Guild Mortgage - Cameron Elkins

Guild Mortgage - Cameron Elkins

Reviews Summary

Consensus: Cameron is highly praised for his professionalism, knowledge, and exceptional communication. Clients appreciate his patience, transparency, and ability to simplify the mortgage process. His positive attitude, responsiveness, and dedication to educating clients stand out. Many highlight his flexibility, proactive approach, and willingness to go above and beyond. First-time buyers and realtors alike commend his reliability, efficiency, and ability to close deals smoothly. His team is also noted for their excellent support. Overall, he is consistently recommended as a top-tier lender who makes the experience stress-free and enjoyable.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

1557 Starr Dr Suite D

Yuba City, California 95993

Hours

Sunday Closed
Monday 8AM-5PM
Tuesday 8AM-5PM
Wednesday 8AM-5PM
Thursday 8AM-5PM
Friday 8AM-5PM
Saturday Closed

Customer Reviews

Cameron was great to work with. The morgage process can be intimidating and complex and he was there every step of the way to guide us and answer our questions. He took the time to explain and educate us about our options, the process and the requirements for a loan. He was also very accommodating, flexible and great at communicating. He was very considerate and understanding of our work schedules and overall very proactive throughout the whole process. Cameron and his team are great, we wouldn't hesitate t

I am a Realtor in Chico, CA and Cameron was the lender for a buyer who purchased one of my listings. I hadn't worked with him previously, but the transaction couldn't have gone any smoother. Communication was excellent. I wouldn't hesitate to work with Cameron again or to refer one of my own clients to him.

Cameron Elkins is an excellent mortgage lender. He is Very personable and extremely tasked oriented. Every transaction I have personally worked with Cameron on has been extremely smooth and everything from the lender?s side is finished and ready to close on time, if not earlier! Thank you Cameron for all of your hard work. It?s greatly appreciated.

I have been trying to buy a house for 10 years but always fell short somewhere with the lender. I decided to give it one more shot and contacted Cameron on my own, no referral or anything and he got me approved within 72 hours. I had lost hope for a while. Within one week I put in an offer that was accepted and Cameron was able to close in the same month. Could not have done it without him. He was very patient with me and I am a need to know person so I am sure I bugged him with my million questions all the

My husband and I were given excellent care and customer service by Cameron Elkins and his Guild Mortgage Team. Cameron and the Guild Mortgage Team were accommodating and were available to offer answers to the many questions we had. We felt supported as Cameron and his team are positive and very attentive. We appreciate their service and care and especially appreciate Cameron Elkins and the Guild Mortgage Team for supporting our local community commerce and charities. We would gladly recommend any future ho

Cameron and his team were awesome! They made the loan process feel effortless. Communication was open on all levels and pretty much all hours of the day. I highly recommend Cam for any of your home loan needs.

Cameron is a true professional! He does an amazing job at making sure the client understands the lending process and is up to speed with what their options and abilities are in the market. It?s a pleasure working with him and I certainly will again soon!

Throughout the whole process, Cameron was availiable immediately with answers to my questions and concerns. He was especially knowledgeable in communicating with me about the terms, options, and jargon that is associated with buying and selling a house. Cameron really made the whole process easy and relaxing!

Cameron was amazing, honest, helpful and always available to talk. Even though we had an awful experience with our realtor and brokerage, he was the best part of the process. He was very communicative and talked us through every part of the process. We will absolutely use him again.

We started our search for a home back in 2020 which was when we started working with Cameron. Since then, Cameron has crunched numbers for us in multiple occasions, has overall felt us feel empowered as buyers by educating us, and has always put our best interest at the forefront. I would 100% recommended Cameron. He is truly great at what he does.

Cameron and his team are the best! We bought a new primary residence and it was a very smooth and transparent process. Grateful for all his help along the way. I highly recommend him to anyone in search of a mortgage.

I highly recommend Cameron Elkins, his team, and the Guild Mortgage Company for anyone seeking a reliable and proficient team for their home financing needs. Their dedication to professionalism and their exceptional attention to detail make them stand out in the industry. Thank you, Cameron and team, for a job well done!

I?ve known Cam personally for over a decade, so when my boyfriend and I decided to buy a home, it was a no brainer to work with my long time friend! He made everything so easy and is such a blast to work with! I had some credit challenges and he was able to game plan a way to pay off certain debts to boost my score, which resulted in a drastically lower monthly cost and lowered closing costs as well. He kept his eye out for opportunities and was able to lock us in at the lowest interest rate possible, which

I am a real estate agent with eXp Realty. This was my first transaction with Cameron Elkins. It will definitely not be my last! Cameron and the whole Guild Mortgage team were absolutely amazing!

Cameron is awesome to work with! He is very positive, knowledgeable, and responsive & I would highly recommend working him!

The best of the best!! Absolutely love working with Cameron and his team. He always is there when you need him to answer questions or handle your concerns. I would recommend him again and again! Thanks for the honest work!

Cam is the man! Super friendly and positive individual who is a joy to work with. Quick to get back to any questions or inquiries, and goes above and beyond to provide all information necessary so you feel comfortable every step of the way. As a first time home buyer, my experience couldn?t have been any better!

It was an awesome experience working with Cam. He is very knowledgeable and very informative. He has a positive energy that makes the home buying process a lot less stressful than initially expected. Highly recommended.

This man is a GEM! Made the home buying process way easier than we thought it would be. Helped me get the the best rate, and spoke as a friend? not as number. 100% will involve him in our next purchase. Thanks Cam!

Cameron is such a joy to work with. Very positive attitude and goes above and beyond for his clients, affiliates and community.

Cam is THE best in the business hands down!! Don't even look anywhere else, just give him a call!

Great guy! Easy to talk too, knows what he?s talking about and gets the hard jobs done! Highly recommend Cameron for your loan needs!

Cameron gets the job done!! Easy or hard! He always answers my questions, very knowledgeable! Highly recommend!!

5 stars. Excellent experience

Great lender answered all my questions, for a smooth home loan experience from start to finish. 5 Stars

Very professional and extremely helpful

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.