Bishop and Waters Consulting Group

Bishop and Waters Consulting Group

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

1902 Wright Pl #200

Carlsbad, California 92008

Hours

Sunday Closed
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-2PM
Saturday Closed

Customer Reviews

I HIGHLY recommend Bishop and Waters to anyone that is trying to get out of a timeshare. Bonnie and her team are amazing! They were very professional and transparent. This company saved me money, frustration, and most importantly my time. The service they provided me was beyond excellent! We all know getting an attorney for a timeshare can be expensive, which is why being able to pay in increments helped me a lot during the process. Bonnie and her team took me step by step into the process of getting out of

Speaking as somebody who lives in London and has experienced Bonnie's business knowledge, experience and expertise for a few years now, she is a trusted, safe and secure pair of hands with whom you will very quickly have the confidence that you are dealing with a top level professional in her field. Always customer focused and with an appetite for detail, Bonnie will ensure that you get the best outcome every time and I would have no hesitation in recommending her to any friend or business associate.

Bonnie was very helpful to us in navigating the process of getting rid of our timeshare. She was professional and very timely in her responses. Bonnie was very pleasant to work with and communicated everything to us well to help us have a great outcome.

Bishop and Waters is the firm that handled our case to release us from an unwanted timeshare ownership. Due to family circumstances it was most necessary for us to resolve this matter quickly. I found Bishop and waters to be very understanding and helpful. they explained the process and kept in frequent contact with updates on how the case was progressing. Today I am happy to say thanks to the help of the Team at Bishop and Water we no longer are owners of a time share. If you need help with your time share

I worked for Bonnie for a year and a half and have seen her in action . She genuinely wants to help in every way possible. She will not only help get you out of a situation you thought you couldn?t get out of , she will give you that breath of fresh hair and will hold your hand through it if need be. If you feel like you have been wronged by timeshare salesmen in the past, or have been robbed she is your woman to call.

I couldn?t be happier with the results I received with this Bishop & Waters. I have wanted to get rid of my timeshare for years but wasn?t sure who I could trust. Bonnie was an absolute dream to work with. I highly recommend using this consulting group if you are tired of paying for your timeshare. Maintenance fees will only keep going up. Well worth the money.

Bishop and Waters is a very professional consulting group that helps people get out of their timeshare contracts. They have many years experience in helping hundreds of clients. They know exactly what they are doing and they deeply care. God Bless you Bonnie for being such a vital aid to assist timeshare owners be freed from the timeshare shackles.

Bonnie was amazing,super friendly, she answered all my questions, was always very quick and thorough when she was responding to my communications. She really helped my feel more confident about my course of action in a tough situation regarding a time share cancellation.

Dear Bonnie, Just a note to say how much we appreciate all you did for us in helping us out of our timeshare nightmare. We had almost lost all hope of finding someone we could trust to help us. We had been ?scammed? so many times by our timeshare company and others who promised to sell our timeshare that we were very skeptical about dealing with anyone. However, we were wonderfully surprised when we found you! We truly appreciate the way we were treated by you when we signed on to let you help us with o

Thank you so much for the honest and professional service you provided. After using your service, I would not use anyone else. The results are what matter, and you were right on! I worked with Bonnie and she is amazing. I will recommend you to others as well!

Though Caitlin M. Salas, Esq. is knowledgeable and efficient, Bishop and Waters charged an exorbitant fee for the service provided. Bonnie Kulka is a talented salesperson. Hiring of Bishop and Waters was a mistake. For timeshare cancellation, first look at American Resort Development Association.

I was at my wits end how to resolve my timeshare issue. When I spoke to Bonnie, she explained to me the process in detail. I felt comfortable making my decision to work with them. My instincts were right, I know longer own a timeshare.

I been doing business with Bonnie for years and her work ethic is superior in the industry. You can count on her for excellent customer service and knowledge in the industry. Cathy Folds

We would highly recommend the team at B&W for helping you exit your timeshare. We found them reasonable, competent, and professional. Our entire exit took mere months and cost thousands less than other companies.

My husband and I were on vacation and we got talked into going to a timeshare presentation. We told each other we wouldn?t purchase but after 5 hours of pushing we finally signed. We thought since we purchased it, we should use it so we tried but could never get reservations. Upset, discouraged and extremely dissatisfied, we began to look for a way out. Finally, we found a company that we hoped could get us out of this situation. After speaking to them, we put our faith in the company, and we are free an

I worked with Bonnie for several years as a real estate agent. She is trustworthy, honest and always ready to go the extra mile for her clients.

Bonnie was extremely helpful and professional. Her team was able to guide me step by step through the entire process and I?m greatful for their service! Thank you Bonnie!

These folks will always be honest and up front. We felt very comfortable working with them to exit our time share. They keep you in the loop and stay on top of all the moving parts of your exit. Thank you so very much for all your help.

Everyone I spoke to at the company was professional, and courteous. I was called or emailed and updated on a regular basis and I knew they cared about my case. Thank you for getting me out of this mess.

We found this company and decided to call. They answered all our questions and made us feel comfortable. We decided to use them, and they have walked us through everything.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.