*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
C27a, 310 3rd Ave
Chula Vista, California 91910
Our loan officer was extremely helpful and efficient in getting the best financing option for our business needs. Humberto was very proactive, determined, and professional in getting our deal done.
Humberto makes you feel welcome & comfortable. He provided excellent service and going above & beyond to help. Thank you,
Humberto has been absolutely incredible to work with! Over the past couple of years, I've referred numerous clients with funding needs to Humberto and each time the process has been pleasant and seamless. We look forward to continuing working with Humberto for many years to come!
Humberto has been a huge help to me and great to work with. I highly recommend him
This company is awesome. We were able to receive working capital in about two weeks which is impressive because most lenders are not providing working capital for my industry. So thank you Humberto for your hard work and expertise.
I personally witnessed Humberto use his skills, education, and experience to obtain $100k+ of funding for small business owners. Without APC's services these owners would not have been able to expand and some of them would not be in business today. I am thankful to know Humberto and the entire APC team. If you are looking for funding or payment solutions for your small business, call APC today and you will not be disappointed. Cheers :)
Humberto is a dedicated professional and great guy all around. He helped us shop for lenders when the bank could not. My family and I will continue to reach out to him in the future.
Humberto goes the extra mile for his clients. I would definitely recommend him and his company to any business owner looking for funding or any other business solutions.
Working with Humberto and his team has been a real pleasurer. It is nice to know I am dealing with an actual intelligent individual who cares about me and makes me feel like I can trust them. Thank you!
Words cannot describe how much gratitude I have for American Profit Consulting and Humberto for his guidance and professionalism. He helped my small business not only survive Covid but come out thriving. I strongly recommend using American Profit Consulting.
Completely satisfied is an understatement. When Mr. Hernandez and the APC team make a promise it may seem unbelievable that they can help in the way they say, and then the unbelievable happens. Not one promise has gone unfulfilled or kept. They have met and exceeded every expectation that I had. When no one else could help, or wanted to help, the APC team did! Not to mention Mr. Hernandez was literally there the whole way reassuring me that everything will be ok! So far he has be correct and has a pure unbl
Humberto and his staff are incredible. They are integrity-driven and fully transparent in their business dealings. A pure joy to work with...
Humberto is a true professional! If you are a business owner or are looking to start a business and need financial guidance and someone you can trust, I recommend American Profit Consulting.
Humberto has been above and beyond to make sure that all my requirements have been met, anyone whom is interested in doing business with him I highly recommend him.
We used APC to obtain an SBA loan and they were top notch. Couldn't have done it without them. Would highly recommend.
Best lender I have work with. Always timely. Always honest.
Very professional, helped me every step of the way, and got me the funding I need that others couldn't.
Thank you so much for all of your help and advice.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.