*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
701 Palomar Airport Rd #300
Carlsbad, California 92011
Lori made me feel comfortable, knowledgeable & confident in making my decisions. She always had patience, answered my questions( am sure I asked the same ones over and over) & was with me every step of the way to financial freedom. Thank You Lori! Your an AMAZING person & feel better having met you!????
IMERG REP expedited this process with ease! Completed everything in under an hours and made easy to understand. ULTRA SUPPORTIVE SERVICE. saved me over 50k and 1k each month. HIGHLY RECOMMEND
I spoke with a gentleman by the name of Aaron by phone. He wanted my bank information. I told him I wanted to see paperwork before going any farther. And I wanted my son the look at the information. That didn't sit well with him. He became very sarcastic. I let him know that I was not pleased with the statements that he was making. This sounds like a scam in my opinion. He was very pushy. I will look for another company to assist me with consolidation of bills.
I was hesitant about doing this and when I finally called. I got a gentleman named Sunny. He was extremely professional and extremely very helpful. He really made my day by explaining everything and walking me through it and giving me his personal attention and letting me know that everything is gonna be OK. I look forward to keeping in touch with Sunny through this transaction and getting everything together and putting me on the right track For success. Please, please give Sunny the recognition and a very
IMerge is awesome, they were very clear with the program. They have helped me save over $61,900.00 in credit card debt. I highly recommend them to anyone wanting to save and become debt free.
We were stuck with paying our credit cards when we came across I Merge Financial . The representative guided us through the whole process of repaying our credit cards debt with ease and even helping us to save some money every month. We are highly recommend I Merge Financial if you thing is no way out. With them it is. Thank you I Merge Financial!
I kept getting letters in the mail that I would normally throw away but decided to finally look into it. I've been dealing with some financial hardship and when I called Victor was not only knowledgeable but also very kind and understanding! He has been helping me get on a better path to paying off my debt! I really appreciate his patience and kindness.
Aaron from iMerge did everything he could to help me. He knew the process as someone who has gone through it himself. Though I could not qualify for a loan, he found a solution I do qualify for. He was empathetic for my hardship and eager to help. I am grateful for him.
Aron was really helpful, everything was really easy and the best part, I was able to save a lot of money. I'm grateful.. thank you for your help.
Imerge was very helpful and detail-oriented assisting me with my financial plan. I feel a huge relief moving forward and getting away from the high interest accounts. I highly recommend giving them a call!
I was very nervous about doing something like this .. Aaron Williams helped me understand the process from beginning to end he answered all my concerns with a very positive result ! He is a very trust worthy man to have your back when you need someone ! Thank you Aaron for everything !
Aaron with Imerge financial did a great job helping me save money to lower my debt! He explained everything great!
Aaron has been wonderful and very helpful. He is full of knowledge and understands the customers needs. I appreciate his great attitude and willingness to help. He is also very through. Thank you for everything.
I, absolutely felt very assisted and cared for during the time I spent sorting out my finances with Aaron Williams. I would 100% recommend that anyone looking for assistance use this company. I recommend 10/10.
Aaron was super helpful and made the process easy. Thanks to him we'll be debt free sooner!!
He was so helpful , answered all of my many questions and even called to follow up to make sure I didn't have any further questions. He was very polite and extremely supportive. He made this process much easier. I would work with him again and would recommend him to everyone!
iMerge Financial helped me find a way to get out of personal loans and revolving credit card debt. I should have all my debt paid off in 5 years, save close to $1500 monthly, and save approximately $30,000 over the course of 5 years. The representative was knowledgeable. I recommend this service for people who are caught in the interest payment cycle and finding it difficult to make a dent in their principle.
The Agent that I spoke with helped me to obtain a program that instantly saved me $900/ month and over $30,000 over time in savings! He was very patient and understanding as well as helpful!
Amazing customer service. I felt so cared for regarding my financial decision and this is the best decision I've ever made. Thank you so much Aaron W.
Initially inquired but was quickly turned off with the nonstop phone calls. I understand your aggressive business approach. But calling a customer several times a day over and over is no longer a business strategy it's basically harassment. Especially when you text and I chose the option to end communication and interest. Reading reviews this seems like a common theme to harass your potential customers. I used another company and definitely wouldn't recommend this company unless you enjoy multiple calls a d
Aaron helped me out a great deal, he had a great attitude and took his time with explaining all my options getting the best deals for me.
Aaron Williams was awesome. He was very informative and seemed to actually care. Was a great help and glad I got in touch with him.
Imerge was great to work with, answered all my questions and concerns. Would recommend if you're looking for financial help! Just great.
I received a letter in the mail, which I'd normally throw out, to be honest. I decided to look them up and read reviews and check legitimacy. I was surprised to see so many positive things on Google and BBB. I filled out the contact form. I talked to someone a few days later. I'd been sick or it wouldn't have taken that long. There were things on my credit report that I wasn't aware of that shouldn't have been there. I needed to figure out a few things before making any decisions. I dealt with a few of the
Fantastic experience! My representative was very quick and got me through the process without any hassles and not a lot of fuss. It was much less of a painful process than I thought it would be. This experience is life changing!
They are offering me personal loans. They know exactly the amount off my debt. How did they found my personal information? This people never consulted me to obtain my private financial records. It is a fraud to obtain private information without previous consent.
I got a letter from them in the mail with a loan offer. When they asked for my full social security number over the phone I changed my mind about the loan and said nevermind I'm not interested anymore. It hasn't even been 2 days since then and they have called me 26 times trying to ?go over loan information.? When I blocked their number they started spoofing the number from nearby towns to get me to answer. Save yourself the headache and just throw that loan offer in the trash if you don't want phone calls
Aaron was Very helpful and saved me so much money. I'm getting my life back!! Thank you so much
Like others I too inquired and ultimately decided to not proceed. As soon as i said dont call me they hang up, after numerous attempts of this I finally got someone to place me on their do not call list.This still has not stopped them from calling. Harassment is a great way to ruin a business. It is now at the point that it will be reported to the FTC for illegal business practices and a lawsuit for harassment. Save yourself a headache and don't even contact them.
I was very Apprehensive about starting this process. Fortunately, we made contact with the greatest representative ever. Rick Valdez made us feel very comfortable, made it an easy process, gave us confidence and trust that we were doing the right thing and chose the right company. We had talked to other companies, but the moment we made contact with Rick Valdez we knew we were in good hands. I highly recommend this company.
Aaron Williams was fantastic in explaining everything in detail. He was kind and extremely patient with me and all of my questions/concerns. Thank you for all of your help Aaron!
My Rep Aaron was oustanding. Great customer service! He saved me alot of money and spent the time needed for me to understand the terms of the loan. Great Job!!
very informative..Aaron was so helpful.. explained everything and made me feel like I truly got the help I needed.
Imerge was very helpful in this process of getting my debt taken care of. Really easy process. The representative that helped me was very personable and made the process go by smoothly.
Aaron was easy to work with and made me feel very comfortable..he was/isawesome!!
aaron the rep at imerge financial was an amazing help and helped me figure out a way to clean up my debt issues. i?m extremely grateful!
Aaron helped me save $1500 a month and pay off my debts earlier than I would have by myself. He's was a great help.
Aaron was wonderful and helpful with assisting me and getting me back to the debt free life I always wanted. They are very reliable and beat all other options I have had choosen so far
iMerge helped us understand how to get out of debt in 5 yrs and approved a proposal within our budget to feel a great release from all the sky rocket interest rates of credit cards. Thank you for answering million questions and being patient!!!!
The representative was very helpful and knowledgeable. He took his time and very thoroughly explained everything. I saved a lot of money every month and I'm very happy! Thank you!
When I called Imerge Financial and spoke to Roni Brier yesterday, she helped my financial situation under control by offering me a few solutions. I ultimately chose what I felt was right for me and now I can relax my mind and not worry so much.
I appreciate Aaron?s help. He was very informative and seemed genuinely interested in helping me out. Highly recommend.
Aaron was great to deal with . Very courteous and explained everything in full . I would recommend him to anyone
Aaron Williams was very helpful to explain how to get debt free in 3 years. Very smart and knowledgeable about finances!! Thank you so much.
I spoke with Aaron, he was very patient and guided through the process. He answered every question I had and even gave phone number to keep in contact for more follow ups
Aaron Williams is a very awesome person, helped me with all my problems .with my financial problems, a very very patient person he explain everything very carefully savsd me alot of worry and most of all saved me MONEY $$
Imerge was a great help. I recommend this service to all that need to consolidate debt.
James Thomas was very thorough and extremely helpful! Answered all my questions and made this process a lot smoother than I anticipated!
I would like to thank the imerge rep for the help they provided. He made sure to clearly explain everything to me and managed to get me a great rate. Its always good to know i have someone like him on my side to help with this process. Wish more people were like him.
They have saved me a lot of dept I really appreciate the agent that helped.
Aaron is as absolutely amazing as he saved me a fortune and was knowledgeable and kind:-)
They send letters showing low interest rates to get your attention then when you call they try to give you loans at double the interest they sent the letter with. Don't waste your time talk to your bank for a loan they will be much more competitive Very nice lady on the phone. Hence two stars and not one but other than that a total waste of time
The representative was amazing. Patient helpful and very professional.
Worked with Aaron and he was very knowledgeable, friendly, and helpful. Would certainly do business here again and now I'm on my way to being debt free!
Aaron is very helpful & explained in detail the process. He saved me $36,000.
A big thank you to Aaron Williams for all the time and help he provided. He helped save me 24000 and many years of worry. I can't say thank you enough.
I was hesitant at first but Aaron put me at ease and offered up a simple solution to help me end my cycle of debt.
Representative help me save 35,000 dollars in credit card debit. Excellent service.
imerge super informative! was able to help me out and give me the best deal! loved working w them
Imerge was great!!! The representative was incredibly helpful, friendly, and gave me sooo much great advice!! I highly recommend this company
Great guy to work with. Saved me a ton of money with good rates and easy payment terms.
Aaron was extremely helpful & answered all of our questions. He went above & beyond to streamline the process & save us thousands of $.
The representative at iMerge Financial, I feel saved my life as far as being debt free after awhile. Definitely recommend.
I don't usually do reviews, however, I'm so grateful for the assistance I received working with Aaron at Imerge Financial. He was able to get me approved for a low interest loan which I used to pay off my high interest credit cards and even had money left over to purchase a new washer and dryer!! Thank you for making the process easy and helping me get the best rate!
Aaron was very helpful and informative and made the process easy.
Aaron did an excellent job walking me through my situation and my options. All of my questions were addressed and all of my concerns taken care of
Imerge Financial helped me reduce monthly payments by $520, ver informative, answered all questions, and would refer them to friends.
Excellent and informative review. Excellent and patient through the whole process.
iMerge Financial is a trustworthy company that provides clients like me an opportunity to reach financial freedom with their services! They have very helpful call center that answered all of my questions regarding which of their services fits my needs. Highly recommend!!
iMerge Financial was very helpful and made the process very easy to complete. I recommend anyone who is interested in either obtaining a loan or in need of financial assistance to give them a call.
I had a great experience dealing with Imerge Financial. Aaron W. was easy to talk to and very knowledgeable when explaining my options. He helped me qualify for a personal loan even though my credit wasn't perfect.
Imerge was very helpful in getting me on the road to financial freedom. I feel I'm heading in the right direction.
Lily Ali was a pleasure to work with. She's very professional and accommodating.
Aaron at iMerge helped save me $73,000. Very well worth the time spent during the process.
Arron Willians was very helpful in explaining this program . I appreciated his attitude and willingness to help. Thank you Arron
Aaron was extremely helpful and was able to reduce my debt by 5 years.
Thank you Roni Brier for all of your help and explaining everything on how to save and be debt free!!
Thanks for being a very friendly representative. You explained everything perfect am glad to be working with you. Hope it all works out. Thank you.
Aaron was very helpful with my account, very nice and helped in a great way.
Imerge was very efficient in helping become debt free
I was skeptical of this process at first, but this company gave me a great rate and saved me a lot of money. I highly recommend!
Awesome working with merge! Thanks for the help, very helpful and friendly and informative!
He was great exactly what i needed to understand to move forward and take control of my finances and have a future
Aaron Williams was very helpful with helping me on to a track to become debt free
He was very informative and was able to help me get my monthly debt down.
They have been harassing me and calling me nonstop with unsolicited phone calls several times per day. I even blocked their number and they still leave recorded voicemails.
Imerge is fantastic,Great Customer Service.
I was very pleased with this service. The whole process was quick and easy and the staff was very informative and explained everything so well!
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.