Kristina Hernandez at Homeowners Financial Group USA, LLC

Kristina is Amazing. I love working with her! She is an outstanding lender with a wealth of experience and deep knowledge of the industry. She offers a wide variety of loan programs tailored to fit the unique needs of each buyer, making her an incredible asset in the home-buying process. She communicates clearly, response quickly and keep all the parties inform through out the loan process. She goes above and beyond for her clients, ensuring a smooth and stress-free process. If you're looking for a lender w

Kristina was an exceptional asset to our home buying team. Her professionalism and extensive knowledge made a significant difference in our experience. From the outset, Kristina was incredibly responsive, providing speedy answers and valuable recommendations that simplified the loan process.Her efficiency ensured that everything moved quickly; however, it was clear that the pace also depended on us being prompt with our paperwork. If you choose Kristina as your loan officer, be prepared to keep up with her

Kristina was great from the start of the process and has an amazing team that our well informed. Communication was A+. Omar

Kristina was super helpful and efficient throughout the entire process of purchasing our first home. She made sure that met our timelines for closing on our home. Kristina is very responsive and extremely knowledgeable and will do her best that she can to respond to any questions you have. Kristina and her team are amazing. I highly recommend her!

Kristina is one of the best loan officers I have ever met. Responsive, highly professional and customer friendly. This was our first transaction together and I enjoyed it every step of the way. I have already referred a buyer to Christina and will continue to do so.

My experience with Kristina Hernandez, the loan officer, has been nothing short of exceptional. Throughout all the years of working together, she has consistently delivered outstanding results, never once letting me down. With her expertise and dedication, she has successfully closed every deal we've worked on. What sets Kristina apart is her unwavering commitment to client satisfaction. Whenever I have a question or concern, I never have to worry about getting an answering machine message. Kristina is alw

Kristina has been incredible. She made us feel like we were her only client. She always responded quickly and did a great job explaining everything. She is very patient and kind. We highly recommend her!

Working with Kristina was a great experience, she was on top of the loan from beginning to end and because of her extensive knowledge in the business, my buyers were able to save thousands of dollars. Great communication between her team and ours, their dedication and experience shows in the results we were able to get for our clients. I'm looking forward to a lifelong loan partnership.

Kristina and her team were awesome. Very responsive, knowledgeable and understanding. Not that our loan was complicated, but it was our first time buying a home and my anxiety was so bad, like panic attack everyday bad, but she always made me feel like it was no big deal, everything would be fine, she's dealt with worse than me lol. I honestly started telling people about her like half way through the process.

Kristina and her team are wonderful! Kristina always answered my questions accurately and in a very timely manner. She's very pleasant to work with and helped me a lot with the whole process! I will definitely recommend her and I look forward in doing more business with her in the future.

Kristina is the best, bar none. If you're asking? I'd say without a doubt yes! You should choose her.

Kristina is the ideal Loan Officer. She brings a perfect blend of positivity, sensitivity, and professionalism to her role. Working with her has been a true pleasure, and I'm incredibly grateful for her expertise and support!

Kristina Hernandez provided exceptional service, always being available to take our phone calls and address any concerns promptly. Her confidence in troubleshooting any issues that arose gave us peace of mind throughout the process. With her dedication and expertise, we felt supported every step of the way. Thank you, Kristina, for your outstanding support!

Kristina and her team were very attentive and had great communication when I had questions. It was a great experience as this was my first home purchase. I hope to work with Kristina again in the future to refinance and hopefully move into my forever home in the future.

First of all her confidence inspired me to be more confident. Kristina is very hard working (no doubt she work smart too) and respond quickly. She have responded to me after 11pm too. We were buying 2 houses and and builder wanted us to go through his lender. He put a condition that he want closing with in 28 days and Kristina make it happen in less than 28 days. I am thankful for her assistance throughout the loan process. I will certainly recommend her services to anyone I know who needs a mortgage..

I found Kristina through a down payment assistant government website. I called her to ask questions and she was very knowledgeable and very helpful. She was very diligent with getting things and helping me. Kristina always responded to my emails in a very quick manner. Without all the help that she provided me I could have missed the window of opportunity to get me into my dream house! Kudos to Kristina and her crew!!! I would recommend anybody and everybody to go through her when trying to secure funding

Kristina was wonderful during the entire buying process. As first time buyers, we had a ton of concerns. She answered all of our questions and exceeded our expectations. She worked hard to make our dreams of owning a home come true. I would definitely recommend her to anyone looking to buy a home as she will do her due diligence to get you the best deal and best program out there that fits your budget.

Kristina is very kind, friendly, and quick to respond and help out. To me, she sppears to have a great deal of integrity and benevolence. Most of all, she truly enjoys helping people. These qualities made our experience a great success.

Kristina was very responsive and amazing through this whole process. I would definitely recommend her!

I would like to thank Kristina & her team for the AMAZING work during the entire process of buying my first home. It was very comforting to know that I had such a knowledgeable professional to guide me through this unfamiliar chain of events. Kristina had a concise and accurate answer for every question that I asked, and even my realtor commented more than once that she is extremely diligent and timely. Again, thank you so much and will not hesitate to recommend Kristina to friends and family.

Kristina (and team) excel at communication. Note: CalFire Insurance provided a very unfortunate shock in the final moments, pushing the sale date back causing problems for the seller, that could have easily made it impossible for us to finish the purchase; but she made sure - even though CalFire clearly bait and switched pricing on us by 3x - that our 26+ acre property is covered in case of a fire. We are grateful for all the hard work Kristina and her team put toward making our dream happen.

Kristina is the best! She is experienced, reliable, and easy to work with. I highly recommend her if you are a first time home buyer! Huge thank you to her and team.

Kristina was amazing the moment we called her to help with the purchase of our first new home. She basically carried the weight and made sure all our ducks were in line to make that huge jump into home ownership a breeze. Everything happened so quick and with no issues. Thank you and your amazing team Kristina!

Kristina was great help during our home buying process. From providing us with a preapproval to help start looking and into the final process where certain obstacles came our way and maneuvering into the closing of our loan. The communication that was provided was what you would want when speaking with a lender and giving you the full details and the reality of it all. I would definitely go through Kristina and HFG again in the future.

Kristina and her team helped me through the entire process. Anything I needed they were there. They answered all of my questions and there was nothing to worry about. They explained my options, got me the most competitive rate, and secured my loan. there's nothing else I could have asked for.

Kristina went above and beyond for us. The whole team was great to work with and so responsive. I cannot thank you enough.

The most amazing person to work with. Listens to your needs and makes a plan. She promptly answers questions. She walks hand in hand with you during the entire process. She truly is amazing.

She was very helpful, answered every question I had very quickly. Amazing customer service

Kristina can make your home searching and buying smooth and easy with her expertise and professionalism.

Thank you, Kristina. You made a made difficult, stressful situation into a pleasant experience. You always kept us informed. I was so happy when the loaned closed.

Kristina is super patient, helpful, and knows her stuff. I would recommend her and her team.

Kristina was a great help through the confusing process.

Very responsive. Got tasks done quickly. Gave good advice and got me a great deal.

Kristina and team are AWESOME!