Nick Boxberger - Mortgage Lender - All Western Mortgage, Sr Mortgage Expert NMLS#1386823

Reviews Summary

Nick consistently receives high praise for his expertise, professionalism, and dedication in mortgage lending. Reviewers highlight his responsiveness, transparency, and problem-solving skills, making complex processes smooth and stress-free. Many appreciate his patience, clear communication, and ability to secure favorable rates. Clients frequently mention his team's efficiency and recommend him for first-time homebuyers, refinancing, and challenging cases. His persistent, supportive approach builds trust, with many vowing to return or refer others. The consensus: Nick delivers exceptional service, turning daunting mortgage journeys into seamless, successful experiences.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice

Small business owners needing bookkeeping, payroll, or tax compliance

Freelancers and contractors with 1099 income or complex returns

Couples planning finances together or managing joint returns

Investors with capital gains or rental property income

Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns

Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification

Tax documents (W-2s, 1099s, investment summaries, etc.)

Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance

Check if your CPA offers virtual sessions or document uploads

Bring a notebook or use a notes app for key takeaways

Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations

Fees may be flat-rate, hourly, or based on service complexity

Some CPAs specialize in industries like healthcare, real estate, or tech

Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

5927 Balfour Ct Suite 104

Carlsbad, California 92008

Phone

+1 602-317-1262

Visit Website Call Now Get Directions

Hours

Sunday Open 24 hours

Monday Open 24 hours

Tuesday Open 24 hours

Wednesday Open 24 hours

Thursday Open 24 hours

Friday Open 24 hours

Saturday Open 24 hours

Customer Reviews

What a great experience. With all the stresses of purchasing a home, Nick and his team made it very easy for me. I'm not great with sending documents and gathering information but they made it as easy as possible. Never thought I would qualify for the home and Nick said we got a chance. I couldn't be happier! Looking forward to working with Nick and his team again when I refi hopefully in the near future. Thank you!

I have never had such a great experience with a mortgage lender. Nick was absolutely amazing! He was there for us every step of the way extremely communicative and honest, and we never felt like we were in the dark with the process. I wouldn't hesitate at all to use Nick and All Western Mortgage again for any of our mortgage needs! 100% satisfied customer!!

Nick is the best when it comes to mortgage loans. My wife and I had an amazing experience working with him . Not everyone one can do what he did for us. Never takes NO as answer and kept persistent through our process. Very knowledgeable man. One Hundred percent recommended for everyone looking to get a mortgage loan of all sorts. We will continue to work with Nick and his team in the near future.

Nick was so helpful & made buying a home quick and easy! He was always there to answer any and every question along with providing us with all the information we needed throughout the process. We had the best team on our side & he played a huge role! We will definitely be using nick if and when we ever decide to repurchase a home. We would recommend nick to anyone and everyone trying to buy a home!

Nick has been nothing short of fantastic to work with! Highly efficient and great with communication. Every step of the way we knew what was going on and actually got the loan much sooner than expected due to him. Highly recommended!

We had a fantastic and fast closing thanks to Nick and his team. Everything went very smooth without any snags. Nick was very transparent with our home loan. Nick is very pleasant to work with and very knowledgeable in the lending business. I would definitely use Nick again for our lending needs.

Nick was a great lender to work with. He was very responsive and on top of it. I look forward to working with him again. Don't hesitate to give him a call. Rachel w/ Nexstar Homes

It didn't matter if I asked dumb or smart questions, Nick had all the answers for me. He treated me with respect. I will always remember this, and continue to make sure that Nick is the first person I always reach out to. Thank you again Nick for making this nerve-racking process very very easy.

Nick was exceptional. This was my first time buying a home in the USA. I am an immigrant living in the US 6 years which was always going to make my case challenging given the short credit history. Nick was able to help me increase my credit score, get an exceptional loan which was dependent on my type of work. Him and his team rapidly helped me secure the property of my dreams after it being listed for only three days which was extremely helpful getting into contract. Unfortunately out of Nicks control, the

Nick and his staff were fantastic! Nick was on top of every aspect of the loan process, enabling us to close a week early. He and his staff were always helpful, even when we asked "inexperienced" questions. I would highly recommend Nick and will most definitely use him again if the need arises.

My wife and I had an amazing experience with our loan expert, Nick Boxberger. He walked us through each step of our loan process and explained each possible financing circumstance we had to consider. He answered our many questions and offered options for us ranging from house prices, market, quality of neighborhood and more. We felt secure in Nick?s hands and we would recommend him to anyone looking for a home loan. He even recommended a real estate agent who tried effortlessly and succeeded in finding us o

What more can I say about Nick that hasn't already been said by everyone who's ever had the privilege of working with him. Honest, reliable, trustworthy, professional, and just an all around good guy. He makes the process easy when it's not an easy process. He's definitely a problem solver, and a magician because he worked some magic to get my loan closed on time, and with an extremely favorable rate. Great job, and I will for sure be referring friends and family over to you soon. Keep up the great work,

Nick was super on top of things throughout our journey! He was very patient answering a million questions and supported us in every decision along the way. Highly recommend!

Nick was always working working hard on our loan package, he helped us get the house of our dreams and he never gave up when obstacles to the funding process arose ! He is an amazing professional !

Nick was professional throughout the mortgage financing process and went over and beyond to help us at every step to get loan processed in time at the best market rates we could get and helped in ensuring closing is a non event. Looking forward to leveraging Nick and team for future purchases/ refinancing.

I have to admit that at first I was a bit nervous about applying for a home loan, but Nick was incredibly informative, professional, and kind. He walked us through the pre-approval process and the application for a home loan. We are now enjoying our very first home thanks to him and his wonderful team. I highly recommend you reach out to him for your loan needs.

We feel very fortunate to have Nick as our mortgage expert for our first home purchase. Being that it is our first time buying a house, we were nervous about the whole process of loan application. But after meeting with Nick for the first time, his friendly nature and expertise put all our questions and concerns at ease and made the whole process really stress free. He was very responsive to our questions and always prompt with providing the preapproval letters with specific amount for our offers. Shortl

I was working with another lender and ended up with LoanDepot and Nick. The transition was smooth and seamless. The process and experience was transparent and interactive. Nick and his team were supportive and innovative in making sure that the transaction was progressive. If not, solutions and contingencies were provided. Future references will be rendered and Nick will be consulted again for future transactions. Thank you Nick and to your team.

I would highly recommend Nick and Loan Depot for your Home Mortgage needs. Nick was very responsive and incredibly knowledgeable. We had my home refinance wrapped up in a matter of a few short weeks and with excellent terms! I have already sent Nick a referral and will continue to send anyone who asks his way! Thanks again Nick!!

Nick and his team has been very helpful in helping my girlfriend close on a house we wanted! They were always available to talk when ever questions came up! Their customer service was beyond great! Highly recommend Nick and his team!

I interviewed 4 different mortgage companies while negotiating the my home purchase. All were good but some didn't see to have the answers to the more difficult and important questions I had. Then I meet Nick! Answering questions with full explanations , returning my calls quickly, and found ways to save me allot of money and time . The entire process was seamless and completely transparent. I picked the right person for the task . Thanks again Nick

For our first time going through this process Nick made things easy. When things come up during buying a home and getting a loan, as they always do, when Nick reassures you that you're on the right track you can actually trust that.

Refinancing is like getting a root canal. The only happy dance takes place when it's in the rearview mirror. Can't believe this refinance (not my first rodeo) took less than a month! Nick steamrolled it right thru. He and his staff are great to work with. I'm never going to use anyone else.

Nick was great to work with. He answered all my questions and was very proactive rather than reactive. Overall a great experience.

Nick and his team are really awesome. They were able to get me the best rate available in the market and ensured swift processing of the application.

Nick was great to work with! Highly responsive, informative, and flexible when catering to my asks! Highly recommend!

Nick knows his stuff, much more than other lenders I tried to work with. He keeps on top of things and gets the job done.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.