efficient and patiently, which provides a level of comfort during the call process. I would recommend Acceptance Financial to any of my friends and family.
Christine was very knowledgeable, professional and caring. She put my mind at ease!
When I called to ask to stop sending me things in the mail and be removed from their mailing list I was hung up and the lady was so rude! on and ignored two other times I cannot get these people to leave me alone and I never even inquired about a loan from them or anyone ever. this is a poor excuse for a company and their blatant harassment is sure to get them sued soon!
The agent Christine was excellent! Very clear, precise and understandable with her directions and assistance.
I spoke with Ryan for 4 days and he was so awesome!!! He explained everything and worked on my file for 4 days to get me the best product for my situation. He also worked with my crazy schedule of a full time job and a single mom of 9mth old baby. My schedule is crazy. He worked with me and put so much time and energy into helping me get back on track with my life that has just did a drastic change. Thank you so much Ryan I truly appreciate everything you have done. I highly recommend Ryan and this compan
From the very start of my process, Christine Martinez was very rude and unprofessional. If you receive this lady as a loan officer BEWARE, this is your warning! Her attitude is easily one of the worst I've ever experienced. Very impatient and non informative! I will not be using this company solely because of how she presented herself. I hope that my call is one they actually chose to listen to. If she's a representative of this company, they won't be around long. 0/10 recommendation for her.
WONDERFUL!!!! Ask for Christine ! She did such a wonder job ! She took her time made it fast and did everything she could to make sure I became financially free of debt!! Low payments !
Christine made the process so simple and relieved so much stress off in just a short phone call. I can't express enough how much this helped. Will definitely recommend to anyone who needs help.
Agent Christine Martinez was very informative and helpful.
I called Acceptance for help and spoke to Thea. She was wonderful!!!!! I described what I was going through and she listened to me. I felt like she was so concern and had empathy. She didn't make me feel ashamed. She took my information to see what she could do. They have different programs. Even though I didn't qualify for one, she worked hard to get me in another program which will help me immensely. She explained everything and answered any questions I had. I went through the process with ease. When I sp
Christine was very nice. She cut to the. Chase on what I needed to sign. Positive experience.
So far this has been a great experience. For me, its was very hard to admit I needed help and somewhat embarrassing but Reggie was very kind and compassionate and wanted to help me get to a better place financially. At no time was I made to feel bad. Thank you, Reggie. I am so grateful to be headed to financial freedom.
Garret was fantastic help. He explained everything I had questions about and even went over other options I didn't know existed. He is very knowledgeable, patient and really passionate about helping people get rid of their financial difficulties. I'm very happy to have had his help. I still ask him about things. Lol
Reggie was such a big help with answering all my questions and concerns. From all the horror stories I have heard and read about a consolidating debt programs, he was so transparent and honest about the steps and all! I'm so grateful for the time he took to discuss it all to me and help me save money in the long run including giving me peace of mind! Sorry for keeping you on the phone so long but you gave me peace of mind! Thanks again.
Reggie was very helpful in determining the best option for me. I appreciate his courtesy and respectfulness - not often seen in customer service. I feel a little less stressed after speaking with him. Thank you!
Austin was awesome to work with. He was caring and understanding of our situation. Austin never made me feel like I was a bad person as my creditors have done and left me no options. I would Highly recommend this company to anyone to help with their financial needs. Thank you Austin
Brian from Acceptance Financial was excellent! He has great customer service skills. He was patient, concerned, and answered all my questions without hesitation. He gave me solutions I could feel comfortable with. Glad he was able to help me with my current situation.
Great Experience! They are going to save me a ton of money. Christine walked me through the whole process and gave great customer service.
Christine was awesome and so nice . Everything went smoothly. And her knowledge was top notch
I needed some financial help and Christine was a blessing in disguise. She helped me through the process and helped work towards a better financial future.
My experience was great Christine gave awesome Customer Service and she was very informative.
Christine did an excellent job explaining how things work, as well as guiding me through the process, and saving me money! I highly recommend Acceptance Financial!
I selected Acceptance Financial over numerous others based on a more competitive offer for a loan to get rid of charge card debt. Their rep Mike was willing to take a lot of time to go thru every option and its costs. He impressed me with his knowledge and empathy for customers, an excellent reflection on the company. Great deal, Great rep, 5 stars!
Christine was efficient, friendly, knowledgeable, reachable, and very patient with my total lack of knowledge about the process and difficult schedule. Thank you Christine.
Christine Martinez helped me consolidate my loans with no problem.. she waa very easy to talk to and gave me a great rate.. I ended up saving thousands.. Thanks Christine ??
She was kind and helpful and took time to explain and make sure we understood before going forward thank you christine
My representative Ryan was very patient, detailed and well organized in his assistance with my case. I'm very happy with my decision to join the Acceptance Financial program. I will recommend Ryan and this program to anyone that wants to repair their credit in a responsible way.
Ryan, with Acceptance Financial, was so verry helpful and professional while helping me . He seemed genuinely interested, listened to what I had to say and made sensible suggestions for my particular predicament. Ryan was never pushy, had my best intrertests in mind and made this experience a pleasant and successful one. Ask for Ryan if you ever need the service,
Very helpful and polite. Answered all my questions.
Christine helped me out a lot and I'm glad what she was able to do.
Kyle Carcerano is the man to talk to if you call Acceptance Financial. I've talked to multiple debt relief companies and most of them didn't have the patience or information that Kyle was able to provide me with to help make my decision. Highly recommend Kyle Carcerano to assist anyone with there journey at Acceptance Financial.
We recently had the pleasure of working with Financial Consultant Kyle Carcerano and it was a very pleasant experience. His customer service and knowledge were paramount in or decision to partner with Acceptance Financial. He made us feel at ease and was very professional and personable, which was a perfect combination.
I talked with christine. She is very good. i truely appreciated her. she is best.
Garrett and the team are lifesavers. Although completely apprehensive about the process, I was blown away by the clear explanation of the program and its process. What should have been a difficult and embarrassing conversation was instead informative, respectful and enlightening. Thank you so much, Garrett, and Acceptance Financial for helping me map my success.
My experience with Acceptance Financial has been very positive. The name of the representative that helped me is Brian Anderson. From the beginning Mr. Anderson has been kind, understanding and professional. He answered all of my questions accurately. I have been very happy about the entire process thus far.
Christine was kind and very informative
Reggie is a professional. He patiently helped me to understand all my options by answering all my questions and explaining the process. I appreciate the excellent service that Reggie has provided me. Sincerely, Roger L Brinkerhoff
Had a great experience with the enrollment process. It was simple and to the point. The customer Rep. Anthem Aether did an amazing job at explaining the program and how it will help me. I am excited and happy Mr. Aether was able to help me.
They were absolutely amazing with me and fought for me through this whole experience. They relieved all my debt and I got a check for over $40,0000 after it was all said and done. It couldn't have worked out better! I am grateful to Kyle and all of the others who were in contact with me getting the information they needed to make this happen!
Reggie was professional, kind, understanding and empathetic to my concerns. He provides outstanding customer care with a personal touch. I am appreciative of this demonstrated behavior.
Reggie was great. He explained everything and was very patient with my questions. A painless process! He made me very "happy" ;)
Christine was amazing and helped me every step of the way!!
Christine was very informative and helpful
Nick did an outstanding job, he was patience and listened very well. He was able to help us with are finances and helped was get relief. We greatly appreciate it also.
Mr. Miles was very knowledgeable about the services offered by Acceptance Financial. He walked me through the step to restoring financial stability. I am currently enrolled in the debt consolidation with the company. The problem is manageable and offers excellent rewards.
I found Mykel Jackson to be an informative consultant. He was serious in his concern for me to take the first step towards financial improvements. I am certainly glad that I decided to call. Thank you all. VW-S
Christine is a gem! She is patient and knowledgeable and I'm saving a ton of money!
Christine was most helpful in getting me through the process
I've been enrolled with Acceptance for about 3/4 months and let's just say they have helped me with a good chunk of my debt already. Glad I found Acceptance.
Amazing experience and easy process. Thank you so much Christine Martinez. You are amazing.
Oh my goodness! Mykel Jackson is fantastic! I didn't feel embarrassed by my current financial situation at all. He was more than helpful. Mykel took my original reason for calling and turned it into an even better end result: less debt and less stress. Thank you and God bless!!
Christine is a wonderful person to work with! Much appreciated all the help I received!
Reggie was very thorough in his explanations of the process. He took the time to answer all of my questions. Very personable and easy to work with.
I would recommend Acceptance Financial to anyone who is dealing with a financial hardship. Reggie helped me with my account and he was both friendly and knowledgeable. He explained the entire process to me. Thank you so much for helping me.
Mykal Jackson was very helpful. He explained the process and how it works. I know what to expect. And how to handle this. He was never judge mental and made me feel at ease.
Reggie Brown was awesome. He was informative and engaging. I would recommend the service to anyone working to straighten out a financial situation.
Christine was so helpful and had all the patience with me.
We were really in a tight spot and have tried everything all the bank and mortgage companies that would have lent us anything just a couple of years ago when we were fine and didn't need the help all gave us the oh I'm sorry when we were really at the bottom because of some misfortune with our jobs and a couple of them even made it worse by promising us they could help and to just get our house appraised to get the refinance or the loan so we paid the money and then got the oh well your debt is to high to s
Reggie was so helpful and patient with me he made my life a whole lot better consolidating this debt and the program that you're offering is fabulous thank you all so much and you got a good one there with Reggie don't let him go
I would like to Thank Mykel Jaskson for his patience and knowledge while assisting me today. I was undecided and had lots of questions. He answered them all. I am looking forward to becoming free of debt with that help from Acceptance Financial. Wish me luck.
I needed help and Christine led the to me understanding the program and answering questions
If I knew then what I knew now, I would be in a completely different situation. The loan officer was kind, but I believe portrayed his product as something different than it really was. Being in a tight situation and explained the messiah of solutions, I took it. I knew I would take a "hit" from the outcome, but this is not how things were explained to me. I am unhappy with my decision; I would have rather paid for 30 years than done what I have done for this "Program". Also, when you email their general
Thanks to Christine for being awesome
I'd like to apologize to Anthem Aeither for abruptly cancelling my application for credit card negotiation. The fact of the matter is, I whole heartedly would recommend Anthem to anyone seeking financial help of this kind. He certainly is the right guy for the job...very detail oriented and knows his job very well. Thank you so very much Anthem and Acceptance Financial! James E. Radkay, Desert Hot Springs, CA
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Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.