Consolidated Financial Services

Consolidated Financial Services

Reviews Summary

The reviews consistently highlight exceptional service, with frequent praise for clear communication, thorough explanations, and personalized attention. Customers appreciate the agent's patience, transparency, and dedication to finding tailored solutions. Many mention feeling confident, secure, and well-informed about their insurance or retirement plans. The agent's kindness, professionalism, and willingness to go above and beyond are repeatedly noted, along with strong recommendations for his expertise and trustworthiness. Families particularly value the peace of mind provided.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

1579 W Shaw Ave

Fresno, California 93711

Hours

Sunday Closed
Monday 8AM-5PM
Tuesday 8AM-5PM
Wednesday 8AM-5PM
Thursday 8AM-5PM
Friday 8AM-5PM
Saturday 9AM-5PM

Customer Reviews

Angel has been great. He worked with my schedule and traveled closer to my home to make his services more convenient for me. He's very personable and very helpful. He's reached out to me several times and I feel like we're now more friends than doing business with one another. Thank you Angel!

I highly recommend Angel Montes for his exceptional financial planning services. Two years ago, he helped my sister establish a tax-free retirement plan and even set up college savings accounts for her children. Since then, he's also helped me and my son get on track for a secure retirement. What sets Angel apart is his genuine care and dedication. He takes the time to truly understand our needs and goals, and he explains complex financial concepts in a clear and easy-to-understand way. He's always avai

Angel is very amamicable, professional, he gives plenty of options and explains them well, clarifies if needed. He's very charismatic and sympathetic. He's there at all hours to help. I 100% recommend him.

Angel is the man when it comes to which type of insurance is right for you. I was looking for life insurance and he steered me in a policy that worked for me and my family. He's was very open and transparent about how everything works and I feel so confident and relieved that my family will be taken care of if something happens to me. He's a very honest businessman and I would 100% recommend going through him!!!

There's a reason he's a solid 5 star guy! Angel really lives up to his calling & his company name! He helped me gain clarity out of the confusion I had & literally cleaned up the various accounts & companies I had until they were all consolidated into one. Now I'm fully confident I'll be able to manage this single account & know that he's there to help along the way which is a huge blessing! Not to mention a life saver for my family should they ever need it! Can't recommend him enough!

Angel is such a blessing!!! I had insurance and didn't know I was overpaying and Angel was able to find a much better alternative option for me. I am forever grateful!!!

We are so grateful for Angel Montes and his assistance and guidance with our financial planning. His knowledge and work ethic are top notch! Highly recommend.

If your looking for a life insurance advisor who knows what he's doing and genuinely cares to help his clients be in the best position possible financially then you've come the right place !

Angel was very knowledgeable and hard working. He made our financial planning seamless. He was also a super nice guy. Very genuine.

Mr.Montes was very helpful in getting us lns. Policies.l Recommend him to any body. That needs a policie.

Angel was able to help me understand my options and I am extremely happy he showed me multiple options. That gave me the opportunity to choose what was best for me and my family. I strongly recommend Angel to help you find the best options for you and not leave your family with any of the financial burdens.

Awesome experience with financial planning and support! I learned so much in a matter of one appointment ????

The best service someone can ask for! Best options available to protect you and your family

Very thorough and amazing service. Would highly recommend!

My family has known and trusted Angel for over 10 years and are clients of his now. Angel has always been very attentive and thorough in his communication and very transparent. We feel very comfortable and confident that we have a good plan for each of our specific needs and situations because he takes the time to get to really know you and your goals. He has always led with honesty and integrity & I would definitely recommend him to anyone in the market for life insurance.

Best life insurance agent out there! He shopped the market and found me the best coverage

Angel is such an amazing person! He goes above and beyond for all his clients. I was nervous to get life insurance because I didn't understand it all. Angel sat with me and my husband and went over all the details of our policy and made it such a smooth process. Thank you Angel!!!! I definitely recommend him to anyone.

I am deeply thankful for Angel's generosity in sharing his expertise with me, as he took the time to carefully develop a tailored plan that precisely met my requirements, demonstrating not only his outstanding proficiency as an insurance broker but also his kind and supportive nature as a true friend.

I was looking for life insurance with living benefits? when I met Angel and got chatting and learned he offers this! He sat down with me and very patiently explained how everything works. I got myself and my kids (teens) signed up to give them a head start. Angel and his team are generous, kind, professional, and extremely knowledgeable. I feel like family (ha! Just like their name) and not just another number or client. I highly recommend them!

Pleasure to work with! Excellent in explaining the details and options available. His follow through has been exceptional. He is just a pleasure to do business with. He was referred to me by a friend and I can now see why the recommended him.

Great line of products! Very helpful to find a plan that works for me! I appreciate your professionalism as there was a competitor in the area who was showing me similar products. You educated me for the right plan for my family which saved me money and got full living benefits! To add I love The free info on wills you helped with. Thank you 5 stars!

My experience with Angel was very insightful and very detailed. He thoroughly explained all the benefits and I really learned a lot during my time with him. I would highly recommend him to anybody who is considering his services.

Great insightful information. Any questions or advice we had were responded in a professional manner. Very easy to understand as well. All agents at FFL are super helpful and are willing to help you achieve that peace of mind!

An amazing place to secure you and your families future. Making sure the ones who matter the most are taken care of; my questions were answered in one meet, and I am confident that your questions will be answered too. Amazing people work here especially my brother Angel he is a dedicated individual making sure that you are making the best decision for your life insurance needs, so be rest assured that you are in good hands while securing you and your loved ones' futures.

I recently had the pleasure of working with Heriberto to secure a life insurance policy, and I couldn't be more impressed with the experience. First and foremost, the customer service provided was outstanding. From the initial consultation to the final policy signing, he was attentive, responsive, and genuinely focused on addressing my needs. One of the highlights of my experience was the thorough explaination of how the policy works. I wasn't just handed a stack of documents to sign; instead, I was walke

I've been working with Angel Montes for the past two and a half years. He has been my life insurance broker for myself my family he's an awesome person and is always there to help answer any questions. 100% Recommended

Diving into the realm of life insurance can be extremely daunting! Angel is truly a self-less person who's driven to help others. He has a heart of gold and has everyone's best interest at heart. He goes above and beyond, and works tirelessly to ensure families are protected and achieves the peace of mind. Going through policies and options, he was very clear and concise. I could understand every detail he presented. Listen folks, life is very short and tomorrow isn't promised. Do yourself, and your loved o

Angel Montez at Family First Life is the go-to professional for all your insurance needs. In life, uncertainties are inevitable, but Angel brings a sense of assurance and preparation that's truly commendable. Whether you're safeguarding your family with mortgage protection, securing final expenses, or opting for Universal life insurance, Angel is your trusted guide. His approach begins with a simple consultation, where the emphasis is on understanding your unique needs. What sets Angel apart is his ability

Heriberto is a very kind, attentive gentleman. He is a person who knows how to explain each of the details, he provides excellent customer service.

Angel is the best. He took his time going through everything making sure we understood and felt comfortable with the policies. He went way above and beyond to make sure we felt safe and secure.

Angel Montes is a very professional, genuine man, his work ethics are outstanding and his office is extremely organized and sanitary! Highly Recommend:))

I was referred by a friend to the office of Angel Montes. Angel is very knowledgeable in financial services , his advised and guidance made me realize on how important is to be prepare for the unexpected things in life. I highly recommend Angel for insurance and retirement planning,

Angel has been such a help to my mom, siblings and I. He is so understanding and makes sure to provide all the help we need. Without hesitation he answers all your questions and needs.

Very informative and professional. I can say I am satisfied and know that the repor is going to be a great one to my financial endeavors. Once again thank you Angel .

Angel is amazing! He answered all my questions. He was very patient and helpful. I really appreciate his help. Thank you!!

they are very nice and answered all my questions

Outstanding customer service! Really good people to work with. I'm glad my entire family was able to get insurance! The fact that they broke everything down and made everything easy to understand was amazing.

Angel definitely is a man of integrity. Has a real passion for providing the best service he can get his hands on for his clients.

The best The company is so sweet and nice. You are treated with so much respect and caring. My husband. And I are so happy to have found Happy Frist life. I going to sent everyone over here. Yes yes yes Indeed. And Angel our agent is super super.

?ngel is very mucho helpul to me I am considering going to buy me a policy from him I just need to talk to my daughter.

Excellent service from Angel! He was very detailed when explaining the various options for me and my family!

Angel loves helping our community. He is knowledgeable and finds the right products for each client. He provides choices and helps you understand so you can choose what is best for you.

I am very thankful I reached out to Angel, he showed me the options I have to choose what is best for me and my wife. Thank you. I recommend

Great service! Angel is so knowledgeable and helpful. Goes out of his way to explain and make sure I'm at ease and understand the products. Highly recommend!

Love the attention and information they provided, it's clear and understandable. Highly recommend them!!!?????????????

Angel and his team were very helpful, understanding and took good care of me and my family.

Very friendly environment. I felt very comfortable. Angel did a good of getting a plan that worked for me

Well pleased with service! Very helpful! Happy to have met them!

Angel Montes is awesome very helpful knows how to explain everything help me with my sons college funding plan fast efficient overall just an awesome person and great personality if I can give 10 stars I would

Strongly recommend! Angel shared a lot of great information! Very helpful

Amazing communication, explained and walked me through the insurance plans. Very friendly and great customer service.

Thank you, Angel appreciate it. You're the best. God bless you and then.

Thank you Angel for all your help

Great customer service I came with my mom and they answered my all my questions and English in Spanish I recommended ! Thank you all employers for been helpful!

I'm happy that I meet angel he helped me with my final expenses for men and my husband

He was very helpful and understanding

Very professional to work with!

Made me feel very welcomed. All the information was explained clearly and made me feel secure in making a huge life decision!

Angel is the best . He's always been there for myself and my family.

Thank you Eddy for helping me set up a retirement plan and achieving peace of mind for my family and I

Thank you for all the support you have provided my family and I. We are very thankful and blessed to have the peace of mind. Thank you

Angel thank you for helping me set up my TAX FREE RETIREMENT ACCOUNT !!

It's great business and everything worked out just perfect thank u very much!!!!

Excellent customer service & very professional!!

Super friendly and helpful! They really look out for their clients. Thank you for helping our community!

Love this guy, very knowledgeable in what he does and he knows exactly how to assist with your needs

Super informational and helpful. Felt very secure with my decision. Thank you!

They are so awesome and amazing they help my family thanks so much

Thank you so much for helping us out . Giving us peace of mind

Wonderful and professional

Thank you for helping my family angel

Super helpful, highly recommended.

Highly recommend Angel!

Thank you for helping us out

Very helpful good person

Thank you for all the information

Strongly recommend!!

Thank you for all the information .

Thanks for the information!

Thanks for the information.

(Translated by Google) Very good information and very good service, very detailed and answers all questions. Thank you Angel Montez for your service. (Original) Muy buena informaci?n y muy buen servicio muy detallado y contesta todas las preguntas Gracias Angel Montez por su servicio .

(Translated by Google) Thank you for helping our community, very good services (Original) Grasias por ayudar a nuestra comunidad muy buenos servicios

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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