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McCullough Financial

McCullough Financial

Reviews Summary

The majority of reviews are highly positive (5-star), praising the expertise, professionalism, and long-term reliability of the services, with many clients recommending them for taxes and financial advice. A few negative reviews (1-star) cite poor communication, rude behavior, and dissatisfaction with recent changes, including increased prices and service disruptions. Overall, satisfaction is high, but there are notable concerns from a small minority.

About This Listing

Bookkeeping
Accounting
Business Consulting
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Individual Taxpayers
Real Estate
Restaurants
Construction
QuickBooks
State-Specific Experience
Years of Practice
CPA License

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Bookkeeping
Accounting
Business Consulting
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Small Businesses
Individual Taxpayers
Real Estate
Restaurants
Construction
QuickBooks
State-Specific Experience
Years of Practice
CPA License

Contact Information

Address

18021 Sky Park Cir suite d

Irvine, California 92614

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 8AM-5PM
Tuesday 8AM-5PM
Wednesday 8AM-5PM
Thursday 8AM-5PM
Friday 8AM-5PM
Saturday Closed

Customer Reviews

Perfect Tax and Financial Services ? Highly Recommended! McCullough Financial is amazing in every aspect of their work. Their bookkeeping keeps my finances perfectly organized and up-to-date, their payroll services ensure my team is always paid accurately and on time, and their tax expertise makes filing stress-free and maximizes my savings. The team is professional, knowledgeable, and truly cares about their clients. They've made managing my business finances effortless. If you want perfection in bookkee

Micheal McCullough bought out another CPA's clients (Tony which was amazing and a kind person) and has been so condescending and rude. His phone system is terrible, they hang up on me and don't answer afterwards. They have given my appointment slot without telling us and had 0 care in the world to Fix/Rectify. I brought the issue up about being hung up on MULTIPLE TIMES which Micheal McCullough didnt care to address or initiate any meaningful response. Their prices have increased tremendously for what I was

After reading the reply left on my husbands review below and experiecing your displicable attitude first hand; I must say your response is beyond fake. Had you spoken with the elegance you had in your comment or even with the length of what you had to say we would probably be in a much better situation. You two faced comments paint a perfect picture of the service you will reviece here. We are not the first to find a different CPA within our family, but unfortunetly we were last leave. Deplorable attitude

Tax season can be daunting and carving out time to break away from my busy work days are always tough, but having Mike McCullough as my go to, honestly makes the process seamless & easy. I've been a client for a few years now and just closing on 2023, leaving happy & comforted once again. Highly recommend!

My only words for McCullough Financial are all positive and I highly recommend them for all your financial needs. The owner, ?Michael? covers all the bases with me and helps guide me with everything from investments, real estate purchases, taxes, retirement and more. He and his staff are excellent at guiding me down the proper avenue with expert advice in all fields for financial success for my future. Extremely happy with all McCullough Financial has done for my family and myself!????

I highly recommend Tony and Mike for their exceptional services as a CPA and financial advisor, respectively. Their expertise,professionalism , and genuine care for clients are truly commendable.

Tony has done our taxes since the '80's and has always been so helpful. My family is very thankful for his services every year.

quick response time, appointment availability, and secure document upload available.

Great information! Easy to read newsletter with helpful links

I highly recommend them for all your financial needs. mike mccullough is a expert advice in all fields for financial success for my future ????

Tony is the best he is been doing our income-tax returs for our business and personal for over thirty years. Thank you Tony

I have been doing my taxes with Tony Azavedo for the past 35 years. Highly recommended.

Tony is the Best CPA by Fare

Verry fast, efficient, and well worth my time and money.

Overall great experience.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.