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1 Corporate Park #200
Irvine, California 92606
I have been receiving offers from Liberty 1 for a while now. I decided recently to accept an offer. My personalized web page said someone would call. No one did. I then received an email indicating I should call. No one answered. I left a message. After 5 voice messages and 5 emails.... Still no reply.
Bait and switch company. They do not help with loans. They instead talk you into paying them to negotiate your debt with your creditors which you can do on your own at a fraction of the cost. They help ruin your credit score, cancel any credit you have, run up high interest and late fees while making money off you. Run away!!
So basically their a referral service for "bankruptcy" attorneys. They want you to default on your credit cards then they will request a pay off amount. All the 5 star reviews are from ghost writers with 1 and only 1 review so this tactic is deceiving enough for you not to trust this.
Nice flyer touting up to 110K at 7% interest. I took the bait. Applied for a lesser amount. Wound up speaking with a congenial fellow. But was all a waste of time. Their offer: small loan at crazy high interest. Dont bother.
liberty 1 financial the are the best to work with customers services is the best Gina bazzi she is the best very helpful with my mortgage Chris thank you
Marc and his team analyzed, answered questions and concerns we had throughout the process? faster than the mortgage company we'd been working with; adding cash back into the deal.
I spoke with Mr. Gonzalez yesterday. He said I need to check something out. I will call you back within the hour. He failed to contact me back. Total SCAM!
It is not always easy to meet such a reassuring loan organization! I did with Liberty 1 Financial and I must admit that they were very impressive. I needed an urgent loan to finance my child's studies outside. Customer service did not hesitate to receive my file and process it immediately. All the staff were proactive and I was more than satisfied with their know-how. A big thank you to the director who was a great help and especially listening to my intentions. And sincere thank you to the whole team for t
Anyone who charges 35.99% on a loan is a CRIMINAL!! NEVER ACCEPT a loan with Liberty Financial BANKRUPTCY 1!!
Impeccable customer service made up of professionals in the field. 3 months ago my loan was granted to me. I wanted this loan for the purchase of a new car. I was more than delighted with their know-how and very amazed at the attention they only gave me during the whole process. The speed in the processing of the file seemed to me so surprising. They advised me and with the different repayment possibilities, I know that I will be solvent. A hello on the way to Faith who has been a great support to me and wh
I received a letter in the mail stating they could offer loans from 5.9% to lower high interest rate credit card debt. I spoke to a guy named Justin and he goes on and on about my credit situation which I already knew, that's why I called, and then he starts talking about some kind of attorney representation. I'm not looking for that ? I just wanted a lower interest loan. Don't even bother wasting your time calling them. They're a fraud and a bait and switch.
Liberty1 Financial has been there for me for the past few years. I have taken out a personal loan and 2 business loans and they have always treated me very good. They offer prepayment discounts and have gave me better terms each time since I have paid them back and developed a good relationship. They are easy to work with and have been amazing so far.
I am already on my 3rd loan with them. Liberty 1 Financial offers you a quality service and has the best in the execution of its tasks. Already at the reception, I feel comfortable thanks to the welcome of the staff Then, it is the customer service that puts you at ease, listens to you, advises you and together they offer you a plan that facilitates the repayment of the loan. It's just wonderful to have met them. Finally, the interest rates are so attractive and you have the opportunity to repay at your own
About a year ago I sought out reduce my debt before I retired. I was contacted by Anastasia from Liberty One Financial she walked me through the process step by step and sent me sample letters through email. She made so easy for me. She I could call her any for help. A year later she still there and always helpful. I don't usually give reviews but she and Liberty 1 Financial earned this one. This is a 5 Star Company you can't go wrong with them.
I applied for a loan at a few different financial institutions and ended up moving forward with Liberty1 Financial. They were very transparent along each step of the process and had a better rate than the other companies. They also seemed very sincere in helping me find a loan that is a good fit. I am happy to be working with them.
This was honestly one of the best experiences I've had with a financial firm. Sarah was amazing and very caring. She helped me get my loan setup and is still available for me with any questions months after funding. She has made me feel very comfortable about applying for a loan and being able to pay it off. Thank you for everything.
I received a letter in the mail for a loan up to 45k. I have some debt that i just took out to start a business. Ty acted as though he was taking my information for a loan approval. then when he returned with terms 3 days later, they were for a program where lawyers would fight my credit card debts. still presenting it like a loan though. $1032 a month for 37 months for $88k.... well that math didnt add up so i kept reading and found that i have been mislead by Ty Cabrera and Liberty 1 financial. you guys
Wonderful group to work with. They are very knowledged and have a lot of experience finding the right loan. I was approved within a few hours of applying but I was told to hold off another day as they worked on finding a better option for me. The next day I was presented a better offer! I honestly would of taken the first loan but I listened to their advice and they delivered! Amazing customer service!
I had a good experience working with Liberty1 Financial. They showed a lot of respect during the process and never belittled me or pushed for closing. They were patient with me and answered all my questions and issues. I even went over the other option I had with another company with them and they helped point out a few details that I wouldn't of caught (No prepayment discounts etc) I am more than happy with the service and highly recommend them for any loan purposes
Very shady and sketchy. Spoke to the first person and seemed great and was going to help payoff my debt, get me a lower monthly payment, sounded awesome..... i agreed and signed up and THEN they transferred me to a lawyers office that TOLD the truth, 2nd line out of her mouth was, you have to default on all credit cards for MONTHS!!! UM.... Greg had just told me they were going to be making those payments!! NOPE, an absolute joke and very deceptive practices.
Liberty1 Financial has really helped me and my family out tremendously. We had a situation that we could not overcome and needed a loan to cover us. Liberty1 Financial gave us a good offer and didn't take advantage of our situation. I am very thankful for all that they have done for us.
I have been going to Liberty1 Financial for a few years now, and I have already paid off one of the loans I had with the company. I kept renewing because it helped my credit score (drastically). When I call, theyre always very polite, sweet, caring makes you feel like part of the family. I have gotten loans through different companies, and Liberty1 Financial is by far the BEST place to help build up your credit or if you just need extra money! I would highly recommend them to anyone!!
I am a big fan of Liberty1 Financial and have referred a few friends/family members there. They saved me a lot of money by getting me a consolidation loan and didn't require me to submit assets as collateral. The process was simple and they offer good rates. I would highly recommend for anyone seeking a loan.
I've been a customer of Liberty 1 for a couple of months now and I'm extremely happy with their service. I've been so impressed with the fast turnaround time and their knowledge. They do a lot to guide you to the right choices. There is always someone to help out so you do not have to worry about being overwhelmed
Applying was pretty simple. They requested some information from me that was easy to provide and called me back before the end of the day with loan offers. Once I decided which option, I provided some closing documents, Docusigned the agreement and had a funding call and I was done. Thank you for making the process quick and convenient.
Having a trustworthy financial instituation readily available is very important to me as a business owner. All details are fully explained prior to accepting any funding. I never had an issue with paying the loan off early and having more funds available. Great company overall to work with.
Had a great experience working with Liberty1 Financial. They were quick to reply and conducted business in a very professional manner. They pushed my file through their process quickly and I'm happy with the overall experience.
I would highly recommend Liberty 1 Financial for a loan. They do a great job explaining the process and what they are seeing with my credit and abillity to get approved. Not only that, they coached me on how to qualify for better options in the future and how to fix my credit etc.
I had a good experience working with Liberty1 Financial. I applied at a few places and they only wanted to lend me a small amount that wouldn't benefit me at all. Liberty1 gave me a good amount of money and at a decent rate. They definitely earned my business
I always preferred working with someone face to face especially when dealing with finances and i've always hated doing business with someone over the phone. With Covid going on and to keep my family safe, I decided to give Liberty1 Financial a try after talking to an agent for a good amount of time and doing my diligence. The transaction was very smooth and very simple. I was a little skeptical with how easy the process was but I received funding and am very happy with the business! I happy I gave the the o
Customer service was exceptional. Liberty 1 loaned me the money we needed when others wouldn't. They were very helpful and informative throughout the entire process. I would recommend them if you are seeking a loan.
I had an awesome experience with Liberty 1 Financial. Most of the application and contracts were completed online. They are methodical, fast and honest. I am so grateful for all the help they provided me to get everything done.
I havent felt this stress free in years! I applied for a consolidation loan with Liberty1 and they have helped me out a lot! I never imagined getting myself in so much debt and getting out of it was an even bigger struggle. I always thought, just pay a little above the minimum and I will eventually be debt free but that is not how it works and I found out too late. Thank you Liberty1 Financial for everything. You have truly been a life savior!
The application process was fairly simple and didn't require as much paperwork as I was anticipating. One submitted an agent reached out to me to go over the application, explain how the process works and answer any questions I had. My approval came in the next morning and money in my account the day after. Really simple and to the point.
Liberty1 Financial helped me out when others wouldn't. I was a little over leveraged and was having trouble getting approved until a family member recommended Liberty1. They took good care of me.
I was in a bind and needed to get a loan quickly. Liberty1 Financial's process is very quick and simple. They were able to approve me and fund me the same day. Amazing company and service.
They have a good system that allows most of the stuff to be filled out and submitted online. The process was very streamlined and convenient. They took the time to answer questions and gave me time to decide on the loan options. Great overall experience.
The team at Liberty1 Financial was great to work with. Their technology makes the process very convenient and have provided me with great customer service. I recommend them for any loan purposes.
Easy overall process. Online application was quick and to the point. The agent that assisted me was very professional but personable at the same time. They were responsive and made the process enjoyable. I am happy they are technology savvy and made the process a lot easier
I had a very good experience working with Liberty1 Financial. They seemed to put their clients as priority and were really patient and customer oriented. They made sure I was on the same page as them in every step and even after funding.
I was about to accept a loan from another company when a family member suggested I compare my offer. I applied with Liberty1 Financial and am happy I did as their offer was better and their customer service and way they conduct business made me feel a lot more confident about working with them.
I received reminders of my appointment several times. She really listened to what I was saying and got back to me right with information. She was patient with me as I accessed all my accounts and helped me with the loan.
The application process was quick and easy, and the loan officer I worked with was incredibly helpful and responsive. They were able to answer all of my questions and guide me through the process with ease.
The customer service I experienced with Liberty1 was exceptional. Their availability to address any inquiries and offer assistance throughout the entire process was outstanding.
Liberty 1 Financial saved me from BK. I got into some health issues and fell behind on a lot of my bills. It was literally me trying to decide to pay bills or make sure there was food at home (yeah that bad). My sister suggested I apply for with Lliberty 1 Financial as they helped a friend of hers out, so I did (nothing to lose). I am very very happy with their service and their ability to tackle debt.
I'm being sued by a CC that they was suppose to take care of, the situation spiraled out of control with in 9 months of me not paying the CC, the representative Joe that had signed me up for liberty is no where to be found, my 2nd card that they was also suppose to handle, I handled it on my own, settled with them for less than half my debt, do not trust any consolidation company, they never do what they say they going to do & everyone I know that tried to join these types of programs also had bad experienc
Great group to work with. They answered all my questions and made me feel very comfortable with the way they handled themselves and conducted business. The rates worked for me and I highly recommend them for a loan.
I had the pleasure of working with this wonderful team! They were so responsive to all my queries and made sure that everything was answered in a timely manner. I highly suggest them if you're looking to consolidate your debts with a WAY lower rate
Probably my best financial experience i've had. Each member I interacted with was very pleasant and beneficial. They gave me all the information I needed and there was no sneaky bit to it. Everything is upfront and nothing hidden. Overall a great transaction.
I received amazing customer service and met the best folks too!! I would recommend anyone to go see those great women at the Liberty Finance in Centre .
Thank you Ken for all the help and getting me setup with good options! You kept reassuring me throughout the process and even though I was in a tough situation you were able to help me out. I highly recommend Liberty 1 Financial.
They were a godsend in helping me out in this time of need, while everyone else didnt try. Super friendly, and nice, always making you feel welcomed. All the staff there have gone above and beyond in helping me and my family with our loan needs. Highly recommend it!
Liberty1 Financial really made me feel comfortable and at ease at a time where I was financially struggling. They took great time to explain everything in detail and walked me down the path of success. I am very grateful and thankful for all your help!
The process was quick and we didn't have any hiccups along the way. They didn't keep coming back and asking for more information, it a was very straight forward process. This is a very reliable company to work with .
The process was very simple to get the funding I needed to consolidate my debt into a much lower interest personal loan. Dante was great and helped every step of the way!
If I had the ability to give more stars I would. Thank you for everything you have done for us and being able to expedite things. You have been an amazing company to work with and I look forward to future business as well.
I took out a loan through them and it was an extremely easy process, good service and I have no complaints. They took great care of me and go tme a good loan.
SCAM! Stay away! They ask you for your bank info before they send you any lending agreement. As soon as I said I will not provide my bank info without a written agreement the guy hung up. DO NOT give out your bank info! SCAM! SCAM! SCAM! If it sounds too good to be true, it's not legit. These people should be banned. Scammers trying to take advantage of working people . SHAME ON YOU!!!!!
My expectations were met and the service was very precise,they went above and beyond helping me solve my problem. and most of all Mary Larson wasn't a sales agent,she was a friend who really wanted to help.
I applied for a loan late last Tuesday, money was in my account Thursday morning. Process was very smooth and simple. Rates were acceptable.
Application was easy and filled out online. It took them a few hours to approve me and I came back a day later ready to move forward and closing was quick and easy. Very hassel free process
I'm always wary of different mailers bombarding me. Liberty1 caught my attention because they have great reviews when it comes to their dedication and process. I'm ver pleased with the outcome of my decision and get to pay all our high cost credi card debt.
I was very pleased with the loan I received and the outcome. The monthly payment was affordable and they gave me the right dollar amount. Great service.
I needed to move cross country to live by my aging parents and needed a loan desperately to get started. Liberty1 kept is simple and hassle free to get just what I needed, I would use them again and for any of their services.
I had a loan offer from another company and I decided to compare offers so I also applied with Liberty1 Financial. They blew the other offer out of the water and easily earned my business.
Satisfied customer right here! They did what the promised and I am glad I decided to work with them. They are very diligent at their work and make sure to find the me a program that I agreed with
They were able to consolidate a lot of my debt that other companies and banks wouldn't. They are thorough and do a great job covering all angles to find you a solution that works.
Thank you for helping me find the right loan for me and not adding any pressure or sales tractics to get me to accept an offer. Your company has been a great help and you are highly recommended from me.
Liberty 1 has provided me excellent service. I have borrowed from them twice now and am very happy to be a client.
Sarah was a very lovely person to work with. Never once cut me off and answered all my questions repeatedly. Wow was she patient with me. thank you Liberty 1 Financial.
Liberty1 Financial stands out for their exceptional customer service and in-depth financial knowledge. They are my go-to for all financial matters!
Kyle took the time to explain the full process and answer all of my questions thoroughly. He was able to get an increase on what they approved me for and it worked out perfectly.
The closing on the loan was really effortless. The representative was very helpful and they streamlined everything. All my questions were answered and they are always available when I need them.
I am happy with the service I received from Liberty1 Financial. They were very transparent and everything was upfront and fully disclosed. Wonderful group to wor with.
I highly recommend Liberty Financial and Dante Lee, their Senior Loan Advisor. Dante really listened to my needs and with his expert knowledge and personable, friendly manner got me the loan program I needed and saved me thousands of dollars! ????
Excellent experience from start to finish. After doing my research on what is the best loan company, I stumled upon tjeir mailer and tried it out,. the best decision I've ever made
They are all knowledgeable, thorough, clear and quick . Todd's attentiveness has made this an easy process and I feel like I am in good hands for my future financial goals.
The Liberty1 team made the entire process from start to finish easy and enjoyable. I hate filling out and gathering paperwork and they made it stress free. Thank you
Tyler was a pleasure to work with from the start. His servie was quick and he made the process very easy for me. Thank you a lot for your help
They are very professional and really focused on my needs. I never had a hard time reaching someone and they were always happy to assist me. Thank you
Best customer service and attention to detail I've experienced in a while. They were very professional and were able to make a few slight adjustments along the way in order to get me the best offer available.
Liberty 1 Financial earned my business by answering all my questions honestly and not misleading or lying to me. You can tel when someone is being honest by having direct answers and not going around the questions. Thank you for your help
They took great care of me and provided me a better loan than I expected. They followed up with me a week after funding to make sure everything was going well.
I had to rate them with one star. This is the Murfreesboro TN branch. I had a terrible experience with this branch. The teller name is Cindi. She has a bad attitude and sent me through hoops to make a withdrawal for my money.
They were able to consolidate my debt and get me into a much better situation than I was in before. Great work and amazing products!
I was grateful for the wide array of loan options provided by Liberty1, allowing me to select the one that perfectly suited my specific needs.
In addition, their interest rates were highly competitive, resulting in significant savings throughout the duration of the loan.
Working with Liberty1 Financial has been pretty easy and straight forward. They discolosed everything upfront and followed through on what they promised.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.