Business Advisory And Accounting Partners

Business Advisory And Accounting Partners

Reviews Summary

The reviews overwhelmingly praise the firm for its exceptional service, expertise, and personalized attention. Clients highlight the team's professionalism, responsiveness, and ability to provide valuable financial guidance, often describing them as trusted partners rather than just accountants. Many note significant improvements in their businesses, tax savings, and streamlined operations due to the firm's proactive approach. While most feedback is highly positive, one review mentions dissatisfaction with handling a specific tax issue. Overall, the firm is highly recommended for its knowledge, dedication, and transformative impact on both personal and business finances.

About This Listing

Bookkeeping
Accounting
Business Consulting
Financial Statements
Payroll
CFO Services
Tax Preparation
Tax Planning
Budgeting
Forecasting
Financial Advisory
Estate and Trust Tax
Small Businesses
Mid-size Businesses
High-net-worth Individuals
Startups
Individual Taxpayers
Real Estate
Healthcare
Professional Services
QuickBooks
Multi-state Experience
Local Tax Credits
Years of Practice
CPA License

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Bookkeeping
Accounting
Business Consulting
Financial Statements
Payroll
CFO Services
Tax Preparation
Tax Planning
Budgeting
Forecasting
Financial Advisory
Estate and Trust Tax
Small Businesses
Mid-size Businesses
High-net-worth Individuals
Startups
Individual Taxpayers
Real Estate
Healthcare
Professional Services
QuickBooks
Multi-state Experience
Local Tax Credits
Years of Practice
CPA License

Contact Information

Address

2641 McCormick Dr #103

Clearwater, Florida 33759

Hours

Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-1PM
Saturday Closed
Sunday Closed

Customer Reviews

Exceptional service from Business Advisory and Accounting Partners! Rose and Mark have been absolutely fantastic to work with - they're knowledgeable, responsive, and always go above and beyond to ensure our financial needs are met. Paul has also been incredibly helpful throughout our partnership. Their attention to detail and proactive approach has saved us both time and money. Highly recommend their professional accounting services to any business looking for reliable, expert financial guidance

I love BAAP. I?ve had the tremendous pleasure of working alongside Rose and Tonya for a couple of years now. I can honestly say they have helped me improve my business and provided extremely valuable advice that has ultimately helped me make the best decisions. Rose is always kind and available. She has been a sounding board as well as an incredible resource. They?ve helped me maximize my taxes and streamline my finances. They handle all my corporate and personal needs. A very well rounded team. Worth every

Chaos to Consistency! When I started at my current company we had an accounting firm that, in my opinion, was not aligned with our needs. I gave it an entire year and got the green light to make a switch. I am SO HAPPY that we brought on Business Advisory & Accounting Partners. 1. They have created order from the chaos that was our reporting, taxes and GL postings. 2. They answer the phone/emails and are extremely responsive! (this is a really big deal from the service we had) 3. They have, in just a co

I?ve been working with BAAP for several years now, and every year I?m reminded why I continue to trust them with my financial management, planning and year-end tax returns. Their team is not only highly knowledgeable and detail-oriented, but they also take the time to explain the tax implications and opportunities that are specific to my situation. If you're looking for a professional, reliable, and personable CPA firm to handle your taxes with care and precision, I highly recommend BAAP.

Our company has been using BAAP for several years to prepare our corporate taxes, management accounts and so on. Without a doubt, BAAP are an integral part of our company's success and without them we would be worse off. Rose and Tonya have taken exceptional care of our company while curating amazing relationships with our staff and leadership team over the years. I cannot recommend BAAP enough!

I?ve been using Business Advisory And Accounting Partners for many years now and Rose has helped my business tremendously. She takes the time to explain everything and I?ve learned a ton from her. I highly recommend them!

We brought this firm on board just a short time ago, and I?ve never been so impressed with an organization. They?re going to be a critical component of our business?s growth, and I highly recommend them to anyone looking for a top-notch advisory and accounting partner.

BAAP is the best of the best! I am a huge believer and feel their CPA/Tax Planning and Business Advisory services are transformational for business owners!

I have worked with Business Advisory and Accounting Partners, formerly known as FMA, C.P.A., out of Clearwater, Florida, for over 18 years. Throughout this period, Mark Martukovich and his team have consistently provided exceptional service. My primary contact has always been Jensen Chatman, who has been an outstanding asset in managing our bookkeeping, accounting, and tax preparation needs. Her positive attitude and willingness to help have made her an indispensable part of our operations. The pricing is

At first, we were apprehensive about switching accounting firms for our business after a decade. However, from our very first interaction with the team at FMA, our concerns were quickly put to rest. Rose, Mark, and their entire staff have exceeded all expectations! They have helped streamline our complex accounting needs and have provided us with the guidance and advisement we were previously lacking. In a relatively short time, our business has already benefited tremendously from their help. I highly recom

Our firm has used FMA-CPA for approximately four years now and we couldn't be happier. They do all our invoicing, collections, bill paying, supply us with an AR spreadsheet at the end of every month and set us up with a payroll company. Mark, Rose, and Jeff are wonderful to work with and I would recommend this firm to any firm large or small, for any of your needs.

I have been working with Mark and his team for only a few months, and i am so glad that i made the switch to FMA CPA for my small business accounting. They are professional and diligent and easy to work with. I highly recommend!

Thank-you FMA-CPA for your very professional service over the many years together. We appreciate working with your entire team, we work directly with Jensen.. She is a pleasure to work with, very professional, friendly, and knowledgeable. We highly reccomend your firm to other businesses!

What a pleasure it has been to work with Rose at FMA CPA. We have only been with them a few short months and it has already had a huge financial impact to our business. We were looking for not just an accounting firm, but a business partner that could help us have better insight into our business. We are looking forward to our continued relationship and would highly recommend a consultation with FMA CPA.

Absolutely amazing and professional service! They were recommended to me by a good friend who was purchasing a large business. Their team made the entire process go smoothly and she highly recommended their services. I have a small rapidly growing catering business that was in desperate need of financial help and decision making in every aspect. Over the last few months Rose and her team have helped us more than I could ever have imagined. Rose has become like family to me. Not only is she a badass cpa, sh

We couldn?t be more pleased with Rose and the whole team at FMA, C.P.A. They?ve been doing our taxes for years. This year we sent in our return worksheets much later than usual. When I called to request an expedite on our tax filing, Rose got right on it and turned it around quicker than I expected. We highly recommend the professionals at FMA,,C.P.A.

I bought a business in the area a little over two years ago. I interviewed several firms that were high recommended. I cannot say enough about the dedication and professionalism from Rose and her team! They are truly a valued asset to our team. Thank you for all you do!

I'm truly impressed with the level of service this accounting firm provides. They have gone above and beyond in assisting me with whatever issues arise. They are a full service firm and provide everything my business requires. Their attention to detail and diligent work ethic is unmatched. Most importantly, I can focus on running my business knowing my accounting is in good hands.

"Walter B. Riddock, CMDSM, MEDP, EMCM Chief Executive Officer / Direct Mail Systems, Inc. I found myself, after one month into my new job as CEO, without the services of our Chief Financial Officer. After due diligence with over four CPA firms, I selected Rose Martukovich and FMA, CPA to be our new accounting partner and to provide the necessary accounting practices to produce for us the required monthly reporting. One of our goals was to have reporting that could specifically help us steer our business in

After meeting with Rose and her team knew immediately that they could help grow my business and advise me into the future they have helped guide both my businesses and shown steady growth with their guidance as well as advising me on the accounting side as well. I would highly recommend them to any business owner looking to grow their business and seek great professional advice

I met with Mark. He was extremely knowledgeable & made things easy to understand! He helped me understand the options & choices that I had to file my taxes! He Shares concepts for saving for retirement while reducing taxes as a business owner! I strongly recommend him!

I couldn't be more appreciative of the work done by the FMA team. They were able to start our relationship by hitting the ground running in the middle of a corporate transition and have exceeded expectations since. They are thorough and diligent. I recommend them highly.

I have been a client of Lisa's Land O Lakes office for several years. Everyone at this branch always goes above and beyond to ensure my tax reporting needs are always expertly completed. Well done again for 2022! Thank you all!

We have been working with FMA CPA for the last couple of months and the difference in our account knowledge and future forecasting has been night and day. Also, FMA CPA is more than just an accountant firm, Rose and Mark offer superb business consulting services and have been an expceptional source of advice and help when it comes to business growth, cash flow forecasting, general business advice and new business acquisitions. I highly recommend FMA CPA for any size business. We have had several relationsh

I've been a client of FMA, C.P.A. for a number of years, and they've always provided very timely and accurate accounting services, and their team is loaded with talented and helpful professionals! I'd recommend them to anyone looking for a reliable partner to help navigate the crazy world of taxes and accounting.

Extremely knowledgeable and already saved me a TON of money. If you own a small business and are in need of an excellent CPA then this is your spot. Rose and Mark are amazing, down to earth people. Glad I made the switch!

Mark and his team are taking great care of me. As a small business owner I didn't realize how much money I was losing to taxes that I didn't need to be. They have helped me understand how to keep more profit in my pocket! WHAT A GREAT JOB! WOO HOO.

I am so happy I found FMA, my previous accounting services nickel and dime every little service. FMA doesn't do this and i appreciate it. I didn't think I was ready for online quickbooks, but they made the transition fairly painless and i love the up to minute account information so I can make business decisions on current facts. I would recommend them for all your accounting needs

I started using this firm to manage my company's books and taxes almost a year ago after using another firm for more than 10 years. The quality of their service is light years ahead of the former firm. I highly recommend this firm to everyone!

Mark and his staff are more than CPA'S, they are your business partners. If you are a business owner then you should invest some time and meet with Mark. I highly recommend his services.

Mark and his team are more than just a great CPA firm. They are trusted advisors in all aspects of our business. Highly recommended!

This firm totally mishandled my 2023 income tax. When I asked for their help, they refused. They had no empathy for me or that I had just lost my husband. Front desk was pleasant but not helpful.

My team and I have used several CPA's and nothing can compare to the level of service, dedication, and attention to detail that this firm provides. I'm grateful to have found such a solid CPA firm. Thank you!

I am very pleased with the professional service and personal attention that I receive at FMA, CPA. They are always there to answer questions, fix problems and offer accounting guidance. They go above and beyond what you may expect from an accounting firm.

This is the greatest Accounting team ever! I am not the most organized business entrepreneur but I am very successful thanks to this team who keeps me on track. TY Mark and Rose!

Horrible customer service! I've been always a business owner and always had CPA! I moved last year to Florida and was looking for a local CPA to do my taxes. I was told that they don't take "people from the street"and I've been asked offensive questions!!!! Who wants to work with these people!

I have been using their services for both my corporate and personal taxes for over a decade and have never been disappointed. They are very professional and are very prompt in answering any tax related questions.

Excellent personal service. Makes tax season simple and painless while you know you?re getting a high quality return from a team with lots of experience.

I called to file my taxes and they said they don?t take new client.

Great Professional firm. Very easy yo approach. Great Advice. Great communication. Lots of Experience...

Ruth is the best - every year!

Amazing firm to work with, very knowledgeable staff.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.