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Optimized Financial and Insurance Services Inc.

Optimized Financial and Insurance Services Inc.

Reviews Summary

The reviews consistently highlight exceptional professionalism, deep expertise in finance and insurance, and a genuine commitment to helping clients. Many praise the thorough, patient, and personalized advice, often going above and beyond, including outside regular hours. The advisor is described as knowledgeable, trustworthy, and passionate, providing clear explanations and tailored solutions. Customers appreciate the excellent customer service, responsiveness, and dedication to finding the best options for their needs. Overall, the feedback reflects high satisfaction, with strong recommendations for anyone seeking financial or insurance guidance.

About This Listing

Business Consulting
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Estate and Trust Tax
Small Businesses
Mid-size Businesses
High-net-worth Individuals
Non-profits
Real Estate
Healthcare
Professional Services
QuickBooks
GAAP Compliance
State-Specific Experience
Multi-state Experience
Bilingual Services

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Features

Business Consulting
Payroll
Tax Preparation
Tax Planning
IRS Representation
Financial Advisory
Estate and Trust Tax
Small Businesses
Mid-size Businesses
High-net-worth Individuals
Non-profits
Real Estate
Healthcare
Professional Services
QuickBooks
GAAP Compliance
State-Specific Experience
Multi-state Experience
Bilingual Services

Contact Information

Address

975 S Atlantic Blvd

Los Angeles, California 90022

Visit Website Call Now Get Directions

Hours

Sunday Closed
Monday 10AM-6PM
Tuesday 10AM-6PM
Wednesday 10AM-6PM
Thursday 10AM-6PM
Friday 10AM-6PM
Saturday 10AM-6PM

Customer Reviews

Jose spent hours with me on the phone, listened carefully to my situation and gave me his professional advice in my best interest. He is very knowledgeable in this complicated health insurance area and he is the best advisor I could find. I recommend him to everyone who is shopping for health insurance.??????

I've known Jose for about five years personally. He as assisted me with my insurance needs for the past three plus years. I find him to be knowledgeable, up to date on insurance trends and matters affecting my health and financial situations. I appreciate his guidence, assistance and service. Jose is a trusted member on my team.

I had the pleasure of speaking with Jose Rodriguez about medical insurance. His in-depth knowledge and expertise in financial and. insurances are extremely valuable. He took the time to give me all of the information I needed and more. I am extremely grateful to have been assisted by someone who is passionate about helping others and making sure you are taking the right path for your needs. Amazing customer service!

I spoke to Jose R from Optimized Financial and Insurance, about investing some money, he provided very sound advice about my current life situation. He is genuine and cares about helping individuals, I'm really grateful for his help. He is a true professional and has a wealth of useful and practical financial and insurance knowledge.

Jose is always so helpful and always willing to take the time to answer questions and concerns (even on weekends). He is extremely knowledgable in the topics of finance and insurance and always explains everything in depth.

Jose Rodriguez took his Sunday afternoon with no appointment scheduled to help me and my family select the best health insurance plan, his knowledge and expertise in this area are very valuable and his time and passion for helping others is like no other , he was a true blessing !

I thank Joe for assisting me in choosing the correct insurance and the necessary coverage. Thank you for sharing your knowledge and honest feedback to all my questions that has helped me to sleep confortable by knowing I am cover with the correct insurance programs.

Always looking for my benefits, great customer service, answer phone calls text and email

Always available, and looking for the best price, amazing customer service ??

(Translated by Google) Jose was very professional. He cared about me from the moment he learned about my problem. He helped me from beginning to end. Thank you, Jose Rodriguez. (Original) Jose muy profesional se preocupo por m? desde que supo mi problema me ayud? desde el principio hasta el final gracias Jose Rodriguez

(Translated by Google) Jos? was a great help filling out the medical application. I was able to understand the process and benefits of my medical plan because of your excellent help. I recommend them. (Original) Jos? fue de gran ayuda llenando la aplicaci?n de medical. Pude entender el proceso y beneficios de mi plan m?dico por su excelente ayuda. Se los recomiendo.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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