Innovative Credit Solutions

Innovative Credit Solutions was a real big help. Anselmo was the representative that helped me out. Great guy and got straight to the point and created a plan that works for me, and not to mention they have great prices, there not like these other credit repair companies in town that just try to take advantage of you and prolong situations that can be handled briefly. Thanks again Innovative Credit Solutions.

Working with Anselmo at Innovative Solutions has been a game-changer for us! Our credit was in rough shape, and we knew we had a lot of work to do to be able to purchase a home. But Anselmo's expertise and dedication to helping us repair our credit made all the difference. He guided us step by step, provided clear advice, and was always there to answer any questions we had. Thanks to his hard work and commitment, we were able to improve our credit and purchase our new home in less than a year! We couldn't b

Anselmo has helped me countless times. He helped me and my husband fix our credit to be able to purchase our home. He's very well informed on what he does. Anselmo and his team do not sugar coat things or try to hassle you our of your hard-earned money. They explain to you step by step and what to expect. I highly recommend innovative credit solutions. I have sent multiple people to them and they haven't disappoint.

Thank you to Richard & his whole team for providing me with amazing customer service & helping me fix my credit pretty quick. I went from having a credit score of 640 to 750 in a short period of time. Richard is amazing & very straight forward. You want someone honest and straight forward, Richard is the man for that. They mean business & they take care of that they say it hey will pretty quickly. And they communicate very well! I recommend Innovative Credit Solutions 10/10 ??

I was referred to Richard through my lending agent at Loan Depot. There was an item on my credit that was making it impossible for me to get a loan to buy a new house. Richard and his team immediately starting to work on it. I tried myself to take care of the problem with no luck. Richard has phone numbers that get them in direct contact with each credit bureau. After a little time, Richard was able to remove this blemish off my credit reports. As a result my credit score went up and my debt to income ratio

I heard about Innovative Credit Solutions company online. Gave them a call to help me with my credit needs.I spoke to Richard he worked with me and he was able to get my credit score significantly high. I am so satisfied with Richard and his staff. They provided me with great customer service, great credit advice. Richard went above and beyond to help me. Thank You Innovative Credit Solutions.I recommend this company 100%.

The communication is HORRIBLE! I went into this place from another credit repair company explaining to Richard that my main thing was communication, I needed to know that they weren't just taking my money each month with no progress?.. that's exactly what it ended up being. I have been paying for going on 7 months and my credit score is just getting worse. Yes they removed one?. Maybe two things off of my credit but outside of that it was just all talk. They say they are going to do something and it does no

Innovative Credit Solutions extremely help you boost your credit! I would definitely recommend them with any inquiry you have about your credit! They also help you with other concerns, so just ask them! My mother-in-law was getting fraud, but Richard was super helpful and made sure the accounts under her name were cleared! It was a process of months, but now she has nothing to worry about, and her credit has been going up with Richard's advice!

I cannot say enough good things about Richard! I've been working with Richard for a little over a year. He has made such significant improvements to my credit, and has taught me so much along the way! I feel so much more confident about moving forward with making the right decisions for my credit and financial health.. and if I'm unsure, I know can always call Richard to point me in the right direction! 10/10 would recommend working with Richard!

I've been a client of Innovative Credit Solutions for 5 years and their services are indispensable. The depth of knowledge that the staff has is impressive and constantly evolving. They genuinely love the credit industry and strive to empower people to take charge of their own credit. They have increased my families quality of life by making us aware of derogatory marks on our credit report, happily negotiating a settlement far below what the original debt was, and then completely removing the marks from

Had a phone consultation with Richard today and I have to say I am 100% satisfied with the service. He is a credit expert and a well informed business man. He's the guy to go to, not only when you have bad credit, but to inform you where your credit stands. Plan on making a big purchase; home, auto, apply for a loan or maybe thinking about applying for a specific credit card? Talk to Richard first before making those choices, he'll let you know your odds and recommend what you should do for a better outcome

The best investment I ever made!!!! Do not hesitate to reach out to them for all your credit repair needs. I personally worked with Anselmo. I loved his professionalism and how eager he is to share his knowledge. As soon as the consultation was done, an immediate plan was put into action of what he was going to do to repair my credit and what I needed to do to help it along. I was shocked at how fast he got the collection off my report. And was able to move with confidence with my new found understanding of

I was doing my research online looking for a credit repair company, at the time I was working in North Dakota so didn't have too much time due to working a lot of hours. So I called Innovative credit solution and spoke to Richard and his assistant and they were able to work out a settlement on my vehicle that I owed 18,355.09 for a settlement of 6,000 to close the account and not be at risk to be taken to court due to my circumstances and my work schedule, Richard and his assistant were able to help me out.

This is the second time using Innovative credit solutions. Richard David was my advisor. He did such a great job getting a collection off my credit report. My credit score went from 640 to 745 in just a matter of months. I want to thank Richard for all his hard work. You're the best and i appreciate all your hard work.

I want to thank Innovative Credit Solutions and Richard who help me raise my credit score. He explained the what and how he was going to attack these creditors. He has a strategic plan and knows what he's doing, not like alliance over in Panama Lane. Come see Richard and his crew.

Innovative has exceptional credit counseling. Richard came up with a clear and manageable game plan right out the gate. He executed it and helped raise my credit score from bad to fair in just a couple months. Everything from helping get things off my credit that should not have been there to effectively taking care of things that did belong. Thank you

Innovative Credit Solutions has helped more than eight families make the dream of homeownership a reality for Habitat for Humanity Golden Empire. Habitat homeowners must credit qualify for a mortgage. All eight of these homeowners had very different credit histories, none of them qualified when I met Richard. Some had the ability to pay quickly and others did not even understand credit reporting or have the ability to pay down their debt. Richard and his team were patient, informative and most importantl

I want to thank Anselmo and his team at Innovative Credit Solutions for helping me fix my credit to purchase my first home. I started out with a very low credit score and Anselmo guided me in the right direction on what I needed to do get my credit score up. I would definitely recommend Innovative Credit Solutions if you are looking to raise your credit score to purchase a home, car, or any type of property. Thanks again!!

Your extensive knowledge and experience in credit repair were evident throughout our consultation. You provided me with valuable insights and practical strategies to improve my credit score. Your step-by-step explanations and tailored recommendations gave me a clear roadmap to follow, and I felt empowered to take control of my financial future. Thankyou

So I had a horrible credit score owed over 20 grand I got refered to Richard by my in-laws so I gave it shot He let me know what needed to be done & what I needed to do it wasn't going to be easy but it can be done so I was all in...its been about a year my credit score it higher than I thought I would ever be able to get it. I will refer anyone to come here, talk to Richard he will make it happen straight up & professional appreciate everything hes done...Thanks for everything Richard!

Let me start off by saying Anselmo Moreno from Innovative Credit Solutions is the most amazing person ever! I am in the process of purchasing a home and I had a very difficult situation with my credit. I thought this issue was going to hold me back from purchasing which I thought this problem was going to take years for me to resolve this issue. Anselmo was able to fix my problem in just one day. An what an amazing job he did. I would recommend Innovative Credit Solutions to everyone I know. Thank you again

I came to Richard at the end of 2017. I was being robbed and treated unfairly by a car company who I had purchased a bike from. They had repossessed my vehicle when all my payments were up to date. Furthermore, they damaged my perfect credit with multiple late payments and a charge-off. I attempted to fight it on my own for a whole year and got nowhere on it. Richard fought for me and contacted everybody involved in the situation. He didn't let up for one second. Today, that entire debt has been forgiven by

I've worked with Innovative credit for many years. My husband and I worked with Richard. This company helped us to purchase our 1st home in 2012. What's awesome is they let you know up front if they can help u. They dont screw u over. If they say they will help they will. All I can say is go for it you will not regret it.

I have sent friends and family to Innovative Credit Solutions over the years and have heard nothing but rave reviews. Anselmo and his team treat every situation that walk through the door with respect, dedication and with their clients best interest in mind. They are extremely pleasant, diligent and always available. Have and will continue to refer business to them.

Innovative Credit Solutions is very good at fixing credit scores. Most companies advertise that they are good at this but they haven't been in business long enough to really know what they are doing. This company is locally owned and operated. They really understand what effect certain activity has on a credit score and what steps to take to repair a bad score. I often refer my clients to them when they want to purchase a home but their credit is preventing them from doing so. They are currently assist

I had a great experience with Richard who helped me getting my credit score raised from a 615 credit score to a 742 within 2 months! I was so shocked and happy at the same time, all I did was went through each step he guided me to do and from here on out it was a piece of cake.. woohoo!!! I'm so close to getting my dream home now.???????????? Thank you so much initiative credit solutions!????????

Anyone with credit issues should at least consult with him. You might be able to have great credit fast. Richard David fixed my credit and one month later I bought my first house!!!!! Thank you!!!!! Now 2 years latter I'm cleaning up my score again. Richard is defanently great at what he does because my score keeps climbing.

Really has no energy at all inside the building. No professional communication, not what I expected after reading all the "nice" reviews and decided to make an appointment that never got started because of no explanation given in the front why I wasn't seen on time. I wasn't going to keep waiting 20 minutes after my scheduled appointment. No one was in the front to talk to in regards to my questions. I wouldve stayed if i was told what was going on or if ill have to be waiting extra for a certain reason. No

Met with Richard about 2 and a half years ago to try and repair my credit. He wanted me to pay more than ten thousand dollars in order to charge off my collections. Well, I was able to discharge 75% of my collections for, get this, FREE. How? Do a little internet research, Its really not that hard. Companies like this are a dying breed for a reason. Save your time, money and any stress. Avoid this place , especially that dude Richard, unless you want to pay thousands in order to do something you can

Innovative credit solution is an amazing team , They did an excellent job on helping me getting my credit up.. They did more for me in a few weeks then others did in a year.. I would refer this team to Everyone trying to get help with there credit

Richard, I appreciate the information and advice you have shared with me, from your professionalism and years of experience has definitely been impactful in my financial decision making and future planning. Thank you for all the help

Great place to rebuild your credit friendly staff I personally worked with Richard he was honest and straightforward he got the results he promise me i went from 650 to over 700 would definitely go with innovative credit solutions for all my credit problems

Great professional company from start to finish. I truly recommend Innovative Credit Solutions to everyone.

Anselmo Moreno really went to bat for me. I had an issue with my credit report that was not easy to fix. He kept working on it until it was fixed. He did not give up. He was kind, courteous, and very professional.

The most undesirable people to work with Anselmo does not know the meaning of customer courtesy and Richard is 10 times worse. We do not recommend them.

Anselmo Moreno came as a guest speaker for my teen Mom support group to educate them on what credit is and how it can affect them in the future. I am beyond grateful for the information he shared and his willingness to answer questions. Thank you so much!

Did alot of research online before talking with Anselmos Moreno. But, I wanted to speak to a professional face to face. And I will say that Anselmos helped to crystalize some of the knowledge I previously gathered while also clearing up some things I didn't quite understand. He was very professional and straight to the point. Well worth the time and I walked away with a better understanding.

If you are looking to fix your credit score and erase old accounts that are keeping you from building your credit score up you should got no further than innovative credit solutions they are very helpful and care about doing the most to help you out as much as they can or as much as they have to they are super friendly and their experience with them was amazing they treat you not only as a potential client but as a friend and will go above and beyond to try and help you out with what youay need thry a reall

Absolutely thorough in their work !! Always kept me in the loop about the process and did beyond what they said they were going to do! Makes me wanna spread the word about them like the gospel haha

I highly recommend innovative credit solutions, before I came to have my credit worked on my score was extremely low and now today thanks to Richard david I am perfectly satisfied with my score , I found the employees to be very professional and the cost was extremely reasonable for the amount of delinquencies I had at that time ....thank you agian innovative credit solutions with your help it has made it possible for me to realize my American dream.

Anselmos Moreno very kind respectful and knowledgeable he gave us various options helped guide us to the most logical solution available to our particular situation.I highly recommend any one with credit issues to visit innovative credit solutions.

I got refered to richard from a friend had more then a few things on my credit that where restricting me from purchasing a home so I went in and talked to him he directed me to make this moves that will get me into a home for me and my family he told me it would take up to to 6months to knock all what I had off my credit and build my score up enough and he didnt lie I was in my home in less then 6months since then he fixed lots of my oilfields friends of mine if you have any questions just email me and I wi

Anselmo and his staff had the knowledge and will to assist in me in all matters I had. I've recommended friends and family to them and will continue to do so.

First of all I'd like to say Richard you're the man... Excellent services, very professional advice, complete and satisfactory results. Highly recommend for credit problems. Thank you

My experience was great guys worked with me and communicated jumped right on the job and finished in a timely manner would recommend 100%

I spoke with Richard, who was very helpful with my questions and was very on point. I would recommend him to anyone any time.. I would definitely come back for any assistance needed..

Innovative Credit Solutions is very knowledgeable in what they do, It was nice to just ask questions and get the answers I needed.

Richard is the man! Open, honest and right to the point credit fix people. Great communication too!

I just want to say thank you to Richard for the help and time he took in helping me figure out where I was putting my money. Thank you for your time.

Very skilled and experienced guy in Anselmo. I am impressed with his knowledge of how to help his clients out.

Excellent services and advice, Richard very professional advice, complete and satisfactory results. Highly recommend for credit problems and debts

Richard did a great job helping me fix my credit score.

richard is a awesome guy if you need your life back in order. richard the man. thank you richard best regards.??

100% satisfied. I highly recommend Innovate Credit Solutions!

Thanks to Richard David my credit was successfully repaired due to Credit fraud!

We had quite a few credit challenges and learned how to improve our credit and qualify for the home we wanted to buy. Thank you.

I spoke with Anselmo and he was very helpful and professional, I definitely recommend.

The only place to get credit repair and advice in Bakersfield. Really good, at what they do, and good service on top of it.

Innovative Credit Solutions is very professional in what they do. Thank for your help.

Great communication and got the job done. Highly recommend!

Great experience anselmo is the best! Very professional !

(Translated by Google) It's a shame that I have to say that you are a fraud... A Miramar real estate agency referred me to this agency. They only took money from us and my credit remained the same. They did not help me at all. (Original) Es una l?stima que tenga que decir que uds son un fraude... Una agencia miramar de bienes ra?ces me refiri? a esta agencia.que solo nos sac? dinero y mi cr?dito qued? igual en nada me ayudaron