American Consumer Credit Counseling

American Consumer Credit Counseling

Reviews Summary

Customers consistently praise the service for its knowledgeable, empathetic, and professional representatives who provide clear guidance and emotional support. Many highlight the relief and confidence gained through personalized assistance, with particular appreciation for the program's ability to simplify debt management and reduce financial stress. The overall sentiment reflects high satisfaction with the compassionate, patient, and solution-oriented approach of the team.

About This Listing

Tax Preparation
Tax Planning
IRS Representation
Budgeting
Financial Advisory
Small Businesses
Individual Taxpayers
Non-profits
QuickBooks
GAAP Compliance

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Preparation
Tax Planning
IRS Representation
Budgeting
Financial Advisory
Small Businesses
Individual Taxpayers
Non-profits
QuickBooks
GAAP Compliance

Contact Information

Address

633 W 5th St 26th & 28th floor

Los Angeles, California 90071

Hours

Sunday Closed
Monday 6AM-7:30PM
Tuesday 6AM-7:30PM
Wednesday 6AM-7:30PM
Thursday 6AM-7:30PM
Friday 6AM-5PM
Saturday 7AM-6PM

Customer Reviews

Pris called me to let me know that one of my accounts was rejected due to recent charges and she is going to resend that after about 35 days. She was very helpful and reassuring. Always a nice experience when calling ACCC. Kudos to Pris for keeping me relaxed and focused on my goal. Warmly, Bob DeVito Garner, North Carolina

Wow. I don't know what I would do about ACCC. They helped me recover from some serious learning lessons. I'm now very close to being $20k+ out of debt. Specifically, I want to thanks Kim for helping me rework my payments to pay off the highest interests first. She helped me reduce my target date by 6+ months! Thanks, Kim!

I called this morning to get help to schedule my payment and Kim the representative was really helpful, professional and friendly to help me out. She also went over my account with me. I will give her 10/10 for her service. Best customer service KIM.

I have been a client for about five months. They are a lifesaver. Even after you become a client, they treat you well. I talked to Kim today. She was professional, friendly, non-judgmental, and answered all my questions about my account. I highly recommend them!

The program is an amazing tool to help clients get back on track. They are skilled professionals always working on the clients behalf to help us obtain financial stability while we get our finances on track. Today Jojo helped me adding another account to my plan cutting my annual interest rate by more than a half. Thanks Jojo fir your help and professionalism

Kim was so helpful when I phoned to pay off my debt. She was as excited as I was and I felt like I had really accomplished something (which I have). Thanks, Kim, for explaining the close out process and for your knowledge and kindness.

I had a great conversation with Kim. She was very kind and helpful. My questions were answered very clearly. It was nice to speak with somebody so knowledgeable about the program!

Priscatlie was terrific! Every time I call in, no matter who I talk to, it's one of the best customer service experiences and it's consistently the same. Knowledge, friendliness, expertise is all top-notch thank you!

I have been shopping around for companies that would help with my debt. Unfortunately, it has gotten out of control due to high interests rates and the increased cost of living. I was almost becoming hopeless and then I found ACCC. I was able to join a debt management program that has a monthly payment I can afford. I spoke with a wonderful gentleman, Matt Richards, that walked me through the process and was more than helpful. It was an enjoyable experience and I'm excited for the future and to finally be o

Priscarlie was amazing today! She answered all my questions and made me feel at ease over the process.

Tim did an amazing job of taking the time to walk through the benefits of this program and to address my concerns, as well as providing a lot of valuable advice and recommendations best suited for my current financial situation. Overall, I feel a lot more at peace and confident about reaching my goal of being debt-free in a few years. I am grateful to have access to this program and appreciate the members of this team that have helped me get enrolled in the program.

Ivanna Was amazingly helpful, knowledgeable, and compassionate in providing expert financial advice. Definitely the best part of my week! Thank you, Ivanna!

Kim was great! She was professional and showed that she had a in depth knowledge about ACCC. She was genuinely encouraging and she celebrated me for bringing down my balance by paying off on time! So glad to work with people who sincerely care about me being debt free!!

Christian was incredibly helpful and was able to ensure that all of my plan needs were met and taken care of in a timely manner. ACCC is the best. If you need help with credit counseling you don't need to search any farther than ACCC. They are the best!

It's incredible to be credit-debt free now, and I'm so grateful for the way ACCC helped me through the process of paying some large balances. I would highly recommend their services! Great customer service and educational tools too!

So happy I came across them! Tavia delivered amazing customer service and explained everything thoroughly. Nothing ever felt rushed and I never felt judged or shamed! She was very compassionate and helpful and I only wish I would've came across this company sooner. Thank you Tavia! :)

I just spoke with my credit counselor JoJo and he explained clearly what I needed to do about a situation. I recommend ACCC to anyone who needs help with consolidating their bills. From signing up with Jonathan til now, this process has eased my mind. Thank you

Jojo was such a great help today! I dont know what I would do without the excellent customer service from ACC. Thank you!

Kim was the girl that helped me on the phone. She was so helpful! She knew what to do to help and explained things.I felt much better after speaking with her. You are VERY lucky to have her.

I have had the greatest opportunity to have been led to American Consumer Credit Counseling Services just as I was getting over my head with high interest credit card debt. I had difficulty admitting it so it took a while for me to call bc honestly, I don't care to admit to others that I wasn't handling my finances responsibly. I started in January of this yr. I couldn't be more pleased thus far with every bit of their services. After the signing on they keep u involved by running everything by u for yo

I'm so grateful for this company. I was hysterical when I called. I'd been swallowed up by credit card debt that was created by my ex. I wish I could remember the name of the representative that helped me. He made me feel hopeful, when I felt so HOPELESS. I have just completed my account, saving almost $3,000. Just one bill instead of 7. Whew. I'm also going to mention the new representative that just helped me close out my account. She was professional, patient and kind. Save yourself and get out of the st

I am so relieved to get my payments updated. I appreciate ALL the time and assistance that I received. I have recommended ACCC to several of my friends who are in similar situations. I hope they contact you and get their finances straightened out through your services. Thanks again for all your help, Kathy R

I was greeted by Ms. Mary, she was amazing. Her professional experience was very inspiring. She gave me patience and confidence that I needed to accomplish my goal.

Great customer service, very knowledgeable and was able to take care of all issues and answered asl my questions. They were able to get my payments down to a manageable number, which will allow me some breathing room.

Josh helped me immensely. He has tailored my program to meet my goals. Josh has a wealth of knowledge and he clearly communicated and applied this knowledge to help me successfully set up my accounts. Thank you.

I talked with Kim today and she was very helpful and informative. This is always such an easy experience working with ACCC.

Kim was amazing, caring and helpful during my conversations with American Consumers Credit Counseling. Kim calmed my fears and anxiety in talking about a plan to pay off my debt over time so if you need help with out of control debt or finances, I recommend Kim at American Consumer Credit Counseling?

Great service very helpful with Christian today keep up the good work guys the community needs you ??

Pris was wonderful, she took her time with everything an explained it along the way. She was very patient with me an kind. Thank you ??

Spoke with a representative by the name of Tim and he was a big help and very understanding. If you're interested in fixing your credit I strongly suggest giving them a call

Bruno was very helpful. He gave me some options to look at to eliminate my debt. I am taking a look at what will work best for me and will make a decision. I feel so much better about my future.

Kim was great. She professionally assisted me and answered all my questions with patience and compassion. Thank you Kim, keep up with the good job !

Kim was super helpful and professional. She provided me with the answers i was looking for. She was friendly, respectful and kind. Thank you Kim for your assistance!

Josh had again helped me with very good advise. He really amaze me how knowledgeable he is and so professional with dealing with my account. The best customer service I ever had. Thank you to your company for having good and excellent Credit Counselor like Josh.

Kim was very helpful, kind and thorough when I called her with questions about my plan...

Incredible services, guidance and customer support. The team was able to help me get most of my cards, except one to zero interest and 1 monthly payment

Josh was so helpful and knowledgeable!! We discussed my current financial stress and options to help me in going forward with my debt management plan. What a relief!! I cannot wait to refer family and friends to American Consumer Credit Counseling!!

Naomi at American Consumer Credit Counseling was very helpful in gathering detailed information about our financial situation, both the income coming in and the expenses going out. From there, she was able to use her resources to come up with viable alternatives offered by ACCC to reduce credit card expenses so that they can be paid off quicker and less expensive than by not using the ACCC services.

I called ACCC today with a tech support issue. Jojo was helpful, professional and listened carefully to my problem. He offered solutions and to start a tech support ticket. Thanks Jojo!

Catherine was incredibly helpful and kind, she walked me through budgeting and expenses to get me a great monthly rate. I can't express how relieved I am to have my debt under control FINALLY!

Johnathan was very understanding and helpful. He has made me feel like I have hope again.

Derrica was a delight to speak with and extremely helpful. She was very informative and patient with us regarding our questions about our credit card debt. Great counselor!

They are very helpful & keeping me on track with my payment plan. Kim has been very helpful each time I call.

They have made everything so easy to navigate through and explained everything i didn't understand at first. Jojo was a great help and has been super informative and encouraging.

This is an amazing program. Seems like too good to be true but it's true. Marly was very helpful in explaining the DMP. They'll bring down the interest rate.

Melissa was great. Super helpful, attentive, and really listened to the situation and I felt true empathy. I would highly recommend this as a solution, even if it's just to get a better handle on a working budget. Very helpful resource!

Jojo was so quick and efficient. He's a great help and I was happy to work with him.

Pris ACCC REPRESENTATIVE DID EXCEPTIONAL CUSTOMER SERVICE IN RESOLVING MY TRUIST PAYMENTS HAVE BEEN POSTED LATE PRIS PROVIDED THE REQUEST FOR ME TO RECEIVED A COPY OF DEPOSITED DATE & CASHED CHECK DATE. THANK YOU PRIS PATRICIA JACKSON

Kim was outstanding! She was very knowledgeable and answered all my questions! I am thoroughly satisfied with my entire experience with customer service and ACCC!

Called in for payoff amount and spoke with Kim. She was incredibly sweet and helpful, explained the process in full. Made the process easy.

Thank you guys for your enormous help! Shout out to Kim for great advices and friendliness! ??

Baily was absolutely amazing ! I called in tears And got off the phone with him feeling so much more confident and so satisfied with his costumer service and his caring demeanor??

Such an amazing group. Ismael was very informative and walked me through my options and now I am feeling a lot more peace

I spoke with Chelsea and she was real nice and patient and explained their program rather thoroughly. I'm looking forward to joining

Bailey was amazing to work with. Thoroughly explain the process if you're looking for assistance with navigating credit don't wait. Call them now.

Had a very exciting call with Kim based on my accounts that they are working with me and got very beneficial information.

Jojo was awesome! I absolutely love this company. They actually care about your situation and do their best to help you out.. Wish we would have found them years ago. They are definitely a God send! Thank you guys for helping us all!

Anthony was tremendously helpful, he patiently helped me create a budget and answered all questions. Fully recommend this program.

The first time I reviewed ACCC I had only just enrolled in their program and it was an easy process and the customer service was great. It's been a few months now that I've been with the program in helping me pay down my debt and it's been such a relief and I don't even have to think about it, they take care of everything. The amount we agreed on is automatically taken out of my account every month and disbursed to each creditor. Today I had to call to change my due date to help me out this month and Latoya

Great experience, answered all my questions provided me sone financial advise and gave me a piece of mind to my concerns

I was at a point where I was living paycheck to paycheck because of my credit and student loans, but Pule helped set me up and was super honest about my options; this is the one true way to step forward to financial freedom

They really work with you when you have credit issues. CSR rep Kim was a great help for me when things built up!

Jojo was extremely helpful in solving my problem! He was kind and courteous and I enjoyed working with him! American Consumer Credit Counseling employees are quick and efficient!

Excellent customer service, very helpful. They walked me through the whole process and explained everything in great detail.

Tim, who helped me was very kind and extremely thorough. He made a difficult conversation very easy and gave me some more hope.

Jojo was kind, efficient, knowledgeable and informative! Great experience!.

I am an existing user of this program and would highly recommend to get your debt on track. Customer rep Jojo was great!

Anthony was a great help to me. He is knowledgeable in his work, a good listener, answered my questions to the best of the answers I wa seeking and repeated himself when I seemed not to understand anything. Anthony was empathetic to my ?wildest? questions and he did referred me to the right channels I needed. Emotionally: Anthony has a deep calm and pleasant personality. Overall: Greatest customer service person and has professional ability to navigate through all the credit loops and hoops! Anthony is a br

06/09/2025 I received a call from one of the creditors in the program due to missing payment. I recently had some struggles and had to move my payment date. I received a call from the creditor. I called JoJo and he gave me my options. I previously spoke with JoJo with last year with another matter; As he was previously, JoJo was very professional and understanding and answered my questions in an empathetic and professional manner. I appreciate his great customer service. Thank you, JoJo! ????????

I spoke with two of your representatives today and they were very helpful, Joe Joe and also Proscarlie, they were very kind professional , thank you.

Paul is amazing, gave great advice, navigated me with what I needed help with, answered all my questions, explained everything great in detail.

Jojo was very helpful, competent, and professional.It was a pleasure to work with him!

Chris was very helpful today! I appreciate his understanding and professionalism!

Jo Jo was instrumental in helping me understand the current status of my account and make an informed decision.

Kim was so very helpful. She provided me with the information I needed and cheered me on for the strides we have made with this debt. Sometimes people need to hear a happy voice on the other end when times are a bit rough and Kim made my day. Thank you ACCS and thank you for providing help and direction with this debt. It's half way paid off and that feels great. This is a good organization.

I was speaking to Kai, and he was beyond knowledgeable, and helpful. I was looking over all my options to try and get back on track financially, and this company was the best alternative to go. I hope to get back on track, and a new beginning awaits. I would like to thank Kai personally for all the help both with the action we're doing, and the knowledge given. I would like to thank also ACCC for offer such great services to help people have a new pathway towards a better future.

Pile was very helpful and patient and was able to put me on a good plan to get out of debt

Jojo was extremely helpful with my questions. This is an amazing company!

I just did it today, but great experience so far. Excellent customer service, very patient.

When I spoke with Jojo (ACCC counselor), he was very helpful and courteous! He explained the answers to all of my questions and addressed my concerns. After our conversation I felt much better about my financial situation.

Melissa was extremely thorough in making sure I was well informed of the choices I had in settling my debt with Credit One. When she explained payment options, it was the first time I heard that some third party companies like Freedom Financial who do debt consolidation actually do not pay creditors right away. I'm so happy I didn't go that direction, because that was an option I was considering, which would have led to creditors chasing me down and my credit score becoming tarnished. This company is one yo

Anthony was super professional and transparent throughout the whole process. Feels like a weight lifted off my shoulders as I'm now taking a step forward to becoming debt free.

Anthony is great. Super patient and informative. Thank you!

I contacted American Consumer Credit today and spoke with Jojo. He was so friendly and helpful. And resolved my issue. I would definitely recommend this company. I am looking forward to be debt free. Great Customer Service. 100 STARS

I have completed my program and it went extremely well. The time went by fast and I didn't have any problems. My last call with JoJo was great. A very pleasant, and professional man.

Jojo was a great help with my questions. He represented the company well!

Jojo was a great help and advised me on some very important questions I had.

What a relief to have a plan that I can live with that not pay off my debt but let me enjoy my life while doing it. Thank you to American Credit Counseling.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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