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300 Salem St
Chico, California 95928
We had an outstanding experience working with Vinnie Anderson and his team at Fairway Independent Mortgage Corporation! From start to finish, they made the process smooth and stress-free. Their communication was top-notch?always keeping us informed and promptly answering questions. Vinnie and his team were professional and knowledgeable going the extra mile to ensure everything went seamlessly. If you're looking for a mortgage team that?s easy to work with and dedicated to outstanding service, we highly rec
We have used Brad for years and will continue to go to him with anything we need with our home. Brad made the whole process very easy. He was kind, and so straight forward with what we were to expect in the process. He is the best of the best!
Fairway Independent Mortgage Corporation was amazing! We worked with Mike McKee and Lisa Purvis and they were both amazing! Answered all of our questions very promptly and made our first home buying experience so easy and smooth and ENJOYABLE! Couldn?t thank them enough!!!
Megan Dusell and the team at Fairway are fantastic. The mortgage process can be stressful, but Megan and Jacquie were always available to answer our questions and clear roadblocks. The Fairway app made it easy to upload documents and check if we had any outstanding tasks. From the first call, this was the smoothest mortgage process we have ever experienced.
I can't recommend Ari enough as a mortgage lender! He made the entire process seamless and stress-free. His attention to detail was impeccable, ensuring that no aspect was overlooked. Ari's expertise and support made all the difference, and I truly appreciate his dedication to helping us secure our mortgage and answering any questions we had along the way. Looking forward to doing future business with Ari!
We worked with Fairway for our third home purchase and they were fantastic and diligent. Rudy was always ready for our questions and so prompt atcommunicating at every step of the way!
Ari Gagne was our Fairway loan officer. Simply put he was great!!! Buying a home in today?s market of high house prices and high interests rates is emotional trying. Looking at figures, crunching numbers, assessing income and expenses is a lot to handle. On top of that there are documents that need to be collected and many many many others that need to be read, reviewed and signed. Ari made all of this simple and straightforward. He and his staff are very organized and efficient. He helped us move through p
I highly recommend working with Ari. He made my home buying process easy and was very helpful every step of the way. He has helped me purchase more than one home and I?m very impressed with how knowledgeable and attentive he is. Easy to communicate with and always able to answer all questions promptly. Can?t recommend him highly enough!
If I could give our loan officer Megan 10 stars ?? I would!!! The professionalism from start to finish was unmatched! Not only was the communication phenomenal between her and her team, but she made me feel like I was her only client at all times. Megan?s enthusiasm was infectious, you knew this was an employee that not only loved what she does, but took great pride in having a successful outcome! Fairway had a team of rockstars, and I must include Jacquie in contributing to the ease of the process! I woul
Wow, can't even start on how much I appreciated Megan and her team at Fairway, not having bought a house for 35 years my wife and I decided to downsize. As a retired first responder I found their information in a trade magazine. She was there every step of the way, she made herself available via text, email and phone calls, who does that these days! She answered all my dumb questions, she was soooo patient, and explained all the details of our home purchase, pros and cons of various finance options, etc.
We appreciate how easy Jason made everything for us in our first-time home buying experience. He and Jacquie were very responsive and helpful throughout the process. Thank you to the whole team at Fairway for assisting us!
Megan and her team were amazing! Megan was available by text literally ANY TIME! She was even available on the weekends to talk to the seller and helped me secure my home with the offer! The team sent emails frequently and explained how things worked so well. The home buying education program was also so helpful as I am new to this whole House buying thing. Thank you so much for being so patient and thorough!
Vince and his team was great. I probably was very obnoxious with the ammount of questions I had. I'd ask all hours of the day and night, but he always responded promptly and unannoyed. He was great, very helpful and very knowledgeable. I highly recommend him.
My husband and I are incredibly grateful that we were referred to Vincent at Summit Funding for our homebuying needs. Vincent, Lisa, and the whole team at Summit went above and beyond to help us navigate through the process of getting a mortgage for our first home. From our very first interaction we were extremely impressed with Vincent?s ability to be so thorough in such a timely manner, he never wasted a minute of our time all while working tirelessly behind the scenes to make sure we had everything we ne
Started off rough but ended up working out in the end, went above some expectations to make sure things went right afterwards.
What an absolutely outstanding experience! My wife and I had the immense pleasure of working closely with the team, Jason and Jacqui, to secure a loan for our property in Ojai, CA. Our journey began after the Thomas Fire had left us with some unexpected expenses following our rebuild, and we couldn't have asked for better guides than Jason and Jacqui. These two are truly exceptional, and their unique qualifications shone brightly throughout our entire engagement. From the initial documentation process to t
Summit Funding is a Great Team of Knowledgeable Staff. Megan DuSell was able to assist us in every step of the process, and was very kind and caring about it as well. She kept in communication with us, returned our calls in a timely way, and answered any questions we had throughout the process, which is a hallmark of a great business in my opinion.
My fianc? and I recently purchased our first home with the help of Ari and his team through Summit Funding. Through the whole process Ari was always there for us when we needed clarification and responded promptly to any questions that arose. He and his team were approachable, courteous and very efficient which aided in a very smooth escrow process. Thanks to Ari we are now happy homeowners! I would highly recommend his services to anyone searching for a professional job well done.
Summit Funding is the best. Jason and his loan processor Monique are a great team. Their experience with the loan process made my transaction stress free and seamless. I highly recommend Summit Funding. I only wish they were doing my buyers loan, which was very stressful. However, they were there for me when I was stressed out with the buyers lender. It was just days after the close of my buyers loan, I was able to close on my new house.
Ari was truly amazing to work with! He got everything done extremely quick and was personable & fun to work with along the way. When we changed our due date to close much sooner, him & his team were able to get it done with no hiccups or delays. The escrow went very smooth and I'm glad Ari was part of the team to make it happen!
Ari is one of the best in his industry. We are blown away with how quickly and efficiently he processed our loan. I would give him an 11out of 10 stars. Working with Ari was wonderful and there was no stress at all on our end, we sent him all of our information once and he took care of the rest.
Ari and Summit Funding were extremely easy to work with and were able to get us a great rate even during a time of great uncertainty. Ari was always available and able to answer any questions we had in a way that seemed simple and easy to understand. We will for sure be coming back to Ari and Summit Funding the next time we need a real estate loan.
Ari Gagne at Summit Funding is the absolute best! His knowledge and experience providing me with the best advice and options for my particular situation were outstanding. Also greatly appreciated his kindness and patience as he guided me along the process. I"m so glad I chose Ari. Wouldn't go anywhere else and recommend to my family and friends that they don't either!
We were very happy with our house buying experience through Summit. Becke and Jacquie were very helpful and responsive when we had questions. They walked us through the whole VA loan process. We used them 10 years ago and were very happy, we are just as happy with our most recent purchase.
Ari made the whole process simple and clear! He was able to explain everything to me in full detail and was able to make purchasing a home a reality for me! From start to finish, he was on top of everything and made sure things go according to plan. Finding a home was such a hard process, but I am glad he was able to make the financial standpoint easy and simple. Thank you!
Fairway is the best lending firm to work with. I was able to refinance my home within 30 days. After working with a bank for weeks, and ultimately not being satisfied with the loan product that was offered, I was lucky to find such an exceptional loan team at Fairway. Clear and effective communication from the first day to closing.
Ben Heinrichs and his colleague Janine were great to work with. They were responsive to my needs as the process went on. They kept me informed at every milestone during the mortgage process. Great communication. They said we would close in 21 days and we closed right on time. Great team to work with.
Getting a mortgage with Jason was an extremely easy and pleasant experience. Every question we had for Jason was clearly answered. We felt supported throughout the entire process.
Rudy Cortez and his team were a pleasure to work with when buying our 1st home. He went above and beyond for us. He really cares about his clients, and will do everything in his power to make sure the loan process goes smoothly. He is also very good at explaining things in a way that helped me to understand what is going on at each step along the way. I am very happy with the work he did for us and would definitely use him again!
Justin and Nicole were very knowledgeable, transparent, friendly, approachable, and responsive. They found us the best available rate and walked me through all the questions that I had throughout the process (which were tons of questions). Highly recommend!
Great experience. Very knowledgeable got my loan faster than a bank. Highly recommend Ari and Summit for your next home loan, It went fast no hiccups. The banks took forever. Ari was knowledgeable and helped with all the angles.
Summit Funding is Outstanding! Tracy and her team worked hard to get the loan we needed and required. Quality customer service , prompt to answer any questions we had while being open and honest. I would recommend to everyone I know!!!
Tracy and Jacquie were amazing. We had a very complicated escrow that we closed in 17 days! I couldn't have done it without their amazing attention to detail, great communication and consistent follow up. As Realtor I know how important using a trusted local lender is and I would recommend Tracy Fry's team to anyone.
Ari was so helpful during this whole process! Buying a new home can be a very stressful thing, and he made it seem simple! He told me exactly what documents I needed and answered all my questions promptly. Ari always seemed happy to help and I never felt like I was bothering him. I will definitely recommend him if you?re on need of a home loan!
Best of the best! Vinnie and team went above and beyond to accomodate my needs and walked me through the process for first time home buying step by step. The process could not have been more smooth! If I could give more than 5 stars, Vinnie would get them all!
Becky and crew did a fantastic job with our loan. They were a few complications that we had a navigate through. They did it with expertise and professionalism! I am very satisfied with their operation and efforts! I would highly recommend them to anyone.
AJ and his team at Summit lending are definitely there for their clients!! They treat you with respect and listen to each and every concern and question. They returned my messages the same day, if not the following morning. They take pride in having satisfied clients, even after their job is complete. Will definitely be using them again in the near future!
Ari Gagne and the Team at Summit Funding helped us finance our home loan and have worked with us in several transactions. They are competitive, intelligent, responsive, and always have our family's best interests in mind. Ari is always available to give thoughtful, non-biased, and helpful information on our lives greatest financial decisions.
What an awesome experience I had with Summit Funding. I recently purchased a condominium here in Chico, CA. I had nothing but big smiles on my face each time Ari Gagne answers my questions about loan and stuff! Ari and Crystal knew how to "wow" me as a client . I knew I wasn't being misled when I get answers to my endless queries about my loan . Thank you Ari ! Thank you Crystal ! I highly recommend Summit Funding!
We were appreciative of their honesty. We feel every other company that we spoke to were hiding or glossing over important details of our loan. Summit Funding was up front and honest from the very first meeting. Everyone at summit funding was friendly and attentive. Any and all questions were answered quickly. It made a stressful time virtually stress free.
Justin Bowman and his team made the refinance process so easy! Plus he was able find great programs for us to refinance other properties that we we're even considering. Doing this all virtually (due to Covid) was simple and streamlined. Highly recommend Justin and Summit Funding!
As first time home buyers we were a little unsure of the process and had many questions and concerns about qualifying for a home loan. I am a veteran and had questions about how the VA Home loan process works, Rudy made our experience an amazing one. It was a great privilege to work with Rudy he made the process easy to understand. All our questions were answered in a timely manner and Thanks to Rudy's help we have achieved our dream of being homeowners.
Fairway Independant mortgage company has helped us multiple times. First time was with our initial home loan which went as smooth and easy as possible. Second time was to do a Home Line of credit which went as quick and smooth as it could. We highly reccomend Fairway for all of your home loan, refi needs and will be sending all of our friends and family who need these services to them. Thank you Jacquie & Brad (and team) for all of your help, answering my questions at all hours because I?m persistent lol an
Becke and her team did a fantastic job assisting us in refinancing our home. They were upfront with all of the details, found us the rate we were looking for, and kept us informed every step of the way. Becke and her team make the home funding experience easy and as hassle free as possible.
Ben Heinrichs and his team were quite personable and very helpful as we purchased our first home. We had a small time frame to get everything done but Team Ben was totally on top of it. They helped us not only close earlier than expected but also found ways to save us money along the way. We felt like our family was in good hands the whole way and Summit Funding was great to work with.
I had a great experience working with Justin. He and his team were very prompt and easy to communicate with, and stayed on top of the loan process the whole way through. Highly recommend!
Working with Justin was wonderful. The refinance was smooth and quick. Justin was professional and answered all our questions quickly and throughly. We would definitely feel comfortable using Summit Funding again in the future.
The Summit team worked very diligently to get 2 very difficult loans approved and funded. We?ve done dozens of loans over the years but can?t remember anyone working harder to get the job done. I look forward to working with the Summit team in the future and have already referred my sister to refinance her home. A sincere thank you to Rudy and Nicole. Marc and Sherry
My experience with Summit funding was nothing short of wonderful. I have heard horror stories about the home buying process, but I was constantly impressed by everyone's willingness to make my experience stress free, while at the same time keeping me informed every step of the way. Danielle Wood really went above and beyond to make my dream of being a homeowner a reality! Thank you Summit!
The communication that Aj had with us was prompt and accurate. He quickly got us approved for a home and we were able to have a fast escrow because of that. His special touches made the process less stressful. We really appreciated all the time and effort he put in getting us our home. I wouldn't say that his experience was GREAT, I would title it as AMAZING!
I was referred to Ari through my realtor and it was the greatest experience I could have had. Ari was always available to answer any questions I had and educated me on the process throughout the entire escrow. I couldn't have had a better experience with Ari and will be using him whenever I need a home loan in the future. I strongly recommend him to anyone looking to buy!
I purchased a home in Chico, California through Summit Funding. Rudy and Nicole did their very best to help me through the process. They were very informative and answered all my questions promptly. My escrow closed within 30 days without any problems! Thank you Summit Funding, Inc.!!
Justin was great to work with! He was always kind and professional, and prompt to return any questions I had. His team was also very helpful and the process of getting to proper documents exchanges was quick and easy.
Ari and his team did a great job with my loan. It was easy, quick, and smooth through the entire process. Communication was excellent and someone was always available for questions.
Justin Bowman and Nicole are rock stars. They explained the process, got us a good rate, and were always quick to respond when we had questions. Dealing with them made the home purchasing transaction a little easier.
Ari and everyone at Summit Funding were a pleasure to work with. They were consistently available to answer my questions over the phone, in person and via e-mail. They made the process of obtaining my first home loan as simple as feasibly possible. Thank you all!
Megan DuSell and her fabulous team made the transaction of purchasing a home smooth and relatively easy. As a first time homebuyer I'm quite impressed with how much support and education I received throughout the process from the team. They were very responsive and explained things thoroughly every step of the way. Megan DuSell is a phenomenal agent, who I highly recommend! She goes above and beyond for her clients. Her positive demeanor eases the nerves of a first time homebuyer. If you're looking to pur
We had worked with Becke Reid at a prior location, but when we were looking to purchase our second home it was a no brainer to follow her to Summit. We had a great experience with Summit. Everything was communicated and done in a timely manner, digital signatures made it highly convenient. We can?t say enough about Becke. She takes the time you need to explain what your options truly are, how to work toward your goals, and anything else you could want to know. When it comes time to purchase the house she is
Great working with Ari! He made our escrow process seem like a walk in the park. He and his surrounding staff were very nice and were really great bout communicating. Absolutely a five star experience.
Everyone we worked with during the Home Loan process was very kind and supportive. They all were very knowledgeable with the whole process and helped guide us through it. They kept us updated frequently. Buying a home can be very stressful, but knowing that if we had any questions or concerns, we could reach out at anytime.
Becke at Summit Lending was great! She worked late after hours to handle things that came up last minute, she is super smart with numbers, very friendly and funny. Summit Lending came through in a pinch for us and I will reach out to them the next time I make a home purchase.
Ari is professional, prompt, and extremely communicative. He kept us in the loop from start to finish and he is incredibly knowledgable. He helped us navigate through the loan process smoothly and we couldn't be more pleased with our experience. Thank you Ari!
This isn't my first time working with loan officers, and Ari is the best one we've ever worked with! I've never met a loan officer so involved in the process from start to finish, from an early pre-qualification all the way to closing. He answered every question I ever posed and made sure I understood everything, even when he's out of town for a family weekend getaway (that's dedication). He's gone out of his way to make sure we closed on time, and it even occurred earlier than expected when all paperwor
Ben Heinrichs and his team at Summit Funding are wonderful! They are professionals with a heart. Wonderful to work with as they make you feel like family, well cared for. That's because they really do care about the families in each home they fund. We were in our new home before we knew it! We highly recommend Ben Heinrichs and Summit Funding!
Summit made it really easy. Heather Irvine made sure everything went very smoothly. She stayed in constant contact with me and kept me informed of every step along the way. I highly recommend Summit and Heather!
Best experience ever in buying a home! Ari and his team were on top of everything from the beginning to the end! I would strongly recommend them to anyone who wants to get a loan for buying a house! Thank you Summit Funding!
Ari Gagne: The Consumate Professional, Smart and a Pleasure to Work With Having previously worked with Ari, I returned looking forward to a comfortable experience during the usually unpredictable process of buying a house. Captain Ari provided my wife and I with smooth sailing. We were able to provide the documents he required quickly and he was extremely helpful communicating with my agent and that of the seller. His knowledge of the field and a number of choices he offered saved us money. We closed very
This was a horrible experience. Becke Reid was our point of contact for our home purchase and she was generally not on top of her job or looking out for our best interest. I made it clear to her that I was going to be out of the country from the beginning of our talks. As a professional in this industry, she had prior knowledge of the requirements for purchasing property while abroad and failed to inform me of them in a timely manner. This resulted in us having to extend our escrow and pay a substantial fee
Ari is an excellent communicator. He explained everything in depth and on a level that we could understand. Summit Funding's rates and fees were very competitive and explained up front, not hidden till the end.
I am a real estate agent and I had the pleasure of working with Becky. Becky is well-qualified and has expertise that I?ve never seen before, she was able to take a difficult situation and turn it around . It looked almost impossible for my buyers to get their dream home but Becky worked her magic and my Buyer were able to purchase their dream home I am definitely looking forward to working with Becky on another purchase. Cindy Jimenez Better Choice Real estate
Me and my wife just purchased our first home. Our realitor recommended ben over at summit funding so we made the call. 30 day's to the day we had the keys to our new home. It was a great experience and summit made it so less stressful than i thought it was gonna be. Most definitely recommend ben at summit to do business with.
My husband and I were referred to Ari by our realtor. Neither of us had applied for a mortgage since the 1990s so we were anxious as to what to expect. Ari was very efficient and professional; we were pre-approved and then fully approved in a faster than expected time so we were able to close escrow sooner, too. Thank you for getting us into our wonderful new home!
AJ Barandeh was the buyer?s lender on one of my listings. He was always available to answer my call, even on a weekend when the offer was presented. He constantly kept me updated and informed. The loan was complete in record time. Once again, Summit Funding went above and beyond. Highly recommend!
The process was uneventful and uncomplicated. The staff is very knowledgeable and provided process management as well as updates. I highly recommend, thanks for your support and professionalism.
Summit Funding, funded my wife and I for our first home, and we had the privilege to work with Aj Barandeh which was the best! My wife and I were confused, and not sure what was really going on when it came to shopping for a mortgage. Then we came to Summit and met Aj and everything got easier. Aj takes the extra time to sit down and really explain the process and whatever thing means to make sure you feel comfortable with the decision you are making. I?d recommend Aj and Summit Funding to anyone looking to
I just bought my first home thanks to Ben Heinrichs and Lisa Purvis at Summit Funding. Throughout the process, they were incredibly helpful and supportive. They are good, honest, hardworking people, and I recommend Summit Funding to anyone.
Ari is extremely efficient and competent. His knowledge of the ins and outs out the lending process moved the loan process quickly. Easy to reach, friendly, and has a positive attitude. 5 Stars for Ari and Summit!
My realtor recommended Ari when I began home-hunting. Ari made the home buying process simple and painless. I decided to purchase a short sale property, which is difficult to close. Ari's thorough approach and attention to detail resulted in my loan closing EARLY!!!! WOW!
Tracy Fry and her assistant Jacquie have funded loans for me in both California and Oregon and make the whole process so easy its unbelievable! I highly reccomend them and would not even consider using anyone else! Thanks ladies!
I have recommended Summit Funding already. It wasn't a hard process at all. Ben and Lisa were both very helpful. Karol was very helpful with the last bit to make sure the loan went through.
Ben and Lisa at Summit Funding were both amazing! During the loan process Ben and Lisa both worked very hard, answered every question and took great care of us! Over all amazing service!
Even during a pandemic and with half the county on fire, our re-fi was a smooth and painless process. Ari Gagne is an exceptional communicator--always available, super chill and helpful. We got the amount we wanted at a rate lower than we thought possible.
Ari was an ideal partner in funding my home loan. He is patient, knowledgeable and very responsive when I needed a quick answer. If you have a chance to work with him, you should. You will be pleased.
My 3rd home loan with Jason and Team Pezzetti. They make the process as quick and painless as possible. I would definitely use them again. I tell everyone I know who is house shopping about the California Employee Loan Program. They make dreams come true!
Summit Funding was very professional, and met our loan needs. Bruce Taylor and his team of dedicated people were a good experience for us. I would recommend Summit Funding to anyone.
Summit Funding and AJ Barandeh are fantastic! Easy to work with, guided us through the entire process, clear and concise and always quick to responded to us and our questions. Would highly recommend.
Ari and Crystal are a great lender team!! They know their business and are very responsive in every transaction to make sure it runs as smoothly as possible and communicates through the transaction to keep everyone on track. Thank you!!
Danielle and Lisa were an absolute pleasure to work with. The process was smooth, communication was clear and response time was fast!
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.