Matrix Business Capital

Matrix Business Capital

Reviews Summary

Customers consistently praise Matrix Business Capital for fast, efficient, and professional service. Many highlight seamless financing processes, quick approvals, and transparent communication. Staff members are frequently commended for their responsiveness, patience, and ability to secure funding even when others declined. The team’s flexibility, clear terms, and dedication to resolving issues stand out, making them a preferred choice for equipment financing. Repeat business and strong recommendations reflect high satisfaction with their services.

About This Listing

Who Can Work with a CPA?

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Small business owners needing bookkeeping, payroll, or tax compliance
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Anyone looking for year-round financial guidance and peace of mind

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First-Time Clients

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What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

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What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

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Preparing for Your Appointment

Write down any financial goals or questions in advance
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Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

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How to Get Started

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Other Helpful Info

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Fees may be flat-rate, hourly, or based on service complexity
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Contact Information

Address

One World Trade Center, # 2340

Long Beach, California 90831

Hours

Sunday Closed
Monday 6AM-3PM
Tuesday 6AM-3PM
Wednesday 6AM-3PM
Thursday 6AM-3PM
Friday 6AM-3PM
Saturday Closed

Customer Reviews

Brian Acosta and his team are some of the most helpful people i have ever dealt with. We needed to get funding for our new scoring system and they had everything going so quickly! Even when things were difficult on my end, they were patient and were willing to work with me and find ways to make things move along smoothly in a way that still worked for me. I will always be grateful to this team!

I have secured equipment and operating capital loans via Matrix Business Capital. The application process each time was handled in an expedient manner and we were funded in matter of days. In addition, Brian Acosta is always a pleasure to work with.

Brian, Rebeca and Ishara went over and beyond to make this a great experience. The keep us informed though out the whole process and answered all our questions. Would definitely do business with them again. Thank you

Matrix is very easy to work with. Brian and Rebecca were great and really helped simplify the process when we needed them most. We would definitely recommend to anyone in need of help with financing. Thank you, Brian.

Matrix was, by far one of the easiest experiences with a financing company we have worked with, both for us and our customer.

I got the pleasure of working with Rodney Rambo on securing financing for a customer that he referred to our company. Rodney is fantastic to work with, he is very on top of what is needed to get a transaction done and his communication is top notch. I really enjoyed working to quickly get a deal done with someone who understands the urgency on helping customers and is willing to help keep the process running smoothly.

I recently worked with Brian Acosta for funding on one of our projects. Brian was great to work with and the communication during the process was great. Brian was even able to give me some advice for future options. We will definitely be reaching out to Brian at Matrix Business Capital in the future when it is time for the next project.

We here at Pastime Lanes in Hastings, Ne. had great service getting new equipment for our business with Matrix. They worked hand and hand with us and the equipment company. Things moved fast and easy. We for sure will do business with them again. Thank You Brian Acosta and your staff for all your help.

I had a really great experience working with Rodney. We were able to work together, in a timely and professional manner, which close the deal for our customer. At the end of the day, we both worked together as a team to supply the customer with a very happy, smooth experience, purchasing a large scale piece of construction equipment. Couldn't be happier.

My experience with Matrix and my rep Rodney has been amazing. My business is in the process of transitioning and if it wasn't for Rodney and his team I would have had to pause all operations. No exaggeration - I'd highly recommend and give 10 Stars if possible! They make the process easy and communicate with you at each step. Thank you all again for everything.

I was dealing with Brian Acosta at Matrix and he was extremely helpful and made sure I was informed at all times. I am a new owner of a bowling center and was in need of new scoring. Brian was able to get me the financing I needed without having to wait a long time.

Matrix is amazing. We are a small business minority owned and have been little by little growing. Matrix was great in working with us for a great need we had at the moment and trusting us with capital. We greatly appreciate it and we highly recommend them as we will use them again and again. Rodney was superb to work with.

This was a quick and easy financing experience for my restaurant business. Rodney was super helpful and easy to get a hold of. We were even able to go back to Matrix and finance additional kitchen equipment and it was so simple. I look forward to continuing the relationship.

As a sales professional in the aesthetic industry I absolutely value the relationship I have with Rodney Rambo at Matrix Business Capital. He provides the best rate for my customers. I know they are in great hands when I refer them to him, Rodney is on top of everything. He keeps everyone involved; updated throughout the entire process. I have had dealings with other lending companies and they can't compare to the professionalism and integrity of Matrix Business Capital. I highly recommend working with Rodn

I highly recommend Matrix Business Capital with the experience I just had working with Rodney Rambo. Rodney is very detailed and efficient in the loan application process. He went above and beyond to get the best deal for my company with full approval in a few days. High level communication when it comes to working with Rodney Rambo.

I never imagined that working with Rodney Rambo in getting the equipment financing my company needed would go so well. From the start Rodney listened to my needs and he was very accommodating in making sure I sent him the information in a timely manner and viola, everything fell into place and he has certainly gained a client eager to get additional financing on other pieces of equipment. I recommend Matrix 100%. Thank you Rodney and thank you Matrix.

I've worked with Rodney Rambo for many years and he has always provided the best customer service. Working with him and Matrix Business Capital has been nothing but a great experience and would recommend them anyone that is in need of equipment financing. They are very knowledgeable, helpful and will guide you in the right direction. If you are looking for a great company to work with then Matrix Business Capital is your answer.

Brian Acosta helped my wife and I to obtain the funds to buy restaurant equipment for our first restaurant. Brian made the whole process easy and painless. There was constant communication and never once did he rush a conversation. We were very fortunate to have Brian and the whole team at Matrix Business Capital on our team. If we ever need more funding in the future we will instantly call Brian. Thank you!

I had the opportunity to work with Brian Acosta for an equipment purchase. He was very professional, and always quick to respond to any questions or concerns. Brian also communicated on a regular basis with the company we were purchasing from to make sure we were always on the same page. Would definitely work with him again and highly recommend!

First class service!!! My experience working with Rodney was exceptional and seamless. I only wished I had worked with Rodney on my previous business funding needs. If you are looking for great customer service and an overall great experience, you can't go wrong with Rodney/Matrix Business Capital

I have worked with Allen Santos for many of our leasing needs over the years, and now having him introduce me to working with Matrix Business Capital has just made the leasing process even more pleasurable! Together with Rodney Rambo, both financing specialists worked swiftly to enable us to get our new equipment as expeditiously as possible. Most importantly, they reached out and communicated with me through every step of the process from the application to the actual funding. Their level of professiona

Matrix was really helpful financing the equipment for my business. Rodney and Giovanni were really friendly not putting pressure on me was great also. On my second time I did business with matrix was a cash flow funding. Audra and Mike Ferguson help me out the transaction when smooth and I got my funds when they say I will. They explain the terms and conditions really clearly I will definitely do business with them in the future. They work with different banks and financial institutions that they'll defini

I have used Matrix Capital and Brian Acosta on four occasions to purchase equipment for my business. They make is so easy to purchase equipment. It takes very little effort on my part to make a big purchase and the vendors that I deal with also like to work with Brian because he makes it effortless for them also. Brian will also work out several options for you that will make business sense. Brian's assistant Ishara Kandegedara handles all the details and explained everything to me and my vendor. You w

Rodney Rambo is amazing. He worked around the clock even outside business hours to not only ensure our restaurant equipments were financed but also in stock to ship in the shortest possible time for us to reopen after closing during the pandemic. It meant a lot to us to have someone who cared about the success of our operation not just financing. Will definitely recommend them

Second time dealing with Rodney Rambo and I have to say he is the man you need to help you get your equipment financed in no time. He was very knowledgeable and always willing to answer any questions I had. My transaction got started on a Wednesday (late afternoon) and by Friday morning I had my loan approved. Nothing but positive comments from my part. Look forward to working with them in the future.

We worked with Rodney recently and look forward to working with him again. He was most helpful, very knowledgeable, and informative throughout our loan process. If you want a hassle free experience, we recommend Matrix.

Brian at Matrix Bus. Capital took really good care of us to finance some equipment we were in need of. The process was quick, easy and was funded within a few days. Thanks Brian!

I'm a salon owner and I was referred to Brian Acosta from the company that was fabricating the furniture for my new salon space. I was told they would be an awesome resource to finance the furnishings. I had a great experience and a couple of the biggest stand outs to me were how quick the process was and how thorough the communication was. Every step of the way I received a call, text, and email so I found that really helpful so thank you so much again for your help!

We at Camelot Party Rentals have successfully worked with Rodney at Matrix on four leases for equipment since 2012. Rodney always makes the process convenient and easy. He finds us the best rates and works hard to get the terms you need. We have been able to expand our client base and expand into other areas of expertise due to the new equipment we were able to acquire over the years. I don't know where we would be today without them! Thank you Matrix!

Matrix is a great company to work with. Fast, professional service, and really good communication! Their staff made sure we understood where we were in the process at all times. We'll definitely use them on our next expansion project.

Brian was extremely helpful from the moment I contacted him about an equipment loan. He was on top of things from the get-go, explaining what our options were and helping us through the process. The application process was made easy with Brian's help, Highly recommend this company for your equipment financing needs.

I wanted to take a moment to share a very POSITIVE experience with Matrix Capital and Rodney Rambo. I have been in business for 34 years. I have worked with many financial organizations and leasing companies. As a supplier of Business Phone Hardware we rely on the ability to provide lease options to our prospective clients. With that being said, often times the prospective "Client" may have had a challenging financial past. I recently worked with Rodney Rambo on a somewhat difficult transaction. I must

Rodney helped me get funding when no one else could not. He was kind and helpful throughout the whole process and answered all of my questions. I highly Recommend Rodney Rambo to anyone looking for funding for their restaurant !

This was my first time using Matrix Business Capital to assist me with financing new equipment. I had a few reservations working with them initially being so far away on the east coast. However, they were very professional and courteous during the entire process; and they were very responsive to any concerns or questions I had. I would definitely recommend them.

We recommend Matrix and feel they are a great company. We have financed 2 mixers and an end dump with them. We were originally referred from the vendor selling us a mixer and we had a great experience and we have continued working with them ever since. They have been financing used equipment that we purchase from private party sellers. Communication has been great and process is simple.

Customer Service is back! What a company...very attentive, professional, looking out for our best interest...easy application. They make the whole process so easy. We financed a couple of heavy equipment and we had it all done within a week. Highly recommend this company. Looking forward to doing more business with them. Thank you Brian, Audra, Chelsea and Eric! Great Job!

Brian Acosta was super helpful. He was able to get me financing for a couple of pieces of medical equipment after other financers were unable to do so. Highly recommend.

Matrix Business Capital and Brian Acousta is a dream come true , after a year and a half of trying to get truck financing Brian got us financed in 30 days. He is so professional, persistent, and detailed. He guided us every step throughout the process. We are so pleased with their services. Please help yourself and share your WANTS or NEEDS with them! I promise you will be satisfied and very happy ! A PERFECT 10

Rodney is amazing and efficient at his job. Makes the transition easy and smooth. I am extremely happy of how fast they made it happen. Will continue to with their services and will recommend to any business.

This was the first time dealing with Matrix Business Capital. Brian Acosta made the process simple and kept us informed on everything thru the whole process. Would recommend Brian and Matrix to anyone looking for financing. :)

As a business owner I really appreciate when things just work? and with matrix Business Capital, they just work. Their customer service is A-1, their knowledgeable staff is always friendly and willing to take the time to answer any questions I may have. My first equipment leasing has been a learning process as well as a pleasurable one; I will definitely be using Matrix Business Capital again in the near future to further help grow my business. Thank you again, Respectfully,

Working with Brian Acosta through Christopher Trucks was very nice,. He was always on top of things and kept us up to date on the customer's progress. Very Professional and helpful throughout the process, all the way to the very end.

I recently worked with Rodney Rambo through a mutual customer. I was thoroughly pleased with both Rodney's professionalism and his complete dedication to helping his customer through the whole process. He was wonderful at follow through and did everything he promised. I would highly recommend Rodney for all your needs.

We are a dealership in Hayward (Elias Motors, Inc) that initially came in contact with Brian Acosta through a mutual customer. From the very first encounter, Brian demonstrated his dedication and effort put forth. We kept him in our close contacts for further future business with him and Matrix. We love how fast and efficient his work ethic is! GO BRIAN!!

THANK YOU MATRIX BUSINESS CAPITAL!!! Ive not only worked with Brian Acosta & his team once BUT TWICE!!! Our first deal was restaurant equipment financing, which was easy, straight forward, and FAST!!! The 2nd deal was, even more easy and seamless. I would definitely recommend MBC, Brian is thorough, professional and just all around great company and team!

I recently purchased a man lift using Matrix and I couldn't be more pleased. The turn around time from start to finish was excellent! I've had auto loans that weren't as easy and fast as Matrix. I worked with Eric and Audra and everything they told me was spot on. If they said they would call, you could count on a call. Eric made numerous calls to the vendor to make sure everything was taken care of even down to delivery of the lift. I highly recommend Matrix if you are looking to purchase equipment. Mike

we're a well-established manufacturing company and from time to time have the need for outside financing for new equipment. i had a positive experience with brian at matrix. he understood my needs and asked questions to learn about my business. i would not hesitate to use matrix again in the future.

We had a great experience with Matrix Business Capital. Amazing customer services always helpful when it comes to my questions and concerns. Great professional team members always ready to help me out with any question I have in regards to my equipment for my company. Really do recommend them.

Rodney has helped us a 2nd time with getting the equipment we needed to stay up to date in our business. The process is very fast, we were approved in just hours and over all time for paperwork to getting the equipment was less than a week. I highly recommend using Matrix Business Capital if you need equipment and don't have the funds.

I recently worked with Allen Santos to acquire equipment for a good customer of mine in the printing industry. I have been in the copier business for 30 years, beginning in 1985, and I have never been so pleased with a leasing company! They were awesome. The process was streamlined and simple and we had the check in our hand in two days, That's service!

Matrix was wonderful to work with. Each person we spoke with was professional, and responded in a timely manner. Requests for information were very precise, and made the process of financing easy. We greatly appreciate your time and help. -Authentique Reno Team

Great experience. Rodney Rambo made it easy to get everything we needed done in a timely manner. He was very tentative to updating me throughout the whole process. I look forward to doing business in the future.

Matrix moved faster and was more transparent about the process and what affected our financing availability much better than the other providers we spoke with. We were able to get our down payment out to our equipment manufacturer fast enough to prevent any delays. We'll be using them again in the future if we have additional financed equipment needs.

Was introduce to Rodney Rambo through Evan Money, I was cautious at first but after talking to them I was comfortable in moving ahead with the order. Rodney was very professional and keep me informed on what was fixing to happen. With out his help I would not have been able to make the big purchases to open my business.

My company just completed our first transaction with Matrix Business Capital. Allen Santos was outstanding to deal with! He was very professional and thorough. Funding was immediate as promised. I would highly recommend Matrix for any equipment financing.?

I recently dealt with Rodney over at Matrix Business Capital. I can't tell you how overwhelmed I was with the professionalism, the quick response & service that Rodney & his team came through with over at Matrix Business Capital. If you ever need financing Rodney & his team is who you should be reaching out to.

Brian Acosta is awesome to work with it! He is quick to respond and is very helpful! Matrix helped fund my equipment for my new salon. Very thankful I found them! Thank you Matrix Business Capital!

Brian and his team were amazing. Kept me well informed during the entire process. They were quick to answer any questions and the process was fast and simple. I will use them again in the future for sure.

Matrix Business Capital provides very efficient service. Their associates made the application process very simple and straight forward. We have actually received funding from this company twice. Each experience involved exemplary customer service. I have already referred others to obtain financing from this company.

I tried six times to get a lease for this interoperative ultrasound equipment for are business Deep Imaging LLC. I'm a firm believer no means yes I was introduced Rodney from Matrix business capital. I would refer this company to anybody.Rodney was amazing and they will get all my business moving forward. If there was 10 stars to be given to Rodney and matrix capital they would get all 10 Stars, but all I could give them was five. If you decide to get a lease from matrix business Capital ask for Rodney he w

I financed a very important piece of equipment through Matrix. Brian and Erik helped me through whole process. It was easy and my business and my clients have benefited from this purchase. I would highly recommend Matrix for any financing needs. Thanks again guys!

I recently worked with Rodney Rambo on financing equipment for my esthetics practice. He was very professional and answered my questions with respect and useful information. Rodney was incredibly patient and understanding of my busy schedule and inability to answer the phone right away. He left detailed messages on the process, what would happen next and what I could expect to be asked or to provide, and he always made me feel like my financing needs were important. I will definitely call Rodney should

My experience with Matrix was very good. They are very professional and timely in both information and response. They work hard to get your business the funding necessary to meet your needs in your specific market. I would recommend Matrix Business Capital to any small business owner, needing specific equipment funding to maintain success in their business. Steve Jordan, Jordan Associates LLC

I had a great experience working with Matrix Business Capital. I was having difficulty getting equipment through a major equipment manufacturer in my industry, and Erik and Brian from Matrix stepped in and resolved all the issues. I would highly recommend Matrix to anyone who is looking to purchase/lease new equipment for their business.

Never thought financing equipment for my company would be this easy. Rodney was always on top of everything! He made this process quick and easy. Definitely recommend Matrix!

The staff at Matrix Financial made the process very seamless and professional, especially Allen! He is the MAN! . We have worked with them for years and love their customer service and financial products that they offer. The funding was fast and got the company to our goals! Thanks Allen and Thank you Matrix!

I needed help getting an expensive machine for my new business. Rodney was awesome. Each time we spoke or emailed he was incredibly helpful and super nice. I would recommend them to anyone needing funding for their biz!!! Thank you!

Our relationship with Matrix Business Capital has been a positive one since we were first introduced to the group as a source of business financing, Their process was easy and quick from start to finish, and throughout the entire process their people kept us informed every step of the way. Matrix proved to be the exception to the rule that securing financing for your business has to be a tedious, disappointing process. Their group is highly recommended.

While being turned down by other loan institutions I somewhat had doubts about it happening for M.A.C. Network Inc. . But Rodney a look a look at my bank statements and said that he probably could get this done for me. A few days later after corresponding with him and providing documents and signing, things worked out to my surprise. I am pleased to have had Rodney work with me, it was done in a timely manner, and look forward in the near future to use your service again. GREAT JOB THANKS A MILLION.

The team at Matrix are miracle workers! As the Executive Director of a small non-profit with big plans, they were able to help us achieve our goals and serve many disadvantaged individuals in the community. We were a long shot, and they took a chance on us when nobody else would. The staff at Matrix was professional, efficient and timely. We could not be more pleased and plan to use them in more projects going forward. I highly recommend their service! Dr. G.

I financed 3 pedicure bowls for my salon through Matrix Business Capital and was handled quickly and efficiently by Erik McDonald. They did a great job and I am extremely happy with my terms. I would definitely use Matrix Business Capital for all future purchases.

I would give 10 stars if I could! Rodney is so awesome to work with and gets stuff done QUICK! I am a new GM at a very high volume Key West bar & restaurant and he held my hand through this whole process and got me the funding I needed for new kitchen equipment overnight!

My wife and I own a personal training business and needed to purchase a number of new pieces of equipment for our studio. Despite having a large debt load due to our real estate investments, Matrix Business Capital was able to get us the financing we needed to improve our training center. Furthermore, they are very responsive and sometimes return emails and phone calls on holidays and weekends. They work around the clock for you!

Matrix Business Capital financed equipment for our business a few years ago. They are very knowledgeable and very good to work with. The process was very easy and within a few weeks we received delivery of a brand new, custom made 7-axle Freightliner flatbed truck with Heila knuckle boom. Thank you Matrix for all your assistance!

The process was so easy. Rodney worked diligently with the lender to get me approved for funding!! Communication was great during the process. I'm greatly pleased with the transaction.

I own Splatterzone Paintball Park and we needed new rental equipment. We used Matrix business capital the whole transaction went very smooth they kept in touch through the whole process. Would definitely use them again. Thanks again!

I have done a lot financing transactions in the past, and was very impressed with how quickly and thoroughly Dave was able to get me through the process. I didn't have a lot of time to keep track of this process and Dave helped me through with a minimum time commitment and no frustration. I will look to use them again on my next transaction.

I recently used Matrix Business Capital to purchase equipment for my Ranch Management business. They made the process very easy and quick. Their level of customer service and professionalism could not be better. I would highly recommend them for any type of business loan.

Brian is the absolute best! He is attentive and quick to respond! He made the process seamless and has a great help in assisting with getting funding for equipment for my small business! You will not be disappointed

I just wanted to say a few words about the professional and courteous help that Rodney Rambo provided in helping us get the lease for the equipment needed. Rodney answered questions and concerns and was able to set the lease up in a way that made sense and helped the company get started with the machines needed!

Great financing company to work with. I never hesitate to refer my client to Matrix Business Capital. Very knowledgeable and able to offer my clients several options to fit their needs!!

Everyone at Matrix Business Capital were very courteous and professional. Our loan was finalized quickly. We look forward to doing business with them in the future. We recommend Matrix Business Capital if you need quick financing with great terms.

We had a great experience with matrix business capital, great customer service. We were finally able to get the spider frame machine that We've been wanting for a while and thanks for making it happen really looking forward to make purchases in the near future.

Matrix assisted us during a sale to an end user that wanted to receive the cash flow benefits of financing. Matrix did some quick due diligence on the end user, approved the financing and quickly processed the lease for payment. great experience Dave

Dave Zoratti guided me through the process of getting funded for a new piece of equipment i needed for my farm. This was the first major purchase I've had to finance through my business so it was a new experience for me. He was patient, responsive to calls and emails, and explained the process. We had a fairly major hiccup in the process requiring him to essentially start the process over. Not a single complaint. He had my new loan that very same day! My future business needs will to go Matrix and Dave

Rodney took us through the process one step at a time and it was very easy to understand.Sometimes getting a loan or lease is very difficult and you just want to forget it.Rodney made it uncomplicated. He was very pleasant to talk to and new what he was talking about.Very informed and new his business.

When Rodney contacted us to give Matrix Business Capital an opportunity to run our leases with them, we were already working with several other leasing companies. We had a lease application that we could not get approved. We contacted Rodney and I worked with Allen to get them approved. Not only were they able to get our client approved, they exceeded our expectations on the whole leasing process. We look forward to working with Allen and Rodney for years to come, they are now our preferred leasing comp

I needed two ROV?s for my painting company to haul materials, supplies and personnel more efficiently on large, commercial painting projects. Even though I have been in business for 11 years and have great credit I had been turned away from other companies due to the nature of the equipment. Dave Zoratti and his team at Matrix Business Capital were able to overcome that challenge and fund the transaction for my business.

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What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

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Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

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Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

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Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

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Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

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