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Apple Valley Medicare & Financial Services

Apple Valley Medicare & Financial Services

Reviews Summary

The reviews consistently highlight exceptional service, with frequent praise for deep expertise in Medicare and financial planning. Customers appreciate the thorough, patient explanations and personalized guidance, feeling genuinely cared for without pressure. Many note long-term trust, with mentions of reliable, professional advice that simplifies complex processes. The office is commended for its friendly, helpful staff and consistent follow-up. Overall, reviewers highly recommend the service for its integrity, knowledge, and commitment to clients' best interests.

About This Listing

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Individual Taxpayers
QuickBooks
Xero
GAAP Compliance

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Individual Taxpayers
QuickBooks
Xero
GAAP Compliance

Contact Information

Address

21735 CA-18

Apple Valley, California 92307

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday Closed

Customer Reviews

My husband and I had a great experience working with Ralph Dickenson as we transitioned into Medicare. He was very knowledgeable and took a lot of time with us. He helped us understand our options and did not try to push us into any particular plan. I felt he sincerely cared about helping us make the choice that was best for our situation. Thank you, Ralph!!

Ralph Dickinson is great. He is very knowledgeable in what he does. He did all the leg work and found the best plan to suit my needs. I do highly recommend this business. Great job Ralph and thank you again.

Ralph is awesome! Very helpful, knowledgeable, and patient. Especially with someone like me needing to breach unknown territory turning 65. He looks at customizing for my special needs as a self employed actor. Ahead of the game. I will recommend him always. Kenneth Best

Ralph was a Real Blessing. His wisdom in navigating Social Security, Medicare, Supplemental Medigap insurances was a relief for my wife and I. We've been working with Ralph for 10+ years now. It's very rare to find a financial/insurance agent who put?s the customer 1st. Thank You and God Bless.

I am very happy with the service Ralph helped us with over the past few months, he is very knowledgeable about the Medicare process and was happy to help my husband and I file for Medicare, get us all the programs we needed and did all the paperwork.

Ralph has been a wonderful agent for several years. He always goes above and beyond the call of duty to assure that I have the best insurance policy available. Thank you Ralph and God bless you

Ralph Dickinson is fantastic. He is patient and listened to what we wanted. He is thorough and explains everything he is doing. I wish we had met him sooner.

Ralph found the best medicare plan for me. He answered my questions thoroughly. His office is open 5 days a week if I need more information he is happy to help. Thank you so much!

Ralph was amazing, his level of knowledge, expertise, professionalism made a complicated process a breeze. He walked me through each part of the process, thoroughly explained and ensured I understood choices, and what to expect. Most appreciative and grateful to him for all of his support and help..

I am happy with the help that I got with Ralph for my Medicare needs he explained me that best plan for me

Ralph Dickinson has helped me navigate the world of Medicare Parts A and B and Medicare Advantage Plans. I did not have the knowledge or confidence to make Medicare decisions on my own. With Ralph's help I have enrolled in a Medicare Advantage plan that will serve me well into retirement. I have recommended Ralph as a Medicare Advisor to my co-workers who are in need of Medicare advice.

Mr Dickerson was patient and detailed in sharing his knowledge of all the Medicare plans. His experience was my relief. Switching providers in medical arenas is something I highly recommend using his expertise in. Time will tell of I make the correct choice in plans, but I'm delighted I had his experience to lean on.

Ralph Dickinson has always helped me with my Medicare needs. I had a question about an SSI letter, and he didn't hesitate to help! Very Professional advice! I would recommend and rate him highly!

Very knowledgeable and professional! Helped me change health insurance plans. I would refer anyone who needs help .

Knowledgeable in their field, patient with all my questions, helpful to get me signed up with medicare and all the options, polite always. I highly recommend Ralph Dickinson for any Medicare coverage you need. I sought out their business for my Medicare needs and received a bonus as Dan Lamb has good experience in financial investing. We plan to use his services in the near future to help with our financial security. They were highly recommended to me by a good friend who has used their services for years.

Ralph Dickerson is very knowledgeable and answered every question I had and more! I couldn't be happier with his office and everything he's done. He changed my life for the better! Thx

Ralph and Dan have been my fiancial advisors for decades! Very personable and knowledgeable. Each of them make time for me in their schedule and spend all the time needed to make the best financial decisions for me. My retirement is sound thanks to these amazing gentlemen! ?? ??

My experience with Ralph is always respectful very helpful very knowledgeable and I never have any problems I definitely will give him six stars if possible

Ralph Dickenson is expertise in his profession I fully understood everything he explained regarding my Medicare Insurance in all aspects Happy and Satisfied with his Service

The only place for your insurance needs. Very thorough, kind and caring.

Ralph has taken excellent care of my wife and I in financial advisements. He is not out to make a buck he is truly out to help you succeed and get to that next step of financial freedom.

You have taken the time to help and you have explained everything to so I can understand. Thank you so very much//////////////////////1

Ralph is a true professional and always looks out for my best interest. I would recommend him to all my family.

Ralph you're amazing! Thanks for all your Help

RALPH DID AN OUTSTANDING JOB IN SIGNING ME UP FOR MEDICARE...I AM SO HAPPY

very professional, and very helpful with exactly what we needed for my husbands advantage plan. Friendly office staff.

Ralph is a big help. Takes care of us always. Trust him 100%

These people really care about you. I can always count on them to answer any of my questions and help me in any of my medical insurance needs or investments. I have been doing business with them for over 15 years and they are definitely 5 stars all the way.

Ralph Dickinson is very knowledgeable and answered all my questions, awesome service, thank you!! John Paul

I had a wonderful experience with my appointment at apple valley Medicare & financial services. Professional and caring. Thank you so much!

Great help an information on all the options an plans to make our decisions on the plan that was best for us.thank you again Ralph Dickinson

Great Person that loves helping people! We need a lot more people like you! Thank You!

Ralph Dickinson answered all my questions from doctors to medications and then some. Thank you

Dan and Ralph give honest financial advice that have benefited my family and friends.

Thank you, Ralph Dickinson, for all your expertise and much needed help!

Ralph Dickinson has been a great help.

Ralph Dickinson was excellent

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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