C&A Financial Services CPA Offices

C&A Financial Services CPA Offices

Reviews Summary

Customers consistently praise C&A Financial Services for their professionalism, expertise, and outstanding customer service. Many highlight long-term satisfaction, with reviewers mentioning years of reliable tax preparation. The team is described as knowledgeable, efficient, and responsive, often going above expectations to explain complex tax matters clearly. Multiple clients appreciate the personalized care and credit the service for correcting past tax issues or uncovering missed deductions. The overall sentiment is overwhelmingly positive, with frequent recommendations due to their organized, friendly approach and ability to deliver accurate results. Several note improved financial confidence after switching to this firm.

About This Listing

Bookkeeping
Accounting
Audit
Business Consulting
Payroll
CFO Services
Tax Preparation
Tax Planning
Financial Advisory
Small Businesses
Individual Taxpayers
Non-profits
QuickBooks

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Bookkeeping
Accounting
Audit
Business Consulting
Payroll
CFO Services
Tax Preparation
Tax Planning
Financial Advisory
Small Businesses
Individual Taxpayers
Non-profits
QuickBooks

Contact Information

Address

1209 N East St Suite A Room 101

Frederick, Maryland 21701

Hours

Monday 9AM-6:30PM
Tuesday 9AM-7:30PM
Wednesday 9AM-6:30PM
Thursday 9AM-6:30PM
Friday 9AM-6:30PM
Saturday 9AM-1PM
Sunday Closed

Customer Reviews

SO happy with C&A FINANCIAL Service and Christian (The CEO) in particular. I carefully researched 3 highly recommended and credentialed tax services companies before choosing C&A. Christian was the only one to come extremely well prepared with detailed pricing comparisons and well reasoned advice. C&A FINANCIAL is more than a tax service company and I was somewhat concerned as to how much work from them I could expect; however, Christian and his team worked as hard and harder than any team I've ever worked

I am extremely grateful I found C&A Financial Services. This is my second year with them and I will continue to be a repeat customer. I am always greeted with a warm welcome and smile. Thank you, Christian for your extraordinary customer service and professionalism! You answer all of my questions and explain everything in detail for me to understand. I highly recommend this company!

This is my second year using C&A Financial Services and I am more then happy with their work. Last year was my first time getting professional advice on what steps I needed to take in order to not have to continue to owe when filing taxes after owing two years in a row. With the advice and guidance provided I was able to correct my situation and get on track. I specifically worked with Kiyyah and she was amazing. She listened to the problems I was having gave insight and solutions that was easy to implemen

This is my second year using C&A for my taxes and I am thoroughly satisfied with that decision. My preparer Kiyyah is very knowledgeable, professional, responsive, and patient with me. Her ability to answer all of my questions and explain to me in a way that is clear, concise, and straightforward is something that I have never experienced before. As a small business owner, I feel more confident in my understanding of taxes and what I need to look forward to in the upcoming year to keep my books in tact. Th

This was my first time using C&A Financial services and I must say I am really pleased and satisfied with a work well done. Chris was patient in answering all my questions, and explaining technical some technical Jargons. The filing was quick and all documents where shared within twenty four hours.

Excellent customer service from a friendly and knowledgeable team. I have been a client for roughly nine years and I am completely satisfied. Definitely worth checking out for your personal and professional tax/finance endeavors.

I have really enjoyed my experiences with C&A Financial services. They have always taken great care of my tax claims. Very prompt and very professional skills have been provided to me and my family. I love the personal care that has been given and I would highly recommend their services to anyone looking for a great value and service.

C&A Financial Services has knowledgeable tax advisors, I highly recommend them if you want your taxes done correctly. I?ve been working with them for the past 2 years. When I say outstanding customer service, very professional and responsive to you. Thank you to the wonderful staff.

I highly recommend C&A Financial Services CPA Offices. They are very efficient and knowledgeable as well as professional. I have been very pleased with their service because their expertise speaks for itself. I will definitely be a repeat customer.

For the past few years I've done my own taxes through Turbo Tax. (Turbo Tax gave me the same refund amount that Jackson Hewitt and others I've used before) I was referred to C&A by my sister. Keep in mind I was convinced he couldn't do better than what I received. He amended two years and to my surprise he was able to get me a nearly 3,500.00 in missed deductions/credit Now my whole family uses this company! Highly recommend!

This is our second year working with them and they are amazing. They make it so easy to do your taxes. They?re fast, efficient, and very informative.

I have been using C&A for the last 3 years and they are Awesome. They do a great job and seem to genuinely care about their clients. Nakkiyah has been a blessing. Thank you C&A

Christian is very experienced and great at what he does, he tell you everything you need to know about your taxes and he very professional, I will continue to do my taxes with him.

I have always been beyond satisfied with my experiences with C&A financial services! This company is very well organized , friendly and very knowledgeable ,Great team! I would highly recommend C&A for any tax services

I have trusted in this team and they have been very professional and keep my finances and taxes perfect. I recommend them to everyone?????

This company is wonderful, I?ve been working with them for the past 4 years. I highly recommend this agency if you want your taxed done the right way. They are very knowledgeable when it comes to taxes.

Christian is very professional and kind. He?s been doing my taxes for 4 years and I?m always satisfied. The team at the business is awesome.

This is my second year with C&A financial services. I?ll tell anyone I know to use them, they are good at what they do and if you have questions about anything they are willing to answer them without hesitation.

I highly recommend C&A financial services I have been working with Christian for over 3 years.

I have been a customer with C and A Financial for several years now! They truly care about their work and provide excellent and fast service! Highly recommended!!!

Fast and accurate, 1on 1 Financial consultant, and received all credit owed. Two years and counting # 1 Customer. the company also builds and restore credit.

All I can say is AMAZING!!! Which I FOUND THEM ALONG time ago! I was referred , and all I can say is THANK YOU SO MUCH!

This firm is amazing. I highly recommend them. Thank you, Tony and Chris.

I'd gone to people before that told me that they would get me a good refund and it was never true until I went to C&A

Professional and courteous.

A great place to get you taxes done.

Friendly and satisfactory service.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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