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Optimum Credit Solutions - Increase Your Credit Scores Fast

Optimum Credit Solutions - Increase Your Credit Scores Fast

Reviews Summary

Customers overwhelmingly praise the service for its life-changing impact on credit repair and debt management. Many highlight significant credit score improvements, relief from debt collector harassment, and avoiding bankruptcy. The team is consistently described as knowledgeable, compassionate, and thorough, offering personalized strategies and financial education. Free initial consultations and lack of pressure are appreciated, though a few wished for more aggressive creditor negotiations or additional online tools. Most consider it a game-changer for financial stability and peace of mind.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

3811 Florin Rd Unit B

Sacramento, California 95823

Visit Website Call Now Get Directions

Hours

Sunday Open 24 hours
Monday Open 24 hours
Tuesday Open 24 hours
Wednesday Open 24 hours
Thursday Open 24 hours
Friday Open 24 hours
Saturday Open 24 hours

Customer Reviews

Working with this service has been such a positive experience. They helped me set realistic financial goals and gave me the tools to improve my credit and reduce debt.

I'm already seeing long-term results after working with this service. They helped me build a budget, stick to it, and stay focused on paying off my debt. I'm on the road to financial freedom!

I've worked with other credit counselors in the past, but this service truly stood out. They didn't rush me and gave me all the necessary resources.

If you're feeling lost in debt, Credit Counseling Services is a must. Their team of experts really helped me understand my financial options.

I couldn't be happier with the service I received. Credit Counseling Service helped me develop a plan to get out of debt and improve my credit score.

I've tried other services before, but none were as thorough and compassionate as this one. They actually care about your success.

Thanks to this service, I've gained peace of mind knowing that I'm on the right track. They gave me the tools I needed to feel confident in my financial decisions.

Highly knowledgeable and empathetic team. They helped me avoid bankruptcy by managing my debt effectively.

A Real Solution"" ? I'm so glad I found this service. They didn't just offer advice; they provided real solutions to help me tackle my credit issues

I learned so much about budgeting, saving, and rebuilding my credit. Highly recommend this team.

They helped me avoid bankruptcy and gave me hope again. Truly life-changing.

I was drowning in credit card debt, and Credit Counseling Services gave me a lifeline. Their advice helped me reorganize my finances and move forward.

They helped me dispute errors and improve my report faster than I expected. Amazing service!

I got some valuable advice, but it took a couple of appointments to really get going.

They taught me things about budgeting and credit I wish I'd learned years ago.

If you're struggling financially, don't wait. These counselors helped me rebuild from the ground up.

I couldn't be happier with the speed at which Optimum Credit Solutions increased my credit scores. Their expertise and swift service made a significant difference. Highly recommend!

The process was smooth, the staff was friendly, and I finally feel like I'm on the right track.

My credit score jumped 90 points in under a year thanks to their guidance!

Choosing Optimum Credit Solutions was one of the best decisions I made for my financial well-being. Their team is highly knowledgeable and equipped with the tools necessary to improve credit scores and ensure financial stability. They offered practical advice tailored to my specific circumstances, and the results have been remarkable. My credit score has soared, and I am now on a much stronger financial footing.

I cannot recommend Optimum Credit Solutions enough. Their team of professionals is dedicated, knowledgeable, and genuinely invested in their clients' success. They carefully reviewed my credit report, identified areas for improvement, and devised a comprehensive plan to boost my credit score. Through their guidance, I learned valuable financial management skills that have positively impacted my overall financial stability. Optimum Credit Solutions is the go-to choice for anyone looking to enhance their cred

The service was okay, but I expected more aggressive negotiation with my creditors.

Good service, but I would have appreciated more online tools and resources.

The initial consultation was free and very informative. I didn't feel pressured at all.

Optimum Credit Solutions truly understands the importance of a good credit score. They offered me invaluable advice and assistance in improving my creditworthiness. Through their guidance, I learned how to manage my finances better, make timely payments, and maintain a low credit utilization ratio. As a result, my credit score has increased significantly, giving me greater financial opportunities.

Debt collectors stopped calling. That alone was worth it ? I can finally sleep at night.

Optimum Credit Solutions has been a game-changer for me. Their expertise in credit repair and financial management is unparalleled. They provided me with personalized strategies to tackle my credit issues and guided me every step of the way. Thanks to their support, I've seen a remarkable improvement in my credit score and feel much more secure about my financial future.

I was skeptical, but their credit education course opened my eyes.

After months of struggling, this was the first time I saw a light at the end of the tunnel.

I avoided bankruptcy because of this service. I will forever be thankful.

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.