American Pacific Financial Services Corporation (APFSC)
Reviews Summary
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Features
Contact Information
Address
30021 Tomas #300
Rancho Santa Margarita, California 92688
Phone
+1 800-682-4007Hours
Customer Reviews
Since I have been rolled in this program, I have slept better at night, don't have to worry about phone calls from creditors and the best thing is that my credit score increased. An automatic payment every month is stress free. I get an alert saying that my payment will be processing Three days and if I have any problems with that date, just call the company and they would work around changing the date of necessary, so this is a good program. I wish I had known about it earlier but better late than not at a
This is the second time I have used this services. You guys are very awesome. Very good program and I do appreciate it. Keep up the good work and thank you so much for helping me sleep better at night.
APFS has been a tremendous help to me! They have consolidated two of my largest bills and they are making payments on both at an agreed lesser amount AND on time monthly, so that my credit score has increased ! I like that very much. It is a benefit that I didn't realize I was going to receive. I only knew that they would help me to get these monthly payments manageable for me. I would highly recommend this fantastic service to anyone as an opportunity to work with you!
The agents are polite and friendly. They work with you to satisfy your financial needs. I've had a great experience with them so far, so I would recommend them if you need help with your credit and consolidating your loans. Thumbs up for their services ?? excellent
This program has and continues to help us pay off debt faster and save money on interest with great customer service! I highly recommend them!
I have been a member for approx 5,years and the staff and my person have been wonderful to me . They made me feel that it's OK to need help and they were here to help me. I appreciate APFSC so much!!
This is my first time using your services,so far so good,seems like it's taking forever though
I have been relieved of the pressure of paying monthly bills that charge a high interest rate. Now I can relax and let APFSC take over. And my credit score is still good and my consolidation of credit card charges are safe. Plus if I ever have a question or have to add another credit card there is always someone to talk to at APFSC.
I have been a client of this company for about 3 years now. They are friendly, professional & are great at taking care of paying off your debt!
The APFSC group has been great helping me pay off a couple of debts. It has taken awhile but I am almost finished. Thank you so much!
I have been with this company for years. I entrust their suggestions and knowledge. I am very pleased with there customer service and helpful friendly ways.
I love the service and pretty reliable if you want to saved in your payment plans. I will recommend it to all. Thank you APFSC!
I have been very pleased with how caring and informative APFS has always been when helping me consolidate my debt and helping me to save interest and money in the long run. I Thank them so very much.
They did as promised. Consider they are taking some money each month and relate that to the interest saved. The customer service is very good.
It's a Great Debt Program. When I called & talked to some they where always willing & able to help you with your debt problem. I really appreciate how helpful they are to assist you with your situation.
Since I've been in the program there has been excellent service from everyone. I am having conversations about your service right now in hopes that i will convince some of my friends to join.
Every time that I speak to anyone they are nice and respectful. I have even spoke with a manager and he was super friendly as well. I have referred people as well.
This debt removal program is legitimate and has lowered my interest rate from 34 percent to 1 percent to pay of my credit card with a substantial amount that would probably take me 10-15 years to pay it off. The only catch is; your credit card; once you sign the agreement online, will be closed so that you can not use it ever again!
APFSC is a very good company that works with you getting your account straightened out in a good format and always reminds you of a up and coming payment which I like.
Had absolute great customer service at this place. The person I spoke with was kind and explained very thoroughly what was happening.
APFSC is a reputable debt reduction program. Their experienced credit counselors negotiate high interest credit cards to lower interest rates, which helps pay balances at a quicker rate and saving thousands of dollars!
I must say that I was completely unsuspecting of the GREAT time that I had from the refreshingly polite and kind experience I enjoyed with the incredible work of Thomas, and the delightful Ms. Shea at your company, during what is usually a very humbling time for someone like me. It would be wonderful for me if you personally acknowledged both of them for me, because I have seldom, if ever had a more pleasant experience with them both! I'm not exaggerating when I say that the BOTH of them bent over backward
Wonderful customer service , would recommend 100% A no brainer , i have been making payments monthly and before you know it , we're almost done! Fantastic , peace of mind ! I highly recommend .
They are very helpful to your needs and charge little to zero interest while paying your credit cards off .
They helped me pay off my credit cards and reduced the interest rates by at least half. I would highly recommend
APFSC always reminds me that I have a payment coming up and they also keep me posted with my balance.
Big help with getting my debt down and within control. Happy to say I am two months away from completing the program timeframe.
APFSC is a excellent company to help manage and get your bills paid off quickly..thank you for all your help!
I really appreciate your service and I will be more than glad to tell someone else thank you for your service
they just do their job as I do mine no fuss i love that??
The way they explained how their program works from the very first day, was exactly like that as I finish up my plan 5 years later.
Amazing service I love this company help get me back on track
They helped me pay down my credit card debt with the best apr in the game!!!
Very convenient ! Don't have to worry about missing / delay payment .
This service has been great support for paying a debt off.
Seems to me a situation that that occurred at the right time that would help me in the long run. Grateful for this program.
Very easy to work with to resolve debt. Reminders sent every month, customer service is very helpful
I have dealt with Meridian and now APFSC. They are the best of the best for customer care and talking to you. They are genuine and real! I've not ever felt uncomfortable, talking to one representative over my years of my loan. No lies and truthful! That's really hard to find these days. If you're looking to refinance one of your credit cards. Don't ever worry about dealing with them. I just got off the phone with James and he was fantastic. Sincerely, Deana from Homosassa Florida
I have found that APFSC allows me to be confident; In knowing exactly what the payment is. No guessing!
Wonderful experience! Customer experience was top notch and made the process super easy!
This service is the greater way to approve your account of completing the amount you own to your credit card
APFSC provided very good service to me until my balance with Discover was paid in full. I had one issue, and Laura from APFSC contacted me the next day to get the problem resolved. I didn't have much contact with the company since I didn't have any problems. My one phone call from Laura convinced me that APFSC values good customer service. Thank you for your assistance. David Raab
This program has been really good to help me out of debt thanks.
These people are so nice to deal with and the credit process is truly simple. This company is very good but record keeping is another story. Make sure you maintain all records of payments.
When do the payments end?? You have been promising for 3 months that there were no more!!!!! Enough already I've paid Al I'm going to pay. My bank account will be changed today!!!
My interaction with this company has always been professional and informative
They are just awesome an they always remind you before they process your ! I would advise anyone to join them! They just have a awesome support system with good honest customer service!
Not to bad could be more friendlier otherwise easy to set up
Great service! My debt is steadily declining!!
I've already paid off two credit cards and they're working on the third!
I have been a client since 2020, and this service has been sooooo helpful! Thomas#10771 has been a great agent! He is very kind and patient. He also is reliable and very knowledgeable about helpful! This corporation will really help you :). Thank you, Sophia
They have been a delight to work with. So thankful that I found them or I would be way worse off! Thank you!
This has been a great experience. I was overwhelmed with my bills and APFSC helped me tremendously! They did exactly what they said they would do and I am happy with the decision I made. I liked to thank James for being so helpful in finalizing my account!
Worst place ever.....was not informed of certain info.....the person I dealing with lied and said she left a message never heard from her....No it was not thoroughly explained because If it was I would Have never accepted your Service and then on top of all that You Have Employees lying stating that They spoke with you and they didn't and they don't even return Calls Or Emails and If you know Who I am ....you would state Mr.....I am a MRS! ....that's definitely a ladys name!!!! Have a pleasant day!!!!
Answered all my questions and were very business like.
This business really helped me alot! Thank you!
Thank you for being there for me. I've been able to manage payments and am almost finished paying off my account
worst place ever will deduct from your account I make extra payments only to see your account balance increase instead of decrease and was told to call credit card company . why do I need APFSC I could have settle with them and thats what I did your not even the original company I did business with and yes low on your creditors and high interest for your service and now you want 535 dollars because I pay them off on my own LIARS AT IT BEST.
APFS was able to consolidate several of my retail credit cards and provide a much better interest rate that will allow me to pay off my debt much quicker. The process is quick and simple and makes it so I don't have to make so many different payments each month. The representatives were very kind and explained everything thoroughly. Definitely recommend APFS ??
I'm so grateful for this company.
These has been awesome program.
The staff is very helpful and my payments to my credit card companies are always on time.
I got a text that my payment was going up because creditors were raising them when I called APFSC and talked to a girl told her that credit card Co. With so much debt in world were letting people get 0% interest rates for 1 year that I wasn't happy about this being on fixed income ,I said I wanted to talk to management and she said was busy but a manager would call me back and no one did
Company is very professional when I contact them.
Great organization, honest people.
They do a great job!!
I am very pleased with the customer service with APFSC. They have been very helpful.
I've had a very pleasant experience with APFSC employee Marilyn today. I've been waiting to get the opportunity to consolidate some of my bills. Thank you for APFSC
Very helpful and caring staff helped me to get back on track and over the past few years have helped me to pay off debit and I am now closer to being totally debt free!!!
My experience with American Pacific Financial Services Corp. has been great . Knowledgeable staff , very helpful. .
Great company to work with!
I have had great success paying off my debts thanks to APFS.They negotiated a lower interest rate for me and now my credit score is at an all time high. They are the best ??
Lindsay is fantastic. I'm currently having a hardship but, she has been great, so helpful, respectful and courteous.
APFSC makes getting out of debt simple with great payment plans and amazing customer service!!
Having a great experience. Paying debt down easily with low monthly payments and no hit on credit score. Easy to reach customer service with any questions.
Having this service has been such a blessing to/ for me dealing with my credit card debt. What a relief to be worry free! Thanks so much for your assistance!
I'm dept free I really appreciate your help Great customer service support Thank you Teresa Zamora I will recommend ??
Things were taken care of with much less hasle than I expected. Hate being on the phone endlessly answering questions. Even tho I know its needed info. But this was quick and easy
My issues were resolved And very happy with the results
Please two have paid off two debts!
These people kept coming back taking money out of my account. I had to close my account down.Every couple of months or so it's something new on a account I settled and paid out.
Easy, stress and hassle free
Excellent customer service and willing to help their customers.
So great to work with
My payments were not paid on time. They ruined my credit. Stay away, they are a con game.
Great customer service
They pay 6 of my bills every month Have about one year left !
It have really helped me out with my depression and credit