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John Voter Mortgage Advisor

John Voter Mortgage Advisor

Reviews Summary

The overwhelming consensus is extremely positive, with nearly all reviews praising exceptional service, deep expertise, and genuine care for clients. Multiple reviewers highlight rapid responsiveness, creative problem-solving, and going above-and-beyond to secure optimal rates and loan terms. The team is consistently described as knowledgeable, transparent, and dedicated to making the mortgage process stress-free, especially for first-time buyers. A recurring theme is their availability outside standard hours and personalized attention. One outlier criticizes selfish motives, but 95% of feedback celebrates their integrity, professionalism, and life-changing results in achieving homeownership dreams.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

2428 Nevada City Hwy

Grass Valley, California 95945

Visit Website Call Now Get Directions

Hours

Sunday 9AM-12AM
Monday 9AM-12AM
Tuesday 9AM-12AM
Wednesday 9AM-12AM
Thursday 9AM-12AM
Friday 9AM-12AM
Saturday 9AM-12AM

Customer Reviews

John is hard working, kind and understanding. My son, his wife and daughter and me have a new house. I'm going through a difficult divorce and John never gave up on us, he left no stone unturned to help us get our home. We are forever grateful, thank you.

Being in Real Estate for over 30 years I have many many long time friends who are lenders. John is by far the only one to go to for your home loan. He delivers everything he promises and more. John is not a "loan officer" pushing paper around, he is your Mortgage Advisor and has a solid grasp on the market and trending rates and locked me in at the absolute lowest the rates hit before they bounced up much higher as he Advised they would, we were 1/2 point lower on the day of lock than all the big boys who c

Never did I ever think we'd be able to buy a home and John made it happen for us! He is invested from beginning to end. From making sure all the ducks are in a row to helping you move in to your new home. I'd highly recommend John if you're even just thinking about buying a home.

John had me feeling as I was a valuable and important client - even tho it was my first house and I wasn't seeking the most expensive house on the market ??. His associate Chelsey was excellent about follow through, and as a team they worked together creatively to get me the best rate possible for that time. This team truly cares about the outcome for their clients, and they are a large factor for me qualifying to buy my dream home.

John was great. From the beginning he was an open book, making the lending process transparent and easier to understand (especially as a first time home buyer). He was kind and patient and was always quick to respond to any questions or concerns. He was consistently available for us to talk/meet even outside of our work hours. Very glad we went with him- he made the process much easier than I thought it would be! He got us a better rate than other lenders by finding the right loan program for us and helped

John has a way of just getting the job done. He responds immediately to any questions and gives clear to the point answers. John took the load off of my shoulders which made the process stress free. I enjoyed working with him and highly recommend his services.

John is amazing! Taking care of people is what drives him, and it shows. Character is everything and I wouldn't want to work with anyone else!

John went above and beyond and is somebody that you can trust who is very thorough and works very hard.'m very grateful for working with him on our new house if you're looking for the right person you have found him.

I highly recommend working with John and Chelsi. From the first conversation I could feel that they genuinely want to help people and work with each person?s/families needs. They are not only helpful and very professional, but kind and creative as well. They know the ins and outs of their field and it shows. Every time something came up they were extremely quick with solutions and made everything work out seamlessly. It is hard to fully express the gratitude I have for both of them and how they helped my fa

John Voter is a true professional. He is communicative and experienced. He has helped many of our clients buy or refinance their home.

John really cares for his clients and works miracles to achieve their goals. Readily available and flexible to fit the client's schedule.

John and Chelsi are amazing people. Their positive attitude and enthusiasm are infectious. They have a genuine passion for what they do, which inspires those around them. Their dedication, hard work, and integrity set them apart. If you?re looking for a team you can trust, look no further!

John is the BEST of the BEST. His knowledge of the lending world is incomparable to other lenders. John has been a crucial asset for me and the home buying process. He is available nights and weekends, you cant find better! I recommend John Voter to anyone anywhere! 5 STARS!

The minute I met John I felt in good hands. He and his team did a great job. Thank John and Chelsi

John is a very knowledgeable resource for any type of mortgage and is very pleasant to work with. He goes the extra mile and explains everything in great detail so you can understand what is going on during the stressful process of getting a mortgage.

John was through, and left no detail to chance. I have been in Real Estate many years and worked with 100's of lenders in several capacities, hands down John is on the top of my list.

John is extremely talented and appreciated by our entire business network. He loves helping people through challenging situations.

John and Chelsi are absolutely amazing! NO ONE else could have closed this loan for us! Kept calm and cool and got it done (even when i wasnt) Will NEVER use anyone else! Thank you soo much guys!! You pulled a rabbit out of a hat!

John is the kind of person that puts others needs first and found solutions that worked in my best interest.

ALWAYS available ALWAYS knowledgeable AlWAYS Has the best rates!!!!! John always treats everyone with great respect and goes above and beyond to help you materialize your dream!

John got me a great loan, extremely fast and efficient. Knows the mortgage business!!

Only cares about himself

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.