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Cutter Financial Group, LLC

Cutter Financial Group, LLC

Reviews Summary

Clients consistently praise Cutter Financial Group for their integrity, personalized service, and deep expertise in retirement planning. The team, led by Jeff and Jill, is described as compassionate, transparent, and genuinely committed to clients' best interests. Many highlight the firm's educational approach, clear communication, and proactive portfolio management, which provide peace of mind. The welcoming, family-like atmosphere and responsiveness to client needs are frequently mentioned. Long-term clients appreciate the firm's consistency, honesty, and ability to navigate market volatility while preserving and growing their investments.

About This Listing

Tax Planning
Financial Advisory
Estate and Trust Tax
Risk Management

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Planning
Financial Advisory
Estate and Trust Tax
Risk Management

Contact Information

Address

84 Davis Straits

Falmouth, Massachusetts 02540

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday Closed
Saturday Closed

Customer Reviews

My parents have been with the Cutter Financial Group for years, and I couldn't be more pleased with the level of service, expertise and compassion from Jeff and his team. My dad spent a lot of time researching different financial planning groups, after years of doing it himself. Cutter was the clear winner, and he and Jeff had a great client/fiduciary relationship for years. Jeff would even book an extra half hour with my dad, just so they could talk about golf as friends. After my dad passed away in 2021

Contacting the Cutter Financial Group for assistance with our retirement planning was an excellent decision. We have been presented with a number of strategies, and each was explained in a manner that allows us to understand things so we are able to make our own educated decisions. Regular meetings to track the progress of our plan, and to discuss alternative options have been very helpful. The entire staff is welcoming, personable, and friendly, which makes our meetings extremely comfortable. We leave eve

Cutter Financial Group feels like family from the moment you walk through the door. Jeff gets to know each client personally before making suggestions about financial goals. He is a consummate teacher, wanting clients to feel comfortable with choices in the complicated world of investing options. Yearly appointments are scheduled to review your individual plan and to discuss any changes you might want to make. You are really made to feel valued. We have had several different financial planners over the yea

I am writing to express my utmost satisfaction with the exceptional financial advice provided by Cutter Financial Services. I had the pleasure of meeting with Jeff Cutter. His expertise, professionalism and advice were greatly appreciated. Mr. Cutter's comprehensive approach to understanding my financial goals and his willingness to craft a personalized strategy for my wife and I will help us make informed decisions to achieve our retirement objectives. In addition, Mr. Cutter also worked with us to dev

I have known Jeff & Jill Cutter for many years both personally and professionally. I know them to be people of tremendous virtue. What a lot of people don't know is how much they help others through acts of kindness, quietly behind the scenes without any fanfare and wanting no recognition whatsoever for their good deeds. Cutter Financial Group is a trustworthy company that was built from the ground up by Jeff & Jill Cutter with integrity and honesty being the foundation of what they built and what they and

My wife and I have been working with Cutter Financial Group for over 15 years, and we have always felt comfortable with their advice and their knowledge of retirement strategies. Jeff Cutter is all about capital preservation, making sure that our retirement money is growing, available and protected. We've had several financial advisors over the years, and Jeff is one of the best, especially in these volatile times.

My wife and I are incredibly happy with how Jenn and the rest of the Cutter team treated helped us with our retirement financial planning! Jenn was is so incredibly easy to speak with, she talks in terms we understood and answered all of our questions, we even asked Jenn about another investment that we have and she said it was a solid plan and advised we not change a thing and this wasn't not with Cutter so they are not a firm in it for their own financial gain, they truly care about all of their clients.

I have been with Cutter Financial since 2020. Since that time I have gone through several life changing events and Jeff has been there through every step of the way. He thoughtfully listens to my given situation and goes through all the options and information I need to make the best decisions for my financial future. As I am starting my retired life, I feel at peace knowing I am in good hands with Jeff and his kind, caring team

Jeff Cutter and his team represent the best of his industry. He is fully transparent with his investment approach and methodology, leaves the risk/reward decision to the client, and delivers on his commitment. I recommend full consideration to those looking for a financial advisor.

Since we took the class in retirement planning from Jeff Cutter 5-6 years ago, we have been delighted with Cutter's performance protecting our retirement funds in bad times and grow g them in good ones. Every six months or when market conditions warrant, we review our portfolio and if needed, make changes to risk allocations. Jeff is very good at describing market for es and conditions and how any changes in our risk allocations we've watched friends have to go back to work when their investments were seve

Being a client of Cutter Financial Group has been a great experience. They are responsive and eager to help and answer any and all your questions always in a timely fashion. I would highly recommend Cutter Financial for your retirement planning.

We have been clients of Cutter Financial for several years now. Previously we had a bad experience with another cape firm and lost several thousand dollars. After quite a bit of research we settled on CFG. Jeff, Jill and the staff are very knowledgeable, accommodating, friendly and timely with responding to requests. We can't put a price on the peace of mind we have knowing our retirement portfolio is in such qualified hands. Bud And Rose Plummer.

My husband and I have been going to Cutter Financial Group since 2018 and we can not say enough about how amazing Jeff , Jennifer and the whole office has been.We went to the financial planning class they offered and the free consultation afterwards and were very impressed. They explained everything in detail and they helped us find the best plan for us . Now ,six years later after our annual visit to go over best strategies ,we are more pleased than we even imagined with how our retirement savings is doi

Been with Cutter for many successful profitable years. I'm enjoying abundance, security and comfort in my retirement years. I have total trust and always feel appreciated in a family atmosphere.

I can relax knowing my retirement is in good hands! The entire team is knowledgeable and professional with a personal feel. Very responsive to questions, easy to get an appointment and complete transparency into our investments. Highly recommend!

Jeff, Jill and the entire staff are great. They are always available to answer questions. Jeff?s weekly updates are helpful to understand the world of finance as it affects my life. Bonnie and Ethan are really great!

Ive known and worked with Jeff and Jill for over 15 years and they are great to work with and truly professional. They are on point, detailed and thorough. My experience working with them has always been five stars!

I've been a client of Cutter for 5 years. Jeff and his staff are a pleasure to interact with. I tell everyone I sleep well at night knowing my investments are in good hands.

I have been with Cutter financial for years. They are wonderful to work with and they are always available for my needs! I highly recommend anyone looking for financial services to give them a call.

Very nice people. Very knowledgeable. This is Mary Ellen freitas . My google says my brothers name for some reason. Enjoy going in to the office everyone is great .

We met with Ethan. He was well prepared. He had answers to all our questions. Overall we felt very confident in Ethan's planning and recommendations.

I've been doing business with CFG for many years now. They are honest, straightforward, and savvy. They are responsive to my requests and always take time to fully explain answers to my questions. I highly recommend them!

Jeff always provides an honest assessment of our financial status. His recommendations are in our best interest.

We appreciate Jeff and his staff...always keeping us updated on all things related to our investments. Couldn't ask for a nicer group of people!

Sincere loyalty to their clients.

I have found Jeff and staff to be extremely helpful and knowledgeable.

Enjoy reading their educational articles in local papers... Very helpful to my personal investment strategy.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.