Instant Capital

Instant Capital

Reviews Summary

The reviews consistently highlight exceptional service, with frequent praise for professionalism, responsiveness, and expertise. Many note the smooth, efficient process, often describing it as the best they've experienced. Quick communication, transparency, and going above-and-beyond are recurring themes. Customers appreciate the competitive rates, clear guidance, and stress-free experience, often recommending the service highly. The overall sentiment is overwhelmingly positive, with repeated mentions of trustworthiness and dedication.

About This Listing

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Individual Taxpayers
Real Estate
QuickBooks
Xero

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Mid-size Businesses
Individual Taxpayers
Real Estate
QuickBooks
Xero

Contact Information

Address

8175 E Kaiser Blvd #218

Anaheim, California 92808

Hours

Sunday Closed
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday Closed

Customer Reviews

Working with Paul Campos at Instant Capital is always a pleasant experience. Paul is hands down the best Ive ever dealt with. SUPER fast and extremely timely on responding to your questions. I will never use anyone else as long as Paul is in the business. If you want a super fast and smooth service, look no further.

Paul was referred to us by a friend and it was an absolute pleasure working with him! He was kind, friendly, helpful, reliable and fast! We were pre-approved within 24 hours! He was extremely responsive and we were kept informed at every step in the process - from documents we needed to provide, to going through the underwriting process, to loan approval and all the way through closing! It was the most smooth mortgage process we've ever been through. He worked seamlessly with our Realtor to make sure everyt

Paul helped me purchase my first home, refinance my first home, and now with my purchase of my second home. I highly recommend him. He made the process easy and convenient. I'm greatful for the experience and his service.

My deepest gratitude goes to Paul Campos for the exceptional support and guidance you provided throughout my home loan process, all the way to closing. Your professionalism, expertise, and dedication truly made this milestone possible, and I couldn't imagine navigating it without your help. From our very first conversation, you stood out for your patience and willingness to answer every question, no matter how small. Your clear communication and attention to detail ensured I understood each step, and your

Paul Campos at Instant Capital made our recent refi transaction amazingly easy and seamless! We were able to close the loan in record time (12 days) and were able to get a very low rate. Paul was always available to respond to my questions and very responsive. I will reach out to him again for my future mortgage needs.

I recently had an opportunity to purchase a property for an Investment, and I must say that I was very impressed with my loan officer Paul Campos from Instant Capital. He did a wonderful job assisting me with my purchase. He made the process from start to finish go very smooth. Our communication was key for me to obtain the property. All questions and/or concerns were addressed in a timely manner. I was very impressed with his expertise, knowledge, and professionalism. It was an absolute pleasure working wi

Recently purchased a property as a first time home buyer and having Paul help me with this process, made things easier. He has an easy platform where everything can be uploaded, in constant communication, answered any questions I had, and working with him was a breeze. If I get the opportunity to purchase another property in the future, I will definitely be back at Instant Capital working with Paul. I recommend him to anyone who is interested in purchasing a property.

Such a great experience with Paul! He was great! He had an answer for all of our questions, and was very fast at responding no matter the time or day! Would definitely recommend him to any family and friends looking for a lender!

Working with Paul Campos at Instant Capital has been an exceptional experience. Paul financed our home back in September 2019 and helped make things work with a little bit of a challenging situation that we presented him. He then contacted us 6 months later to let us know we could qualify for a lower interest rate. We just got done refinancing, are saving some money on our monthly payment and it all went pretty quickly and smoothly. Paul is always available and in constant contact every step of the way. He

You can't do any better than getting a loan or refinance through Paul Campos. It was the easiest refinance I've ever done by far. Paul was always there when you had a question or needed him. He was outstanding. He also had an attitude of "no problem" that's easy to fix. Plus, every time I had a question he always answered his phone, even on Sunday. But, the reason why I went with him was because of his rates. He was always honest and up front with the costs as well. Just terrific customer service.

Not my first rodeo with Paul and every one of them has been great. He is good at what he does and as long as you do your part he will get it done. He is responsive and top of it. He is perfect for us non procrastinators and go getters. He is definitely an asset for his company and whatever he gets paid is not enough. Basically, what I am trying to convey here is that he has his act together which translates into a flawless loan experience for whomever uses him. Good rates, awesome customer service, an

Paul O. has been really great with helping us both finance and refinance our home. He has been very patient with all of our questions and responds to us quickly despite the time of day. He makes sure everything goes smoothly and all the transactions with paperwork were done electronically and very easy to manage. He goes out of his way to help us with all of our needs and we are truly appreciative for all the help he extended to us.

Paul was extremely competent in his work. It was a great pleasure to work with him. Online refinance comes with a low rate but there is an anxiety element since there is no face to face interaction. Paul communicates extremely well to soothe this anxiety! I have never waited more than 10 mins to get my questions answered. Nice surprise was that the final closing cost was LESS than the initial GFE, which never happened to me before.?I will highly recommend Paul!

In December 2019, I shopped around for refinancing options and came across Instant Capital and good reviews about their loan agent Paul Campos. I gave Paul a call and found him to be quick to respond, informative and the best rate and terms. I decided to move forward. I have been a real estate broker for 40 years and I have to say Paul Campos is at the itop of the list for professionalism, quick to respond and handle any issues and best of all closed early with no surprises. I highly recomend him! It is now

Paul Campos is the greatest loan officer ever! We have been home owners for 30 years, purchasing and refinancing multiple properties and Paul, by far, has made the process the easiest we've ever experienced. He is very honest, extremely prompt responding to questions, he provides clear guidance and makes the process painless. We highly recommend him to anyone purchasing or looking to refinance.

Paul helped us with a refinance last year and it was smooth and painless. We refinanced again this year (lower interest rate/cash out) and it was even smoother. Paul is helpful, attentive and speaks/emails in very plain, easy to understand language. He's been great to work with and would highly recommend Instant Capital to anyone who asks me.

World Class Exprerience. Paul at Instant Capital provided a seamless, transparent and top notch careful attention to my family needs. Highly Recommend Paul and his team!

Mr. Paul Compos was very professional, and knowledgeable about the entire refinancing process. He was also able to get us a lower interest rate than we originally discussed. My wife and I were pleasantly surprised. I had been looking for refinancing that lowered our monthly payments to an amount that made the refi worthwhile. Instant Capital and Paul Compos became the place for us. Now with a lower mortgage payment we can save and soon have the recommended 4 to 6 month emergency funding. So if you were l

I want to thank Paul Campos of Instant Capital for the great job he did in helping me refinance my house, I have refinanced my house 2 times before with another company, and I have to say Paul made it easier and quicker then the other company, I was able to get in touch with him whenever I had a question or needed an answer. I highly recommend Paul Campos to anyone who's ever thinking of refinancing their home. Thank you again Paul for an amazing job.

We are so fortunate to have had Paul Campos represent us for the second time. He is very knowledgeable and prompt to respond to our questions and the speed I which we were funded was amazing, only one week. We would highly recommend Paul Campos for any of their loans needed. In fact we had three of our neighbors who used him to refinance their homes. Thank you Paul!

From the time I filled out the application, to the day our loan funded, our refinance took a total of only 18 days!!! Paul was great to work with. He responded immediately to questions and kept us informed throughout the process. If you are looking to refinance, I highly recommend Paul and Instant Capital.

I have been working with Paul Campos for all my home refine and mortgage needs. He's super friendly, professional and responsive. He help making the process easier and faster. My husband and I are very happy with our experience and will definitely return back to him for our mortgage and refinancing needs.

I'm not sure how I got so lucky in finding Paul. It was such a hot week for mortgages, I was lucky to get anyone to pick up the phone at all. Paul got me an amazing rate, and followed through with the best customer service I've experienced, in any industry. I was a little concerned with everybody being so backlogged that we wouldn't be able to get it closed, but Paul was on it, and responded amazingly quickly to all my questions. Closed my Texas refinance with no drama whatsoever, faster than expected

Paul Campos is an excellent person to with with. He's honest, fast, and efficient! I was able to do my refinance and submit all paperwork via mobile phone. This is our 2nd time refinancing with him & I highly recommend him without hesitation.

I have worked with Paul Campos and instant capital for several years now. He has always taken care of me and made the process super smooth. I recently refinanced my home and in the past we've worked together on some investment properties. Every time the process is simple, efficient, and he goes above and beyond to update me and keep me informed at every step in the process! Thanks Paul!

From Start to Finish Paul had been so transparent with things on how we can buy a house. He made it so easy.He's really helpful for inputs. Thanks again Paul Campos, We are very happy about the loan and the interest rates Instant Capital gave us. They're the best in the industry

Paul Campos and his team are Awesome!! I had the BEST experience with my refinance. I will be recommending Paul with Instant Capital to Friends and Family. Excellent work!!! I can't Thank them enough!

Paul is amazing to work with! He made the process of refinancing so quick, easy, and headache free! I couldn't recommend anyone better to work with! Ask for Paul Campos for the best experience!

I had a great experience with my loan agent, Paul Campos during loan process. He was very professional, kind, reliable and quick to respond. It was the best service I have ever received in terms of mortgage. I am very pleased to recommend him to any one in need of help in connection with mortgage loan.

Paul is the most professional loan agent I have ever dealt with. He is detail oriented, and makes the entire process painless. Without a doubt, I will recommend him to anybody purchasing or refinancing their home. He definitely gets my two thumbs way up.

100% perfect. Fast, efficient, no mistakes. Probably my 15th real estate mortgage loan/refi, never been this easy. Solid online platform for uploading PDF's and tracking workflow, but more than that, Paul answers questions with great insights, and handled any condition outside the norm of that workflow and didn't dump it on the customer, as can often happen. I would give 6 stars if I could.

Excellent service! This is our second time working with Paul, since we had a great experience last time around. We have worked with other loan officers in the past and he is the only one I would recommend to anyone I know looking to buy/refinance. Very prompt in responses, knowledgeable, and also got us a great rate!

If you are looking for a lender that will do what is best for you, Paul is that lender. He thought 5 steps ahead and anticipated our needs. He is very responsive and made sure we understood each step in the process. We are beyond grateful with the rate we received. It is rare to meet someone like Paul that goes above and beyond their job. Paul is incredible.

Paul makes the process easy and is very patient with all my questions. This was my second re-finance with Paul and the second time was even easier and faster than the first, and I was impressed the first time. Thank you Paul and your team, I had a pleasant experience.

Working with Paul for the 2nd time now. Transaction was perfect! No hiccups or ooops. Will be recommending Paul & Instant Capital to anyone and everyone!!!

I can't say enough nice things about Instant Capital. Paul is incredibly efficient and competent and will get the results promised. This was our 5th refi and while all the others were lessons in patience at best, Paul made this process unbelievably easy and painless; I had no idea it could be this way. Instant Capital is head and shoulders above the competition, hands down! Thank you Paul!

Paul was very professional and responsive and made our refinance go smoothly. The rate was also great. Everything went well. Thank you for doing such a great job!

Clear to close within a week and the loan was funded within 2 weeks during the holiday season. My compliments to Paul and his team for being so quick, knowledgeable, and getting things done. This was my 4th time working through a financing project with Paul; it wont be the last.

From A to Z, Paul was on top of everything. He is Knowledgeable about mortgage pros and cons, he is a problem solver. Paul knows his industry and his programs well. Well enough to explain them in layperson's terms. Pleasure working with him!

John was very professional, honest, knowledgeable and answered all of my questions promptly. I would highly recommend John and everyone at Instant Capital for your home loan needs. Thank you John for everything you did, going above and beyond to make this a great experience, and I got a great rate!! John was a pleasure to deal with even beyond getting my loan!!

Thank you Paul, you're a true professional. We appreciated the speed of your response no matter what time of the day - it truly differentiated you from the competition. I am happy to refer you to anyone looking for service honesty, responsiveness and a patience. Choose Paul and, like us, you'll be glad you did. >> 10 stars!

Paul Campos at Instant Capital will work tirelessly to get the job done. I don't know when he sleeps. The man always works. There's never a phone call or email that he doesn't take action on very swiftly and promptly.

I worked with Paul Campos. This was the second time we refinanced with him. He worked hard and fast. Everything went very smoothly! I will definitely have him help me the next time I refinance!

I was a pleasure working with Paul. Very professional, open dialog throughout the process and provided updates as they occurred. I would recommend Paul for your loan needs he was awesome!

this is my first time re-finance, and I am so fortunate to have Paul Campos represent me for the first time, Paul make the process easy and faster. I have a pleasant experience with Paul.

I have been working with Paul Campos few times!!! He is amazing! Very organized and and top of everything! Very quick! I would work with him any time and every time!!!! Highly recommend ??

Instant Capitol came through for us once again. John Medina went above and beyond for us, he was able to qualify our renters so they could by our house, in addition to helping us refinance our primary home so we could purchase our forever dream home. Thank you once again John Medina. Regards Phil and Michelle

It was very quick, and easy to refinance my mortgage with Instant Capital. Entire process took about two weeks and mostly everything was done online. I'm very satisfied. Thank you.

Absolutely the best all the way around. I never want to work with another lender again. The best rates you'll find and the best customer service. Paul was incredible through the entire process. Thanks Paul!

Thanks Paul for helping us get the best rate on our refi. You are great with the numbers and didn't push us when we were looking around for the right lender to work with, which is why we came back. Have a great new year.

Paul gets the good terms on mortgages at a wholesale cost. I research rates and terms using bankrate and aimloan. Paul is quick and gets results efficiently.

Paul was very helpful and professional while we were refinancing our home loan. He was very prompt in communications.

Instant Capital providing excellent customer service. They were able to address all of our needs, and they did it in an efficient manner. Thank you so much!

Excellent, professional and fast! 2nd time I've worked with Paul to get my loan...he is the best.

I had the smoothest experience as a first time buyer. Thank you Paul Campos for getting me the best rate and making this process so smooth for me.

Paul was extremely helpful , professional and always there to answer questions. Loan went through quick and easy.

Paul was great. Fast, responsive, and efficient.

Instant capital made the loan process smooth and efficient. I will definitely use them again if I ever need to!

John Medina is the best! He is very knowledgeable and patient.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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