*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
2459 W 208th St #101
Torrance, California 90501
My family and I recently started working with Rafeek and it has been the best experience ever! He took the time to meet us in person and went over in thorough detail about what he does and how he can help us. He listened to every question and had an answer for whatever we needed help with. Rafeek showed that he was dedicated and the follow up from him has been phenomenal! During these trying times with the economy constantly going through changes I'm glad to have a professional like Rafeek there to guide my
I have known Mr Rafeek for over 25 years. We originally met through a nephew and we purchased life insurance plans for my family and fast forward these 25 years and before I retired we discussed the best way forward to invest for my retirement and Mr Rafeek explained in detail the best option for my situation. Always going the extra mile for you! He is a great financial advisor and I highly recommend his knowledge and expertise to everyone!
I'm forever grateful for Rafeek and all the help and advice he has given me and my family over the past years. He made sure I understood the process and helped me set a financial plan for my future. Always answers all my questions and is always very reliable. I definitely recommend him!
Rafeek is an excellent financial advisor. He has been patiently helping me and my daughter achieve the financial independence and security that we aim for. He is very knowledgeable and well experienced in his field. He has extensive knowledge and skills. I highly recommend Rafeek for financial advice and guidance. I give him 5 stars.
Rafeek is a wonderful financial consultant. He and Amy patiently explained all my options and were so helpful to me as I invested the account I inherited from my mother. His personal service was so valuable and he helped me through all the paperwork involved with a loved one?s death. I would highly recommend him to anyone who is looking to invest their money. He will help you and come up with a great financial plan to prepare for retirement.
I really appreciated how clearly Rafeek explained the different policy options and helped me understand what would work best for my needs. He was patient, knowledgeable, and made what could have been a confusing process feel straightforward. Couldn't be more thankful for his professionalism and support throughout the process
Mohammed Rafeek is the best, he will take of you Don't put it off and make an appointment with him Today!!!! He will set your retirement plans in motion You deserve it 1, 5, 10 years from now you will regret not doing it
My husband and I have worked with Rafeek and Amy for 20+ years. We would highly recommend their financial services. They have advised in each stage of our lives and because of the mindful planning and investments we are feeling secure about our retirement plan. They have advised us for all of our financial needs over the years: buying a house, college funds for our children, short term market shifts, and long-term retirement planning. They've helped us understand the market and different types of investm
Mohammed Rafeek is the absolute best financial advisor you could ever meet Don't put it off and make an appointment today, it will literally change your future
When I brought my information to Rafeek, I had accounts all over the place. Not only did Rafeek help me consolidate my accounts into one manageable place, he helped me refinance my house and get my finances under control. Now I can see everything in one place. He has helped me understand so much about financial responsibility and has sent me in the right direction for retirement. I would recommend Rafeek to anyone.
Met with Rafeek for my yearly client review and a lot of positive feedback and advice was shared. Great working with you!
Very happy to start my retirement plan with him. He explain and took time so i can understan every question i had. I highly recomend him.
I am very pleased with the financial services Rafeek had to offer me. He was very patient and answered all the questions I had. He helped me to better understand how I can manage my finances short and long term! Thank you again Rafeek!!
I'm grateful for Rafeek, he's guided me through my entire retirement plan. I can honestly say that based on his expertise in wealth/money management, I will be able to retire comfortably and keep my current lifestyle well before the current age retirement guidelines. Definitely recommend him with your retirement portfolio. Thank you for your guidance, Rafeek.!
It's just by chance that I met Rafeek and he has completed change my life financially. My future is looking bright and my retirement plan is looking very comfortable. Thanks Rafeek. You are the BEST!!!!
Mohamed Peer Rafeek is one of the best financial representative I have ever met. He is very knowledgeable, professional, informative, and most of all, very helpful to his clients and will go above and beyond to assist you on your financial investments. I strongly recommend his services to anyone needing financial advice.
Rafeek has been informative, friendly, & helpful from day one. Rafeek patiently answered my questions and provided pros and cons for every scenario. I was extremely impressed from the very beginning and connected him with my children to also assist with setting themselves up for emergencies, investments & retirement. I value and appreciate Rafeek to the fullest!
Rafeek is awesome, has helped my family and I with our finances for years, and has all ways taken great care of us
Great customer service. Very easy to work with. Explains all the options in great detail to make it understandable. I highly recommend Rafeek.
I have been a client and a teammate representative of Rafeek and Amy for the last 10 years and I am very satisfied with all the financial products they helped me with. I am completely set for my retirement and in the event of the unexpected my family is set for life as well. Coming on board with Primerica and working with Rafeek and Amy has been the best decision of my life. I have learned so much from Rafeek and Amy on how to become a business owner, entrepreneur, leader, spiritual life and family life. I
Rafeek and Amy have been the backbone of my family for many years in regards to protecting us against financial burdens and educating us about investing for our future. We feel very fortunate for having them in our life, especially when they crusaded against two awful life insurance companies I had prior to joining their business. They are beautiful people overall - in business, personally and spiritually.
My husband & I will never go else where! Every time we have a question they're always there, we're never left without an answer. We recommend them 100% if you're looking to get your finances in place this is the place to go! If you're embarrassed of where you financially stand this is definitely the place to go, seriously look no further! They know the struggle & can definitely help you!! Thank you Rafeek & Amy! #1 Primerica Office!!!!
What can I say? Rafeek literally doubled my retirement money. His advice was spot on, and my finances are now in good order. However, the best part is that now I understand how money works. Before Amy and Rafeek, the people I consulted were all trying to sell me something. But Amy and Rafeek took an educational approach I really appreciate. They were more interested in getting me in the right program. It was all about my goals and dreams and how to achieve them while working toward financial independence. I
Mr Rafeek and Amy have always been very supportive and kind to us. I learn a lot from them . They take their business very seriously and they are very professional. We feel very fortunate to be associated with them. I recommend their financial services to everyone. Abdi mostofi
I am grateful for this Primerica office. My heart leap for joy and being encouraged on my spiritual journey, personal journey and family journey. Al though this phenomenon company had visited my life 4times before this wonderful location between 1998 and 2003. This location is the best for my own journey. I feel nurtured with my mindset as a beginning business owner, feel respected of my unique personal journey. The RVPs as business mentors are patients with me. I feel my growth in the business Today is bec
I started with Rafeek&Amy as a client! When I walked in to their office I saw the value of their business and their positive caring attitude which didn't meant to sell me the products! It was in a matter of helping me and educating me to get the right choices to protect my family, then I became a client of them I felt greatful and lucky to get taking care off by the most honest people trust worthy company! and I saw the value of their services and joined to work with them few months ago and I'm so excited t
Rafeek helped my family with investments and we are extremely grateful there are good people like him doing honest work out there for families and helping them make the right choices for their finances. You will love him and his office.
Definitely not disappointed! Rafeek and Amy have always answered any questions I've had and helped me decide what is best for investing in my future by talking everything through. They really care! Highly recommend!
Knowledgeable, trustworthy, extremely helpful agents. I was able to get all my finances in order and start saving for the future because of them. I am truly grateful for having met Rafeek and his team.
Primerica is changing lives that's taking individuals giving them Freedom not to working nine-to-five bringing relationship together making a bond go Primerica. Blank Financial Freedom along with Primerica has been educational. As a man should take care of there own financial obligations and financial planning great service very personal, their family. Pass the word out!!! per- Order Today. handcrafted one of kind pottery piece. From Adriana Andersen a local artist. Summer Studios Arts Academy find as on o
if you are clueless about your financial needs ?? Rafeek is awesome in giving you the simplest way how to achieve your financial goals. Amazing customer service and follow up.Highly recommended!
You want to learn about your personal finance? It doesn't matter what age you are at, Rafeek and Amy are the best teachers. They teach simple financial concepts that are easy to follow.
Don't ever go here I came to Rafeek to handle the transfer of the mutual fund my father had prepared for me and in the process lost 11,000 dollars to the irs where he had told me he'd never dealt with a case like this before after ensuring that he'd been in the business for years and having all the experience and knowledge I needed. As an inexperienced investor I didn't understand what was going on and attempted to speak with the irs myself and I've been having trouble since. He'd been promising me tax d
thank god for Amy & Rafeek they help us with our finance and i learn how money works, awesome service, trustworthy and I will recommend them to my families and friends.
Phenomenal office, great people and excellent customer service. Highly recommend to work with this office. Superior services. Full fledged financial planning.
You've found the best team. The Rafeeks are honorable, trustworthy, and will put your needs first.
great place and great ppl. stop by every tuesday nite at 720p ask for Alex she the most sweetest person ever.. im. so glad i meet her
Wonderful service for 10 years so far!
Primerica is a totally awesome company that keep the people informed, and properly protected. They have no hidden motives or agendas.They're a company that I trust.
Great financial planning advice. Knowledgeable & friendly. Wonderful experience.
Amy and Mohamed Rafeek have a very professional and helpful office! The people and office environment are top notch!
Friendly, knowledgeable, accessible, great people and great service. Dedicated to help people.
Great service , great environment. Phenomena information . You won't be disappointed and leave with knowledge.
They are awesome people with great business value!!!
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.