Julio Sandoval Mortgage Advisor

We have worked with Julio a couple of times now. The first time was when we initially purchased our home & now, we just refinanced our home. He is thorough and professional. He went out of his way to answer all of the questions that we had throughout the process. We trust him and that is the most important thing when it comes to making the biggest purchase of your life, your home! We look forward to working with him again in the future when needed.

Julio is knowledgeable and patient. We are first time homebuyer and he took his time to sit with us and explain each step. He is always available whenever we have question and even after closing, he still check up on us and assure us that he is still there whenever we need him.

Julio and his team kept me informed of every step in the loan process. The matters related to the loan were delicate and complicated but none the less, Julio and his team made sure we understood what needed and helped with managing through the process. Julio has helped our family with other loans and does a fantastic job and professional. We appreciated the time it took to get this done for our family.

Julio was awesome from the beginning! Just like any new homeowner I had a ton of questions and concerns and he answered every text and phone call and explained the process until I was comfortable. Refinancing can be stressful if you don't understand how it works which was me, but Julio really went out of his way for me and made sure to make the process as smooth as possible. He even met with the inspector for the walk through when i couldn't. Who does that? I really lucked out with this guy!

Julio is very helpful and friendly. He made me feel at ease and was easy to talk to. Things got complicated with our transaction where we needed a roof cert and our agent and the listing agent couldn't agree on what to do and who was going to pay for the repairs. Julio jumped in and spoke to both agents as well as the roof contractor and helped resolve the issues and get everyone to come to an arrangement. If it hadn't been for his expertise and willingness to help, we may not have closed escrow on our home

Julio is soo efficient and really helped my wife and I in this process. His calm demeanor and his experience made all the difference. We closed in 3 weeks with no problems. I highly recommend Julio as your loan officer. If you're looking to buy a home but scared because of your credit or any debt you have, don't be scare, consult with Julio, he will help you get that home of your dreams. Julio and his team are amazing! If my wife and I ever buy another home or any other property, we will go to Julio. Thank

Julio and Angie Sandoval was great helping my client. Cordel Williams. We had to think out of the box to help my client work through some challenges and jumped in to walk him through all the way to close. I appreciate them. Thanks for the hard work.

Julio answered our questions in a knowledgeable, frank, kind and patient manner. Our first approval limited our options, but we thought we couldn't get approved for more or manage the payments if we did. Julio ?worked his magic? and got a higher approval with manageable monthly payments. He helped lock in a good rate and helped close escrow to close in 21 days! Impressive timing amidst the COVID 19 crisis!! We never felt out of the loop, or uneasy because we had a winner in our team!

We bought our place through Julio a few years ago and we just refinanced with him for the 2nd time. Anytime me or my family think about doing something to our house we think of Julio. He is always available to answer my calls even if I'm not in a current transaction. I had a bad situation happen to me a few years back that caused me to lose my first home in foreclosure. I was sick and hospitalized for a few weeks and dealt with this sickness for a year which caused me to not be able to work and lose my home

Julio is definitely my favorite lender. I am a Realtor and I send all my clients to him. He is amazing to work with and always has the best in mind for the client. He guides the client step by step in what needs to be done. I trust him to do my personal loans and I highly recommend him.

I recently refinanced my mortgage. I was referred to Julio by a friend and I could not be any more pleased. He was thorough and was available to address any questions or concerns I had along the way. It was a pleasure working with him. Definitely will be back if ever in need of financing again. Thank you for such a smooth transaction.

I was already pre-approved with another lender but felt as though he wasn't able to assist me in the manner I was expecting. I landed a new job, just turned 25 and my dream of home-ownership was a reality. I needed an expert. Being dissatisfied with my first lender, my co-worker referred me to Julio. I called him during a break and gave him a brief over-view of my situation. He scheduled a Saturday appointment on the spot. During our first face-to-face, he was very professional (Full Suit which is a good si

Julio helped us using my husbands VA home loan guarantee. Julio understood the guidelines and requirements to get our loan closed, so we could enjoy our new home. I highly recommend Julio for any lending needs, especially hard to close and specialty loans.

Julio and his team kept us in the loop throughout the loan process and communication was awesome. We highly recommend Julio and his team for anyones loan needs. They made the loan process so easy.

Julio Sandoval, one of the best loan officer i worked with him, he is very honest and transparent. He dose not want just sale a loan to you he want make sure you get the he can provide. He always was accessible for any question and support. for my next home i will use Julio Sandoval agian.

I was referred to Julio by my brother and my wife and I had a great experience. We were buying a short sale property and it ended up being a tough transaction. The seller was also the agent and they lagged so much on their end to submit paperwork and get things done that we almost missed out closing. Julio was right on time with the loan documents and did everything he was supposed to but we hit a snag at the end because one of the short sale lenders (there was a 1st and a 2nd) didn't want to accept the pri

I just wanted to say that my wife and I had a wonderful experience working with Julio. He put our minds at ease and explained everything in detail and when we had questions he was able to help us understand them in a way that made sense. I highly recommend working with Julio!

Ismael was extremely helpful finding us the right loan that makes sense. I am so happy with all the help he provided through the process. I am going to recommend him to anyone looking to buy a home!

Ismael diligently took several avenues for me to obtain the best mortgage and rate for my condo over a year ago. Recently, Ismael reached out to check in on my family. After a brief exchange over pandemic and financial matters that included a recent property tax hike, Ismael moved forward for me to refinance with a lower monthly payment and interest rate. I am very grateful to find myself in a better place... Thanks for checking in, Ismael.

Had the pleasure to work with Ismael. He truly makes the refinance process easy. He always kept us in the loop and is extremely helpful. Definitely recommend to friends and family.

Mr. Sandoval recently helped me to re-finance my home from a 30 year to a 15 year loan saving me a 100,000+ dollars over the life of the loan. He provided knowledgeable timely assistance and ensured I had everything I needed to complete the process. Thank You for your expert service!

We wanted to refinance our home that we inherited from my parents after they passed, unfortunately we were not in position to do so however Mr Sandoval was very informative and gave all the information so that we will be prepared to do so this year. We will definitely be contacting him when we are in better position to move forward.

Ismael was incredibly efficient and knowledgable, he kept me up to date with everything happening and was thoughtful to check in with me even when there was no new updates. I would definitely work with him again. Highly recommended!

Julio and his team provided great customer service. They were always available to answer my questions and constantly communicated updates. They were very helpful through the process and allowed it to go smoothly.

It's a second time using Julio Sandoval for our mortgage services and each time he was very professional, caring and provided the best options to meet our needs.

Julio is really great to work with he knows his stuff. Getting the information about how much I can afford was step one for me. Thanks Julio!

Just an all around great experience working with Julio Sandoval and team ! Everything went so smoothly and at all times I knew things were getting done ! Thank's for a great job!

Very warm, compassionate, caring, understanding, supportive, kind of your needs, patient, soft touch and approach, very good listener, tries his very best to help you in what you are trying to accomplish, willing and ready, excellent person to represent you in your endeavor, always ready to give advice reach out to you.

Absolutely amazing service provided by Julio and Angie. Both are seasoned and very knowledgeable and it shows. It was a pleasure doing business with them. Patty

Thank you so much for everything Julio me and my family are so happy with our new house it was our pleasure working with you we will always remember how kind and helpful you were.

Great communication from start to finish to get our refi completed. Always kept us updated during the process.

Julio was on top of things through the whole transaction! Top notch service!

Best and very friendly financial advisor. Hard working and honest.

True professionals is every aspect of the process. A pleasure to work with

The process was fast, easy and very smooth.