*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
1731 Technology Dr # 570
San Jose, California 95110
Gaby and team have been great! I went from my retirement funds sitting and making little money (conservative) to having Gaby and team take over my accounts and reinvest and start building more wealth. I am 100% sure that I'll be comfortable in retirement with the partnership I have built with NIM. They are a great bunch of people and really know their stuff. Believe me, get on board with NIM and live your golden years to the fullest. Highly recommend.
I was initially very hesitant about investing, especially as a first-time investor with no experience in this area. I did extensive research and interviewed five different companies, but one by one, I ruled them out. Either they felt overly focused on my money rather than my goals, were too pushy, or didn't take the time to make me feel comfortable. When I finally connected with Gaby at NIM Financial Group, the experience was entirely different. She was genuinely informative, taking the time to answer my qu
I met with NIM about 2.5 years ago. Thought I had a good retirement plan, but Gabby & Tony refined it to be so much more. They also set up a long-term health plan for my golden years. I was even able to retire early. NIM will make a plan for each individual/family situation. They care.
I thought I had a good retirement plan until I met Gaby. Gaby has extensive knowledge about retirement planning and is a consummate professional. Gaby carefully covered areas that I had not fully considered and ensured that I understood everything that she was doing. She has created a plan that makes me feel confident about the future. Gaby also exudes warmth and caring that makes me feel that I'm more than just a client. I look forward to a long and rewarding relationship with Gaby and her excellent
Gaby Mechem and her team at NIM have been so wonderful and helpful to me and my recently retired husband. We didn't know what to do with our 401K?s, and all of our scattered accounts. She has a way of explaining retirement options that we can easily understand. We've learned a lot and feel we are in a much better and secure place facing our future. We feel like Gaby really cares about us and we've developed a great relationship with her and the NIM Team.
Transitioning to retirement gave us lots of things to consider. Gaby and her team helped guide us and gave us confidence that we were ready for the next step in our lives. Thank you for helping us continue on our journey!
I am happy to have Gaby and her awesome team guiding us with our financial investments and preparing for our future. Every meeting, phone call and zoom call has be of high value, a learning experience, we trust Gaby the Team and NIM greatly and we look forward to moving forward in this Journey
In the often overwhelming and vastly unmapped jungle of retirement planning Gaby is a shining light, a trusted guide and an ever-ready friend. Everyone in my circle already knows how strongly I recommend her services, now I am sharing her with the world. Give her a call and take retirement planning worries off your to-do list. If only the rest of aging were this simple!
Was approaching retirement and my ex-financial advisor didn't have a plan for me. I talked to Gaby and her team and switched my IRA over to them. They had a solid plan for retirement with solid returns, but safeguarded should the stock market crash. They made me aware that you should position the funds in your IRA many years ahead of retirement. Don't wait until it's too late.
Gaby and Tony are professionals who not only know their product and investments for retirees but are the best people. We trust them and feel like they are friends. I would highly recommend their services.
I came to know of NIM Retirement from a true, trusted friend. I was needing help with pension, 401k and stock investments. Gabby, Martin and Tony were the ones who helped me. All three members have exceptional knowledge in their field and are patient & very understanding. I am extremely grateful for all their expertise while navigating me thru my journey in uncharted waters.
The team at NIM Retirement has been amazing to work with to set my retirement income and know that I'm good, no matter what happens with the market. They are so patient with me as I'm not a specialist in this area and they make me feel secure. Excellent service and so darn nice.
Gaby is so knowledgeable and the whole team at NIM is courteous and kind. Getting my retirement plans in order has been a long time coming, but once I got serious with NIM it was quick and easy. I'm not worried about my 401k any more!
Both my wife and I have been very pleased with the great service we have been getting from NIM Financial group .And planning to send them a lot more buisness there way.I have given all our trust in these wonderful people and have been very pleased in all the hard work they do for us and are in for a great retirement.Special thank you to Gaby and Tony for all they have done for us and what they will be able to do for you as well .Thanks again James and Cherie 11/27/24
I had no idea how to retire , what was involved , NIM explained every detail in what to expect, every question I had the details of what to expect, NIM are always available for questions I may have . They are very involved with me to what to do farr as future is concerned, I would highly recommend Gabby, and Tony for your retirement future
Hello there Mrs. Gabriela , thank you very much for been there ,thank you for such a exemplary company NIM and thank you so very much for having such a incredible super helpful people in your team ,Mr. Tony Olibas is great ,Mr. Martin Garcia is great Thank you so very much ,I appreciate you very much !!!!!!!!
very good people to work with.....made my experience exceptional.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.