Back to Directory
Encompass Wealth Advisers

Encompass Wealth Advisers

Reviews Summary

Customers consistently praise the broker for his deep knowledge, patience, and professionalism in navigating complex insurance options (ACA, Medicare, COBRA, etc.). Many highlight his ability to explain plans clearly, tailor solutions to individual needs, and provide stress-free guidance. His empathetic, personalized approach—often going above and beyond—earns strong recommendations, especially for those transitioning between employer coverage or managing family plans. Reviewers appreciate his accessibility, honesty, and commitment to finding affordable, suitable coverage without pressure.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

100 Howe Ave #120s

Sacramento, California 95825

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 9AM-4PM
Tuesday 9AM-4PM
Wednesday 9AM-4PM
Thursday 9AM-4PM
Friday 9AM-4PM
Saturday Closed

Customer Reviews

Chris was highly referred to my husband and I through a business associate for help signing up with Medicare and supplemental coverage. Although hesitant to drive one hour, we made the trip and could not have been more pleasantly surprised and pleased with our choice of brokers. Chris was knowledgeable about the many insurance plans available and took his time helping us to make the best decision for our family. We would encourage anyone to make an appointment with him for insurance needs. Pleasant, fri

We were very impressed with Chris Bozzuto. He is friendly, professional, and very knowledgeable. I appreciate the fact that he makes sure YOU are understanding and explains things so well. His office assistan Karisa is also very friendly and knowledgeable. I recently ended my employment and will also be moving to a new area in a few months and Chris explained the differences in picking up the Cobra being offered through my former employer versus Covered California or private insurance and also what happens

Chris has taken care of my family and our many different types of insurance situations for several years now. He has made finding insurance plans so much easier with no stress! He understands what our family needs and finds a way to make it work! Has been great with helping us understand Health Insurance and Life Insurance plans that are best for our needs and financial budget! We truly appreciate all of his help and hard work!

At just the right time, I found the services of Christopher Bozzuto to supplement my health care insurance needs. He was uniquely polite and straightforward throughout the entire process. Well-organized, professional, and personable; I found him easy to talk with and always accessible. With Healthcare costs soaring year after year, it was a pleasure finding a service that was affordable and uncomplicated.

Christopher has helped our family twice. Once to manage picking up individual health insurance (we are self-employed). It's much better having someone with expertise to help navigate through the healthcare options and limitations of the Affordadable Care Act (whether one qualifies for a reduced rate or not). Christopher went out of his way to explain things as we renewed insurance to get the best and most affordable coverage option for our daughter facing surgery for a possible malignancy. Second, he help

When everything began changing in California insurance, we needed help finding the place that we would have the best coverage for our dollar. Christopher, at no charge to us, brought us information, choices and reviews of what was available, and then has continued year after to do the same, and help us get answers from our group when needed. He is a great source of information and guidance in the insurance jungle.

I have been trying to negotiate Covered California and health insurance myself for two years now. I missed having a personal agent, which I had for 26 years in New Hampshire. The past month has been crazed with open enrollment and political upheaval. Every time I called Covered California something went wrong on their end. Finally, beyond frustrated, I recalled a sign just up the street where I live, Enroll for Covered California Here. I thought, real people! I can work with someone in person. I went in and

I was looking for specific coverage to fill in a gap between plans at a reasonable cost. Christopher was patient and knowledgable and was able to provide me with a number of choices so I could choose what best fit my needs. He also provided me with optional possibilities that I hadn't considered and provided me a more complete plan than I had anticipated. I highly recommend sitting down with him.

Chris has been amazing in understanding the needs of my family. He helps with what is best for your family and showcases a strong level of empathy. I strongly suggest taking his advice/services because he is very knowledgeable in many plans out there.

After walking in his office very dazed and confused, Christopher was very patient and explained things in a way I could understood. Answered all my crazy questions. Showed me different Covered California plans. Helped me find a plan suited to my needs and financial situation. I VERY HIGHLY recommend him. Thanks Chris !!!

Mr.Bozzuto has been my insurance agent for a few years. He is knowledgeable in all aspects of medical insurance and supplemental insurance policies. He is a great listener and understands the needs of his clients. I highly recommend him to anyone looking for a professional approach to insurance.

Christopher has been so helpful .I had never dealt with my own health insurance until two years ago,so I've had many questions .He's always gotten right back to me and been able to answer my questions. I'm very thankful to have had him to rely on.

We have found Chris to be very knowledgeable, genuinely concerned, patient and sincere. He is resourceful and easy to talk with. I can't imagine trying to navigate the COBRA, ACA, Medicare labyrinth without his help and guidance.

Met with Christopher yesterday for an individual plan and was very pleased with the service. He was took the time to explain the different options for my insurance needs and helped me select the best choice.

Chris made searching for and getting health insurance a pleasant experience. Absolutely no pressure, only results. Very fortunate we met him!

He was very helpful and explain everything to me when I was looking for my insurance. I would recommend him to anyone who looking for an life insurance agent.

Excellent, friendly service that helped me get insurance when my employer dropped our coverage. Highly recommend.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.