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525 N Hall St Suite A
Visalia, California 93291
I had an exceptional experience working with Ryan & Jacqueline for my mortgage loan. From start to finish, they were knowledgeable, responsive, and genuinely committed to helping me secure the best loan for my needs. They took the time to explain every step of the process, making what could have been a stressful experience feel seamless and straightforward. Their professionalism and dedication truly set them apart. I highly recommend Ryan & Jacqueline to anyone looking for a trustworthy and efficient mortga
If I could give this more than 5 stars I definitely would. Savannah and Jacque were remarkable from the beginning to the end when it came to the process of home buying. They took the time to answer and follow up with me every step of the way. I'm so thankful that I was able to work with such a great team! Definitely recommend them ??
I don't know if it was just my luck working with Patti and her team Amber, but I found them unprofessional, lack of communication between them. I should have taken that as a red flag. In fact, nothing was really explained to me, and the whole process was rushed. I was pushed to sign documents blindly, and my husband was yelled at by Amber, it felt like Amber had too much workload and snapped when my husband had a question in regards to wire transfer instructions that were sent incorrectly to him and in resp
We have worked with Rilan for 15 years. He has never disappointed. Angela worked quickly and got our loan submitted and approved with in a matter of days. You cannot ask for better service. Thank you First Capitol for you care and attention.
It's always a pleasure working with Liz Estrada and her amazing team! Liz is not your average lender. She goes above and beyond for all our clients and ensures they are well taken care of throughout the home buying process. She is a master at setting up a loan and qualifying borrowers. She always ensures that our clients get the best rate and are saving as much money as possible. I always feel confident when sending my clients over to Liz. I would highly recommend using her for all your lending needs!
Melissa is so knowledgeable and helpful. Although I wasn't able to buy right there and then, she setup a game plan for me to buy in the future. Her willingness to help me even though I'm months out from purchasing was nice and I can't wait to buy soon!
Rillian and Angela were amazing to work with! They were so timely and efficient and made the process stress free. They explained everything thoroughly and kept us updated the entire way! So thankful for their help!
I wholeheartedly recommend First Capital Group to anyone interested in getting a mortgage. Rilian and Angela make the process so easy and are quick. We were able to close our escrow in less than a month because of their team?s due diligence. If I could give them 100 stars I would!
Angela was wonderful and helpful. She was very knowledgeable and made the whole process easy
Great experience, they were helpful, responsive, and made the process easy from start to finish.
If I could give 100 stars I would!! Rilian and his assistant Angela are literally the best people to work with, they explained the process to us and were there to answer questions throughout the whole buying stages. If you are searching for a lender search no further, you are in the best possible hands with this team!!! Thank you so much Angela and Rilian!
Great overall experience with the entire team. Great communication throughout the process, simple responsive and productive. Appreciate the help and great job Al the way around!
Rilian and Heather should get seven out of 5 stars. I cannot say enough great things about this team. As a first time home buyer, I was overwhelmed with all the requirements. They very patiently guided me through the entire process and ensured I was comfortable every step of the way. Beyond excellent service and continued support. Thank you team!
Used First Capital Group last year to refinance our home and Rilian was our loan officer. Had a great experience. Angela and Ryan went above and beyond to make the process easy and convenient. Would definitely recommend First Capital Group for all of your refinancing needs!
Angela assisted us with our first home refinance with Rilian as our loan officer. This dynamic duo went over and beyond what was expected to make sure the experience went smoothly for us. The process was quick and professional. My husband and felt like top priority and all of our questions and needs were immediately met. We would use recommend Angela and Rilian for future lending purposes.
Rilian, Heather, & Kim were an absolute dream team to work with! Friendly, knowledgeable, and made sure we never missed a thing. Our entire mortgage process couldn't have been easier...I wouldn't hesitate to recommend them to anyone.
Heather and the team are amazing! She really cleared all our nerves of first time home buying. She gave us so many great tips, tricks, and advice to meet our goals, and really simplified for us what I thought was going to be a hard and overwhelming process. She was always available and quick to respond to questions (sometimes even on her vacations). She definitely makes you feel like family and not like 'just another client'.
Rilian and his team are so amazing to work with! So friendly and gave the best options for me and not just for themselves. Very honest and very easy to work with! I highly recommend them to everyone!!
Phyllis helped us navigate this process with so much ease, I don't know what it would have been like had she not been there! She is very knowledgeable and makes herself available to you every step of the way. I did not feel like I was dealing with a business as a customer, but as someone she genuinely wanted to help and see get the home they wanted. I wouldn't think twice about recommending her to friends and family. Thank you again!
My wife and I were very happy with the process Angela Speck helped us with for refinancing our home. It was quick and painless in which we were able to get a low interest rate. Rilian and his overall team were awesome. We highly recommend First Capital Group Real Estate in Visalia Ca.
First Capital has been my go to mortgage company since I first went to buy a house. They helped with everything from better finances to financial advice to home buying to refinancing. Rilian and Heather and the whole team have been supportive, helpful and make sure I could handle new payments without extra stress and even discussed renovation budget. Thank you!
My husband and I came to Brendan Ferrell at First Capital Group to consider refinancing and consolidating debt. He offered personal and professional advice to help us make the wisest, most informed decision for our family. He explained our options clearly, and as we made our decision, he helped make the loan process go through smoothly and successfully. Brendan was friendly, helpful and showed integrity throughout the process. We are grateful that he helped us meet our loan needs and we fully recommend hi
Heather Rozzell with first capital group is an amazing lender who is truly focused on the best interest of her clients. She makes her clients feel very comfortable and relaxed when it comes to the home buying process. As a Realtor, it is important to have someone on my team that is trustworthy and willing to go above and beyond for our clients. She is amazing at what she does and I am lucky to have her to refer clients to.
My husband and I had a great experience! Rillan and Heather were great! They worked well with us! We were very pleased with their dedication and hard work.
Heather Rozzell and her team did an amazing job. Our experience as first-time homebuyers has been made simple. I was able to communicate with them via email and phone. No matter the time and place, Heather always made sure to answer my questions. We are extremely satisfied and strongly recommend First Capital Group. One thing I know, is that we are homeowners because of Heather and her team. The dedication they set forth is amazing. Definitely worth every second.
First capital group made buying our home fast and easy. Their team was available to answer any questions and we felt at ease during the process. Will definitely be referring friends and family!
First capital group is great to work with! The team made everything fast, easy, and stress free! I would recommend first capital to any one and everyone looking to purchase a home.
Heather Rozzell, is the most amazing lender out there. She takes time out of her nights and weekends to give top notch service to her clients. She makes you feel super comfortable during your purchase. I would highly recommend Heather Rozzell to everyone out there in need of a phenomenal lender! I did a sell and buy at the same time and she close my new home with in 24 hours of my home I sold . Super fast and painless.
Heather Rozzell with First Capital Group has provided Above & Beyond service to my clients and continues to raise the bar for other Lenders in our area. I'm a Realtor and it's important to me to have people on my team that believe in the same way of doing business that I do. First Capital Group counts on each experience being so great that their clients will refer anyone they know back to them because of how their experience was handled.
Laura is very professional and great at what she does. She was able to get the loan at the lowest possible rate. She was informative and relayed any need for documents or change in the status of the loan. I highly recommend Laura if you need Financing or are refinancing a Property
I found that there were so many things I didn't know when it came time to buy a house. Rilian was so helpful and patient throughout the entire process. I could ask any questions I had and he was always prompt and helpful with his responses and he helped me feel comfortable and confident throughout the transaction. The website was also extremely helpful with a lot of tools and calculators that helped me understand my buying power.
MIguel was above and beyond in help get me and my family refinance our home. He worked hard and was honest and local which made the refinancing our home experience a amazing one .. I would highly recommend him and his team for any refinance or any other home loans needs. Great job !!! And thank you ..
Laura and her team made our refinance extremely painless and convenient!! They worked hard to make the process smooth and timely! I would definitely use them again and would highly recommend them!!
As a Realtor its important to have quality services and experience in your lender. I have found that Laura Dimmer is hard working , dedicated and understanding. From my experience she will go above and beyond to meet each and every clients needs and expectations . Book your appointment with Laura Dimmer today for any of your lending needs.
First time home buyer. Going with FCG Inc. I wouldn't have it any other way! Heather Rozzel was my loan officer (lender) and boy was she amazing! She always had an answer for me (anytime of the day) and if i wasn't understanding she would break it down for me until i would. She was so knowledgeable which made me feel confident every step of the process! She was always on top EVERYTHING or one step ahead. Closed in less than a month!
Miguel went above and beyond helping my family get a loan for their home. The whole process was quick and he answered all the questions we had. He really works hard to get the job done. I am very happy on how he helped my parents and I greatly appreciate his help.
Brendan helped me salvage a deal after a major bank punted halfway through escrow. Brendan doesn't mess around with giving you the blunt truth on if he can put a loan together and he delivers. He went above and beyond in our transaction and was able to get us the loan. I have known Brendan for years and he has done extensive business for family members, but this was the first time I used him for myself personally and I couldn't be more pleased.
First capital group was so easy to work with! The whole team was very helpful and knowledgeable, making the whole process of purchasing a home that much easier!
I have worked with Rillian and Heather for two home mortgages. They are fantastic and responsive. I highly recommend and will use them for all my loan needs.
I was extremely uncomfortable and nervous about the process of buying a home. But from our first meeting with First Capita group they took the time to Break down the process step-by-step. Explaining the reason for every step. Communication was amazing!! They took the time to answer every question we had no matter how dumb it sounded. Great company to work with thank you
Valerie Z. is so kind, professional and knowledgeable. I recommend her as the go to person. She's outstanding and very thorough. All my questions were answered. Thank you for everything!
Rilian and Angela were clear, quick and supportive. Great team to work with.
Heather & Kim. Nonstop awesome, fair, transparent, earnest, real, honest & authentically friendly, present & supportive. USE their mortgage services if you're in the circumstance of requiring a mortgage. I'd definitely return as a customer.
Miguel Delgado was the most patient human being ever! He helped with the refinancing of my house and was able to get it done with so much finesse. I highly recommend him
They were so efficient and fast, I can't say enough about Rilian and his team! I was able to get refinancing and some cash out! Thank you for your TLC.
Rilian and his team were fantastic to work with, they made the process so easy, and fast! Definitely recommending his team!
Laura Dimmer is amazing, made us feel like family! Kim in reception helped everything run smooth.
Laura Dimmer and her team were knowledgable, helpful, and offered the best customer service when helping our family through the loan process.
As first time homeowners, I must say that Phyllis was patient, timely and thorough. She, along with her team, made our dream come true!
Patti was amazing to work with! I would highly recommend First Capital Group to anyone in need of a Mortgage loan.
Rilian and his is absolutely amazing no stress everything was super easy I recommend there team to anyone
Best lender to work with everything was so simple and easy Rilian and his team are amazing etc..
I recommend rilian his team for anyone who is looking for a hassle free experience the team was very helpful and got the job done
Laura Dimmer is the best at what she does she really puts her all in what she does she answers your questions day or night she's always there for you and the best part is she gets the job done I highly recommend Laura!!!
Excellent communication, fast service and great people. I highly recommend First Capital Group for all you mortgage needs!
So easy to work with! Made us comfortable and communicated throughout the entire process. Highly recommend!
Rilian and his team is absolutely amazing everything was super easy no stress
Beyond satisfied with Rilian and his team! Great to work with! Thanks again !!
Rilian and his team are very professional and made this an easy experience
First Capital Group is my go-to for real estate finance. So helpful and professional!
Valarie zermeno provided me with a warm welcome and excellent service
The First Capital team was so amazing and helpful, especially Rilian!
Valarie was easy to work with and knowledgeable.
Very helpful will recommend
(Translated by Google) Liz and Jacqueline are the best. Thank you for your support and help. My family and I are very happy. (Original) liz y jacqueline son las mejores. gracias por su apoyo y ayuda. mi familia y yo estamos muy felices
(Translated by Google) Rilian, thank you very much for everything you did for my daughter and me. (Original) Rilian muchas gracias a usted por todo lo que usted hizo por mi hija y por mi.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.