Life Design Financial & Insurance Services

Life Design Financial & Insurance Services

Reviews Summary

Scott Warner is highly praised as a knowledgeable, trustworthy financial advisor who provides personalized retirement planning. Clients appreciate his listening skills, clear communication, and ongoing support. Many highlight his ability to ease financial anxieties, offer tailored advice, and maintain long-term relationships. His expertise helps clients achieve retirement goals with confidence, often leading to strong recommendations. Reviews emphasize his professionalism, patience, and commitment to clients' best interests.

About This Listing

Tax Planning
Financial Advisory
Estate and Trust Tax

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Tax Planning
Financial Advisory
Estate and Trust Tax

Contact Information

Address

500 N State College Blvd Suite #1100

Orange, California 92868

Hours

Sunday Closed
Monday 9AM-4:30PM
Tuesday 9AM-4:30PM
Wednesday 9AM-4:30PM
Thursday 9AM-4:30PM
Friday 9AM-4:30PM
Saturday Closed

Customer Reviews

I met Scott Warner about 6 months ago. I was very impressed with his knowledge and the time he spent with me to ensure that I have the best plan to meet my personal financial needs as I plan for my retirement. I have great confidence in Scott and am very pleased with his service. I have recommended him to friends and I look forward to working with him for many years to come. Many thanks to you Scott!

I don't write many reviews about anything but wanted to write this review about how much Scott has help me and my wife find a way to plan for the future. From the beginning Scott has helped with many questions and has made this process easier with his years of experience. He has listened to our concerns and understood our needs by educating and guiding us through the process, every step of the way. It can be daunting contacting a Financial Adviser to discuss your private financial situation (money), but

I met Scott about 6 months ago. I was not necessarily looking to make any changes to my current "financial -planning" situation. However, after sitting down with him and feeling comfortable with him as a person as well as his expertise in his field, I decided to make a switch to his company and am happy that I did. He is extremely thorough and patient (and I ask a lot of questions) In my opinion, you can't go wrong counting on him!!!

Investing ones future in a person who you just met six months ago, is a big decision. Luckily we had a good friend tell us about Scott Warner. I have an ability to recognize talent. Scott was one of those people that have talent. He was able to communicate his intentions to do what is best for my wife and my financial future. Plus he was able to put us at ease with our investments. In a nut shell, Scott is a professional. Look forward working with him for many years.

I have known Scott Warner for about 30 years. I used to have my portfolio scattered with different financial planners and was concerned that if I passed, my wife, Julie would not know where to begin. I moved all of my portfolio to Scott and took his advice on some investments. I am looking forward to retiring in about 5 years with Scott's plan. Julie and I feel good knowing Scott will be there to guide us into retirement with financial security. Thank you Scott! Michael and Julie Glandorf

I met Scott at a retirement planning seminar. Meeting with him to review my finances and my vision for my future was the best thing I could have done! His book is a great intro to him and his expertise in preserving wealth. Scott keeps in contact with me, which is appreciated. I continue to refer him to many of my friends because of the trust I have in him.

Scott is someone that you can count on to give you solid advice and guidance with your needs in mind, when it comes to your financial plans. Scott is reliable and has a commitment to growth and excellence in all that he does. Under the coaching and mentorship of Darren Hardy and partnership with Dave Ramsey, Scott has all of the resources he needs to have a focus on doing what is right all of the time. His book "Getting On Track To Achieve Your Retirement with Confidence" is proof that he knows what he i

Scott is committed to his clients and their financial success. He helped me with an excellent retirement strategy that is ideal for my goals. I highly recommend Scott and Life Design Financial for retirement planning services.

Scott Warner (Founder/President) has been very helpful in constructing my financial future with my savings that I introduced to him. He listens and understands on what I would like out of my future investments, but also provides great advice and consideration from his point of view and expertise.

Scott is easy to work with. He understands my situation and has done a great job assisting me in looking towards retirement. Very happy to work with someone like him.

I wasn't happy with the way my investments were being handled so I went looking for something better. I went from the super hard sell to one guy that just wanted me to come to his office to talk. Then Scott and I talked on the phone...I liked the way he talked to me and not at me. He was patient and listened to my concerns and answered my questions. He seemed down to earth while knowing his stuff with many years of experience. (I checked him out) After meeting with him and perusing his book, I was convinced

Scott knew how to take my earnings and turn them into long term income. I was able to retire at 47 because of his incredible wisdom. I highly recommend his firm because he's got the keys to success and is super fun to work with.

Scott does a great job both communicating with his clients as well as listening to their their concerns, and goals. I greatly enjoy all the updates as well as the regular newsletters that I receive through Scott.

Scott came along side us at a time when we were confused, frustrated and worried for our retirement future! He made us feel heard and like we had a new MVP teammate! He didn't disappear either! He stays in contact. You can trust this guy, he really cares.

I was extremely nervous in my recent search for a financial advisor. Then one day, out of the blue, I hit the jackpot by finding this company and Mr. Warner. I did check him out and he came very highly recommended by his current clients so it was a ?go? for me. His business ethics, professionalism, knowledge, and experience all rate 5 stars and I am so relieved to know that I am in good hands. I recommend him highly to everyone. ??

My wife and I have successfully worked with Scott for many years now planning for our future. If you're on the fence, get off it! Call Scott today and schedule a consultation. You're likely to be delightfully surprised.

Scott Warner really listens to his customers and understands their needs. He gave me great advice and helped me get good protection and provision for my retirement. I highly recommend him!

I have known Scott and been a client since 1992. Highly professional, good listener and has unique ideas for my financial success. Highly recommend.

I can highly recommend LDF. Scott, being fully fiduciary, can be trusted to advise in the best interests of his clients. I have not regretted trusting LDF with my rollover over 3 years ago.

Scott is very knowledgeable with many different financial scenarios. With these uncertain money times, Scott calms the nerves that drives others crazy. Rock solid!

Very happy we chose Scott for our financial planning. He has been easy to work with and thoughtful of our needs.

Scott always answers my questions fully in a clear concise manner. He has gone above and beyond helping me to navigate the financial aspects of retirement.

Started to seriously plan for retirement late in life but, with help from Scott Warner, we are happily retired and loving life.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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