Lunna Loans

Lunna Loans

Reviews Summary

The overwhelming majority of reviews praise Lunna Loans for their fast, simple application process, excellent customer service, and quick funding. Customers highlight friendly staff, clear communication, and stress-free experiences, with many recommending the service for personal loans or debt consolidation. A few mention exceptional support agents and transparent terms. However, one review warns of poor treatment, credit damage, and broken promises, contrasting sharply with the otherwise positive feedback. Most users describe it as a reliable, efficient solution during financial crises.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

1931 Newport Blvd

Costa Mesa, California 92627

Hours

Sunday Closed
Monday 7AM-6PM
Tuesday 7AM-6PM
Wednesday 7AM-6PM
Thursday 7AM-6PM
Friday 7AM-6PM
Saturday 10AM-3PM

Customer Reviews

Lunna Loans made the whole borrowing process feel so simple and stress-free. Their team was super friendly, explained everything clearly, and I actually felt like they cared about helping me, not just pushing a loan. I got the funds quickly and with terms I could manage?honestly one of the best loan experiences I've had.

I can't express enough how amazing my experience with Lunna Loans has been. From the very first interaction, their team made me feel heard and understood, not just like another customer. They took the time to explain all my options and really worked with me to find the best solution for my situation.

Needed a loan and was hesitant at first. Lunna Loans made the process painless. Their website is easy to use and secure. I felt confident and well-informed throughout. They've earned my trust.

Such a refreshing experience with a loan provider. Lunna Loans offers fast service with real people. They actually care and listen to your situation. No pressure, just helpful support. 10/10 experience!

I had a great experience with Lunna Loan. They treated me with respect throughout the whole process and never made me feel small or rushed to close. They were patient and answered all my questions. I even discussed another option I had with a different company, and they helped me notice some important details I might have missed, like the lack of prepayment discounts.

I wanted to lower my debt before retiring. Maryann from Lunna Loan reached out to me. She guided me through each step and even emailed me sample letters. She made everything really simple. I could call her whenever I needed help. I don't usually write reviews, but she and Lunna Loan definitely deserve this one. I give them 5 stars; you won't regret working with them.

Their terms aren't what is advertised in the mailers. Definitely seems shady. Response to comment: I qualified for a couple of options (with a 734 credit score and no history of missed payments), but the 0% interest 'loan' structure raises some concerns. It seems like a setup where I make payments to your company while you gradually pay my creditors over 48 months. If anything were to happen to your company, I could be left in a difficult position. Additionally, the lowest interest rate offered for a stan

Please don't think this is because I didn't qualify for a loan because I did. I just did not feel comfortable working with a company whose employees do not contact you back to answer any questions!! I had concerns about the loan offer and the wording used in the email but my request for several callbacks went unanswered. An employee would call and ask if I received an offer about every 3 days and they would check with the senior loan official working my file and tell me he would call me back in an hour or w

Lunna loans did extremely great job for us. We need loan for our New business and they provided us on easy terms and conditions.

Lunna loans was really great. I got sought out my financial problem with ease. Really helpful with just few steps to follow.

Lunna loans is our go to choice for our loans needs. Their policy is easy to follow. Always helped us in the time of trouble.

Honestly impressed by their customer support. I had a few questions about repayment options and they walked me through everything with patience and clarity.

Jason Pacios was an exceptional representative that was very informed, patient, and considerate with my questions about the process. I learned about more opportunities with Lunna Loans than I previously knew existed and that were a better fit for my circumstances. He's beyond knowledgeable and was a great asset to me deciding to do business with Lunna Loans! Thank you!

Lunna Loans made the application process super simple and straightforward?I was approved in no time without any stress.

Lunna Loans gave me the financial boost I needed right when I needed it. Fast approval, fair rates, and genuinely kind customer service?can't ask for more.

It was my great experience working with Cesar. Most of my applications were completed online. They are really fast and honest.

Alexis provide great support during the whole process. Guide me at every step. It was my pleasure to work them.

They got such a great balance of strength and softness, Lunna. It's rare and powerful. I got their services twice.

couldn't be happier with the loan service I received! The process was incredibly smooth and quick, which was a huge relief. The team was professional, friendly, and answered all my questions clearly. I appreciated how transparent they were about the terms and conditions, and there were no hidden fees. Thanks to their support, I was able to secure the funds I needed without any stress. Highly recommended for anyone looking for a trustworthy and hassle-free loan service!

Signing the contract online with Lunna Loans was so convenient?everything was secure, fast, and I didn't have to leave my home!

Great experience from start to finish. Fast approval and clear terms. Highly recommend Lunna Loans

Apply was really simple and they asked for some information from and it was easy to provide. At the end of the day they called me with loan offer.

Lunna loans always provide great services to their customers. I would highly recommended.

I had a few concerns with my credit score, but Lunna Loans didn't judge or make me feel uncomfortable. Instead, they worked with me to find a solution that worked. It was such a relief.

Lunna Loans made the loan process so simple and stress-free! Their customer service team was extremely helpful and answered all my questions. I would definitely recommend them to anyone looking for a fast and reliable loan service!

The whole process was smooth and quick. They showed me their great ability and give me a lot of confidence.

I'm very impressed with Lunna Loans! Their quick response and helpful team made the loan process simple and efficient. They truly care about their customers and offer great rates. Highly?recommend!

They delivered on their promise?I got my funds as soon as the next day, which was a huge relief when I needed it most.

I'm beyond satisfied with Lunna Loans! Their efficient process and clear communication made getting a loan easier than expected. I felt supported every step of the way. Fantastic company to work with!

Just wanted to say ? Lunna, you're doing amazing. Keep trusting yourself, because you're clearly on the right path.

Loan process was easy and quick. It was really best for me. There was no specific paperwork.

Lunna Loans offers tailored financial solutions to meet diverse needs. Whether you're looking to fund a project, pay for education, or consolidate debt, their flexible loan plans ensure you find the perfect fit.Lunna Loans is very good service.

The loan process with Lunna Loans was incredibly easy. They offered great rates, and the customer service was outstanding. I felt supported and valued throughout the entire transaction. Excellent company!

I'm impressed with how quick and efficient Lunna Loans handled my loan application. Their customer support was top-notch, guiding me every step of the way. Highly trustworthy and reliable service!

I had a fantastic experience with Lunna Loans! The staff was friendly, knowledgeable, and guided me through every step. The approval was quick, and I received my funds without any issues.?Great?service!

I was struggling, drowning in it. Austin changed my situation, like a life jacket to a drowning man. I can't say enough about his professionalism, empathy and knowledge. Today was a good day

Lunna, you inspire others not by being perfect, but by being real. That's what makes you unforgettable.

Lunna Loans exceeded my expectations with their fast approval and transparent process. The staff was professional and helpful, making everything smooth and easy. I highly recommend them for any financial needs!

Lunna Loans provided exceptional service with a fast and simple application process. The staff was friendly and informative, making the whole experience stress-free. I highly recommend them for any loan needs!

Their growth is so inspiring. Lunna loans get me out of trouble during my financial crisis.

Lunna Loans made everything effortless with their quick approval process and fantastic customer service. They provided clear communication and ensured I understood all the details. I would definitely recommend them to anyone!

Lunna Loans provided exceptional service with a smooth and hassle-free loan process. Their team was professional, responsive, and ensured I got the best terms. Highly recommend for all your loan needs!

Jason is knowledgeable, patient and courteous. Jason encouraged me to ask questions if I did not understand legal or financial points of the program.

Lunna Loans provided exceptional service from start to finish. The application process was quick, and their team was always available to answer my questions. I'm very satisfied and highly?recommend?them!

Lunna Loans exceeded my expectations with their efficient and friendly service. The loan process was quick, and the terms were clearly explained. I appreciate their professionalism and would gladly use their services again.

Supreme services all the time. Best among all. They are really quick.

Jordan helped me a lot. He kept me update on every step. Thank you very much.

Luna loan's application procedure was quick and easy. I quickly got the money I required which made it possible for me to pay my bills on schedule. They provide a very dependable and efficient service.

When I most needed financial support, Lunna Loans delivered it on time. Their prompt approval procedure and amiable customer support made it simple for me to obtain the money I needed. I heartliy urge anyone in need of a loan to use their services.

A few months ago I solicited help from Lunna Loans, the agent who assisted me aswell as the supervisor were very helpful and were able to guide me towards the right path to pay my debt off... they answered all my questions and the customer service experience was on point. I have now been with Lunna Loans for 11 months and I am glad I chose them to pay off my debt. Any question I have they always respond fast and are very helpful. THANK YOU Lunna loans

Really great. They perform nice services beyond my expectations.

My experience with Lunna Loan's easy-to-use loan application process was one of support and encouragement. They are my first pick for loans because of their affordable rates and top-notch customer support.

The loan service was exceptional, with a quick and easy process. The staff was helpful and made sure I understood everything clearly. I'm very pleased with the experience and highly?recommend?them!

Friendly, professional, and very understanding of my situation is just the beginning. They were able to address all my questions and concerns, but most importantly, I was able to obtain the much needed breathing room I was seeking in regards to my financial situation. I highly recommend their services

I was able to consolidate some debt and breathe again. Thank you, Lunna!

My experience with Lunna Loans was like no other! They made the process of applying for a loan fast and easy! Thank you so much.

Lunn's Loans offers exceptional service with fast approval times, ensuring a seamless and stress-free borrowing experience. Highly recommend!

Smooth and hassle-free borrowing was guaranteed by lunna loans.Every step of the way their team provided.Excellent guidance and was very responsive.A Great choice for anyone in need of financial assistance!

DO NOT DEAL WITH THIS COMPANY!!!! Had a very bad experience with them, I trusted them, I thought they will help me in my hard situation, like they were promising, but they just ruined my credit score, and made my life even harder. Every time I called them they were lying, every time was a new story, new promises but they just stole my money?

I am very impressed with lunna loans they are very fast and team was very compassionate and coporating highly recommended

The application process with Lunna loans was smooth and hassle-free fantastic rates and friendly staff

Lunna loan process was very easy to get loan! nice staff and process

I think that this company has been of great help to me for helping me pay off my debt with a personal loan it was fast and easy to apply.

Lunna loans offer a user friendly platform and exceptional customer support nice work

Highly recommended lunna loans excedded my expectation the entire process was eassy

I am very happy they were very kind and helped me get personal loan

so happy i chose this company to help me. they were very professional and helped me get a personal loan

This company is very incredible, they helped me with everything I needed and were very professional.

Very professional they helped me get a loan I difenfetly would recommend them!!

really nice service very easy process

I'm so thankful for all the help and information. Mario really did a good job keeping me informed.

Very smooth process , always kept me up to date with everything. Glad I made the decision to reach out.

Thank u guys for helping me out with my personal loan

Process was very simple, able to track everything online.

Thanks for your help!

Efficient and reliable loan app. The customer support responds fast and it is very helpful.

Very impressed with Lunna Loan. Their customer service is polite and helpful. I got the loan same day with no stress. Highly recommended!

Lunna Loan has been a lifesaver! I applied when I was in a tight spot, and the process was smooth and quick. They're really reliable and professional.

(Translated by Google) They called me by phone, I remember his name Isa?, the truth is they helped me a lot in explaining each step and in the end I got an excellent loan, highly recommended (Original) Me marcaron por tel?fono, recuerdo su nombre Isa?, la verdad me ayudaron bastante en explicarme cada paso y al final consegu? un excelente pr?stamo, muy recomendado

(Translated by Google) It is a reliable company with excellent service, I wanted a personal loan, thanks to them I was able to obtain it quickly with a few simple questions. (Original) Es una compania confiable con excelente servicio, yo quer?a un pr?stamo personal gracias a ellos lo pude obtener r?pido con una simple preguntas.

(Translated by Google) I loved their customer service and the attention they give to you. (Original) Me encanto su servicio al cliente y la atencion que le brindan a uno.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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