Loan Factory - We Dare You to Compare

Loan Factory - We Dare You to Compare

Reviews Summary

Customers consistently praise Loan Factory for its professional, responsive, and knowledgeable team. The process is described as smooth, efficient, and stress-free, with clear communication and personalized support. Many highlight the competitive rates, timely closings, and exceptional customer service. The team's dedication, transparency, and willingness to go above and beyond are frequently mentioned, making them highly recommended for mortgage needs.

About This Listing

Bookkeeping
Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
Small Businesses
Individual Taxpayers
Real Estate
QuickBooks

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

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First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

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What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

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How to Get Started

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Other Helpful Info

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Fees may be flat-rate, hourly, or based on service complexity
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Check for client reviews and credentials (CPA license, EA, etc.)

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Features

Bookkeeping
Business Consulting
Financial Statements
Payroll
Tax Preparation
Tax Planning
Small Businesses
Individual Taxpayers
Real Estate
QuickBooks

Contact Information

Address

2195 Tully Rd

San Jose, California 95122

Hours

Sunday Closed
Monday 9AM-6PM
Tuesday 9AM-6PM
Wednesday 9AM-6PM
Thursday 9AM-6PM
Friday 9AM-6PM
Saturday Closed

Customer Reviews

I had an outstanding experience working with Helen as my loan processor. From start to finish, she was professional, efficient, and incredibly knowledgeable. Helen kept me informed every step of the way and was always available to answer my questions?no matter how small. Her attention to detail and commitment to accuracy gave me confidence that my loan was in the best hands. What impressed me most was Helen?s ability to handle everything with such calm and clarity, even when timelines were tight. She made

I've been working with Dong and his team in pursuit of a new home, and the experience has been outstanding. They are extremely professional, responsive, and knowledgeable. Dong offered me a great mortgage rate and took the time to carefully review all the loan details with me. Sophie was also incredibly helpful, supporting me throughout the documentation process and making everything smooth and stress-free. I truly appreciated their transparency and dedication. Highly recommend this team to anyone looking f

I had an A+++++++ experience working with Steve as my loan processor. During the whole process Steve was professional, efficient, kind, patient, and incredibly knowledgeable. Steve kept constant communication with my wife and I! He informed us about every detail and was always available to answer my questions, even during midnight hours. Steve?s attention to detail and commitment to accuracy gave me a feeling of safety and security knowing my loan was in great hands and packaged to our needs. Steve?s abili

I have been working with Mr. Minh and Mr. Steve. They are really good, helpful, enthusiastic in their work. They helped me buy my dream house with a very good service fee. Come to them a great team. Thank you very much. Completely satisfied

I had a fantastic experience working with Loan Factory and couldn't be more impressed with their service. From start to finish, the team was incredibly professional, knowledgeable, and thorough. What stood out most was their patience. They took the time to walk me through every step of the loan process, answered all my questions in detail, and never made me feel rushed or pressured. They truly went above and beyond to ensure I understood all my options and felt comfortable with my decisions. Their responsi

Julian and Maria made the entire loan process incredibly easy and stress-free. They were professional, responsive, and guided me every step of the way. Thanks to their support, I was able to secure my loan within a reasonable amount of time. I truly appreciate their help and will definitely recommend others to consider using Loan Factory for their financing needs.

I had a great experience working with Sophie and Tan at the loan factory. They went above and beyond to secure the best rate for my loan and made the entire process smooth and stress-free. They always picked up the call doesn't matter what time is it. Their professionalism, knowledge, and dedication were truly impressive. I highly recommend them to anyone looking for a loan with competitive rates and top-notch service. Thanks again !

Leon is a great person, and I highly recommend working with him. I applied for a home loan through Loan Factory, and since everything was new to me, I had many records to update and didn't know how to do it. Leon was very helpful and spent time with me over the phone, guiding me through each step. He explained everything clearly and answered all my questions. I'm very satisfied with his service!

I had an outstanding experience working with Andy Singh at Loan Factory! From the very beginning, he made the mortgage process smooth, transparent, and stress-free. He took the time to explain every step, answered all my questions promptly, and helped me secure the best loan option for my needs. The level of professionalism, communication, and personal care truly stood out. I highly recommend Andy Singh at Loan Factory to anyone looking for a knowledgeable and trustworthy mortgage expert. You'll be in excel

I had a wonderful experience working with Mr. Sumendra Shrestha at Loan Factory. It is my 2nd time doing business with him. From the very beginning, he was professional, knowledgeable, and incredibly helpful. He patiently explained every step of the loan process and made sure I felt confident and informed throughout. His responsiveness and dedication made the entire experience smooth and stress-free. Mr. Shrestha went above and beyond to find me the best possible rates and options that suited my financial

I had an amazing experience working with Loan Factor, and I can't say enough good things about the team that helped me ? Leo, Natalie, and Jason. From beginning to end, they made the process smooth, clear, and stress-free. Natalie was the first person I worked with, and she did a great job explaining everything in a way that made sense. She was informative, kind, and truly made sure I felt comfortable and confident as we got started. Jason, her assistant, was super responsive and always quick to follow up,

Great team to work with! They honestly went above and beyond. They were very committed to helping us and finalizing our loan, they communicated regularly with us and promptly as well. Philip were a joy to work with and we appreciate everything they did for us as we encountered so many obstacles. Thank you team and best wishes.

Efe did a great job in helping me find just the right type of loan to close on my duplex home. He was extremely good at communication and kept me posted of our progress through the escrow. His hard work helped me close on time. Thank you so much!

Rohit & Sophie I wanted to take a moment to express my heartfelt gratitude for the fantastic experience we had working together. Despite the stressful time and the pressure to meet our tight closure date, everything went incredibly smoothly. I have already provided the 5 Star Rating as a token of my appreciation. Your dedication and professionalism truly made a significant difference, and I feel lucky to have had the opportunity to collaborate with both of you. Thank you for making this process not only ma

The Loan Factory team is top notch!! Sissy and her team are so responsive, professional and made the whole experience easy to understand. I had the privilege of working with Sissy for the purchase and sale of our home and would definitely work with her again. Thank you Sissy for all your hard work!!

Absolutely the Best Real Estate Agent! I can't say enough good things about my experience working with Ting. From start to finish, she was professional, knowledgeable, and incredibly responsive. She truly listened to what I was looking for, guided me through every step of the process, and always had my best interest in mind. Their attention to detail, local market expertise, and genuine care made a potentially stressful process feel smooth and enjoyable. I felt confident and supported the entire time. If

?????????? We had an exceptional experience working with loan factory! Tessy Vallikalam , our loan officer, was incredibly knowledgeable, patient, efficient and attentive throughout the entire process. She took the time to explain every detail and made sure all our questions were answered, which made everything much less stressful. Helen, the loan processor, was also very efficient, organized, and kept us updated at every step. Her quick responses really made the process smooth and seamless. Highly reco

Antonio helped my son with his re-fi and I decided to ask him to help me with buying a house. He was so helpful and really worked hard to give the best deal for financing. I have a new friend now! I would recommend Antonio and loan factory for your lending needs..

It was an absolute pleasure working with Ulises and his team throughout my home purchase process. They made me feel confident every step of the way, knowing that everything was in the hands of true professionals. Anytime I had a question or concern, they were quick to respond to my emails and phone calls with the information I needed to better understand the process. I wouldn't hesitate to work with them again in the future.

Paul and Helen were amazing to work with. We ran into 1000 issues on my end trying to close on my property. Over the course of 4-5 months they worked relentlessly to make sure we could pull the deal off. I never had to worry whether they were going to be available or have time to communicate with me. Their advice and knowledge in their field helped guide me through to closing on my property. If I didn't know any better it seemed like I was their only client during the time we worked together with the way I

Susan and I deeply appreciate all Tony and Helen help us on transition from California to texas with the purchase of walls street village New home ,especially Tony able to help us closed in 3 weeks fast and even help moving our furniture from storage to our new home ,we can not this with out Tony help and Helen, God blessed you all.

I had a great experience working with Manh Nguyen as my loan officer. He helped me close my loan in less than three weeks, which was incredibly fast. The entire process was smooth from start to finish. He was always available to answer my questions and made sure everything stayed on track. I really appreciated his professionalism and support throughout. Highly recommend him if you're looking for someone reliable and efficient.

We had an amazing experience working with Loan Factory. Steve, Patricia, and the whole team were SO professional, kind, and responsible. They supported us during the whole closing process with clear information. They always followed through and were on top of each detail. We are deeply grateful for their support. I would certainly work with this extraordinary team again. They are the best!

Leo and Natalie were exceptional with the whole process i really recommend this company if you are trying to buy a house. Not only they guided me but they advise me to make better choices, they look out for me for what was best for my loan. Thank you so much.??

Phillip Nguyen and Sam Luong are wonderful. They made the lending process easy. My interest rate was lower than market rate. My loan process was rather complicated. But they pushed it to the finish line nicely. Thanks so much Sam and Phillip. You both are the best in the field =).

Absolutely thrilled with Nancy Kieu and Leo Tran! From start to finish, Nancy Kieu and Leo Tran were an absolute dream team in helping us purchase our home. I honestly couldn't have imagined the process being so easy and stress-free. They truly went above and beyond to make sure everything went smoothly. The communication between Nancy and Leo was seamless. They worked together so well, anticipating potential issues and proactively addressing them before they became problems. Their coordination was a huge f

Working with Don and Lucy from Loan Factory was an excellent experience. They assisted us with refinancing our property and demonstrated a high level of professionalism, transparency, and responsiveness throughout the entire process. Their efficiency in managing the loan documentation and addressing our questions ensured a smooth and hassle-free transaction. Additionally, they secured a highly competitive rate for us with no points and no out-of-pocket costs. I highly recommend Loan Factory and their team

Dan Wurtz is an amazing Loan Officer. He is very knowledgeable, patient and answers all questions. I truly appreciate the time that he takes and he provides great customer service. If you are looking for someone to refinance or start a new loan, I cannot recommend Dan enough! You will not be disappointed.

I'm incredibly grateful to the team for their amazing support throughout our home loan process. A special thank you to Jasdeep Singh and Tom Le ? both of them went above and beyond to ensure a smooth and successful closing. Their professionalism, responsiveness, and dedication truly made a difference, and we couldn't be happier with the outcome. Thanks to their hard work, our loan was funded successfully and on time. I highly recommend this team to anyone seeking a seamless, stress-free experience. They ge

We had great experience with Arthur Vasquez and loan factory team. Arthur was incredibly helpful, responsive and patient throughout he entire process. Arthur's professionalism and dedication truly made a difference and I couldn't have asked for a better lender. I highly recommend him to anyone looking for excellent service and support!

The application process was fast and straightforward. I completed most steps online, and their team was quick to respond whenever I had a question. My loan officer was professional, knowledgeable, and patient, walking me through every step without any pressure. Highly recommend!

Sophie and Ann are absolute pros. They're sharp, organized, and somehow manage to juggle complex loan scenarios like it's just another Tuesday. I threw them a pile of financial docs and a tight timeline and they handled it all very smoothly. Not only did they get me a fantastic rate, but the whole process was smooth, stress-free, and dare I say... pleasant? That's rare in the mortgage world. If you're looking for a team that knows their stuff, communicates clearly, and doesn't waste your time this is it.

Very professional!! I'm a first home buyer, I can't explain how much they help me during this process. They explain everything so you don't feel overwhelmed during the whole process of purchasing a house. Joshua Macy was my loan officer he did an amazing job!

I had a great experience working with Loan Factory! From the beginning, Don helped guide me through the initial steps, making the process feel smooth and stress-free. Once things got moving, Nami took over and was incredibly communicative and helpful every step of the way. She kept me updated, answered all my questions promptly, and made sure everything stayed on track. I'm really happy with how everything turned out and would definitely recommend Loan Factory to anyone looking for a reliable and responsive

Nathan and Steven were absolutely incredible. They listened to my client's desires to reduce closing costs and ended up paying only ~$500!!! Even the closing attorney called their fees a "unicorn." In this market, my clients typically need all the help they can get to make a deal work and these guys truly delivered. I am truly grateful!!!

Dave and his team are the absolute best. Made the whole process of buying my first house a simple and easy process. Dave has your best interest in mind and talks through everything he's doing thoroughly. Along with that, he's going to help you in any way he can, he was able to get me the lowest rate possible (even the lawyers were surprised at how low it was, saying they haven't seen one that low in a while). I couldn't recommend Dave and his team and more if I tried, the absolute best and you will not regr

I can't say enough good things about Tracey and her team at Loan Factory! They made our home-buying process an absolute breeze. From start to finish, the transaction was smooth, and Tracey was an incredible person to work with. She put in so much effort, gathering all the necessary documents and information to ensure we could close quickly?her hard work truly paid off. Tracey is a fantastic resource, always ready with helpful information and a variety of options tailored to our needs. What really stood out

I had a great experience working with Will and Teena on my investment loan. They were both incredibly helpful, patient, and kind throughout the entire process. Anytime I had questions or concerns, they were quick to respond and made everything easy to understand. Their professionalism and positive attitude really stood out, and I truly felt like they cared about helping me succeed. I highly recommend them to anyone looking for knowledgeable and supportive loan officers!

I'm incredibly grateful to have had Angy Daniela Rodriguez Mu?oz as my Loan Processor during the purchase of my home. From start to finish, she was professional, responsive, and genuinely caring?always available to answer questions, explain each step, and ensure everything moved forward smoothly. Her attention to detail, proactive communication, and calm demeanor made a potentially stressful process feel seamless and even enjoyable. Angy went above and beyond to make sure everything was handled efficiently

My experience with Loan Factory has been outstanding. I worked with Andy Singh on my refinance. He's very thorough and detail oriented. He's been very communicative and transparent throughout the process. It's been a collaboration with him. I would definitely recommend Loan Factory for any financing need.

I really wish there was an option to give more than just 5 stars! I had an excellent experience working with Loan Factory especially to my Loan officers: Natalie Nguyen and Evelyn Nguyen. The process was smooth, efficient in my case. Natalie and Evelyn were incredibly professional and always available to answer my questions. They walked me through every step, ensuring I understood all my options and felt confident in my decisions. The rates and terms were competitive, and we closed on time without any issu

Akhil has been super helpful for my mortgage finance needs. He works hard to get the best possible rates. He was always available for questions even if its late in evenings or weekends and worked diligently from start till closing. He was able to find solutions during audit and got us through lender requirements with ease. Had a great experience and I highly recommend him to anyone looking for a trusted loan agent.

I had an amazing experience working with this loan officer team (Sam, Natalie, Kyle)! They supported me every step of the way, answering all my questions promptly and clearly. The process was smooth, and they helped me secure a great rate that I'm very happy with. Their professionalism and dedication made the entire experience stress-free. I highly recommend them to anyone looking for a trustworthy and efficient loan team!

Exceptional Loan Service ? Fast, Transparent, and Reliable! I recently had the pleasure of working with this loan officer team( Nancy Nguyen, Hanh Nguyen and Eddie Truong) and I couldn't be more impressed with the entire experience. It is my 4th time doing business with them. I am working with Ms. Nancy the most of time. She is really wonderful. From the very beginning, their team was professional, responsive, and incredibly helpful. They took the time to explain every detail of the loan process clearly, an

I had a wonderful experience working with Hannah and Will Le from Loan Factory. Both were incredibly professional, responsive, and patient throughout the entire loan process. Hannah made sure I was informed and comfortable every step of the way, and Will gave me clear guidance and support. Everything went smoothly from start to finish. I highly recommend their service!?

I Had a great experience with loan factory for House purchase. Devang Vora was my loan officer and Nami Nguyen was my loan processor. Devang got me the best available rate, I checked with the other lenders and nobody could beat Devang?s rate. .I had a very stringent requirement to close on the house in 17 days. Devang and Nami went above and beyond to make sure we got a clear to close in nine days and we were able to close in 17 days with ample amount of time in between. They were fully transparent and kep

Minaaz and her team were truly amazing! What a seamless experience - and such a qualified team to guide you as well. I will definitely recommend them. They understand their client, buyer or seller - they advocate for their client, they provide the information needed within the capacity of their roles and responsibilities - I felt supported throughout! Quick and there with you every step of the way. Hope to work with them in future again!

I had an amazing experience working with Ni and Norah as my loan officers for my first home purchase! Ni guided me every step of the way, going above and beyond to ensure we closed on time. Her professionalism and dedication made the process smooth and stress-free. I truly appreciate all of Ni?s efforts and can't thank her enough for making this milestone possible. I highly recommend Ni and Norah to anyone looking for exceptional service?I'll definitely be recommending them to all my associates!

I recently completed a refinance, and the entire process was very smooth and easy. Andy Singh was incredibly helpful?he made sure I got the best rate and responded quickly to all my questions and concerns. I truly appreciate his professionalism and support throughout the process.

I want to let you all know how great it was working with ?Kamal Maharjan?on our first home. He is very knowledgeable, compassionate and a real go getter. He made this experience for us the best and less stressful. He is always available at any time of the day and is very prompt calling back if you have to leave a message. Please call Kamal with any questions he's the Best!

Eric A and his staff are phenomenal! They not only worked with us every step of the way on our loan process, they anticipated potential issues and guided us through them, ensuring the successful completion of our mortgage loan. This resulted in timely mortgage approval and settlement on the purchase of our new home. We couldn't have done it without them. If we could give them more than five stars we would! The services are very highly recommended by us.

Everybody was great! Tracy was on top of everything and explained step-by-step the whole process. He kept us in the loop of every moment. If something was going to happen, we were informed and prepared to sign or verify documents. Very smooth loan process. If I ever do it again, I'm definitely going with them. A+ service!!!!

I am thrilled to share my positive experience with my loan officer, Vivian Pang. The loan process was quite challenging, filled with ups and downs, but Vivian's expertise proved invaluable at every turn. Vivian and her team worked tirelessly to ensure everything went smoothly throughout the mortgage process. She was always available, no matter the time or day, making it easy to communicate and address any questions we had. What truly stood out was Vivian's genuine care for her clients. Her wealth of knowl

Loan factory made my mortgage process smooth and stress-free! Their expertise, responsiveness, and negotiation skills saved me time and money. Highly recommend for anyone buying a home! I would like to extend special thanks to Norah, Matt and Thuan. Great job guys !

Steve is very helpful and nice, he is a very professional guy. I am really happy because he helped me with a loan for my new house , the process was very quick! I give him 5 stars and I really recommend him if you are looking for a loan for a house! Thank you again Steve!!

Andy Singh was incredibly helpful throughout our loan process. He provided excellent suggestions that helped lower our interest rate and took care of every aspect of the loan with professionalism and efficiency. He even expedited the process, making everything smooth and stress-free. Andy is also very knowledgeable when it comes to investment advice. We're very glad we had the chance to work with him and would highly recommend him to anyone looking for a reliable and experienced loan officer.

Loan Factory gave me a great rate and processed my home loan quickly and efficiently. Nami and Don were outstanding?professional, responsive, and a pleasure to work with throughout the entire process. The experience was fully transparent with excellent customer service from start to finish. Highly recommend!

Van Doan & Trung Nguyen are professionals LoanProcessor. They did great job The Loan processing was quick, total 14 day. A super fast process than what we actually needed, they found for us great lender with very good rates, compared with other broker she gave us a lot of options for selecting the best lender . Van Doan & Trung Nguyen are a professional team : plus, They are really experienced, enthusiastic and patient.. 10/10 I recommended other borrowers.. We worked with Loan Factory, now our 5th time 1

Thank you Javier and Juan for helping us and working with us in our house purchase, we're very happy with our house, Javier Thank you so for your patience and your honesty with us when it comes to purchase our home, my family is very happy and we're enjoying our new home..

I recently had the pleasure of working with Patricia at Loan Factory for my mortgage needs, and I couldn't be more satisfied with the experience. Patricia?s professionalism and expertise made the entire process seamless and stress-free. She took the time to understand my financial situation and provided tailored advice that suited my needs perfectly. Her prompt responses and clear communication kept me informed at every stage, ensuring there were no surprises. Thanks to Patricia?s dedication, I secured a mo

I had an amazing experience working with Vicki as my loan officer. She was incredibly efficient and helped me close the transaction quickly and smoothly. What really stood out was how thoughtful and considerate she was throughout the entire process?always available to answer questions, explain details clearly, and offer support when needed. Her professionalism and dedication made everything so much easier. I couldn't have asked for a better person to work with. Highly recommend Vicki if you're looking for s

We had a fantastic experience with Loan Factory thanks to the outstanding support from Chau and Hoai. They were both incredibly responsive and attentive throughout the entire process. Every question we had?no matter how big or small?was answered promptly and clearly. We truly appreciated their patience and transparency, which made the entire journey smooth and stress-free. We felt well taken care of from start to finish. Thank you for making our home buying experience such a positive one!

I recently refinanced my mortgage with Andy Singh, and the entire process was smooth and stress-free. Andy was incredibly easy to work with?professional, responsive, and clear in his communication every step of the way. He made what can often be a complex process feel straightforward. Highly recommend him for anyone looking to refinance!

As a first-time homebuyer, I was filled with anxiety and had countless questions about the process. Loan Factory exceeded my expectations by not only simplifying every step but also providing expert guidance tailored to my needs. Their team patiently especially Jasdeep Singh and Tom Le always listened to my concerns, responded promptly every time, and offered unwavering support. Thanks to their dedication, I was able to secure the best mortgage rate available, ensuring I made the right financial decision. T

Natalie (my Loan Officer) and Leo (my Loan Processor) were absolutely wonderful throughout the entire home-buying process! They were professional, responsive, and genuinely caring every step of the way. Natalie made everything easy to understand, and Leo kept things moving smoothly behind the scenes. I couldn't have asked for a better team?thank you both for making this such a great experience!

Loan Factory overall was a great company that provided exceptional mortgage knowledge to client and in my case, a great company to work with as a client. Dinh Pham, Sophie Pham, and Dong Nguyen were tremendously supportive and patience to lead me through the process of buying my first house. They were able to simplified the process, found great rates, and assisted me with all documents required to closed my first home in timely manners. Highly recommend this team and looking forward to work with them in

I had an amazing experience with Jasdeep singh. From the beginning, their team was professional, knowledgeable, and incredibly responsive. They explained every step clearly and helped me secure a great rate on my home loan. The process was smooth, quick, and stress-free ? much better than I expected! What really stood out was how they took the time to understand my situation and gave me honest advice tailored to my needs. I felt confident and supported throughout the entire journey. Highly recommended for

Ronald @ Loan Factory helped me to buy my first house. We are very grateful to him. He was always pleasant and positive and made the strenuous home buying process much more enjoyable and smooth. I felt like he always had our best interests in mind. He is an honest man. Trustworthy. Friendly. Knowledgeable. And most importantly, a man of great faith.

Manh and Jodie were pleasant and a joy to work with. Their services seem to flow effortlessly and great with our schedules. We will definitely recommend to friends and strangers alike. Thank you so much for the outstanding service.

I highly recommend him through Loan Factory. He was extremely helpful and a friendly guide throughout the loan process. He answered all my questions clearly and was always available when I needed help. The entire process was smooth and much faster than I expected.

Just finished the loan process and honestly, I couldn't have asked for a better experience. Marcus and Dong were super friendly, professional, and really made everything easy to understand. They were always available to answer my questions and kept things moving smoothly. They genuinely care about helping people. Big thanks to both of them!

?????????? Outstanding Service from Loan Factory! I had an amazing experience with Loan Factory Eddie & Jason were amazing throughout the entire home-buying process. From start to finish, they provided exceptional service, clear communication, and expert guidance. They took the time to explain every detail, answered all my questions promptly, and made sure I felt confident at every step. Their professionalism and dedication made what could have been a stressful process feel smooth and straightforward. The

I've worked with Khanh Tran and her team at Loan Factory over the years to purchase different houses and refinances. Very helpful and responsive team. They ensured everything was done for a timely close and make the process altogether less complicated.

One of the standout features was the speed of the service. My loan was approved quickly, and the funds were disbursed in a timely manner, which was crucial for my financial needs at the moment. The communication from the company was clear throughout the process, and I appreciated the transparency regarding terms and condition. However, as with any financial service, it's essential to thoroughly read the fine print and understand the repayment terms. While my experience was positive, I would recommend that p

Loan Factory has consistently been my trusted partner for real estate loan transactions. Throughout my recent refinance process, both Matt and Aiden demonstrated exceptional professionalism, responsiveness, and clear communication. Their support made the experience smooth and stress-free. I highly recommend Loan Factory to anyone seeking an efficient and seamless home loan process. A+ service all around.

Excellent team work helping me during the loan process. Thanks you each individual (Teena, Wil, and their assistant team member for their patience with me! The process takes longer than normal but it's close ?? I definitely recommend loan factory to friends or will use them for future refinance needed.

Loan officer, Teena Nguyen and loan processor Eddie Truong at Loan Factory have been helping me doing many mortgage loans for the past few years. They are professional, helpful, organized and very responsive. I always reach out to Loan Factory for all my mortgage loan needs

I recently had the pleasure of working with Matt and Nami. From start to finish, the team was professional, responsive, and genuinely dedicated to helping me through every step of the process. They were always available to answer my questions, explained everything clearly, and ensured that all the paperwork and approvals were handled efficiently. What stood out most was their commitment to making the experience smooth and stress-free ? something I truly appreciated. Thanks to their expertise and support,

Thank you Vince and his team. Vince was very helpful and always available to answer my questions and concerns. Vince is absolutely excellent throughout the entire process. He offers great advice from both real estate and mortgage loan.

Can't say enough great things about the Loan Factory and working with Tom Wolff. Straight forward, got a great rate, exceptional customer service and responsiveness. Easy closing process. I got both my main and second mortgage with Tom and extremely satisfied.

I had an excellent experience working with Anne Nguyen and her team during my loan process. From start to finish, they were professional, responsive, and incredibly knowledgeable. They took the time to explain every step clearly and answered all my questions with patience and clarity.

I had an outstanding experience with Loan Factory while acquiring a HELOC loan. Their team was incredibly professional, knowledgeable, and supportive throughout the entire process. I highly recommend their services to anyone in need of a loan. Thank you, Loan Factory, for making the entire experience seamless and stress-free!

I had a great experience working with Loan Factory. The entire staff is very professional, especially Matt and Norah. They went above and beyond to help me prepare all the necessary documents and made the process smooth. They also offered valuable advice every step of the way. I highly recommend Loan Factory for anyone looking for knowledgeable and supportive loan professionals.

Nelson was extremely helpful throughout the process. He was available to answer questions and provided us with concierge level service. Nelson and his team worked tirelessly to get us to the closing table. These are the people need to address all of your mortgage needs.

Exceptional Service ? Highly Recommended! Shoutout to Thuan Nguyen, Matt Hang and Tracy Chung. I recently worked with Loan Factory for a loan, and I couldn't be more pleased with their experience. From start to finish, Matt Hang and Tracy Chung were knowledgeable, responsive, and genuinely invested in helping me find the best possible solution. The entire process was smooth and efficient, with no surprises or delays. I'll gladly reach out to Loan Factory again for any future refinancing needs. Excellent

Had a great experience with Loan Factory for our mortgage. I appreciated the easy to navigate portal, that everything was done electronically, and the straightforward fees and rates. I especially appreciated the help of our Loan Officer, Christopher, and Loan Processor, Princess, who did a wonderful job helping us through the process, responding timely, and answering all of our questions.

Helen and Bhavin helped me refinance and had an outstanding experience thanks to the amazing team. They were professional, knowledgeable, and incredibly responsive. They took the time to explain each step of the process clearly, answered all my questions promptly, and made what can often be a stressful process feel smooth and manageable. They also managed get more credits than initially promised. I highly recommend them

Great experience from start to finish. Mr. Andre was very knowledgeable and accessible. His entire was extremely timely and ensured that the process was stress free. Will be recommending this team to my family and friends.

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Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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