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555 Corporate Dr
Ladera Ranch, California 92694
I recently had the pleasure of working with Ladera Lending, and I cannot recommend them highly enough! From start to finish, the entire experience was seamless and professional, making what can often be a stressful process feel remarkably easy. The team at Ladera Lending was incredibly knowledgeable and attentive. They took the time to understand my lending needs and guided me through the various options available. Their expertise in the industry was evident, and they provided clear explanations that helpe
I have blocked no less than a dozen different phone numbers that this company has called me from. I have answered and asked them to take me off of their call list. I have texted the numbers (STOP). They will not leave me alone. If they are a legit company.... They would and should not haras people. That is very distasteful. If they are reputable company , I would not do business with them anyway because of their constant harassment.
Ben went above and beyond to help us close during the COVID19 situation. His tireless efforts ensured that our family didn't go without a home. We are so thankful for him never giving up on our loan. Ben is kind, professional, patient and supportive. We are thankful we had the opportunity to work with him.
I have been shopping for an equity loan for some time now and kept getting declined. When I came to Paul, he helped me navigate through my options, fully explaining everything to me. Unlike the other companies simply denying me and moving on. Paul's reviews were amazing and made comfortable to request his services and support. I appreciate Paul and his entire team helping me through it all! I will continue to work with Paul and his team to better my financial situation. Much appreciated!
I got contacted by Michael Pendergast after I requested information on refinancing. He sounded very professional and knowledgeable so I trusted him and decided to move forward with an application. I completed everything as request on sept 6 Friday. The following week I did not hear back. I started emailing him to find out what was the outcome of the application and did not heard back. After almost 2 weeks and 4 messages, today Sep 18 he replies on a very short message asking a question he could have ask for
Hello, my name is Mary, I have tried to refinance here at Landero because they recommended it to me and everything was going well. When you talk to someone, once you sign to proceed, there are many excuses and they no longer answer. They make you spend the money in person for the property and I am very disappointed because one person is the one calling and they no longer answer. Calls and emails and I have asked them if they are going to take over my refinancing and they say okay and nothing. I just want to
Hi I just want to thank Mr. JEFF WADE.. He was amazing through the entire process. I felt like he was our friend. And what was really amazing was his faith with God. There's nothing better then talking to someone with good Faith. I had his personal phone number, work number and email. I mean this Mr. JEFF was incredible and I wish him the best and prayers to continue his success with Ladera Lending. Hands down wonderful experience. Thank you
I'm not sure if it is the lender or my loan officer Payton Wade, but they always provided the best rate the first time.
Our financial advisor recommended that we work with Jason Brewster at Ladera Lending, and we're very glad that we did. We had a positive experience from start to finish. Jason explained everything clearly, and we felt confident that we were making the best decisions about our loan. The personal touch and thank-you gifts made the process enjoyable. I'm very happy to recommend Ladera Lending!
Loved my experience with Ladera. From start to finish it was amazing and simple. John stayed in contact with updates and kept us in the loop every step of the way. The whole team really listened to us and not only met but exceeded our needs and expectations. Will definitely work with them again and they will be my first point of contact when we do.
Exceptional service! It was an absolute pleasure working with Jimmy Henderson from day one! Very knowledgeable, professional and great communicator. Walked me through the entire process and kept the ball rolling even when my situation got a bit complicated. I would definitely work with Jimmy and his team (Eddy K.) again in the future.
I have done 4 refinances since 2019 with them and all of them have gone smoothly and completely exceeded my expectations. Quick processing and clean. They deliver what they promise, and they are always there when you need to contact them for any reason. One of the key factors has been one of the best Loan Officers there is in the market, Jason Brewster, that has overly impressed me throughout the years and has been instrumental in the success of all my business transactions with Ladera Lending. I have alw
Garrett was great to work with throughout our whole refinance process from start to finish. He explained things in detail in a way that made each thing we questioned make sense. He was straight forward and laid out our options and was helpful each step of the way. In the end we were able to make an informed decision and put together a financial plan that met our needs for a cash out refi. Thank you Garrett and team!
We worked with Ladera Lending, and specifically with Grant and Denise. Our experience was great. We had great professional service, regular communication and updates during the process and they were always available for questions. We would highly recommend.
Before making a decision to use Ladera Lending I checked their reviews and was happy to see the many happy customers and of course a few unhappy ones, which were not many. I chose Ladera Lending over the others because in communicating with Frank Marino he was the most professional loan officer I have ever dealt with. He made you feel like a family member. He took his time to explain each aspects of obtaining this refinance and you can tell by his voice that he care about his interactions with you. He did n
I don't think I have enough words to explain how amazing our experience with Ladera Lending was. We worked with Nico, and he treated us like family. He was always available to answer any questions we had. Any hurdle we encountered, he had a plan and explained everything thoroughly. As first time home buyers, we were not familiar with the experience at all. As complicated as it can get, Nico made sure we were always in the loop and comfortable with the process. Even our lawyer and agent were enthralled with
I had an amazing experience with this company, especially Ross and his dream team. The process was streamlined and smooth. My refinance was completed in less than two weeks! The portal is easy to use, communication is outstanding and they even had someone come to me for the title signing! Ladera Lending is an outstanding company that I will be recommending to my friends and family!
Jason Smith and Hali Hurlbut are two of the nicest, most knowledgeable people I've had the pleasure of doing business with! They were honest, kept me in the loop through the entire process. I can't really say enough good things about these two and this company. Don't be afraid! It can happen for you too!
We had a great experience with Ladera. We were able to refinance our mortgage & got a very competitive lower rate. From start to finish (running our credit to signing the refinance documents) the process only took 2 weeks! Incredibly fast!! Everyone was very helpful & quick to respond to any queries. Great experience overall.
The Ladera Team led by Marlon was amazing. They listened and gave recommendations and we were able to make a well informed decision on our refinance. There was no pressure and the team communicated very well with us each step of the way. We were able to save $1000.00 every month with our consolidation of debt and get a lower rate! We recommend Marlon highly!
My experience working with Andy and Ladera Lending has always been positive. I am a returning customer having first refinanced with Andy a few years ago. I have never had an easier time refinancing my home. Andy and all the staff were extremely professional, efficient, and always in communication. My refinance was completed expeditiously and to my complete satisfaction. I highly recommend them.
I tried to get just an idea of my options from lending tree and this dang company has been hounding me with calls - 18 hours later and I have 8 calls from them; 4 calls in less than an hour. They're also using a phone number with my same area code from my hometown - they don't seem to have any locations there and it'd be shocking if they even had a location in my hometown's area because it's not particularly big. They're based in California and I dont live in my home state anymore, so that feels pretty ske
I recently worked with Joe Totah to secure a mortgage for my home purchase, and I cannot speak highly enough of the exceptional service I received. From start to finish, the process was incredibly smooth, thanks in large part to Joe's excellent communication skills and attention to detail. One of the things that really impressed me about Joe was his ability to explain complex financial concepts in terms that were easy to understand. He took the time to answer all of my questions and patiently walked me thro
We had such a great experience with our refi at Ladera Lending. Marlon Escota was fantastic to work with and we are 100% satisfied. We are saving money and it will make a huge difference for us. Marlon was helpful, friendly, and informative. He got back to us quickly when we had questions. We always felt like he was on our side and that he treated us like people with a family, and not just numbers in a bank account. We appreciated that. We recommend working with Marlon Escota with 0 reservations. Thank you
I had such a wonderful experience working with Kevin Hall and the team at Ladera Lending! After reaching out with some casual interest in to my refinance options, it didn't take long before Kevin knew he could help. I was able to upload everything he needed remotely and he worked out an option to get my rate under 3% and with payment savings of over $400 a month! Kevin communicated every step of the way and made the process quick and easy. From the initial phone call to funding the loan was done in under a
I would like to thank Craig for all of his help and support. Craig actually took the time to look at my situation and tell me what I needed to do to fix it. Craig actually took the time to explain every detail on everything so that I could understand what was going on. Craig made me feel like part of the family and I would like to thank you for that.
Kevin did a great job in giving us the information we asked for as well as thinking outside of what we asked and gave us other options that would benefit our situation to refinance. We had spoke to several different companies in the process of refinancing and Kevin outshone all the others. He keep in touch with us throughout the whole process letting us know what to expect in each step and responded quickly with any questions or clarifications we needed. The whole process was effortless and went by quickl
Paul was so awesome at helping me refinance for the first time. He made the process so easy and made sure it was the right time to refinance. He was very quick to respond with any questions I had. He was very informative and guided me every step of the way. He along with his colleagues who helped me out were amazing. Would highly recommend! :)
I worked with James Stopani to refinance my little home. I know our loan wasn't for much, and our house isn't worth all that much either, but James treated me like a king. Great communication, great at staying involved and on top of the process, and he never rush me while on the phone and answered everyone of our questions as best he could, or recommended who to speak to at our previous lender if he wasn't sure of the correct answer. (As they were more questions and decision that Well Fargo had to addres
We recently refinanced our mortgage through Ladera Lending. I was impressed with the entire team and how easy it was to work with them. I especially appreciated the assistance of Jim Henderson, our Senior Loan Officer. He was a pleasure to work with. He was always available to answer questions and give direction throughout the process. Jim is very professional, knowledgeable, and courteous. He helped to make the process so easy that our loan was approved in less than three weeks! I would highly recommen
Jacob Zapeda was great to work with. He took the time to explain everything really well, so that we were able to make the best choices to meet out financial needs and goals. He and the team at Ladera were very professional and easy to work with. I would highly recommend them.
I had A lot of credit card debt and some collections that needed to be paid. Brian and Lacey were amazing. They never gave up. They kept pushing on and got my loan figured out and closed. I am so happy and would absolutely recommend them. Amazing customer service. They were always fast to respond. No judgment from them. Thank you again for your hard work.
Josh is an amazing professional to work with. When we first started working with Josh, refinancing our first home, I was clueless and scared. He was very patient and understanding and walked us through each step. When I was worried and seeking other opinions and options he wasn't pushy, just helpful in educating us each step of the way. We have since been using him for many refinances and buying another home. I have recommended him time and time again and will continue to do so. An amazing person and profes
My wife and I were looking to refinance our home, with a simple google search and little information filled out, we had a phone call that night!! Kevin Hall, Sr Loan Officer with Ladera Lending, And let me tell you I was happy I answered that call! Kevin is, and was very personable. He made things for my wife and I very easy. He treated us like we're best friends or even family. He was most outstanding and extremely helpful, staying late, and making sure all our needs were met, and questions answered. Th
Marlon is absolutely the best. He came highly recommended by a friend several years ago and he's helped me out a few times over the years. I will continue to use him for my mortgage needs, as well as refer anyone who will give him a shot. We just completed a refinance on my home and we went from application to closing in under two weeks. Fast, efficient, friendly and better rates than anyone in my state!
Jimmy and Ed are the highest quality Lenders in the business! Very friendly, personable, and just Top Notch Men! Worked very hard to accomplish all my lending needs! Very pleased! Highly Recommend! A+++++
Working with Ross V. at Ladera Lending was an excellent experience. The entire process took less than 15 days start to finish. Ross and his team were professional and great about communicating throughout. I appreciated the transparency and options given. Definitely top notch at Ladera Lending with Ross!
Great experience refinancing my home loan with Ladera Lending. Jason Brewster was my loan officer, and he kept me up to date regularly with the progress of my loan. He answered any questions I had very quickly. There were times when he called me, but I was unable to answer, so he sent me a quick text with what he needed. I was able to text back without having to call back. I know this may sound small, but I prefer to just text whenever possible. I'm so glad I didn't have to play phone tag. Thanks Jason!
Mr. Kevin Tran was the gentleman we dealt with for our home refinance and we couldn't be happier with him. He was very helpful throughout the whole transaction, explained things we didn't understand (we hadn't refinanced a home in decades), and even helped me through computer problems. He returned my phone calls and texts almost immediately, which these days is a rare occurrence and was very appreciated. He was always professional and in a good mood, also something rarely seen these days. I really can't re
Ladera Lending gave me the best rate and the service was great. Mike Dooley and his team were fantastic! Easy to get a hold of when I had a question and always kept me updated as the process moved quickly, under three weeks for my refinance. Couldn't of went better or been more pleased. Thank you Ladera
Wow! We were really impressed with the coming together of three things in our refinance - lowest rate, great service, and quick closing. We had never heard of Ladera before but were encouraged by the good ratings. Sure enough, they offered a great rate and were available to us any time we had a question. They kept us up-to-date along the way and closed faster than any refi had had before. We highly recommend.
Alex Shah is the best. He walked us through every step of the refinancing process. Previous discussions with other lenders always made me feel like i was wasting their time, like they were doing me a favor. Alex patiently answered all our questions, explained each step and most importantly followed up if it seemed like we needed more time with something. Thank you for a thoroughly enjoyable experience, I would highly recommend Ladera Lending.
As first time homebuyers, we were nervous about the process and had so much to learn - but Paul made it a wonderful experience! He was extremely communicative and organized, explained the process in a manner that was easy to understand, and we had full confidence that he was on top of everything to ensure we would get the best rate possible. We would highly recommend working with Paul!
Marlon took the time to clearly explain the entire process and all of our options. He helped us decide the best option to meet our goals. He was very responsive by phone, email and text and answered all questions thoroughly. It was a pleasure to work with him for our refinance, very glad we selected Ladera.
Bruce R went beyond an atypical lender to help our family secure a loan at the best rate possible during a time of rates being at a historical high. He helped to guide us on ways to increase our credit score, pay down the rate, and obtain a loan that worked within our budget. Ladera Lending and staff were, of course, very knowledgable, but also kind, respectful, and very patient with explaining each process. I highly recommend this company and of course will utilize their services when it is time to refi
Ladera Lending, Inc. proved to be an outstanding organization. From my first contact with Jason Brewster through my final contact with On Kim-Paris, they we professional, timely, and highly responsive. The last time I had refinanced was about 10 years ago. They brought me up to date on today?s approvals and requirements with an overwhelming amount of patience. I'm a scientist so financial stuff tends to be very difficult for me. However, Jason made things clear and concise allowing me to make quick, easy,
Ross at Ladera made refinancing so easy! He and his staff were extremely transparent through the entire process and he communicated everything in a timely and easy to understand manner. Closing was very fast thanks to the great team they have assembled and others they partner with. Just can't say enough about the company, the people, and the process. Highly recommend contacting them if you are looking to refinance.
This entire process was one of the smoothest we ever went through. From the very first phone call to the last, Joe was very attentive. Everything was communicated to us very thoroughly and clearly either via email, phone call, or text. And his follow-through was outstanding! We never felt like we were in the dark in this entire transaction. That is customer service at its finest! We are very happy customers. We highly recommend him and his team!
My husband and I had reservations working with a company located so far away from our home. But we soon became very comfortable with Frankie Marino and Ladera Lending. They were very informative and helpful through the entire process. I was most impressed with the prompt responses from Frankie. He was always there for any question or concern we had. I would highly recommend him and Ladera.
Ross was amazing, and amazingly fast!!!! And, I got a great rate! He took the time to understand my needs and delivered on every promise he made. He is so knowledgeable and kept me aware of what was going on every step of the way. He patiently explained and even anticipated my questions and made the whole process smooth and easy- with no surprises! I would recommend him to anyone who is needing an efficient, reliable, competent, and trustworthy loan officer!
My Agent Mike Pendergast was fantastic. Very knowledgeable and thorough. A real pleasure to work with. He will answer all questions and truly provide the best product for your situation.
Ladera provides the best refinancing experience you can imagine. Joe Totah and his team are professional, efficient, and transparent. He communicates daily about the process and timeline. I've been more than pleased with the service I've received - I am a repeat customer. They take what can be a painful and protracted process and distill it down into manageable pieces all the while keeping you updated and pushing their team to provide excellent customer service.
Israel was my first experience with Ladera Lending, with Israel's upbeat style and vast knowledge he instantly put me at ease. He handled each step with professionalism with just the right amount of caring. I thank Ladera Lending for their insight in hiring a very capable, professional person such as Israel, he has the perfect mix of excellent people skills with attention to detail..again an all round excellent experience.
I am very comfortable with Michael and trust he is going to guide me in the best possible direction. Even when I had a severe meltdown in regards to the incompetent appraiser, Michael continuously talked me off the ledge and provided the facts and details I needed to come to terms with such an obscene appraisal from Property Rate.
From the initial contact with Sarah, her communication style was such, that you knew she was knowledgeable and forthright. Both these characteristics prevailed throughout the process. Sarah kept to a timeline and kept us informed on the next steps on a regular basis. She, along with Zack Green were both exceptional to work with - professional, informed, and follow-through. Our experience was GREAT because of Sarah, Sr. Loan Office, and Zack, Loan Processor. They are a great team! Ladera is very fortunate t
I worked with Jeff Cunningham to secure a cash out loan on my property in order to construct an apartment above my garage. He guided me through my options, explained every detail and helped me choose the best terms for my needs. The entire process took less than 30 days. Jeff also told me that he will review the interest rate of my loan in 6 months to see if I could get an even lower interest rate on my 30 year fixed rate loan. I am holding out hope that this will indeed happen. I would recommend Ladera Len
I was connected with Kevin after a Lending Tree inquiry. Kevin was very responsive, informative and up front about the entire process and what was available for me. Was never any pressure from him and he ended up giving me the best deal out of the several brokers I was working with. Kevin is very professional, I highly recommend working with him and will use him for any of my mortgage needs in the future.
I had the good fortune to work with Nate at Ladera Lending as I was considering refinancing my home mortgage. Nate was very knowledgeable and worked me through the process with ease. He provided all the available options as he listened to my needs and eventually the one that worked best for me. He also provided the means for giving the necessary documents easy. The whole process was relatively smooth and fast. Thank you Nate for your pleasant professional service!
Scott made our whole loan process easy for my wife and me who are first time home buyers. He was always available to take our phone calls to answer all of our questions no matter the time. I would highly recommend him and his team at Ladera for anyone looking to buy or refinance. You are getting the best deal and the best service that you can find in Southern California.
? We would like to express our heartfelt gratitude for all the care, concern and courtesy, Scott Jablonski of Ladera Lending inc. showed us while working tirelessly to ensure that our refinance loan was approved. If it were not for Scott?s guidance, skills and knowledge, we know the loan wouldn't have closed as quickly and smoothly. Scott?s mortgage advice, time, and efforts were amazing. We cannot thank Scott enough for his assistance. He responded immediately by phone/text or email to any of our questions
I was intimidated by the refinance process. Within the first few minutes of talking with Kevin Hall with Ladera Lending, I was reassured that the process was going to go smoothly. Kevin was always willing to answer any questions that I had, and he was always available. I really appreciate the time and effort Kevin took to fully explain things to me. I am extremely satisfied with his performance.
Chad was very professional, thorough and knowledgeable. He was prompt to answer questions and he always followed up to be sure things were moving forward and to insure there were not any more questions. The whole team at Ladera Lending was wonderful to work with. You can expect some referrals from me.
We refinanced our home mortgage with Ladera. Our contact was Patrick Creavy. We had a great experience. Things progressed smoothly and efficiently. Patrick was incredibly competent and looked out for our best interests and made great recommendations. Highly recommend Ladera and Patrick!
We were referred to Paul through a friend, and what a difference he has made in our home buying process! He did such a wonderful job of walking us through his role, what he needed from us, and what we should keep in mind when going house hunting. He was so quick with responses and when it came to putting in offers. His communication was critical in us being able to buy our first home and we are so grateful to have worked with him! Thanks Paul!
Garrett and everyone there were amazing to work with. They were patient with all of my questions and very knowledgeable. Not only are they great at what they do, but they are great people as well.
Jim did a wonderful job working our refinance. He guided us every step of the way, answering all our questions and anticipating our needs. His professionalism made the process painless. He has a great team that he works with to get the best possible outcome. Thank you Ladera Lending.
The folks at Ladera Lending are an absolute pleasure to work with. They are very knowledgeable about their business, presented me with a few different types of loans they thought would be best for me and then educated me on the differences. They were not only interested in getting me the best loan but were also interested in getting to know me. It was as if I was talking with a friend. There was no pressure whatsoever from these folks and they worked on my timeline (with great patience). I highly recom
Stephen Short was very pleasant to work with. He kept us informed every step of the way. He answered my calls and texts right away. He went above and beyond. We will definitely be working with Ladera again in the future and I hope it will be with Stephen again. I would recommend Ladera Lending to anybody!
I will say my experience with Ladera Lending was the best home refinance loan ever. Expedient, friendly, efficient and great follow through on the entire process. We worked with Jonathan Berry and he was excellent.
Jason was incredibly helpful and personable throughout the entire process. He explained everything clearly and was responsive, making sure to answer any questions I had thoroughly. In fact, Jason and his team worked hard to get us through the process efficiently so that we could close early, which saved us the stress of having to move twice. We'd recommend them without reservation!
Devang Anand, Sr. Loan Officer and Anabele Garcia, Sr. Loan Processor have been outstanding! We are so glad and blessed that we chose Ladera Lending! We will be back and have referred others about their friendliness and great service. They smooth out any rough edges while processing is being done and they are a good choice. When choosing, consider, Ladera Lending, Inc. and ask about their special programs! Thank you Devang and Anabele! Happy Customers
I can only say great things about my experience with Brandon of Ladera Lending. I've refinanced several times in the past and this was by far the easiest experience I've ever had. Brandon walked me through every step. He always called me after sending any documents to make sure I understood everything. If all of Ladera Lending's loan officers are as good as he is, it is a great company.
Scott Hemp with Ladera is one of the best mortgage reps I've worked with. Communication is excellent and I knew every minute where my load was and when it would close. Additionally, Ladera has excellent tools for loan application and documentation downloads and information uploads. This made the transaction smooth and easy.
Ladera Lending, especially Joe and Halli, were great throughout the whole process. Lending rules have changed over the years, and they helped us understand why so many forms of verifications of our assets were necessary. We close this coming Friday on a house that is going to give our daughter and granddaughter a whole new lease on life!! It is only 4.4 miles from us so we will get so much more time with them. Thanks to the Ladera Team!!!
Jeff Yubeta at Ladera Lending was great to work with. This was our second time dealing with Jeff. He communicated with us either by phone or email so we were constantly up to date during the loan process. He made it easy. We highly recommend Jeff to anyone!
Outstanding loan officer! Ryan kept me completely informed through every step in the process. When I had questions or reservations he responded and guided us through. Appreciated the customer service provided to really demonstrate he cares about his clients and their needs.
Working with Kris Hartmann at Ladera Lending was an amazing experience. He took lots of extra time to explain every part of the loan process. When we had questions, he would find the answers for us promptly and get right back to us. I love how easy he was to reach by text or phone. He would answer promptly. We also appreciated his patience and the wealth of knowledge he was willing to share. He also was able to get us a better deal that other competitors. Great interest rate and much lower closing co
I highly reccomend Jim Henderson! He was wonderful to work with. We refinanced our home easily and efficiently. The whole process was completely done online, through text and via phone communication. He is kind and patient in his communication and demeanor. We were able to decrease our payment by >500$ a month!!
Harvey is a wonderful Loan Officer to work with. He kept us fully in touch with every step of our refinance process with personal phone call and emails. His concern for our ability to understand all the steps we need to take and the step we needed to be involved with and with explaining area we my not have fully understood. I would not want to work with anyone else. If you are looking at refinancing or purchasing, contact Ladera Lending, ask for Harvey, you will be satisfied with the quality of service you
Jason refinanced my mortgage without any hassle and faster than anticipated. The whole experience was very smooth and pleasant. During the first phone he explained the whole process, I signed a few documents online, got visited by a notary, and in a few days got my cash out and had the mortgage refinanced. The rates and closing costs were competitive and that's why I chose them. I could tell right away that Jason was a true professional.
What a fantastic experience refinancing our home to a great rate. Garrett Bradshaw was all about my convenience, contacting me through my preferred method, calling me on a Saturday to ease my concerns (which turned out to be unfounded.) He approached me with the best case scenario and kept his word. His assistant Danielle was helpful and stayed on top of our process to keep things moving, making sure I didn't miss anything with initial paperwork and cause my own delay. She even helped me late on a Friday
Mike was always pleasant, patient and friendly to me. He kept me informed about what was required and loan application status. His responsiveness to questions and ensuring the process was done correctly. Also, excellent customer service and communication made working with Mike a great experience. I would recommend him to others for refinancing their home. May God bless him.
Kevin promised me this would be the easiest mortgage experience I've ever had, and he didn't lie! This process was smooth, quick and efficient. I so appreciated the use of online documentation tools. It could only have been improved if there were no requirement to print/sign/scan. Even that process, however was easy. Kevin is very professional and personable. I highly recommend.
Gene and his associates went out of their way to make refinancing a breeze. We needed to do immediate repairs on our house due to the wet weather but didn't know how we would finance the projects. After a quick call to Gene at Ladera, I knew what my best options would be and where to start. The paperwork came through quickly, my questions were always answered quickly and thoroughly and the process sped by. I have been very happy with the professional and excellent service I received at Ladera. Would d
I was helped by Ross Varahrami for my refinance. No hesitation to recommend Ross highly with 5 stars. He clarified all my queries promptly and kept me updated of all the relevant next steps via email / text messages as requested. I did not have to field numerous calls in the middle of a workday , I am highly appreciative of your team honoring my request . The process was painless and must confess with minimal stress( was not expecting that). We completed the paperwork from start to finish in 7 days!!
Nick and the others who assisted and advised us on our refinance were very helpful and professional. Nick routinely kept us informed on the progress of our refinance, and was very personable, making the process relatively easy as well as very comfortable. I would not hesitate to recommend Nick and Ladera Lending to anyone looking for a company to help with any mortgage or other financial needs one may have.
I just closed a refinance transaction with Mark Pascual and the team at Ladera Lending. During the process Mark was on top of everything and was very helpful with providing me the necessary information to make the right decision for my specific refinance needs. He and the team were always accessible to answer my questions and concerns. Considering the difficult times we live in, I was surprised how organized the process was from the beginning to the end. And of course the transaction wouldn't have completed
Jason Brewster is the Best !!! I have never had someone make the loan process so simple. He explains everything to you. Always answers your questions ( boy did I have alot of questions ) No hidden suprises. What he says is going to happen will happen. I will let all my friends know Jason at Ladera is the best. Thanks again Jason.
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Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.