American Prime Lending

American Prime Lending

Reviews Summary

Customers consistently praise the team for their professionalism, expertise, and exceptional service. They highlight clear communication, prompt responses, and personalized guidance throughout the mortgage or refinancing process. Many appreciate the competitive rates, smooth transactions, and the team's ability to simplify complex steps. The company is highly recommended for its honesty, reliability, and dedication to customer satisfaction, often exceeding expectations.

About This Listing

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Real Estate

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Real Estate

Contact Information

Address

18000 Studebaker Rd # 700

Cerritos, California 90703

Hours

Sunday Open 24 hours
Monday Open 24 hours
Tuesday Open 24 hours
Wednesday Open 24 hours
Thursday Open 24 hours
Friday Open 24 hours
Saturday Open 24 hours

Customer Reviews

Mike helped me with our home loan. He went above and beyond to make sure we had the best rate. Mike did an amazing job guiding us through the entire process.He was very professional and I would recommend American Prime Lending to all my friends and family.

From start to finish American Prime Lending delivered exceptional service. They made my home transaction as easy as possible and guided me through all my loan options. Highly recommend them. Big shout out to Ruben , Elaine , Brian and Mike !! Thank you so much.

Ruben was an absolute pleasure to work with! He literally walked us and led us from point A to point Z, seamlessly. If there was anything going on in the backend, I had no idea about it and I didn't feel an ounce of stress because Ruben took care of everything. He is very well informed and will take the time to break everything down for you. As a first time homebuyer, this is an experience I recommend for everyone. 10/10!

American Prime Lending has been an absolute blessing in helping me achieve my dream of owning a home. Thanks to their exceptional service and unwavering support, I am now living in the house I've always dreamed of. I am endlessly grateful to the entire team, especially Michael Haboud, whose personalized guidance was invaluable throughout the process. Their professionalism, dedication, and expertise truly exceeded my expectations. I absolutely recommend them to anyone looking to turn their homeownership drea

Loan Officer Brian Pugh and I recently closed on a purchase for mutual clients and the whole process went extremely smoothly! Not only is Brian an excellent communicator, but he's able to stick to timelines and got the loan funded on time. I would strongly recommend any agents and borrowers consider working with Brian on their next transaction!

I cannot sing enough praises about American Prime. I had a very difficult situation because I demolished my house without funding sorted - not knowing a ?construction loan? was not so easy to obtain. American Prime not only educated me but worked tirelessly for months to get me funding, wherever possible. I highly recommend them and refer all of my friends.

It was a long journey to shop around the dream house I wish for. Since it was started, I've checked several options from the big banks to the lending companies. I was lucky enough to meet Michael Haboud. (A friend of mine introduced me). At the beginning I wasn't that much interested, since everyone giving the same number. I was expecting that with Mike also. He was detail-oriented and was trying to explain every single question (most are silly questions). Thank you for that. But he came back with a dif

Jack and Adam were by far the best people to work with during the process of refinancing my home loan. They were both extremely professional, patient and just a call or email away to answer all of my questions. They both made me feel very at ease throughout the whole process start to finish. Highly highly recommend working with this company! Thanks guys for all of your amazing work!

We had such a seamless experience working with Lou Duran and his team of processors. As first time home owners, we were not well versed in the intracacies of the loan process, however Lou and his team walked us through each step with ease and full professionalism. Every question was answered thoroughly and in a timely manner. We were also welcomed and encouraged to come to Lou and his team with any questions or concerns as they understood purchasing a new home can be a nerve wracking process. We were amazed

I wanted to give a shout out to American Prime Lending. They made the home buying process SO easy. They got us the best rate on our mortgage. I would honestly recommend this company to anyone who is buying a home or looking to refinance. They work so hard for you and they have the greatest team of professionals that make you their top priority.

My Wife and I had a wonderful experience working with Michael in refinancing our home mortgage. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. This is our second experience working with Michael and we would highly recommend American Prime Lending to any one.

Alicia helped my husband and I with our refinance. She made the process really quick and easy! even kept tabs on us even though we sucked at responding. Much appreciated with our busy lives. By far the best company I have worked with. Couldn't be happier.

Michael did a great job with me.he was so patient and helpful to answer all my questions during the buying process. He made everything quickly and smoothly. He is the best ??

American Prime lending is Awesome. Mike was great! He walked me through the whole process. They were very efficient and fast. My loan was complicated but they overcome all the objections and got me approved in a jiffy!! I recommend this lending group in a heartbeat to everyone who is buying a home.

Lucas Anderson was our finance manager and he went above and beyond to help us with our home refinance. His patience was immeasurable and his knowledge in the situation made us feel very comfortable with this process. We will definitely recommend this lending company!

Working with the company was amazing! I had issues with a previous lender and was very frustrated when I was connected with Mike. He was able to troubleshoot all my issues and quickly get the process going. Highly recommend them for all you home financing needs. There is nothing they can't do!

American Prime Lending is truly a wonderful company to help with anyone's mortgage needs! I feel they're an honest and caring company who are really invested in their customers. They'll work along your side every step of the way and will do everything possible to facilitate your loan and home purchase process. I highly recommend this company!

I have had the great pleasure to have Sylvain Reyes as my representative who has my experience so fast and easy, I haven't had to worry about anything. American Prime Lending is the one I highly recommend, their employees are so knowledgeable that Sylvain and assistant Sol make it a breeze. They are a God Send to me. This rating should be ?FANTASTIC? they deserve it all and then some. My many thanks to you all.

Mike and Brian are an awesome team to work with. They lead American Prime Lending, together with the fam of mortgage experts. They'll make things easier and simple for you, and will walk through each step and keep you informed. They are REALLY here to help. Every call or email made is either answered, or responded back to very quickly. Thank you guys!

Exceptional service. Brian & his team went above and beyond to help me with my first real estate purchase. The process was very transparent, and we even closed sooner than the expected closing date. Will definitely be back for my next real estate transaction!

I heard about American Prime Lending through a friend and decided to check it out. And let me tell you what, I was happy I did! From the very beginning to the end they were super helpful, and made sure I was aware of what was going on every step of the way. This was my first refi, and they made sure it went as smooth as possible, and I never had any question go unanswered! Even though I changed my mind almost at the finish line and decided to go with a cash out equity loan instead of a lower apr refi, they

I'm thankful I worked with these guys, their loan ended up saving me more money than I planned. I definitely recommend working with them. They walked me through the process even when we ran into hurdles they made it easy. Happy client!

Having Sylvain Sal Reyes as my refinance agent at American Prime Lending has been amazing! He has offered excellent advice, answered every question I have and calls me on a daily basis to update me on my refinance status. You have done such a great job that my stress has gone away! Thank you Sal for all you have done for me.

I would like to thank my loan officer Mike and his team (Gabby & Nicole) for not giving up on my home process & exceeding my expectations. By far the best experience I have gotten. Not only do they go above and beyond they made it happen! Thanks again to Mike & his team! -CaFCo ????

Slate is extremely professional, responsive, and reliable. He worked with us to lock in the best rate possible, and truly cared throughout the whole process. We will use Slate and his team at American Prime Lending for all future mortgage needs!

American Prime Lending far exceeded my expectations. I had top quality service. I was treated extremely well and made the process of buying a home stress free. I truly felt APL was on my side and had my best interests in mind. I would highly recommend anyone buying a home or refinancing or even just inquiries to reach out and touch base with APL. They answered all my questions with respect and immediately. They will treat you with respect and really lay everything out there for you to ease the stresses of

My wife and I would like to give Luc Anderson a 5 star rating for how well he worked with us in processing our refi. He was professional, patient, kind and attentive. We were very pleased with his service and recommend him to anyone who would like an excellent experience with refi or loan services. Thank you

I would like to thank Michael Brant and the rest of the team at American Prime lending for assisting me with my refinancing situation. They made the whole process go so smoothly and were always on top of all the concerns I had. Mike and Maddie, thanks again for the help.

We have worked with Daniel Lopez on two different Mortgages. He was awesome. He approached us with respect, listened and exceeded our expectations. Daniel is the best got us the lowest rate on the market. Thank you Daniel.

American Prime helped me with multiple loans. Would highly recommend, they were honest and made it simple and easy! They helped me with cash out and to save a bunch of money! Would definitely use them again!

Our experience was finding a very knowledgeable, patient, caring and qualified customer service- first person , JD Pazmino , and his team. He quickly answered all our questions and made sure all was done just so through the whole process. WE didnt get passed on to others to get lost in the system. Will highly recommend This company and JD as the contact person .

We were extremely satisfied with Michael Haboud?s expertise, and willingness to go above and beyond to even pick up the slack of other areas *cough escrow company cough* We appreciate his professionalism and resourcefulness. Will definitely refer others/ use him in the future! Thanks Mike :)

Mark helped my wife and I refinance our investment property. We had a difficult tenant due to Covid and he was able to meet all of our needs for a lower rate than others. Recommend A+++

Good experience overall. Worked w/Mark Bloom; he was quick to reply to our initial inquiry and stayed in touch throughout process. Explained the programs available and answered all our questions. Once we locked in the rate, the process moved very quickly and we closed within estimated timeframe. Would recommend APL for anyone looking to refi.

Jeremy helped me refinance my home. The process was very easy. He was a huge help every step of the way. Would gladly work with again in the future!

Thank you Michael for helping my friend qualifying for his loan. You were able to do what others couldn't. Looking forward to refer you more friends and family.

I am very grateful to have worked with Slate Rutherford? He treated me with so much respect and was patient explaining the intricacies of the process. I would highly recommend Slate to all friends and family.

Luis Duran and his team were very efficient and always made themselves available. Will highly recommend his services to my friends and family.

Everybody was friendly and professional thanks to Ruben

Just want every one to know Mike team did a great job his help me since 2010 with my home loans n back in the day with my house modification just want every one to know he does a great job n keeps you posted step by step keep up The great work team .

I like to work with American Prime Lending company. The staff are very helpful and friendly. They are easy to talk to and they make sure my questions get answered. I will definitely recommend to anyone who needs help.

I've trusted the team at American Prime Lending with all my mortgage loans! They are experts in what they do and always exceed my expectations. Would recommend them 100%

I met Mike Haboud, by Erin so I I first spoke to Mike of & about a Reverse Mortgage, He made me feel very confident that he was the best man to do my Reverse Mortgage, because he had a lot of proper Knowledge, Wisdom & Overstanding of his Knowledge along with his God giving Intuition made it happen all in a matter of time so that now I will never have to make another Mortgage payment?.So Now I call Mike Haboud King Mike Haboud?.So Thank you so very much King Mike to & for making the rest of my life plesant

Got the best rates and worked with Mark Broom he was awesome call and ask for him he knows what he is doing. Love how professional this company is. Recommend to everyone!!!

My refinance only took 3 weeks and was much easier than I thought it would be. All my questions were answered and my new roof works great!

Great experience with Ruben Alvarez, my lender, at the lead. All of his team responded promptly and with professionalism.

Alicia W. was very professional. The Loan was done in a timely manner and I am very satisfied with the results.

Worked with Juan David on refinancing of my mom?s house, helped us to find best rate and amount of years that makes sense

Company take long to send over loan estimate. Alot of lip service. Would not recommend company.

Great rates. Treated very well and was surprised by the way they helped me. I never thought I could get such good rates

Being a first time buyer made the process seem daunting. But Ruben Alvarez made the whole process a breeze. Can't praise him enough. Thank you

Professional and helpful! Jeremy was able to help me refinance and save money!

Great service by Brian & Mike! There team was very professional

Excellent knowledgeable and professional staff. Will refer to all of my contacts. Thank you APL!

Surprised on how quickly and easily the process was. Most importantly no quick talk, or double talk. No making me feel uncomfortable or stupid. Heart of a teacher. Thank you.

It was a great pleasure to work with your representative agent

Satisfied for service

(Translated by Google) I tried to work with other lenders and they all promised me many things.... None of them could fulfill me, then they introduced me to Mike with American Prime Lending, he was able to take me by the hand in every process and was able to deliver every promise he made, today I am a Latino owner of a beautiful home thanks to them! (Original) Intente trabajar con otros lenders y todos me prometieron muchas cosas.... Ninguno me pudo cumplir, luego me presentaron a Mike con American Prime

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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