Locke Your Loan

Amazing team. First time buying a home in over 17years. They somehow made something that is usually very stressful kind of fun. Very nice and engaging people. Work ethic is A+.Thank you Lara and Desiree!

Where do I even begin? Lara, Desiree, and Ryan at Locke Your Loan were amazing through this entire process!!! From start to finish they were so professional, with so much knowledge of the industry and they were genuinely invested in helping us get our dream home. As 1st time buyers, Lara was incredibly thorough and kept us update throughout the process. We were given access to our own website that contained all our information along with payment scenarios on homes that we would go see. Desiree kept us inf

I had an exceptional experience with Locke Your Loan. Their expertise and personalized approach made my home-buying process smooth and stress-free. Lara got me a great rate, the team answered all my questions promptly, and Desiree made sure I got everything needed. Highly recommend their professional and really caring service!

Thank you so much for making this entire process smooth and stress-free, especially during such a hectic time in our personal lives?with a wedding and a business trip happening right in the middle of everything. Your team made it all feel manageable, and every interaction was a pleasure. Ryan was incredible?he always brought a smile to our faces and made us feel like we had known him for years. Jesse, our realtor, was friendly, attentive, and always just a text or call away. We truly appreciated how he und

Locke loan made the entire process super easy and stress free. They were extremely informative and organized the entire time. This is my 3rd time buying and by far the best experience yet. Jen, Desiree and Lara were great. Highly recommend.

This is a long overdue review. I first worked with Lara and her team back in May 2023 when I was purchasing my home. The ladies there all made the process really stress free for me. I was selling and buying at the same time, and they would answer all the questions I had which were many. So, this time I needed an equity loan, and they were great once again. Desiree was awesome even taking care of things for me on a Saturday after leaving the office. I really appreciate all the updates and clarity so that the

I have purchased several homes in my life and Locke Your Loan is hands down the best loan company I have ever worked with. They make the qualification and funding process painless. Their constant communication and guidance made this the best experience. I wholeheartedly recommend them to anyone purchasing a home.

Ryan, Desiree, & Lara are incredible! They were so helpful during the entire home buying process and they met our crazy timeline and demands with being out of the county and a 21 day close! They handled it all with ease and grace. So lucky to have them in our corner!!

Lara and her team were the most professional and easy to work with. They are very knowledgeable, they kept us informed throughout the loan process, and explained everything very thoroughly. If you are looking for a reliable team I recommend them 1000%. Also, Desiree is so kind and quick to answer any questions and provided us with updates even outside of business hours. We will definitely use them in the future and have already recommended them our family.

After having lived in our current home for 41 years, my wife and I were introduced to Lara and her team @ LOCKE YOUR LOAN when we decided to sell that house and buy another home in an effort to downsize and relocate. Lara was truly a breath of fresh air! Very professional, knowledgeable and personable. She and her team went above and beyond to keep me and my wife informed every step of the way and provided knowledgeable input to help us make some key decisions as part of the process. A special shout out

Lara and her team where on it. Every time we had questions she had answers and they also kept us updated with how everything was going, she was very knowledgeable with with the process and I would definitely recommend to other people if they were to look for house.

I can't say enough about the outstanding service Desiree, Lara, and the entire team at Locke Your Loan provide. They consistently go above and beyond, with top-notch communication and genuine dedication to their clients. I've used them many times over the years and have always been impressed by their professionalism and support.

I had the pleasure of working with Lara Locke and her team this past month. In the past 19 years, I've purchased 7 properties and this is the 2nd mortgage loan I've completed with Lara Locke. I can't recommend them highly enough! From the very beginning, they made the entire loan process smooth and stress-free. Just like the first loan I completed with the, their expertise and knowledge of the industry were immediately apparent, and they took the time to explain every step, ensuring I felt confident and i

Lara Locke is hands-down one of the best lenders and an essential part of the homebuying process. She's my preferred lender, and together we've helped many families achieve their dream of homeownership. I'm grateful to call her both a trusted business partner and a friend. Our shared passion for doing right by our clients?and making sure every client feels supported and taken care of?will always be at the heart of our process.

All the ladies at Locke your loan were beyond helpful. As first time home buyers we had no clue what we were doing but every step of the way from our consult with Lara to the pre approval process with Jennifer to the actual buying process with Desiree and weekly updates from Skylar, everything was patiently explained in detail to us. They make a stressful process as easy as possible. We will definitely use them in the future for refinancing or selling and will be recommending them to anyone we know.

Where can I start? So many great things to say about Locke your Loan! This team is very professional, they made it happen to me and my family and made us a first time homeowners! From being communicative, polite, kept me updated on my loan process, to making me feel like I was their priority! I Highy recommend them to help you achieve your goal and make your dreams come true and help you become a homeowner! This team is amazing! Thank you all for your hard work!

Desire, Ryan, Lara and the entire team are awesome! They walked me through the entire process giving me options and updates as they were available. The entire process was smooth and went exactly to plan. Thank you guys so much, I look forward to working with you again!

Lara and her team are amazing! From start to finish they never missed a step, kept me as the Realtor for the Buyers as well as the Buyers updated at every turn in the transaction. I've worked with many lenders and the Locke Your Loan team are top notch. Can't wait to do many more transactions with you. Thank you!

Lara and Desiree were so helpful throughout the whole process! They checked in with me frequently and helped make the process smooth and easy to understand. They were friendly and professional. Highly recommend!

Lara Locke and her team did a fantastic job. From start to finish the process was easy and thorough thru each step.

I was first blown away meeting Lara when she came to my unit to do a VA home loan presentation this year in April. When it finally came time for my husband and I to buy a home, I already knew we were going to work with her. From our first meeting with Lara, to Skylar getting info, to Desiree going to the finish line with us, the entire process was smooth, easy, and really hassle free (despite my husband's HR dept taking forever!). My family and I are truly blessed to have trusted everyone at Locke Your Loan

Lara and her Team were amazing on the recent close for our mutual client living out of state and buying their new home in California! Moving is a big deal, moving across the country even BIGGER! Having someone on the loan to communicate across time zones and run various scenarios that fit our Client and her very unique family situation was so important. A truly professional team providing truly 5-star service!

Lara and her team were awesome during the process. They thoroughly communicate with you and answer any questions you may have. They inform you of each step and what's to come which is helpful and keeps you in the know of what is going on. Skylar was helpful in always being available and attentive when we had questions as well. The process was a long one but a smooth one. Highly recommend Locke Your Loan when looking to purchase a home.

Lara and her team, Desiree in particular, were an absolute delight to work with. They were patient, kind and understanding and made what could have been a stressful process smooth and easy. Would 100% recommend picking them to anyone lender shopping, you won't regret it.

I have had a great experience through the whole process of my transaction with you Desiree I appreciate everything from your kindness to your professionalism you kept me informed of everything and explained everything very well never did i feel I had to question you ?? I would like to say Thank you for making this a pleasant experience you are definitely in the right place I hope they know how lucky they are to have you Thank you again I will stay in touch for future help Thank you...

We had a very stress free experience with Locke your Loan. Desiree was very knowledgeable and easy to work with. Everything ran smoothly and we couldn't have ask for better service.

Lara and her team are AMAZING! They are friendly, timely, and take their time to explain any questions or concerns you have (and as a first time homebuyer I had alot!). Lara was very flexible with her meeting times and met with me via Zoom to accommodate for my schedule. She also recorded our conversation about the loan specs so I didn't have to take notes and could conveniently re-watch it if I had any questions or felt overwhelmed by any information haha. I would highly recommend Lara and her team if you

Lara and her team are amazing. As first time home buyers they explained every step of the home buying process. They were always able to quickly answer any questions I had. I 100% recommend using them when purchasing a home! ??

I had the pleasure of working with Lara from Locke your Loan. If you're afraid of getting pre-approved, Lara is your girl! She taught us that getting pre-approved early gave us a competitive edge over the other buyers. Her expertise, creative solutions, and prompt communication made our unique financing situation stress-free. Her knowledge of the market gave us an advantage on our interest rate that our bank lender couldn't compete with. Highly recommended!

Lara and her team are truly AMAZING people ! We've been trying to purchase our first home for the past 3 years & she was our 5th lender to speak with & believe when I tell you she was amazing ! She was able to educate us & guide us thru this process. Between Skylar & her, they were able to make this such a smooth process .. We heard horror stories when being in escrow but not with them ! It was the SMOOTHEST PROCESS EVER ! If you're looking for a team to help you thru this process, this is the team you want

Lara helped me with getting a loan , and they were very helpful and made the process a lot easier by consistently communicating with anything that was missing or needed. I appreciate all the help and would recommended them for any financing needs .

We had a great experience using Lara and Locke Your Loan for financing our new home. Lara and her staff were very professional, accommodating, and communicative, answering all of our countless questions and easing our worries. They worked up several scenarios that best fit our needs, and I appreciated the weekly progress updates. I would definitely use Locke Your Loan in the future, and would recommend Lara and her team to anyone.

Thank you for making the home buying experience so effortless! Would use you and your team over and over again!

I cannot speak highly enough about Lara and her entire team of caring, competent, and professional staff! We were very well taken care of from the first moment I called Locke Your Loan after a strong recommendation from a friend. We were on a very tight timeline...trying to buy the house we were renting after being given 60-days notice to vacate! Lara's team hustled. I've never felt so advocated for. I knew that if we could pull it off, this was the team that could make it happen. Not only did they make it

When you have a great team like Locke Your Loan, purchasing a home is less stressful. The team is organized, and detail orientated while working hard to provide their customers needs. If there were any questions/concerns that my husband and I had Laura and her team were amazing with answering them. Their specialty of knowledge with purchasing a home was impressive, they moved quick to get things turned in and always followed up with us. While we anxiously waited for escrow to close Laura and her team update

Super friendly and thorough. Made the lending process as smooth as possible and truly a pleasure to work with

Lara Locke, and her team at Locke Your Loan, went above and beyond to help my husband and I secure our mortgage loan. We had started our process for applying for our loan through another company, and it was a disaster. Lara and her team stepped in at the eleventh hour and made this happen for us! They were knowledgeable, communicated with us through every step of the process, and made us feel confident that we would be able to secure the loan and land our house. House buying is not for the faint of heart, b

The team is AMAZING!!! I've used Locke Your Loan twice in one year, one for the purchase of our initial home in San Diego and then again 10 months later to refinance. Lara came highly recommended and I could not be more pleased with the superior customer service and transparent communication we received from Lara and Aimee every step of the way. Whether it's a traditional mortgage or a situation that is slightly unconventional (like ours), Lara found us the best possible rate that was lower than anything

My wife and I found a great home and in this market, knew we needed to make an immediate offer. We contacted Lara Locke and were pre-qualified with a letter within 24 hours. This made our offer stronger. Once the loan process started, the email communication linked to our docs portal, which was easy to use and upload documents. Locke contacted us regularly and kept us updated. Her office should be commended for the expediency and professionalism. I have recommended her to friends and will use her again if t

I usually do not like to write reviews. Being in the service industry my guiding principle is to serve customers because it is livelihood and it is expected to get the job done. However, I am compelled to write this review and share my experience. Locke Your Loan has exceptional individuals and unique team work that truly put customer?s interest as their priority to not only get the job done but also strive to get the job done well in complex situations when I expected the least. Lara gave us professional

On top of her game and a true partner! Locke Your Loan was recommended to me by our Realtor after experiencing lots of challenges with my original mortgage company. . Upon finding a property we were interested in I reached out to Lara and the process started the very next day. It was a huge relief to know all terms were locked in and I could count on what to expect as far as payment. I had the exact breakdown from the first moment we spoke. Principal, interest & PMI never changed and the best part was tha

Locke Your Loan is AMAZING! They always take great care of my clients. Very responsive and always make sure everything is explained thoroughly. I highly recommend them to anyone who is looking for that white glove treatment

Lara and her team went above and beyond throughout the entire home loan process. We never felt rushed or pressured. She gave us options to choose from and explained thoroughly how the loan process works. Lara and her team always stayed on top of everything and kept communication alive. The customer service and communication were superb, exceeding our expectations. They were very helpful in answering all 21 questions I asked along the way! They were also very patient with us throughout the process! We felt

Lara and her team went above and beyond for us. They guided us through everything single step, communicated constantly with us and answered all the questions. Lara made our 1st home buying experience such a delight. No headaches or surprises. We totally recommend Lock your Loan to all of our friends and family!

Lara and team are amazing, the communication and support from the @lockeyourloan team was superb, we are happy and thankful for the service provided during our new adventure! Thank you !!!

There's a good reason why there are so many glowing reviews on here. We had a great experience with Lara and her team, and were very happy every step of the way. They made a difficult time for us much easier. Highly recommended to anyone needing a loan.

Lara and the team are absolutely amazing. They made the home buying process so much easier for my husband and I. We were first time buyers so we were very nervous going into the process, but the whole team were there every step of the way. I highly recommend Locke Your Loan to anyone. They are always there day and night and on top of it all very kind and sweet people. Kayla Leal

Truly a top shelf group of professionals! Very responsive and personal interactions.

Lara and her team were amazing!! We tried working with 5 other lenders for an entire year and not one was able to get us approved for an FHA loan. Our case was extremely complicated and Lara got us approved and closed today! We are grateful to her and her team for taking on our loan as tough as it was! From the beginning she was terrific, professional and quick. I spoke with her on a Friday evening, submitted my paperwork and was pre-qualified by Monday evening. She took on my brothers loan which is a com

The ultimate professional from start to finish. Lara was able to get me a loan at the best rate available much quicker than I expected. She kept me informed every step of the way. Her company focuses on excellent customer service and excellence. I guarantee you won't be disappointed if you ?Locke your Loan? with Lara.

Skylar did a fantastic job in getting our loan approved. Our case is a little complicated but she did everything possible to help us with our refinance. She always update us every week whats going on while we're going through the process. Thank you so much Lockeyourloan. We will definitely recommend you.

Lara was recommended to us at the 11th hour by our realtor. Our other lenders were either ridiculous in fees, slow to respond or practiced deceptive phrasing and/or moving numbers around on the sheet to make it like we were getting a good deal. But we were knee deep into the process with closing date approaching and felt stuck. Lara and her team expedited the loan process and educated us along the way with all our questions in a clear manner. We got great rates and fees and professional service. We only wis

If we could give more then 5 stars we would. They made buying our home a really great experience. From beginning to the end. We highly recommend Locke Your Loan. Robert Trowbridge is the absolute best. He is always available to answer questions. Even 2 years since buying our home. We recently pulled some equity. Robert and his staff made it quick and easy.

Our realtor recommended Locke your Loan and I had a great experience. Skyler, Alyssa and Katarina were always very responsive and would try to answer all my questions. Definitely recommend.

I am 58 and rarely write a review. In the case of Locke Your Loan I had to. I have been through the loan process many times over the years and have never had a more pleasurable experience. Aimee worked on my loan and was awesome throughout . She was professional, courteous, and helpful in every way . Every person in that office is a saint to deal with . The best part is that Lara the owner would either get on the phone and answer the usual loan questions with patience and kindness . She called me from home

Lara and her team helped me with the entire loan process. I asked so many questions and Lara was so patient and took the time to go over the transaction from the beginning to the end. I appreciate all that she did and her professional support and expertise. I highly recommend her company and most of all her personal service.

Lara you and your team made me feel like I was your only customer. Your team worked hard to complete our loan in a timely manner, your online portal made it easy to up load documents. Nothing was better than the outstanding professional service we received from start to finish. You will always be a part of our family. Thank you.

Where do you even start?! If there was 10 stars, I would be leaving a 10 star review. This team is amazing!! I have personally used them on 2 home purchases and 3 refinances now and they are the only lender I trust to refer them to every one of my clients. I don't think I can pick one quality this team excels at so here are a few: communication, education, professionalism, great rates, customer service, problem solvers, and most importantly personal. Thank you to the entire team at Locke Your Loan my client

Lara was an excellent guide through what we were expecting to be a very overwhelming process. She made herself available whenever we needed and was always quick to respond whether it was a text email, or cel. Her team even provided video contact to help us walk through parts of the process. She was able to get the lowest rate possible and an even better pmi than we were quoted from another lender. She is an absolute professional and as first time buyers, in a lease, needing a quick close, she made our exper

Lara and the team at Locke Your Loan were very professional and helped us survive the home buying process by always being available to answer any question big or small. Lara took the time to respond promptly to any texts, emails or phone calls, even on the weekend of her child's birthday party! I highly recommend using the Locke Your Loan team!

Lara worked directly with my wife allowing me to focus on work. Our loan was so complicated, but my wife was extremely happy with how Lara and her team helped her throughout the process. We are closed today and we want to thank the entire Locke team for all their help!!

Lara and her team are simply amazing. We are small business owners who wanted a mortgage to buy a home from our parents. It's tough getting a mortgage when you are a small business owner! Lara stuck with us for the ENTIRE YEAR it took us to finally close escrow on our home. She was our guide through the whole, confusing process and was so calm throughout it all! I would highly recommend Lara!

Janett was amazing! She walked us through everything we needed to know about refinancing. She went above and beyond and made us feel right at home and welcome. I would definitely recommend Locke Your Loan to anyone interested in buying or refinancing your home. I look forward to working with them again.

Robert and his team were absolutely phenomenal. This was my third home buying experience and it has never been this smooth before. We had to be fast and ready when we found our forever home. Lock your Loan went above and beyond to cater to the demands of purchasing a home in this market. I plan on this being the last home I buy, but if something changes, I won't hesitate to call Robert Trowbridge.

Easily the simplest part of buying our first home was working with Locke Your Loan. Lara and her team were available to us whenever we had questions (and we had many!!) and were very forward with communication so we knew what was happening every step of the way!

Thais was by far the best refinance experience I have ever had. I was consistently kept updated on the progress of my loan and the team was friendly and responsive to my inquiries. I thought about using Schools First but a friend recommended Locke Your Loan. It was a great experience. Highly recommended.

We we're trying to refinance our loan, and we wanted to go through the process person to person. We did not want an online process. We came across Locke your loan, and so glad we did!!! They were so helpful and attentive. They answered every one and each of our questions. And oh boy...we did have a lot!!! We had the pleasure to work directly with, Janett and Lara. They were amazing!!! Thank you Locke your loan team!!!

Katarina was an AMAZING individual to work with. She is definitely an asset to the company and has an exceptional personality!! My experience with Locke Your Loan was FANTASTIC because Katarina knew her job. Katarina keep me informed the whole process through & communicated every detail to me, which was much appreciated ?? Thank you Locke Your Loan????

This is one of the best business that I have ever worked with. The integrity of the professionals and the standards are above expectations. Explaining the process and getting the job done. I personally was happy with them every step, and would recommend them to be the best in the field. I appreciate the team and if I could give them an award it would be ?The Best Business and Excellence in standards? Thank you so much. If you want the best call them. Pauline Hollomon CEO

Lara and her team are exceptional professionals who go above and beyond their call of duty. Their extraordinary work ethic and cheerful disposition makes the process of refinancing painless. Thank you for all your help. You have made such an impact during this difficult time we are all facing.

This was the easiest process I have ever encountered when dealing with a lender. From start to finish the process was just over three weeks. Communication was impeccable, every question was addressed in a professional and timely manner. They delivered ahead of schedule on all items. I can confidently refer Locke Your Loan to anyone looking for a responsive, helpful lender.

It was great to work with Locke Your Loan as a first time home buyer because they answered any question throughout the home buying process. They went out of their way to make sure all the critical home buying steps happened in a timely manner. I felt like I was learning from Locke Your Loan so I would comfortably refer them to my family and close friends as well as anyone who is looking to purchase a home.

Laura was the best lending broker I have ever worked with. She took the time to explain how the complex world of mortgage rates work, what that meant for my loan, locked an amazing rate, and was able to pull strings to get everything to work out with a very complicated escrow. I can't recommend her office enough.

The Team at Locke Your Loan did a fantastic job on our Reverse Mortgage without a single glitch. Lara Locke is a Role Model and a Leader in the loan and brokerage space. She knows the business well, she was fair, accurate, and timely. Broker Aimee Quigley is an Expert especially on this type of loan knowing all the rules and regulations about today's Reverse Mortgage. Communication during the entire process went truly above and beyond. You consistently brought your all and we appreciated it. We were fortuna

Me and my wife were trying to buy a home for many years. Unfortunately we were not able to find someone who was willing to take the time to walk us through the process and explain what all would be expected. Lara not only took that time, but she also gave us a full pre approval packet with a detailed breakdown of our financial portfolio. We are now proud home owners of a house we have dreamed of for years, and a lot of that credit goes to Lara and her team. If you are looking for a company that is knowledge

Overall great experience with Lara and team. Very communicative and easy to work with. I would definitely recommend to anyone that is looking for a great team to work with.

Lara, Aimee and the entire Locke your loan team are AMAZING! The process to refinance our home was so easy. I appreciate all of their help. Pretty amazing group!

I've used Lara & her team for many loans & they are absolutely fantastic. They always go the extra mile & really know their stuff!

Thank you Locke Your Loan for helping me with my home mortgage loan. Staffs are very professional, helpful, and knowledgeable. They helped me to get the best mortgage rate. Fast and easy. I will choose them again when I'm ready to get my second house.

The Locke your loan team was amazing in the journey of my refi. They were very professional, prompt, and compassionate during this whole process. I highly recommend them!

I recently closed on a file with Aimee and Sheila over at LOCKEYOURLOAN and they were absolutely fantastic! As an Escrow Officer, I appreciated the prompt responses and great communication. If you are looking for a loan, do not hesitate to contact them. Their knowledge in the mortgage industry is unmatched and rest assured you will be in great hands!

We highly recommend Locke your loan for refinancing your home! They were professional, easy to work with, and we got a great offer. We will definitely refer our friends and family to them!

The Locke Your Loan team was great to work with, especially as a first time home buyer. They're responsive, to the point, and willing to go out of the way to make sure you have the answers you need.

Everyone at Lock Your Loan was polite courteous and professional. Aimee was the one I dealt with through most of the process. She was very prompt and patient. I have recommended them to friends and family.

Lara and her team made this whole transaction as easy as possible. Their knowledge and skill in the industry as well as their breadth of knowledge was apparent from day one. Thank you Locke Your Loan!

All the staff was very attentive and walked me through the whole first time homebuyer experience with patience and understanding. I was appreciative of Amber , Alyssa and Laura for all the help. I will recommend them to other?.thank you Lockeyouloan.

I'm not one to ever leave a review but wow I was impressed! Robert and the team at locke your loan made my refinance a breeze! Robert explained my new loan and answered all my stupid questions as we went through the process. I highly recommend Robert and everyone at locke your loan!

Excellent communication; knowledgeable experts; and the best service experience from Lara and her team. I am so thankful and appreciative!