Ed Lloyd & Associates, PLLC

Ed Lloyd & Associates, PLLC

Reviews Summary

Most reviews are highly positive (5-star), praising the firm's expertise, tax-saving strategies, and excellent customer service, particularly noting responsiveness and clear communication. Several highlight long-term satisfaction and trust. A few negative reviews (1-star) cite unresponsiveness, unresolved financial disputes, and IRS audit issues due to recommended plans. The overall sentiment leans strongly favorable, with recurring themes of professionalism, efficiency, and personalized care.

About This Listing

Bookkeeping
Accounting
Business Consulting
Financial Statements
Payroll
CFO Services
Tax Preparation
Tax Planning
Entity Structuring
Budgeting
Forecasting
Financial Advisory
Small Businesses
Healthcare
Professional Services
QuickBooks
UltraTax

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Bookkeeping
Accounting
Business Consulting
Financial Statements
Payroll
CFO Services
Tax Preparation
Tax Planning
Entity Structuring
Budgeting
Forecasting
Financial Advisory
Small Businesses
Healthcare
Professional Services
QuickBooks
UltraTax

Contact Information

Address

103 Waxhaw Professional Park Dr A

Waxhaw, North Carolina 28173

Hours

Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday Closed
Sunday Closed

Customer Reviews

Apollo Sports & Entertainment Law Group has had the pleasure of working with Ed Lloyd & Associates, PLLC, for the past several years. Responsive, easy to work with, detail-oriented, and always looking for a win-win situation. Travis, Amanda, and the team are sharp, experienced, professional, and genuinely care about our business. Our partnership not only meets our accounting needs but gives us invaluable tax advice. They get the job done!

I have enjoyed working with Leslie these past few years. There is no stupid question with her, she makes everything a lot easier. She has even filled in for me while I was on vacation to ensure our books are taken care of. We are thankful for all she commits to this firm.

ELA delivers accountability, specialized expertise, and a collaborative methodology to our intricate business. We have the privilege of experiencing ELA?s expertise every year, throughout the year for the past 22 years we have been in business. ELA provides creative solutions to various challenges, demonstrating meticulous attention to detail. Moreover, they exhibited exceptional responsiveness to time-sensitive demands, consistently maintaining a sense of urgency and a comprehensive understanding of our sc

I have been using Ed Lloyd since he first began his business which may have been back in the 90s. I use their services for my tax returns. I take all my information into them and within a week 10 days I get my return back and it is filed. Everyone in the office is so down to earth and so pleasant I would highly recommend Ed Lloyd and associates to anyone. I know when I call and leave a message for Amanda it will be returned in a very short time. I am very pleased with their services.

Ed Lloyd has served the Charlotte area with the very best in tax planning. He will save you money on your taxes.

Ed Lloyd & Associates has been awesome to work with. They are always responsive and explain things in a way that is easy to understand. Their Virtual CFO system really helps you grow your business and cash flow! I would highly recommend Ed Lloyd & Associates.

Have been using Ed Lloyd Since 2000, He has advised me on more than just taxes. Very knowledgeable staff, Amanda is at the front and center of the contact and she is amazing to deal with. Everyone VERY polite, courteous and prompt with replies! Awesome Service that goes above and beyond.

Ed Lloyd and staff have been serving my tax accounting needs for over 15 years. When faced with complex tax laws that change often, it helps to have someone that you can trust. Amanda, who staffs the front office, is always friendly and helpful. My highest recommendations go to Ed Lloyd & Associates.

Amanda was AWESOME!!!!! I had an issue come up with a mortgage lender with my 2017 taxes. We forwarded everything to Amanda and they were able to help us out and did a great job. Very patient with answering questions and not trying to rush you. I will continue to use Ed Lloyd in the future.

Ed Lloyd & Associates has been doing my taxes for over 10 years and I could not be happier. Very courteous and professional and they always go the extra mile for you. Highly recommend!!

Ed Lloyd & Associates has been doing our personal and corporate taxes for the last 6 years and helped develop tax plans that have saved us a lot of money. They are very professional and help us not only with our taxes but also with our business planning.

Ed and team have been great partners through the years. They helped identify issues and refile multiple tax years that were filed incorrectly by a much larger firm, which saved significant money. Additionally, Ed has proposed tax savings approaches that had real impact for our filings. Always a great experience with their team.

Ed Lloyd & Associates has been great to work with. They can think outside the box and usually respond pretty quickly to our needs. They will get your questions answered and most likely they'll even find a place or two to save you some money on taxes.

2019 is now in the rear view mirror, and my partners with Ed Lloyd are always behind me. They give me peace of mind, with the tax, paper flow and business advise, so I can focus on my business not state and federal tax regulations. The monthly newsletters are a must read to keep on track. The extra mile provided with car side service so I could avoid office was a great value because of the C-19 virus

Ed Lloyd has been my accountant for several years....he has always done a fantastic job in a timely fashion for both personal and business accounting matters. I highly recommend him! (And....he is a great guitar player too!) Robert Lowe, DDS

In 2016, a captive insurance cell was started with this company. With premiums paid in equaling nearly $700,000 by the beginning of 2018. After learning the structure was part of an IRS watchlist of unapproved tax situations, the account was closed and company dissolved. Premiums were returned in the amount of $585,000, with the remaining $112,000 being held as reserves. It has been 3 years since closure of this account has taken place, and we are still fighting to get the other $112,000 in reserves that

Amanda Pilman has always been very attentive to my tax filing requirements, and extremely cooperative regarding my accounting needs. I highly recommend Ed Lloyd & Associates.

I am highly impressed by the top-notch tax planning services of Ed Lloyd & Associates. The team is very efficient and is well familiar with all the latest tax laws to deliver the best services. Five stars!

Ed Lloyd and Associates PLLC provided us excellent service, very streamlined and completely on-point. Everything was handled electronically and effectively. Worth every cent. Great work guys. Keep the good work up!

I am much pleased with the top-rate tax planning services of Ed Lloyd & Associates. The team is highly professional and delivers truly exceptional services at a reasonable charge. Highly recommended!

We have had such a positive experience with each person we?ve worked with at Ed Lloyd?s office. They really make an effort to answer your questions thoroughly and always get back to us in a very timely manner. We appreciate their team!

I have worked with Ed and his team for a few years now. Each and every year they have been fantastic! Well organized and and always friendly. Whether we are discussing set services or adding something new, Ed and his team are always willing to help provide solutions!

Ed Lloyd CPA provides outstanding service and is able to work with you whether you are located in Charlotte NC or anywhere else in the United States. Ed Lloyd & Asssociates, PLLC are talented Certified Public Accountants in Charlotte who helped me manage my business finances and income taxes. Thanks Ed Lloyd & Associates, PLLC

They say that the first contact you have with a company is the most important time for a customer to form an opinion of that company. Amanda is a tremendous asset to this company. She remembers customers and their names and she is always so pleasant to deal with. 1st impressions are so important, to any company, but especially to one who strives to provide excellent customer service.

Great experience each trip. I tip my hat to Amanda for her welcoming smile and cheerful attitude. She personifies and attitude of great customer service and is quick to respond to any questions or concerns. If she could be cloned, it would be a "top seller".

Ed has been my accountant for 20+ years. Amanda goes out of her way to be helpful in every way! Ed's experience helpful with more than just tax or accounting.

I have been a client of Ed Lloyd & Associates for 19 years, they handle my personal and business returns. Always delivers quality service.

?I own a small business and most of my time is dedicated to my work. Any extra time spend on the complicated tax code for a small business owner is time / money wasted. Ed Lloyd and his associates were able to streamline my corporate and personal affairs and greatly simplify my tax filing requirements. Peace of mind that my returns were prepared with my best interest at heart and that my filings both personal and corporate were proper and met all requirements helping in reducing my exposure and concern as

?I met Ed Lloyd CPA at an executive association meeting about 10 years ago and was always impressed with his knowledge of business and tax preparation. I have learned a lot about the information that I need to get the most deductions. Ed Lloyd & Associates handles our accounting and they are always trying to find additional deductions for me. Handing over the accounting so that my wife did not have to do the work was a big help! I would confirm that Ed Lloyd & Associates is very hands on and proactive in

Getting audited by IRS based on Ed's plan. Canceled plan and trying to get money back. It's been over 8 months and still waiting on funds. Definitely not recommended.

Great service at reasonable rates from a knowledgeable, helpful staff. I highly recommending using Ed Lloyd & Associates for your accounting needs.

Looking for a Accounting Firm that actually cares about you and wants you to succeed? Look no further! Trust Accounting, year end reports, full accounting and business analysis - Ed Lloyd and his team do it all!

Ed Lloyd answered my questions and gave me some very helpful tax tips and "next steps" to help move my LLC forward.

Outstanding people that work their, I will use no other accounting firm. Mr. Lloyd and Associates took care of me and that?s all I need.

The folks at Ed Lloyd & Associates are very detailed, responsive and professional. Great job!

Friendly staff that do their best to minimize taxes and maximize deductions. I've been very happy with their service.

Ed Lloyd and his team are very professional, quick and thorough. Great job!

Literally never met them and I live halfway across the country from them. Found them thru word of mouth and they are great to work with.

I asked for a consultation. Waited a week, heard no response, then was told they were not taking clients. They should remove their advertising if they are not open for business.

Fast and professional with my tax preparation. Amanda is wonderful!

Been with Ed for around 10 years. Great service!

Always willing to answer any questions I have in a timely manner. Excellent service!

The staff is very professional, knowledgeable, and thorough. Everything you want with a CPA.

GREAT ACCOUNTANTS -- YOU GET WHAT YOU PAY FOR AND MORE.

Professional folks who know how to help and get done what you need done!

Great experience. Would recommend.

Great company, Great Team.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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