Formula Funding

Formula Funding

Reviews Summary

Customers consistently praise the team for their professionalism, speed, and exceptional service. Many highlight seamless processes, clear communication, and personalized support, often exceeding expectations. The team is commended for going above and beyond, providing quick funding solutions, and offering genuine care for clients' needs. Repeated themes include reliability, transparency, and a strong commitment to helping businesses grow. Highly recommended for fast, trustworthy financial assistance.

About This Listing

Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
IRS Representation
Small Businesses
Mid-size Businesses
QuickBooks
Xero
GAAP Compliance
State-Specific Experience
Multi-state Experience
Local Tax Credits

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Small business owners needing bookkeeping, payroll, or tax compliance
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Anyone looking for year-round financial guidance and peace of mind

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Documentation Bring your most recent tax returns, income details, and any financial concerns
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Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

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Features

Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
IRS Representation
Small Businesses
Mid-size Businesses
QuickBooks
Xero
GAAP Compliance
State-Specific Experience
Multi-state Experience
Local Tax Credits

Contact Information

Address

5405 Morehouse Dr

San Diego, California 92121

Hours

Sunday Closed
Monday 6:30AM-3PM
Tuesday 6:30AM-3PM
Wednesday 6:30AM-3PM
Thursday 6:30AM-3PM
Friday 6:30AM-3PM
Saturday Closed

Customer Reviews

It is with pleasure that I can state I had the most professional and easiest person named Javier to work with on my request. He went out of his way to obtain the funds and make sure I had no issues or questions with the forms. Thanks!

I had a great experience working with Ally from Formula Funding. She guided me through the entire loan process with clear communication and excellent support. We completed everything in just one day, and I got approved quickly. Highly recommend her for anyone looking for fast and reliable funding assistance!

I wanted to thank you for the opportunity to work with Allan. He is a joy to work with. I am a seventy seven year old woman who just does " get " some of these devices and apps. Allan exhibited patience and grace while guiding me thru the intricacy of the loan process. My personal and business situations presented obstacles and Alan helped me understand the issues and guided me to resolution that resulted in the funding being delivered this AM, to my account. Allan is my " Angel ". What a wonderful comp

Working with Formula Funding was quick and amazing. Iggy truly cares about each of his customer. He made sure I know exactly what will happen and expect. I cannot say enough wonderful things about Formula Funding. Thank you again for your help.

I had an excellent experience working with Allan L. from Formula Funding from the start, he was professional, knowledgeable, and genuinely interested in helping my business succeed. The process was straightforward, transparent, and fast.

I cannot express how Formula helped me with my funding business goal. I originally applied with lending tree but after much trouble and frustration they gave me an approval and later changed the amount, it was very disheartening and I ultimately decided to withdraw my application and decided to wait. I received a call from a marketing company who connected me with Ignacio (Iggy) I normally don't entertain these calls but Iggy?s tone was so enthusiastic I decided to listen. I told him I would research and ma

Mike and Don made the experience easy and informative! I got approved and money in my account in about 24 hours. Did not expect that. They will help you as much as they can!

Recommendations to all, 100% I'm very grateful for Formula Funding. Paulette is the go to person to finding the proper funds for your business. If you have no experience or even have a clue of getting a loan, Paulette will walk you through the process and help you understand what exactly is going on. I really appreciate the help provided and am looking forward in continuing working with Formula Funding. Thank you so much in helping my business grow!!!

Ally was as professional as professional gets. When no one else would fund our small growing company, she got it done! This has been a pleasant experience and I can't wait to move to the next round of funding. Thank you Ally, and thank you Formula!

From the first time that we worked with Formula funding, it has been an easy and fast process and that is very helpful for a small business. Every time (3 times) we have reached out to Ignacio, he is very helpful. He cares about the relationship with his clients, not just a transaction, and that is the reason why we keep going back to him when we need help.

Amador and Iggy both took their time with me and communicated with me every step of the way. I highly recommend this team and company.

Absolutely stellar, imperceptiblky mind blowing, full fledged loan brokers, for people such as us, who, despite having a bulletproof Reputation above reproach, has a FICO score, at 550. Obtained $19,000 unsecured funding, after processing fees, within 48 hours of application. No punches. Smooth as a Duck on the Pond. This is where business find their relief.

Ali was nothing short of an Angel. Super attentive to my needs and super professional. I'm not big on lenders calling me especially when I'm not in the field looking for a loan but something told me to continue with the process. No pressure at all. Explained everything to a science so I understood everything. Will definitely continue our relationship down the road if needed. She would be my first call.

They took the time to explain the process and options and actually had something to offer. Not the greatest. But I'm not at my greatest so for a first time business loan. With no collateral is worth the effort to extend the gaps in payments... as having capital... well see from here on...

As a small business owner that prides himself in customer service, I was looking for someone to work with that had the same work ethics. Glad Ally reached out to me because that's exactly what she brought to the table. Well what can I say, funding was quick and easy. Ally was great! She was very attentive to all my needs. On top of that, Ally was able to get me the most funds at the lowest return than all the other guys. Definitely will work with Ally in the near future for expansion of the business(God wil

Matt and Don were able to help me and my business they were attentive and communicated wih me every step of the way. They went above and beyond to listen to my business needs and secure me funds.

Ally took the extra time and effort to answer all of my questions very promptly. Being available by text, phone and email made communication very good. She made the process very easy and funds where deposited quickly. Looking forward to continuing this business relationship with Formula Funding

I used Allan Laguatan from Formula funding company. I appreciated his excellent service during a fast loan process. he explained everything in depth with options and stayed in constant touch during the process. I would recommend using him to any business owner in need of capital. I've talked with many brokers prior and his genuine care and thoroughness made the difference.

Ignacio was amazing from the very beginning! Extremely professional and transparent, explaining the process entirely. If you have all your paperwork ready, Ignacio will make it a super smooth transaction! Extremely happy with Ignacio and Formula Funding.

Working with Formula Funding is absolutely hands down the best financial business decision I've made to propel my company forward! My Rep Ignacio Ramos is not only a professional but an incredible human spirit that understands both the personal and business aspect involved in keeping a business not only surviving but thriving as well. If there are any reservations as to who to ask for help for your business, look no further. You'll never get the service from any other financial provider that you'll receive

Allan was such a great help. He stayed in contact and updated us at every step of the process. He was super helpful and very professional. I would definitely recommend him and this company to anyone. Thank you, so much, Allan for all your help!

Ignacio is AMAZING! Our business was seeking working capital to bridge our clients net 60 payments. He had an approved offer for us within several hours and it was funded the next day. His expertise on how to navigate funding was equally matched with his incredible personality and desire to give us the best deal possible. He never uses fear or FOMO tactics and is an ethical, upstanding good person. We are so glad we have had him as a partner in growing our business!

Thanks Formula Funding for helping with the financial business decision needs. And for the introduction of the best amazing financial provider. Ignacio Ramos! This is truly your gift. Iggy helps provide not only what you need now, but he's bringing long term financial being has well. What you need Iggy got you! What you don't understand Iggy got you! Thanks, IGGY for your professionalism and genuine heart! Gods always sends me angels.

Jakob and the entire team at formula funding has been a pleasure to work with. Out of all the companies I have worked with in the past Jakob and his team had amazing communication skills, worked fast to get me what I needed. I will not go anywhere else for funding. This is my go to !

We recently got funding by Formula and it was super easy to work with them. Paulette was great to work with and she walked me through the process quick and easy. I definitely recommend It.

Paulette and the whole team were very professional and knowledgeable. The process was pretty quick and the funding was given with no problems. We look forward to working together with our future financing needs!

Ignacio at Formula Funding is great at what he does! He helped our business with funding fast and I couldn't recommend them even more! Thank you!??

Paulette was amazing at helping me secure funding. She went above and beyond to get me what I needed. Blew my expectations out of the water. I will definitely work with Formula Funding again!

What a great experience getting a biz loan with formula funding! I'm a nor cal general contractor and needed some working capital to take on bigger projects. Ignacio Ramos from formula funding is a great guy and very genuine. He made the process so simple and fluid. He took very good care of me and helped my biz goto the next level with the funding. I will definitely be using them for all my loan needs in the future. Thank you so much Iggy! DH

Quick, kind, and helpful. Needed funding for unexpected bathroom repairs. Paulette understood that timing was critical and managed every step (including working late) so I felt comfortable and confident. 10/10 would recommend

Pauletta with formula funding, made the experience very, very easy . It was a beautiful process Everything went the right way and she'll hold your hand all the way through to end Of your funding process. You're in great hands With formula funding

We have truly appreciated the professionalism of Konrad and his team. Their explanations of the process were really easy and concise. If all the information requested are provided and accurate, your business bank account will be replenished in less than three days. Formula Funding is real !

Paulette was very patient she walked me through the entire process communicated with me very well throughout the entire process I really appreciated that

I've been using Formula Funding now for about 5 years have had 5 loans with them in various amounts for business funding. Funds were always available to me the next business day. Ignacio Ramos always makes it a smooth and simple transaction. I cans say enough good words about him. He calls and checks in with monthly to see if I have any needs. Super dude! I give 5 stars to the company and to Ignacio for always coming thru for me. Regards Barber Construction and Improvement Company Brett Barber owner

I had to close an important transaction and my own bank was taking way too long. Anthony Arevalo from formula funding was very helpful and in less than a week he was able to get me a much needed loan. I would recommend Formula funding to anyone needing a loan fast!

Thanks Paulette, You are an angel for helping me through the process of my loan application you're very patient got me all the assistant that I needed, I'm very grateful for working with you from beginning to end, Your service was incredible and your sense of human is the best for any one looking for supporting loan for their business, Thanks again, Best regards Subshuttleinc Patrick

Allan at Formula Funding was wonderful to work with. Everything was explained well and the process was seamless. Would recommend highly. Thank you!

Ally is an excellent person good communication walked us to the process to get the funds we needed for our business.

Could not ask for a better online/phone experience. David Angulo was awesome to the 10th power! Always promptly answered and returned my calls. Always answered my questions and concerns. Thank you, David, for having my funds in my account in less than 48 hours. Paul J.

I worked with Formula Funding for several years and have always received first class service. Ignacio R. is not only professional but also sown to earth. He streamlines the funding process and stays in contact in between loan terms. If you need quick access to funds...reach out to Formula Funding and ask for Iggy!

Iggy and Adam helped us with funding to take us to the next level. They were on top of things through the whole process and never failed to keep me informed. Top drawer in my book!

Thanks Allan. Great communication and prompt follows ups. Assisted my company with funds for construction working capital. Regards, Mike

Paulette was on top of everything from start to finish. The process took little to no time and it caused no headache. Definitely looking to working with them again in the future.

Konrad was my representative and he was easy to work with, he took the time to make sure I understood everything. He made the process fast and easy Thanks Konrad will definitely be referring you

Ignacio. Iggy. Big PAPA! He not only gives great advice, he is motivational, inspiring and can always put a smile on my face. A friend for life! He is always there when I need him and I know he's always in my corner! My business is more successful today because of Ignacio Romas. Move over Tony Robbins! Hahaha

I worked with Joe Aguon at Formula Funding. He was honest and upfront with the expectations of their process. Joe returned all calls and responded to all of my questions, promptly without hesitation. I recommend Formula Funding to assist in your business needs.

Paulette was great, quick easy process.

Ignacio was extremely professional and expedited things so there is no time wasted. When it comes to business funding I highly recommend him. Will definitely come to him when there is a need!!!

Fast and reliable and Ally Marinelli is the best

Fast funding for your business needs. David Angulo went above and beyond to work out a deal for us. We appreciate all the extra effort to make sure we were taken care of. Keep up the great work!

Paulette was absolutely amazing!! Unfortunately I am in a high risk industry and Paulette answered all my questions and concerns and really helped me understand the circumstances I was facing, and on top of it all they were still able to find me funding!

Konrad was really easy to work with, patient and helpful through out the funding process. Within a week I had my funds and it was truly an easy process.

Great business to work with im shit with technology and they still got me a loan they did all the leg work thanks Nestor

Allan was highly proactive, and timely in finding the right solution to meet our needs, and delivered a solution that exceeded expectations. Highly recommended!!!

Allan, was great. Thank you

i LOVED working with Ryan and Formula Funding Ryan and his team told it to me straight- and made a solid game plan to help our company get over its first hurdle. There customer service is hard to beat.

So we were speaking with Anthony Arevalo on getting a loan there was a lot to it my dad got frustrated but Anthony was great the hole time did everything he could to make us happy and get what we needed very pleased with the outcome thanks Anthony Arevalo.

Mr Romas was very prompt and professional. We were able to be funded very quickly which means alot when your a growing company . Thank you , Iggy

Iggy was amazing and helped our small business in such great ways. He absolutely went above and beyond in Customer Service and authentically cares about his customers and their business!!!

Ignacio Ramos help me out greatly in a time when time definitely needed funds. And the even hook me up with a credit repair repair specialist which helped improve my credit score by 200 points in a couple of months

Allan Laguatan Was a great help understanding how the process works and getting me funded.

Ignacio was incredibly helpful and patient. We have been working with him for a few years now, and he has never disappointed.

Scammers. They called us pretending they can get us best offers. We turned down all other offers, they spent 6 days and suddenly stopped responding ot us. Not to emails and phone calls. Unprofessionals scam company.

An unbelievable group of people that are more than willing to help my business grow. Ignacio Ramos and I have been dealing with each other for years. I'll never go anywhere else!!

WHAT A SEAMLESS PROCESS!!!! QUICK AND EASY AND WHAT I HAVE SEEN THE MOST COMPETITIVE RATES IN THE INDUSTRY. WE WORKED WITH DAVID AND HE WAS ALWAYS AVAILABLE ANYTIME I NEEDED QUESTIONS ANSWERED. 2ND LOAN DONE WITH FORMULA FUNDING AND IT JUST KEEPS GETTING BETTER IF POSSIBLE.. THANKS AGAIN DAVID

I really appreciate the hard work and patience specially from Adam who did his best to set us up. Thanks again

Just wanted to thank David Angulo for helping me out. He was very helpful and courteous and would highly recommend him. Thank you very much.

I worked with Ryan he was very professional .He gave me updates through the entire process. I will recommend other business to him and Formula Funding.

angel is very easy to work with and has a great sense of humor recommend him for all your biz financing needs

I was dealing with Ignacio Ramos he was the first person that gave me a chance as a business for business credit, and even though the terms in the rates are not ideal when you're starting out this guy is the best go-to guy I could think of I've done repeat business with him in this company a number of times thank you sir for all your due diligence

David was awesome. When one lender said no he had a backup plan and still got us approved with another

Konrad is very easy to work with and is very patient. Really he was doing good job Thanks

Wonderful, quick and very professional company. Very easy explained, very helpful and Jesse Ibarra is amazing. Thank you for all your help Jesse, you are the best!!!

Tanner was fantastic to work with. He went above and beyond ensure the process was a smooth one.

Great communications, easy to work with. Has definitely helped my business grow over the last few years.

Allen laguatan did awesome job, we will be using him again!!!

Paulette was wonderful in every way!!!! The process was smooth and I learned so much?

Great communication and streamlined process made this go smoothly. Thanks Iggy for all your hard work.

These guys make is very easy for funding when you need capital for upcoming work.i would recommend them.david angulo was a great help .thank you .

start to finish had a great experience thanks to Allan

Ally was amazing to work with

Jesse is awesome and helped me secure funding in no time! Highly recommend!

Ryan baker done a good job helping me out not once but 2 times I recommend them to everyone

Great service! Great communication! Explained everything thoroughly! Would highly recommend!

Straight forward. No B.S. Best funding experience I have had in 12 years of business.

Working with Jesse made it fast. He worked to get us the best deal out there.

Did what they said they'd do. Allen was great

Very professional and actually do what they say they will do!

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