Freedom Debt Relief

Freedom Debt Relief

Reviews Summary

Most reviews praise Freedom Debt Relief (FDR) for helping them become debt-free, often highlighting reduced stress, professional support, and successful negotiations with creditors. Many mention improved credit scores and affordable payment plans, though some note initial skepticism. A few negative reviews criticize high fees, lack of transparency, or poor handling of settlements, calling it a scam. Overall, satisfied customers recommend FDR for debt relief, while dissatisfied ones warn of potential pitfalls.

About This Listing

Bookkeeping
Accounting
Audit
Assurance
Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Individual Taxpayers
Real Estate
Healthcare
Professional Services
QuickBooks
Xero
GAAP Compliance

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

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First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

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What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

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Features

Bookkeeping
Accounting
Audit
Assurance
Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Individual Taxpayers
Real Estate
Healthcare
Professional Services
QuickBooks
Xero
GAAP Compliance

Contact Information

Address

1875 S Grant St Ste 300

San Mateo, California 94402

Hours

Sunday 6AM-6PM
Monday 5AM-8PM
Tuesday 5AM-8PM
Wednesday 5AM-8PM
Thursday 5AM-8PM
Friday 5AM-8PM
Saturday 6AM-6PM

Customer Reviews

I enrolled with Freedom Debt Relief (FDR) in good faith. In February 2025, after following their instructions to make a manual payment of $588 to American Express, FDR received the payment on time?then failed to forward it. My settlement was voided as a result. When the settlement was reinstated, my balance had increased by nearly $2,000, and FDR informed me?via email?that $4,995.60 in settlement fees had already been collected. I've asked for months for a breakdown or explanation of these figures. I've ne

Complete and total scam? Consider the settlement fee and the discounted creditor total combined and you've still paid for the account? Unless you're engaged in active credit card debt I don't see how this would be advantageous for someone with delinquent and already wrote off debt? Anyway a 1256.00 dollar account enrolled paid 856.00 dollars already settlement fee is paid which was like 500 dollars at the rate this is going I calculate my total payments to be more then the account itself and the account

I have almost $4000 in my dedicated balance and my last debt just settled for $3120 plus court fees of $800 and you guys still want me to pay $400 a month for the next 24 months, and if I stop you threaten that my settlement would be in jeopardy? All while my legal assistant TOLD you to settle this in 2 full monthly payments. You guys are refusing to listen or help me and basically holding me hostage while threatening me at the same time. What you guys are doing is illegal and the definition of extortion.

Avoid this place at all cost! Definitely didnt help my situation at all! Ruined my credit and for what to get a better deal? Not at all what I was expecting. Lesson learned will never do business with these people at all. Made me stop paying my bills I was fine with paying. Then once all the late payments racked up and the program was finished. I was left with way worse credit then when I started. They won't fix the serious delinquencies on my account that we're directly caused by them. POS company with I c

This is a total scam. They sold me a good story on helping consolidate my debts, but they took a 1000 dollars in hidden fees, didn't actually negotiate any debts and ruined my credit worse than it was. I suggest you carefully look at this company before using them, wish I had.

I want to end the program and the person that got to end it was RUDE. and trying to scare me in to not ending the program. And told me that the money that was in the account I wouldn't get back for 7 to 10 business days if any money came back. Which was bs. He tried to say that there are fees that they never got. Which WAS A LIE. they will try to keep they money that is in the account. RUN AS FAST AS YOU CAN DO NOT USE THEM. when you start they are nice. But not when you want to end the program.

Freedom Debt Relief is a very poor choice for help with debt. I am very, dissatisfied with their process and their fees they charge are completely overwhelming and they DONOT tell you about them up front, horrifying choice on my part, I just didn't know.

AVOID AT ALL COSTS!! They will do the BARE MINIMUM amount of effort and allow all of your creditors to sue you for garnishments with their ?expert teams of lawyers?. Then you will be COMPLETELY helpless and FRD will NEVER have a single answer for ANYTHING that is going on with your debts. FDR IS A SCAM THAT STEALS YOUR MONEY AND ENCOURAGES WAGE GARNISHMENTS!!!! SIGNING UP FOR FDR WAS THE WORST DECISION I HAVE EVER MADE! Learn from my mistake!!!!

I was with another company for just over 6 months and while I watched my escrow account grow, not one account had been settled and once they had me, the awesome customer service I had gotten turned into no customer service. So I switched to Freedom Debt Relief and before I made my fourth payment, I got my very first settlement in under two months. I forgot what they call the person who set me up so I'm calling him my Financial Advisor. His name is Scott and he is great! After he explained everything, I wa

Thank you FDR best decision I have ever made. Such an amazing team of counselors so caring and professional always willing to help and put you at ease. I really appreciate all the support as I was struggling to find a way out of debt and thank God I made the right decision to give them a call. Best company and such caring agents. I will forever be so grateful for all help and guidance.

Speaking from the other side of Freedom Debt Relief, I graduated my program a couple of months ago now and I recommend it to everyone who was in my situation. It was so scary in the beginning, especially when you're dealing with your credit score and money, but they made everything so simple. Now my credit score is on the upswing in only a few months after completing the program. So thankful!

Where to start..Like many hard working people, I was beyond being able to handle my debt. I googled debt reduction programs and chose Freedom from Debt relief. The program was easy to navigate. The FDR folks have helped me every step of the way. Now I have "graduated " WHEW I did it. I can breathe now. Thank you FDR for your help. Gentle readers this program is the real deal.

This would've been ok but I had a family emergency and have been the primary caregiver for my Mother a year now. I explained this to them and they put my account on hold another 2 months, but then recently emailed me without notice that they have terminated my program. Mind you my initial debt to current after they have paid off seems to be very near the same which must means their fees left me where I started. All this and I emailed back requesting all my details such as initial debtors, amounts and totals

Freedom Debt Relief was great for us. Not only did they help us with the creditors but we learned a lot along the way. Customer Service and legal help was outstanding. They stepped in and got us through what we couldn't do ourselves. We would recommend FDR to anyone who needs help and guidance with their finances. If you stick with the program they offer and follow it with unwavering devotion, the feeling of being debt free when you graduate is one of the greatest feelings you will ever feel. Our advice is

I was in a place in my life where I decided I needed to figure out my future without debt. I didn't have a lot of debt, but it was overwhelming to me to think of how long it might take me to pay off my credit cards I had.. I then found Freedom Debt Relief!! They were so kind to me and helped me figure out a plan, and I stuck with it. I got my debt paid off in less than 2 years and now I'm free from it. It feels amazing, and I know now that I don't need credit cards to live. Just a better mind to make bett

This experience has been great for us! They have kept us informed each and every step of the way. They made it extremely easy and convenient to make regular payments. They saved us a great deal of money by negotiating with each of our creditors. Our debt was reduced considerably. We highly recommend them to settle your debt.

This was the best decision I've ever made! I was making 2 separate credit card payments totally over $500 with interest rates at 25%, it would?ve taken me 10 years to pay them off. After speaking with the advisor from Freedom Debt Relief, it only made sense to enroll. I was saving over $200 a month by paying into a holding account while they battled it out with the credit card companies. Lo and behold, after roughly 3 years I'm finally done paying off credit card debts. I couldn't be happier and any more gr

First of all, I would like to thank Freedom Debt Relief for their dedication and support in helping me achieve my financial freedom. I could not be happier with the support I received through the whole process. I was constantly kept up to date and notified immediately with any updates and settlements. If you are looking to eliminate debt from your life, I would recommend Freedom Debt Relief. Thanks again!

As I reflect on day one when I made the decision to free myself from Debt. I MADE THE CALL to Freedom Debt Relief. It has been the best decision I have made for financial freedom. I do not regret making the call for one moment. FDR, was one of the easiest programs to work with. I did what they told me to do. I MADE MY PAYMENTS ON TIME EVERY MONTH. Today I've graduated and I am debt free.

This program saved me. It was the best wake up call and the best way approach to resolving debt. They made it so easy and they guided me step by step and I received updates routinely. Each time I had a question, it was VERY EASY to contact customer service and they are always helpful. I had over 50 k revolving debt and I incurred it with credit cards. They work with you as to what you are capable to contributing every month and they also will "pause" if you are going through a hardship. I simply cant recomm

Best thing I ever did!! Yes I was skeptical at first but I read reviews and watched the commercials!! But look at me now. Debt free!!! 700+credit score and rising!! FDR has given me a second chance to do my credit responsibly!! I would definitely recommend this program to anyone struggling with their credit!!! THANK YOU FREEDOM DEBT RELIEF!! Couldn't have done it without you!!!!!

Freedom Debt Relief has been the best thing we have ever done to get out of debt. We graduated after 4 years and excited that we are now OUT of debt and STAYING out! This has been a great experience for us! Any time I have called to talk to anyone, they are very friendly and knowledgeable of what I needed. They stay with you until your questions or concerns are met. It has been a joy to work with this company. If you are struggling with debt and feel there is no light at the end of the tunnel, call Freedom

Just want to thank all at Freedom Debt Relief for their support and care as I struggled with debt, and finally reached a point where I could graduate early from the program. It is nice to know you are here! Hopefully I wont need the services again, but if I do, I will definitely be back. I also encourage anyone who is going through debt and seems they will never get their cards paid off, Freedom Debt Relief is excellent - do not hesistate to give them a call. Donna, from Mass.

I am FINALLY out of debt! Thanks to Freedom Debt Relief! It took some work and perseverance on my part, but it was all worth it! It is scary at first, because you have to just stop paying your debtors?.which can lead to scary phone calls. No need to fear, though, as FDR has your back. They will help you every step of the way. I am a true customer of FDR here to tell you that if you are struggling financially, take time to look into this!! Happy doesn't even describe how I feel about starting?.and then finis

My wife and I had a Great experience with Freedom Debt Relief. It was through them that we were able to eliminate more than $21K in debt. The process was easy, they kept us informed about our status on a regular basis, and their resources were easy to follow. Freedom Debt Relief negotiated on our behalf and helped us get closer to financial freedom. It takes a combined effort between yourself and Freedom Debt Relief to achieve your goals. Make sure to pay your agreed upon payment during the allotted ti

I was hesitant to enroll in the program but so happy that I did. When my position was eliminated due to a merge I was lost!! How would I pay over $2000 in monthly credit card debt payments and then I saw a Freedom Debt Relief commercial and decided to take a chance! I was able to pay my monthly bills and saved over $1000 putting them in the program! The best decision I could have made!!

Working with Freedom Debt Relief was easy, quick and a great way to get my finances back in order. Everyone was so helpful and kind, answering every question and hearing out every concern! I highly recommend using them to fix your finances, get ahead of them and repair your credit!

Freedom debt relief was the best thing I could have ever done!!! They took care of everything for me I had no worries whatsoever after starting the program!! The people that I talked with were super nice and explained everything so I knew what was going on!! They were a lifesaver for me I truly am grateful for all they did!!! I am now out of debt and will never put myself in the situation again but without their help I could have never done it on my own. They are the best!!!! And I will always be thankful t

I am so thankful for Freedom Debt Relief (FDR). They are truly helpful & legitimate. I was in debt over my head with credit cards. I did not want to file bankruptcy. So when I saw FDR ad on television I prayed about it then I called them. They started helping me immediately. I even paid off debt at least 3 months ahead of the date my debt was supposed to be paid off!!! am so grateful. I would definitely use them again if I need help. Thanks Freedom Debt Relief. Faye S.

I am so happy to tell you I have completed my program and I am debt free! When I started the process I did not think this day would come. But I am here to tell you it was so much easier than I thought. The advisors at Freedom Debt Relief were knowledgeable and reassuring. They helped every step of the way. I highly recommend FDR!!!

Yes Freedom Debt Relief really help me get my feet back on the ground. Each month that went by I felt more and more confident that I can do this!! They paid off so much for me and I am very grateful for the staff I worked with. I definitely put my stamp of approval on FDR ??

I started my debt relief process in 2020 right when the pandemic hit and was so scared I wouldn't be able to fulfill my commitment to fix my debt. But I knew this was my way to financial freedom so I stayed on course and 3.5 years later I've resolved that debt. They were super helpful an I am very thankful for their guidance.

I'm so glad that I trusted Freedom Debt Relief to work for me. It was a decision I had to make and I'm not sorry that I made it. They did all the work while I just sat back and let them, I did not miss the deposit that was made each month for them to work with. Now that all my accounts have been settled I can breathe without worrying that I'm going to receive a phone call from a creditor. It feels so good to know I can enjoy life again. I highly recommend Freedom Debt Relief to my family and friends. If y

I had a great experience with FDR. The agent who helped me set up my plan was very nice, no judgement on my financial issues. Customer service was a breeze with the chat online. I finished recently and my score has already been going up for about 3 months now. They reduced by debt so much, I could not have done that on my own.

I was very well pleased with FDR services. They did a fantastic job in paying off my accounts I had with them. The representatives in FDF are very well knowledgeable and pleasant and very helpful. They do care about working with their customers to clear their debts. I will certainly use their service again if I have to in the future. FDR is the greatest. Thank you for helping me when I needed help with my debts. ??

When I received the phone call that my last account was settled I was both relieved and overjoyed. I was struggling with making my credit card payments on time and was looking for a way to consolidate so I would have just one payment each month. l contacted Freedom Debt Relief. spoke to an agent who was really knowledgeable,.answering all of my questions/ concerns .That's when my journey to financial freedom began. There were times I couldn't make my payment on the stipulated day. I called and notified th

Since I join Freedom Debt Relief my credit score has been going up and all my debt been getting paid. It was a rocky start but it was worth the journey with them of great debt relief. I recommend them to any one who need their credit done right and professional.

They speak to you like you're stupid especially when you're asking questions regarding their service. They assume since you're requesting information about the program you don't have the means to pay down your debt. I know a lot of us are just looking for the temporary relief so then we can continue paying what we need to. The part that got me real good is when they told me my credit report will report LATE payments and that it won't hurt my credit score. That your credit score is not something you shou

I started working with Freedpm Debt Relief in May 2019 and this month completed the program. In the last four years I was able to resolve over $22,000 in debt. My counselor was patient with my questions in the beginning and never made any promises. I was informed promptly as each debt was resolved. I highly recommend the Freedom Debt program as a way to avoid bankruptcy.

Horrible place they over charge you for what anyone can do themselves. Do not fall for the hook, line, and sinker. Negotiate your own debt settlement! Or end up paying FDR along with the creditors. I owed a credit card over $7,000.00. FDR "Negotiated" it down to a little over $4,000.00, then charged me over $1,400.00 for making the settlement. I can't even get my settlement finalized with the credit card company until I pay FDR the + $1,400.00. FDR WILL NOT FINALIZE MY PAPERWORK UNTIL THEY GET THEIR CUT!

The first few months were difficult due to the debt collectors. It was devastating. The staff at FDR are assuring and professional. All the networking among their financial and legal staff were incredibly assuring. I am grateful for their caring words and the understanding of my individual situation. I am grateful for the three years given to help resolve my financial debt. Thank you to everyone at Freedom Debt Relief for all your labor to get me through this journey. Thank God and blessings to for all of

My journey to debt relief started in October 2019 after a pricey divorce. I had to use my credit cards to pay for my legal fees which were astronomical. I realized I was in trouble financially and turned to FDR for help. FDR put me on a payment plan and hanled my creditors. Fast forward to October 2023, I'm now debt free and waiting for my graduation packet. My credit score took a hit but quickly recovered and now my credit score is excellent again. My advice to you, don't do it alone. FDR is an excellent

Freedom Debt Relief did save us a lot of time and money by settling our debt for less than expected! They did an excellent job explaining how the process works and reassuring us that everything will be taken care of. Thank you Freedom Debt Relief for such great work!

I was young and stupid. Racked up tens of thousands in credit debt while I was way from home in the Army. Could barely make the minimum payments each month. I found FDR and reached out. Simple, 4 years 2 automaric payments a month and they'll handle the rest. Everyone I dealt with was extremely professional and after 4 years I am now debt free. They handled everything for me. It really was that simple. I recommend them to everyone who asks. My brother even uses FDR. If you're looking for easy debt relief. T

When I first contacted Freedom Debt Relief I was concerned about trying a new company because I had tried two in the past with no luck. All I can say is that I am so happy because I am debt free and this is a wonderful feeling . I recommend this company if you want to be free of debt don't be afraid to talk to them they will listen and help you all the way.Thank you so much Mrs. Munoz>

I am pleased with signing up with Freedom Debt Relief. I started with $36,000 in debt and ended saving about $11,000 overall. It was a pretty easy process and the customer service department was always there to help with any questions. I would certainly recommend this Company that anyone is looking to better their credit situation.

Freedom Debt Relief gave me back my Life. I was in a bad place, phone call after phone call. i felt as if there was no way out. after the first phone call i felt calmer. Like there was a solution. I am accountable for how i got into this mess. they reassured me there was a way to end it. it took almost 4 years. I cried the day i graduated. I DID It!!! I will also never do it again. Thank you to your staff, wonderful customer service when ever I had an issue. Great articles to motivate you to keep on track

Freedom Debt Relief helped to ease my financial worries by coming up with an affordable monthly plan that allowed me to pay off my credit cards. They negotiated with creditors to lower my balances owed, kept me informed through each stage. I was embarrassed, sick to my stomach that my finances had turned for the worse due to a divorce, devastating fires, and a car repair which completely put me under. Their representatives were so kind, non judgmental and allowed me to take the lead in my decision making.

I was drowning in debt and couldn't even keep paying minimum so reached out to freedom debt relief. 3 years later all paid off! Would've been sooner but I had to less payments a couple times!! But wow oh wow. It's done! Easy to work with customer service. They have been so wonderful and helpful! Highly recommend ??

I highly recommend. I used service for 5 years and paid 58% of my total Debt balance owed to include service fees and legal fees. Great program and my credit score did improve by the conclusion of my 5-year plan. Great phone support and online as well.

They deserve less than one star I wish if there zero star stare to give it. Very bad Customer Service rude and unprofessional.

I was drowning in credit card debt and I could only pay the minimum and that wasn't making any dent in my debt! So one day back in 2018 I was on my way to work and I heard a commercial about FDR - checked out their website that same day and then called them after work, spoke to a really nice guy who explained everything to me and I signed up right there. From then on my monthly payments were $364.00 a month, FDR handled everything and my stress was lifted instantly! I have been in the program 5 years and i

Freedom Debt Relief was a great asset in helping me resolve my credit card debt. They made monthly payments more manageable and, in most cases, kept me from paying the high percentage rates by working directly with my creditors. There are resources to help you manage your finances and get and keep debt under control. I made the right decision to call Freedom Debt Relief.

Contacting Freedom Debt Relief (FDR) was the best financial decision I have made my entire life. It was four years of hard work and even some trouble spots, but FDR was right there to help me through it. I would highly recommend them to anyone struggling to make ends meet.

I have Nothing but Positive input & thoughts about my experience with FDR. I was in Trouble with my debt. I followed the program to the letter NEVER missing an affordable monthly payment that FDR & I agreed on at the start. All the hassles of creditor calls, letters...Stopped. I controlled my budget, I could pay my regular bills on time again... it takes time and effort, but I have a Debt Free Future ahead of me and my family. They were Always available for Questions & Always treated me with Respect. Pr

Freedom Debt Relief accomplished all they said they would as long as I did my part and stayed the course. The best way to get answers to your questions was via phone calls. At their end all representatives were pleasant, knowledgeable and professional. The dashboard was a great source for me (you) to stay up to date with what was going on. The dash lagged by a few days on the updates, but that was ok. FDR deserves an A+ for their professionalism and working with the client.

So many things can upset our lives and often they strike in multiples. Without FDR I would have lost my house to foreclosure. Death expenses, roof replacement, sickness, job hours reduced. They hit all at once. And there was just no more room in my budget to even take a breath. Only making minimum payment, I was under water with no way to pay for utilities, gas and food. It was dismal. FDR was the light at the end of the debt tunnel. After following the program carefully, making extra deposits when possible

I was at a loss and drowning in debt. I called Freedom Debt Relief and they were amazing from day 1. Everyone was so nice and understanding that things happen. They put me on a payment plan i could afford and I am finally debt free. If you find yourself struggling call Freedom Debt Relief.. you won't regret it. They are amazing to work with.

The people at Freedom Debt Relief are fantastic! They did a brilliant job negotiating settlements with all of my creditors and getting my financial situation back in order. I highly recommend them to anyone who needs help with credit card debt.

I was deeply in debt and was receiving so many phone calls from collectors. I was stressed. Hearing of Freedom Debt Relief, I applied. They were supportive right away and as soon as I joined the phone calls, emails and letters stopped. Best decision I made to clear up my debt. I am now debt free with the help of Freedom Debt Relief.

Great company to work with and I was able to save a lot of money without having to deal with debt collectors. They were always very helpful to me if I called them for any reason. When you consider the fees you'd have vs what federal debt relief program fees are you'll see their fees are going to be less than paying off debt out right. Only thing I didn't like was the high payments I had to make. Perhaps it was because I didn't have large debts or something. On a fixed income it's rough to do this.

I was so glad to be excepted to their program. So easy to work with and always willing to help if you need to change your payment date. I would highly recommend this company, I can finally breathe. The program was very successful.

I was in a bad position financially because of an extremely difficult divorce that lasted 3 1/2 years. My credit and credit score was destroyed. My friend suggested FDR to me. I spoke with a representative who explained the program. I enrolled and I'm very pleased I did. FDR handled just about everything. All I did was make the biweekly payments that was automatically deducted from my account. I'm glad it is now behind me as I move forward rebuilding my credit. Thanks FDR.

I am very satisfied and happy because I have managed to pay off all the accounts thanks to FDR's professional, safe and very reliable work. I am infinitely grateful to them for helping me to resolve such a huge debt that limited me for many things. Once again thank you very much. Keep working like this with that dedication because many people in this country need you. I will always be grateful.

Freedom Debt Relief was a great company to work with, the agents were always friendly and helpful. It made my life easier to pay off my credit card debts by having my money sent to them and they negotiated with all my credit card companies to lower my debt owed to them. It surely is a " relief " to be free of debt.

I had credit card debt that kept going up due to interest. I made decision to go with freedom debt relief to get things under control. Best thing I've ever done. It took time but interest stopped and I made my payments every mo and watched my debt grow smaller. I have graduated and no more debt thanks to Freedom Debt Relief. No hassels no phone calls able to sleep at night knowing my debt was being pd down. If your not gaining on debt call them they can help you see the light of day again painlessly. THANKS

My debt was not magically removed. I made sacrifices and kept on paying. I feel beyond blessed that my heavenly father led me to Freedom debt relief ??. When I hit my all time low, they became my safety net. Thank you freedom relief debt for NOT allowing me to fall. May each of you that walked through this with me, be blessed tenfold!

When I started with Freedom Debt Relief I was about 25,000 in debt. I was making my payments every month but was not making any head way. I started the program and they cut my monthly expense in half while negotiating and paying down m debt. Today my total debt is wiped out and my credit rating is going up as a result. I would recommend this to anyone who is being smothered in debt.

Freedom Debt relief was great. Once my account was set up I just had to make my monthly payments, which never changed. They were even able to get me out of debt sooner than expected. I have nothing but good things to say about them.

When I came to Freedom Debt Relief about 2 yrs ago. I was overwhelmed with credit debt after my divorce. I didn't know really what to do or how to began to tackle or address my debt. I was laying in bed one night and saw the commercial. I thought about it for a couple of days then I called. I am so glad I did. From start to finish I was guided step by step by all the advisors I came in contact with. Any question I had were always answered. I would get updates via e-mail on my progress. As I got closer to th

This was the best program, I was eight months pregnant worried about all my debt and I called and it was such an easy process. I'm so glad I choice to work with them and they helped me so much!! I'm happy to say I have graduated and paid all my debt!!

FDR was honest and very helpful. I resolved over $20,000 worth of debt for a fraction of the cost. They were flexible and worked with me every step of the way. A great resource if you are struggling with debt as I was.

Freedom Debt was a life saver to us. Not only did it settle our debts , it gave us confidence and peace of mind with the process. We have already had another family member sign up and also several friends. You will always get courteous and professional help. A+ grade!

Yes they help you consolidate your debts. They charge 25% of what you owe when you start. By the time you get your settlements for who you owe : they have charged late fees, interest/penalty fees for those 4-6 months. Once you finish paying everything off, you have only saved about 25% TOTAL, and wrecked your credit for God knows how long. 6 months into paying FDR to get out of debt, FDR reps will call you about getting a loan to pay everything off to " help start rebuilding your credit score ". To the tune

I was very skeptical about using this company. I hear lots of horror stories. But the banks were unwilling to convert my cards to loans so I could get these paid off. FDR to the rescue. It was scary in the beginning but I stuck with the program and took their advice along the way. And today I AM DEBT FREE!!!!! With their help my credit score is in the mid 700s now. It took a dip in the beginning but I was expecting that. My only issue was the process when I made my last payment. The information I received

It feels so good knowing that my debt is finished. It was hard. Even though I was only putting in 2 hunded a month, it took a long time and if I extra money I would had put it toward my debt. Now I can buy more food! Thank you all at Freedom debt relief for making this happen! cc

After nearly 3 years of sacrifice and consistency I can finally say I'm debt free! This program is phenomenal in so many ways. It's informative, they share information on how you can keep focused on target goals, money management tips, and how to raise your score. They provide an easy access platform with a dashboard for efficient management and communication. And most importantly you always in full control. I highly recommend this program for anyone looking to take control of their finances.

Great service for those stuck under a mountain of high interest debt. They personalize a plan you can afford, with a payment you can handle. Make the payments and follow the instructions that get emailed to you when a debt is settled. $36k eliminated in 4 years. I recommend continuing placing that monthly payment in savings after you graduate and don't carry huge revolving debt cards that can get you into trouble again

It's not easy to pay a large amount monthly to get debts paid off. But. It is definitely worth it! This company has kind and helpful personnel. They will talk with you on the phone and help you as much as possible. Ending the debt is a huge win! Definitely worth a talk to see how they are able to help you!

I am probably like most people and work hard, pay my bills and yes have credit cards. Never really thought that one day the world would shut down or experience such a devastating incident (COVID) so when all this happened of course not working and bills piling up, I had no idea what I was going to do. So once I got over feeling like a failure and why or how could I let this happen to myself and family, I found a program on Google and it was none other than Freedom Debt Relief. So I contacted customer ser

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It feels like I have been reborn. It was an exciting experience using the Freedom Debt Relief program watching my debt paid off . These people have been friendly and very professional setling my debts for me. I would recommend their good services to anyone struggling with their debt.

At first I was skeptical to make the phone call to Freedom Debt relief. But be well assured I am glad I did. They are a legit company. I just graduated my program and the relief I feel thanks to FDR. I couldn't of done it with out their assistance. Thank you FDR. Thank you??

Freedom Debt Relief helped us to gain freedom from the weight and shame of debt. The program, monthly payments, were hard to follow in the beginning but soon became a habit and normal for the duration. We completed the program in 46 months. The training that FDR provided via its video library is incredibly helpful to identify and change harmful financial habits. Now that we have completed the program, we are now able to live knowing that we are in control of our finances and not the other way around. T

I was drowning in debt. I reached out to FDR and immediately they handled the collection calls, made settlements and with the Legal add the law suits. I could breathe. One low manageable monthly payment. I am so grateful to the FDR counselors & staff. Today I am now debt free, i cried when they sent me the congratulations letter months earlier than my projected complete date. THANK YOU FDR for everything

I'm so glad I found Freedom Debt Relief! Started with them on 01/18/19 and graduated on 07/27/23. They helped me figure out a plan and I stuck with it. Asked a lot of questions along my journey and they were always there by my side with answers! I'm not going to lie, I was skeptical at first, but as you can see, I freaking made it!!! It is a big weight off of my shoulders and it feels awesome!! Do yourself a favor and take the leap, you won't regret it! Thank you Freedom Debt Relief and Team!!! I am for

Due to high medical and pharmacy bills, we had to run up our credit cards. We were facing a mountain of nearly 50K in debt. Through Freedom Debt Relief, we were able to pay this off in 5 years. We are now debt free. They negotiated our debts down and got rid of incurring interest. I highly recommend this program.

It was a positive experience, overall. The part that I was almost sued in court, due to FDR not properly following through on a request and notices from 9-12 months prior, really did put myself in a negative position, which I had to work through with the legal team that I paid for. The team negotiating for FDR I would put at below average. They don't communicate with me/us the customer and always side with the other company, which includes paying higher $'s...in the end, paid the amount that I owed, and

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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