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Access Plus Capital

Access Plus Capital

Reviews Summary

The reviews overwhelmingly praise the company for excellent service, professionalism, and helpfulness, particularly in business loans and support. Many highlight quick responses, clear communication, and staff going above expectations. Most reviewers recommend the company, citing smooth processes and positive outcomes. A few mention minor hiccups but still appreciate the overall experience. Negative reviews are rare but cite issues with professionalism and payment handling. The consensus is highly positive, with frequent mentions of gratitude for business growth support.

About This Listing

Business Consulting
Financial Advisory
Small Businesses
Startups
Non-profits
Real Estate
Healthcare
Restaurants
Hospitality
Construction
Manufacturing
Technology
Agriculture
Remote Services
Bilingual Services

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Financial Advisory
Small Businesses
Startups
Non-profits
Real Estate
Healthcare
Restaurants
Hospitality
Construction
Manufacturing
Technology
Agriculture
Remote Services
Bilingual Services

Contact Information

Address

2607 Fresno St

Fresno, California 93721

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 8:30AM-5PM
Tuesday 8:30AM-5PM
Wednesday 8:30AM-5PM
Thursday 8:30AM-5PM
Friday 8:30AM-5PM
Saturday Closed

Customer Reviews

This was such a great experience. It was definitely stressful- as all small business endeavors are- but they were always there to answer my questions and worked very efficiently to get me approved. Highly recommend!

Nigel, Siah, and Melissa made the process very easy. If you are looking for a loan to start a new business this guys are the once to go to!????

If you're starting a business, this is the place to go! They have helped going from a small business loan to a micro loan. They will be there for you every step of the way and simplify the financial side of business!

I had the opportunity to work with Nigel. It was a really good experience. I first heard from him when I originally started but he reached out again once my business hit its first year. He was quick to respond and very helpful in guiding me through the process. I would definitely refer this company to all my business associates!

I had the pleasure of working with Access Plus Capital while scaling my technology business. Ernesto and Nigel were very easy to work with and made me feel comfortable. I would highly recommend the Access Plus team to anyone searching for a company to fund their business.

I'm a returning client, and once again, A+C did not disappoint. After over two years into my initial loan, I returned to A+C to help expand my business (again) and had the pleasure of working with Nigel, who is an absolute gem. He was efficient, thorough, friendly, supportive, and was able to push my loan through fairly quickly. I am overjoyed to see A+C expanding?our small business community needs them. Thank you, Nigel and the A+C family!

Absolutely loved working with Nigel. He explained everything clearly and made sure the process was easily understood. Access Plus Capital has been the only company to give my business a chance and I can't wait to continue working with them in years to come.

Access Plus Capital has been excellent to work with, from start to finish the process was honest and beyond helpful. Owning a startup business as a sole proprietor has proved very challenging and I am beyond thankful for the support with funding and the amazing team they have - Ernesto was excellent to work with, ask for him he will help you! Thank you Access!!!

Ernest Ramirez at Access Plus Capital has been absolutely wonderful to work with! He was there for us every step of the way and really helped us achieve our goals of expanding our business! I look forward to working with Ernest and and Access Plus Capital again in the near future!

Working with Access Plus Capital was great. The loan process was smooth and easy with Nigel's help. His assistance has gone beyond the loan process, providing us resources to help grow our business. Thanks Nigel and Access Plus Capital!

Although we were all in the worst shutdown of our business, working form home and dealing with all the unknowns, Access Plus Capital came through with excellent results. Ana Medina, was an excellent person to work with along with Ronna Martinez. Thank you so much and I will look forward in working with Access Plus Capital in the near future.

I absolutely love Access Plus Capital! They have opened many, many doors for my business and I am so thankful for the opportunity and ability to work with so many great people who live for supporting and lifting up small businesses. Thank you access plus capital. The process has been wonderful!

I was fortunate to work with Access Plus Capital to secure a small business loan for expansion. The A+C team went above and beyond to make sure that I had everything I needed to get funded. Special thanks to Ronna, a POWERHOUSE of knowledge, skill, and efficiency, who managed to close the deal much sooner than anticipated given the circumstances of COVID-19. Lastly, my sincerest gratitude goes to Ernest, who refused to let me give up on the process even when it didn't look very promising. He really made the

As I type this review my heart is full of gratitude for the Access Plus Capital Team. I was referred to them by a trusted friend and advisor, and am very pleased with the outcome. Because of the Access Plus Capital team I am thrilled to be able to make my first W-2 hire and my company positioned to expand in the near future. It was extremely helpful to listen, learn, consult and collaborate with each of the staff members while applying for a Nano loan for my company. They have proven to be knowledgeable, p

Access + Capital was easy to work with throughout the entire process. They were communicative, professional, and honest. Ernesto was easy to work with as well. Kind and genuine. There were were a couple hiccups in our application and he was always up front and reassuring during the process.

I was great working with Ernest from Access Plus Capital, he would responded to my emails and phone calls in a timely manner. He answered my questions or concerns and I felt comfortable working with him. I strongly recommend Ernest for your financial needs.

Ernest was so helpful & informative throughout the whole process! I highly recommend him & Access Plus Capital. He made the whole transaction seem so easy & is very professional. I thank him & APC for all their financial support for to continue in business!

I highly recommend Access Plus Capital to all small business owners. A very special shout-out to Ernest Ramirez - 1M/10. He has been with me from day one and has guided me all the way. Thank you Ernest.

Nigel is the best. He is caring and thorough with the loan process. He definitely made things smooth for us. Thank you Nigel and Access Plus Capital !!!!

I definitely recommend Access Plus Capital. Ana Medina and Ronna Martinez thank you both so much for all the help and support throughout the whole process. Both are very professional and had outstanding services. They always answered any questions I had about the process of the loan. Thank you for making it possible. Keep helping small businesses owners, you guys are doing great job. May God blessed you.

Ernest Ramirez helped me get the business loan I needed to help scale my business. He is very professional, timely & kind. I highly recommend going through Access Capital Plus to help your business & be sure to request Ernest. :)

At first our loan process was a bad experience because the person processing our loan was switching jobs and quit in the middle of our process. Our loan was reassigned to Ronna Martinez and she took care of us and got our loan processed. She kept in touch with us the rest of the way and still ask us how we are doing. We feel comfortable and like friends with Ronna, and not just another business partner. We are grateful for her help and urgency because we probably would not be where we are today without her

We had such a fast, smooth process working with Access Capital. Things were clear, and organized. Thanks for everything Ernesto Ramirez and giving our company tools to grow to the next level!

Access Plus Capitol is making a huge impact in the central valley and because the opportunity to loan to those that have a hard time getting loans they made every effort and worked diligently to get us processed. Without them and their and the efforts many small business. Thank you for all you do

My organization had the pleasure of working with Access Plus Capital on the purchase of a child care center for low-income preschoolers. The staff was professional and very available to us during the process. They worked with us to solve unique needs, and the loan went through ahead of schedule! CFI's are essential to non-profits in our community and I look forward to working with them again to better serve the most vulnerable in our community.

Before meeting up with Ronna I ran into a couple of issues. But since connecting with her I appreciate Ronna Martinez she was committed to her word . And always kept it. Which means a lot to me. Overall she connected me to her team that reach out to me and helped me out. She should get a Raise!!! I'm just saying. Lol I think the company has came a long way. Due to all the changes. I would Refer them to friends and family.Thank everyone for making it Happen. I Appreciate you all Blessings.

Opening a small business during a Pandemic has not been ideal. During this time, Access has worked with me to ensure my business's success and is always available. Would recommend them for small loans over other options.

Great staff! They really do anything possible to execute their mission and help small businesses! Thank you Ernest for your help and resources!

We worked with a great team that was instrumental in helping us acquire the capital needed to move forward with our business a couple of years ago. I'm looking forward to expanding soon, I'll be in contact with them again regarding the expansion.

I would just like to state that my experience with access plus capital Was professional and timely, and I am looking forward to doing business again. Brian Washington Construction

Outstanding place for a bussines Loan for. New or established. The Process was very foward and Ernests was very informative and helpful Thanks again Ernest and Access Plus Capital for making my Business Growth again

My experience with access plus capital was magnificent and professional they answered all my questions, they helped me with every step of the loan process I will highly recommend to other businesses in need of loans.

Access Plus Capitol was got me approved for $20,000 in about 2 weeks!!! I can now take my business to the next level!!!!!

No star for them worst company for business loan i have ever seen my life I recommend you guys to go somewhere do not waste your time to talk with them unprofessional stuff depending on others they do not know their jobs.They should close down their business rather wasting time of people.

The staff are wonderful and so kind! They are always so prompt and offer wonderful customer service and have the answers you'll need. Thank you!

Couldn't have done this without the Access Plus Capital Team. It was a lengthy process, but well worth it. Thanks to Joi & Ronna!

The staff there is amazing, polite and makes a client very comfortable.

I want to say thank you for access plus capital to help me to owe my business land it's was help full

Amazing in helping small business with their financial goals!

Ernest was great and through , had a great process

(Translated by Google) My experience was bad with Capital One, I got my card for just one month, but before the month I made my payment and the card was rejected and so that it wouldn't fail I made the payment 10 days before so that it wouldn't affect my credit score and I made it with an agent of theirs so that it wouldn't fail but the person who attended didn't get the card number correctly and the payment was rejected and they charged me surcharges when I made the payment I told them that they could remo

(Translated by Google) Very good service, 100% recommended. They helped me with what I mentioned. Thank you very much, Ernesto, for the help. (Original) Muy buen servicio recomendado 100% Me ayudaron con lo que mese citaba muchas gracias ERNESTO POR LA AYUDA

(Translated by Google) Very good service (Original) Muy buena atenci?n

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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