Land Home Financial Services, Inc.

Land Home Financial Services, Inc.

Reviews Summary

The reviews present a mixed consensus. Many customers praise the company for excellent service, highlighting responsive, knowledgeable, and professional staff who made the mortgage or refinancing process smooth and stress-free. Several mention specific employees going above and beyond, resulting in high satisfaction and repeat business. However, negative reviews cite poor customer service, unprofessional behavior, technical issues with payments, and significant financial or logistical problems, including miscommunication and unmet promises. The overall sentiment leans positive, but the critical feedback underscores inconsistencies in service quality.

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Contact Information

Address

1355 Willow Way

Concord, California 94520

Hours

Sunday Closed
Monday 8AM-5PM
Tuesday 8AM-5PM
Wednesday 8AM-5PM
Thursday 8AM-5PM
Friday 8AM-5PM
Saturday Closed

Customer Reviews

If I could give zero stars, I would. This has been one of the most stressful and frustrating experiences of my life. Dealing with LAND HOME FINANCIAL SERVICES, THINK TRIO, and TRIO has been a nightmare from start to finish. My main point of contact was Guy Ramey, the Vice President of Loan Servicing - Default Escalations. Aside from him, their customer service was absolutely terrible and unresponsive. When I decided to pay off my loan, it took almost a month for them to send me a payoff statement ? even t

I loved our loan officer, Brian and he was really the only saving grace. Having my loan serviced by land home financial has been really exhausting. Every phone call with these people has been a rollercoaster. Between failure to follow through, to inaccurate information provided by reps, I'm absolutely shocked they're in business. I have spent over $150 in postage alone because they're too cheap to pay for labels and we've sent the same insurance checks back and forth 6 times. I have more than one open issu

My gratitude to you and your entire team for the exceptional services you have provided me as a lender. Professionalism, expertise, and exceptional customer service have made my experience truly remarkable. From the very beginning, Craig demonstrated an understanding of my financial needs and was able to offer me tailored solutions that matched my requirements. Craig provided me with insights and guidance, helping me make well-informed decisions. The promptness in processing my application and keeping me u

I trust Dave and his team and feel like they got us a great rate. He is very experienced. The process was fast and easy. We ended up with the same deal and rate he initially promised (I've had the details change last minute when I worked with other companies). In addition, unexpectedly he paid some of the fees for us. We are a repeat customer and they did a great job!

Derek was referred to us by a friend after we weren't happy with the Credit Union we were using and I'm so glad we made the decision to go through him. He is everything we could?ve asked for in a lender. He was great to work with. He is super knowledgeable, professional, quick to respond, & was very helpful throughout the entire process. I highly recommend him to anyone looking to purchase a home & will definitely use him in the future again.

When the whole process started of buying our first home, Alissa helped make us feel like everything would be okay. We trusted her to find the loan that worked best for us and let me tell you, she never made us question if this was the right thing or not. She offered her advice and comfort in ways I didn't expect working with a lender. She truly wants what's best for you and is on your side 100%. Thank you SO much, you've been amazing! Highly recommend LHFS. Lisa has also been very helpful and encouraging us

Phillip and his team were a pleasure to work with! He was always friendly and made time for any questions we had. As first time home buyers, my husband and I greatly appreciated him walking us through every step of the home buying process!

My Husband and I started working with Richmond Chester in 2021! We had property title issues and cleared them up in 2022. We decided to get the ball rolling again in March 2023. In April we ordered our home. Richmond worked closely with us during the process. We also dealt with BJ Banks and Stacey Hawkins. They were all professional and quick to respond. We just closed our home loan today and are ready to move into our new home!! I HIGHLY recommend any Land Home Financial Service. If each office has e

Betty's knowledge of VA and Conventional Loans is outstanding. My wife and I absolutely valued her trustworthiness and insight throughout the loan process. Furthermore, she went above and beyond with her communication. She always responded to my texts, calls and emails within short timeframe. Would absolutely work with Betty again, and will definitely recommend her to family and friends!

Dan and his team were awesome! Everything was done quickly and effectively. Dan made himself available all of the time to answer any questions or concerns, however there were very few. Most of my questions were answered long before I every asked them. All of the people on his team shared the same happy and positive demeanor. The whole process was smooth and pleasant. Dan is a true professional and a pleasure to work with! I do highly recommend him and am happy to be asked about my experiences with him to ve

Phillip and his amazing team made our home buying process stress free and extremely pleasant! They always answered our questions right away with a phone call or an e-mail. They guided us through the whole process and let us know what was needed from us. They never made us feel like we were alone and kept us in the loop of everything. Phillip always made sure we understood what was going on and always seem to have answer or a solution to any issues that came up. Phillip and his team went above & beyond and

If I could give a 0 star I would. The lender in Shreveport Louisiana Tricia kept lying to us the entire process. Had to call the corporate office to find out what was going on. The closing happened two weeks late. If she just would have communicated what was going on it would have been okay. But she kept saying ?we are close hopefully tomorrow?. Well that was not the case. Then there was Adam who is in Florida who had his hand in the pot which almost busted the deal. In 28 years of being in real e

BEWARE! I purchased a home a year ago and went thru Land Home Financial Services. The branch manager handled my loan and he was a joy to work with. I asked and they agreed to include property taxes and insurance with my mortgage payment. My payments were based on my purchase price in regards to the tax impound. Big mistake. They have failed to pay my property taxes incurring many hundreds of dollars in fees and penalties which they refuse to cover. The manager in the tax department, I won't mention he

Never deal with mark he is the worst officer you could have. Kim is fantastic tho. Mark gets mad and starts cussing and threatening to back out of the loan. company is great DONT DEAL WITH MARK!!! Will make moving worse than it already is!

Very impressed with Working with Derrick! Made the whole process go very smoothly! Derrick kept me updated every step of the way and definitely would recommend family or friends looking for a loan to work with Derrick!

My experience wish Land and Home financial was perfect. Josh is excellent with his work. He was always available to answer questions we had, he was very helpful in every step during our process of buying the house. We also close at the right time. If I was to buy another home I will still work with Josh

Nathaniel and his team were absolutely amazing to work with. After being turned down by another lender, they turned our experience around with a quick yes. They communicate well. They are quick to help. I have never had a better experience with a lender and this is our third time buying a home.

I had the pleasure of working with Marc yu. Marc was very honest and knowledgeable, he kept me informed every step of the way. Once Marc had my loan approved he let me know that I would now be working with his realtor Martha Macias. He also told me that I could contact him anytime. I met Martha Macias and she was also very honest, nice and knowledgeable. Martha didn't rush me, she took her time and answered all of my questions. Marc and Martha were both so genuine, it makes me want to buy another house just

I am so pleased with the service we recieved from Land Home Financial. Craig Greenberg was awesome. We were first time home buyers and he was very patient with us. He made sure that we were kept abreast of each stage. We will definitely recommend to family and friends!

Lisa loves her job and loves to help people amd it shows in every step she takes. I was dealing with another lender that had my loan going totally sideways and wasted over a month of my time. Someone suggested Lisa and Lisa fixed everything in 2 weeks. There aren't enough words to describe how GREAT Lisa Sampson is. Would definitely recommend Lisa AND Land Home!

The team was Amazing!! Michael made purchasing a home so simple. He responded so fast to texts and emails. He gave me specific answers to all my ?newbie? questions. I will be recommending Land Home Financial to everyone I know !!

Craig Greenberg is truly top notch loan officer and Land Home Financial should be lucky to have him in their camp. Many lenders don't want to be bothered with doing extra paperwork for down payment assistance programs but Craig goes the extra mile and had years of experience with Land Home Financial and Wells Fargo. I had a 4 year housing journey and I am now entering my home with approximately $50k worth of equity. Land Home Financial please give Craig a raise and extra vacation time. He truly deserves it.

I worked with Michael Hoegler and he made my experience being a first time home owner simple. He is very knowledgeable and helpful. He helped with my process all the way through and answered all my questions and concerns. I would highly recommend him if you want to have a great experience.

Eric Ranck was fantastic to do business with. I highly recommend him. He was very thorough and kept me well informed of my options throughout the entire process. He definitely worked hard to help me get my forever home. 5 stars all the way!

Mr Craig Greenberg is an Awesome Loan Officer. I would recommend him to anyone who is looking for a great loan officer. I just closed on my first home with his help. He was Always polite, professional, and always ready to answer any questions I had. He always kept me up on the status of my home process. I never had to wondered well what's next. Mr Greenberg, was truly a blessing in my home buying process! Thank you Mr Greenberg!!

Called on 11/23. I spoke with 4 different representatives before I asked to speak with a manager about my current mortgage situation. The 1st associate told me they could respove my issue but wanted me to go through their service department 1st and if that was unsuccessful, then she would be willing to assist. After recieveing nothing but automated tellers at the service center I called back and asked for management. The manager then claimed to be in a meeting and would call me back. I waited over 2 hours f

Lindsey Tagen was not just my loan officer but a friend who I could depend on throughout this entire home buying process. My mind was at ease knowing that she was keeping us on track and on time for all deadlines. I wouldn't recommend anyone else for your home buying needs! My wife and I will always appreciate the hard work she put in for us!!!!

We have been in a construction loan to Mtg loan process for about 1.5 years with David at the concord branch. From the beginning there has been miscommunications, misinformation and lack of updates. Dave must have gotten our file confused with another file at some point. This confusion not only costs us a lot of money but it cost us a lot of time (several months), as were were wrongly told that my fianc? was required to be on the loan (since my name was only recently added to the property) and due to his po

Emelie was excellent to work with. She went above and beyond what was asked for. We had an issue with our current lender and her team was relentless in getting what we needed to close the mortgage. I would recommend her and her team to anyone looking for a mortgage. Thank you very much for hard work!

My loan officer, Barry Johnson, was a pleasure to work with. He took the time to explain each step and pushed through to ensure the deal closed at the best possible rate and payment. I would definitely recommend Land Home Financial Services and Barry Johnson. With the two of them this was a see less process that closed on time

Bryan was great to work with during our refinance. Refinance went smoothly. Easy to submit documentation required even during these crazy times. Process stayed on track. No issues closing on time. Answered all questions quickly.

Derek was there for us from day one. Any questions I had or information I needed, he got it taken care of in a timely manor. Derek was able to give financial advise that lead to a smooth purchase. Thank you Derek!

Jacob Kuzman was our mortgage banker and he was phenomenal! I identify as an analytical person and he was so patient to answer all of my questions. He even went so far to understand that he could anticipate my next questions and have options ready. There are many choices in a refi and he did an absolutely outstanding job in all facets. I plan on following up to map out the next step for my portfolio and will easily say he will have my business again in the future. If you're looking for someone who know

Linda Roberts-Waite is fantastic! After initial inquiries for a refi resulted in four similar offers, we went forward with CitiMortgage because they were our previous servicer (we thought that would make it easier - hah!) After two months of getting the run-around and no real progress, Linda happened to email me to follow up on my original inquiry. I am so glad she did, and that we decided to switch over to Land Home! Their online process went very smoothly, and it was a pleasure to work with Linda?she was

It has been an absolute pleasure to work with the team at Land Home. Renee and Colleen, in particular, went above and beyond on multiple occasions with our loans. Working with them is more than just a transactional experience because they provide strategic guidance that you will not find everywhere. It's comforting to know that the folks here are truly looking out for our best interests.

They get the job done however, if you like deal with people with sarcasm attitude and condescending tones. Also seem to respond better to email than a quick phone call. not my favorite. Called to get a new agent and was like pulling teeth. not my favorite and in the end I probably are noing with them for my refinance because they have high costly closing fees. shop around before you lock with these guys.

I worked with Galina Solonenko. Professional, organized, consistently reached out to let me know the progress of the loan. She is easy to reach by text, email or phone call. Whatever worked best for me. I appreciate to have met her and worked with her on the home-buying process

If you want a smooth home buying experience I would highly recommend going through Derek! He was very quick and made a very daunting process very painless.

Worst Mortgage Company in The country. It is impossible to make a payment online -- worst website I have ever encountered. Because you have to mail your payment every month - make sure you do so weeks ahead of due date. They will frustrate your efforts so you will be charged a late fee. (We deal with lots of mortgage companies as real estate investors and have not had this problem with any other company.....)

Todd was so great! We had banking issues and Todd was able to pull some strings to allow us to close on our closing date! Super thankful for everything he has done! Highly recommend

We have use LHFS twice in the last two years working with Jake Olson both times. Our experience has been great as Jake is extremely knowledgable, helpful and flexible to work with with whether it is an initial home mortgage or refinancing your home. We would recommend to others or use them again.

Kevin Roy is a total gentleman. He made obtaining and closing our loan so easy. He Always retuned phone calls promptly and took the time to explain what was needed. I would highly recommend Mr. Roy.

Oxana is the best professional we have ever met in any business! We were so lucky that Oxana took care of everything that was required for us to get a mortgage. She is an incredibly cordial and nice person! Thank you so much for making our dream came true!

Recently we refinanced our home through Land Home. Austin Clarence helped us with every detail of the process. It was so convenient to be able to complete the forms online, ask questions vis text/email and have the Notary come to our home to sign all the paperwork. If you are looking for a great mortgage company, this is the place to go. Thank you Land Home Financial.

This company by far is a hoax and a fraud. My parents home was struck by lightening months ago and the insurance company State Farm wrote the insurance check in both my parents name and Land Home Financial's name. My parents endorsed the check and sent it to this unprofessional pool of thieves. My parents are older and I and my siblings have called and requested return calls without any follow-up till this day. My parents have been informed of so many reasons as to why they haven't sent their check. Guy Ram

Amazing team. It was a pleasure to work with Oxana, Amber and everyone else who worked tirelessly to get my closing done in record time. True professionals. I could not be happier with how things turned out. Record breaking closing time. They sure know how to make their customers happy. I will recommend Oxana and the team to everyone I know. Thank you all!

I worked with Madison on refinancing my home and she was AMAZING! She was so prompt on email replies. She was able to answer all my questions. She made the process incredibly easy! She was fantastic!!

This is the 4th loan we have done with Michael and it's always a breeze! He makes everything simple and clear and is very easy to communicate with. Michael is phenomenal and we will always come to him for our mortgage needs!

Frank at the Pasadena location was able to get our refi in within three weeks and helped us get the lowest rate out there. Frank has done three refis and one new home mortgage over the past six years and has always delivered trust-worthy, quick, and problem-free loans. We are able to sign most of the docs online and just required one short in-house notary visit to finish everything up. You can't go wrong with Frank!

Richmond Chester from Land Hime Financial did a great job getting us through the home loan process. He was professional, and always answered our questions. I highly recommend doing business with him.

Emelie Maybrook helped us secure our first property. She is very thorough in every aspect of the process, carefully explaining in detail every situation encountered. She is extremely knowledgeable and experienced in her field and definitely recommend that you use her services if you are in the hunt or in the process of securing your first mortgage or refinance.

Barry J. Johnson and the Land Home Financial team were amazing! Their passion for helping individuals to the next step in life is apparent. Very professional and efficient! Job well done!!!!

Tommy and his team were fantastic! Friendly, knowledgeable, and always available. The handle every issue from start to finish like true professionals. Great Experience!

I can't say enough wonderful things about Lisa. She blew me away from day one. Lisa not only was great with communication but helped us close with an awesome rate and in a timely manner. She delivered everything as promised and more. Thank you!!!

Land Home made my refinance experience very easy and pleasurable. Charles was ideal and answered all my questions very thoroughly making the entire process completely unstressful.

very helpful and responsive. I did the refinance with them and my loan was just closed few days ago. the whole process took less than 2 months and I was able to get a pretty good rate. well worth of 5 stars.

Lisa Sampson was extremely helpful during the entire loan process. She was very knowledgeable and professional. I would definitely work with Lisa again in the future!

Land Home Services, and especially Adam, were and are incredible. Made every step easy, communicated everything, acted as a consultant. The next time I buy a home, it will be through them

Jim has helped me in refinancing my home mortgage. Jim was clear and honest, very responsive. Jim always answers my question and directed me right. Jim gave me possible options and recommended the best one for me. I always recommend to work with Jim

Dave and his team did an amazing job. They made this process go smoothly. I would definitely recommend Land Home Financial to anyone.

I worked with Adam Mervine and he was truly a professional. He helped me through every step of the process and was always there to answer questions. Cannot recommend him enough.

Frank, Thank you for your professional expertise in handling the refinancing of our property. We appreciate your attentive, friendly and thorough service. It seems that you truly enjoy helping your clients!

Barry Johnson is the guy you want to talk to. I can't tell you enough how awesome this guy was. The process wasn't the easiest for me because I wasn't as prepared as I thought I was. But he got me to the finish line and we closed on our first home 2 days ago. I'm still emotionally in disbelief. Thank you Barry!!!!

If I could give them a negative 10 I would. This company and it's representative not only left me $2300.00 financial loss out of pocket but also homeless!!! From the branch manager in Jupiter, FL who I was dealing with, Vincet Fiordilino, to David Ornelas and lastly VP of Sales, Tony Wicke, all seem to disappear after I emailed them all the receipts and demanded my money back. What a shame and poor representation of a corporation! People BEWARE PLEASE!

If his name isn't Derek Harjas you don't have the right person. He's an awesome guy and he will forever be someone I show much gratitude to.

I just received the rudest response from Loan Officer Kim O'Neil due to us choosing a different lender. It was the most unprofessional experience, and I will NEVER be using her or this company ever again.

Jacob provided great service once again in the refinance experience. I would not hesitate to recommend him for all your home buying needs.

They (Craig and his associates) were very helpful everything went very smooth for me. I would recommend Land Home Financial to everyone I know of looking for a mortgage.

Craig is a ROCK STAR, he refused to give up on getting my loan processed. He worked into the late hours to make my homeownship dream a reality....Thank you Craig

Nickie has always gone above and beyond for me. I know she has my back 100%. She's there anytime I have questions and sooooo comforting and nice.

Lisa was great to work with on my refinance! I was able to get a great rate, and she made the process seamless.

Tom is a fantastic loan agent - very professional and efficient! It was a pleasure working with him, and I recommend him highly.

Great experience working with Richmond Chester at LHFS. He is professional and easy going, thorough and efficient.

Working with Pete and Land financial Services was such a great experience. They went above and beyond to help me through the process and would recommend them to everyone I could.

Dan Larkin is an expert who enjoys helping and educating his clients. Highly recommend him.

Melanie was very thorough and helpful through the entire process. Very knowledgeable, patient, and kind.

I had the pleasure of working with the Florida branch, and they are extremely professional. Helping you in any way possible.. Highly recommend this company!!

Tommy was very helpful throughout the process. He replied all our questions on time.

Great job. Mr.Brauchler is very professional guy,his always on top of everything.thi is the second time he has helped me with a loan.He answered every question I had

Melanie and her team of professionals made our home purchase absolutely painless.

Craig was very proactive who went over and beyond to assist me during my home buying process.

My experiences was worth the time & experience being a first time home owner Gene Turner was great to work with.

Very poor communication from this company with to many ppl doing the same job! I received my loan approval 2 hours before an incorrect closing time! Stressful and disorganized.

Their service was great and delivered what they promised. I would highly recommend Carole Pope at Land Home Financial to anyone.

Craig was amazing helping me on everything I would recommend him to friends and family.

Amazing service! Was there every step of the way and able toanswer any and all questions during and outside normal working hours!

I am one happy and satisfied new home owner. Thank you Austin Clarence of Land/Home Financial Services.

Absolutely the best experience I've ever had first home I've ever bought even with covid-19

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