Downtown Lending Group

Downtown Lending Group

Reviews Summary

The reviews consistently praise the exceptional service, expertise, and professionalism in handling VA loans and home purchases. The lender is described as highly responsive, patient, and thorough, providing clear explanations and swift paperwork processing. Many highlight the low interest rates secured, seamless experiences, and strong support throughout the process. The secure online document system and mobile notary service are also appreciated. Overall, the lender is regarded as trustworthy, reliable, and a standout in the industry, making the complex process effortless and stress-free.

About This Listing

Business Consulting
Tax Preparation
Tax Planning
Financial Advisory
Real Estate

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Tax Preparation
Tax Planning
Financial Advisory
Real Estate

Contact Information

Address

707 Merchant St

Vacaville, California 95688

Hours

Sunday Closed
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday 9AM-5PM

Customer Reviews

I was referred to Deanna from a co-worker when I was ready to begin my home purchase process and was looking for a well-seasoned and professional VA loan specialist. My co-worker expressed that Deanna is the "best" in the business and... "You won't find a better loan specialist in all of Solano County." Beginning with my initial phone call to Deanna through the entire purchase process until my house closed... she was the "best" and allowed my entire experience to be almost seamless. Every phone call, email,

I have to second all of the favorable reviews on here. I was so gun-shy after buying my home two years ago that I was terrified to begin the process. Deanna was always available for any questions that I had and I was able to submit all of my paperwork online easily through her website. She sent a mobile notary out shortly after approval. A month later, I have a new loan, a great interest rate, and a boatload of gratitude for the great folks at Downtown Lending.

There are really not enough good things I could write about our experience with Downtown Lending Group. Deanna was always there to help us with any questions, made everything very clear to us and worked around our hectic lifestyle. She did a great job of presenting us with different options and guiding us to a decision that was best. I have to also commend the ease of which Downtown Lending Group makes uploading documents through their secure porthole. It was so nice to be able to simply scan and upload all

I found Deanna when searching for a mortgage lender online. Her reviews were fabulous, so I decided to give her a try. The BEST decision I ever made. This has been my 4th home purchase and she is BY FAR the best I have ever worked with. She explains every detail, is lightening fast with the paperwork and even responded to my questions on weekends. My realtor has been extremely impressed as well and will be recommending her to future clients. In my opinion, you can't go wrong by working with Deanna Shimboff.

We were referred to Deanna by our realtor Tim. Deanna assisted us in every aspect of securing our VA loan at the lowest interest rate! She helped us correct an error in our credit history with the credit companies. Deanna is a credit to herself, her profession and to the community. It was a real honor to have worded with her, someone you could trust and admire!!

I honestly couldn't imagine ever even being able to go through the process of purchasing our first home without Deanna. She has made it so easy for us to understand all the in's and out's of buying a home and what we needed to do to be more than ready to purchase a home. Not only has she spent countless hours helping us, she has made us feel so comfortable and so hopeful. She has been a godsend for my family and myself and without her I can guarantee you, we would have never been able to do it! I will never

Deanna, she was referred by great realtor Tim. Deanna assisted us in our VA Loan at the lowest interest rate. It was areal honor to have worked with her, you can trust.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.