Premium Merchant Funding

Premium Merchant Funding

Reviews Summary

The reviews overwhelmingly highlight exceptional service, with many praising the brokers for their knowledge, professionalism, and personalized support. Clients appreciate the clear communication, transparency, and stress-free processes, often noting how the team went above and beyond to meet their needs. The funding solutions are described as tailored, efficient, and highly effective, with many reviewers emphasizing trust and reliability. While most feedback is glowing, one review mentions persistent unwanted outreach, but this is an outlier in an otherwise stellar reputation.

About This Listing

Bookkeeping
Payroll
Tax Preparation
Tax Planning
Financial Advisory
Outsourced Accounting
Small Businesses
QuickBooks
Xero
Paychex

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

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What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

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How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

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Features

Bookkeeping
Payroll
Tax Preparation
Tax Planning
Financial Advisory
Outsourced Accounting
Small Businesses
QuickBooks
Xero
Paychex

Contact Information

Address

55 Water St 50th floor

New York, New York 10041

Hours

Sunday Open 24 hours
Monday Open 24 hours
Tuesday Open 24 hours
Wednesday Open 24 hours
Thursday Open 24 hours
Friday 12AM-5PM
Saturday Closed

Customer Reviews

I worked with Nate D, and the experience was outstanding. I've had a few business loans over the years, but this was by far the smoothest process. Nate treated my deals with care and urgency. He answered every call and text promptly, kept me updated throughout, and made sure I felt confident the entire time. The funding was fast, the amount was exactly what I needed, and the customer service was top-tier. Highly recommend working with Nate D.

I had a great experience working with Clyde Wethers to begin refinances for my home, he made my experience fantastic. He made the whole process incredibly efficient with great precision in his work. Clyde took time to go over my goals, explained his work very simply, and helped me with a great rate. I felt like he came off as a friend, someone who wanted to help. That made my experience that much better, and he was always available to answer my questions. Because of him I was able to get help and am happy a

Working with Brice Gandhi at PMF on the financial side of launching my photography business was an great experience. Brice demonstrated a clear understanding of both my goals and the unique needs of becoming a new business owner from our first conversation to our last. Throughout the entire process he made it effortless, and was approachable, breaking down complex financial concepts into easy-to-understand steps. Brice helped me secure a highly competitive rate and offered tailored financial advice that al

I don't normally leave reviews but I had to based off of my grandfathers experience! My grandfather who's 72, worked closely with Brice Gandhi and had the most smooth sailing experience possible. He was skeptical at first considering he didn't know much about the financial processes needed but Brice explained everything in the simplest terms and supported him throughout every step. In addition it was impressive how responsive he was whenever we had a question. Thank you so much Brice for helping us out!

We've worked with Ryan Roach for just over a year, and I can confidently say he's fantastic. From our first conversation, his tone and energy built immediate trust?something rare, especially when we get several lender and broker calls a day. I don't leave many reviews, but Ryan deserves it. He genuinely cares, goes above and beyond, and isn't afraid to tap into his network when needed. As a business owner of nearly 20 years, I came with a lot of questions?and he had answers and if he wasn't sure he was hon

I had the pleasure of working with David Adi to refinance my home, and the experience was outstanding. He made the entire process smooth, stress-free, and incredibly efficient. David took the time to understand my goals, explained everything in simple terms, and helped me lock in a great rate. I felt supported from start to finish, and he was always available to answer my questions. Thanks to his help, I was able to save money and feel confident about my financial future. I highly recommend David to anyone

I had an incredible experience working with Sam Johnson. From start to finish, he was professional, responsive, and incredibly knowledgeable. He helped me secure funding during a time-sensitive real estate deal, and his guidance on bridge financing options was a game-changer. You can tell Sam truly understands the ins and outs of lender relationships and knows how to navigate even the most complex transactions. What really stood out was the company culture ? everyone I spoke with was helpful and genuinely

Sam Johnson really helped me out and was great to work with. From the start he was professional, responsive, and incredibly knowledgeable. Sam was able to explain the terms of the deal clearly and helped lay out what the future will look like. Working with the company as a whole was a positive experience. Everybody was polite and easy to talk to. I recommend asking for Sam if you have any questions regarding business capital solutions.

I had the pleasure of working with Sam Johnson, and I can't recommend him highly enough. He went above and beyond to help me craft custom financial solutions that were perfectly tailored to my needs. His approach was thoughtful, strategic, and always focused on achieving the best outcome for me. What truly stood out was Sam?s professionalism and respect throughout the entire process. He took the time to listen, explain complex concepts clearly, and made sure I felt confident every step of the way. It's rar

Nate was incredibly helpful throughout the entire process of securing both my financing and the product I needed. He was responsive, knowledgeable, and made everything smooth and stress-free. I really appreciated his support and would highly recommend working with him!

Working with Sam Johnson at Premium Merchant Funding has been an outstanding experience from start to finish. Sam is professional, knowledgeable, and truly goes the extra mile to ensure his clients? needs are met. He took the time to understand our business and provided tailored funding solutions that helped us move forward with confidence. The process was smooth, transparent, and much faster than we anticipated. I highly recommend Sam and the team at Premium Merchant Funding to anyone looking for a reliabl

Working with David Adi on setting up credit card processing for my business was a game changer. He made the process fast, easy, and tailored everything to fit my business needs. David found me a great rate, explained all the fees clearly, and made sure I understood exactly what I was getting. Since switching to the system he recommended, I've saved money and had zero issues. If you're a business owner looking for reliable and affordable credit card processing, David is the person to talk to. Highly recommen

I had a great experience working with David Adi. He was incredibly helpful throughout the entire process of securing a loan for my business. He was professional, responsive, and truly cared about getting me the best deal possible. David made everything clear and easy to understand, and he stayed in touch every step of the way. Thanks to his support, I was able to get the funding I needed quickly and without stress. I highly recommend working with him if you're looking for someone reliable and trustworthy in

Sam Johnson made the lending process easy and stress-free. He's knowledgeable, clear, and always had my best interest in mind. Super responsive and trustworthy ? I'd highly recommend working with him.

Nate D was incredible to work with. From start to finish, he was responsive, professional, and genuinely helpful. I've dealt with other lenders before, but Nate made this process feel easy and stress-free. No matter when I reached out, he was there with answers and updates. I never felt like just another number?he really cared. If you're looking for someone who delivers fast funding and top-notch service, Nate is the guy. Work with the money mf

Clyde was great to work with. He made the funding process really straightforward and took the time to explain everything clearly. I never felt rushed or pressured, and he was always quick to respond to any questions I had. Ended up getting the funding I needed without a hassle. Definitely recommend if you're looking for someone who's honest and easy to work with.

I recently secured an SBA loan through Premium Merchant Funding, and I cannot say enough amazing things about my experience ? especially working with Maggie Atanasova. From start to finish, Maggie went above and beyond. She was available late at night, on weekends, always answering my calls and patiently guiding me every step of the way. Her dedication, professionalism, and personal attention made what can often be a stressful process feel smooth, easy, and even enjoyable. Thanks to Maggie ? and the incred

I've had a pretty negative experience with some other firms I've tried in the past but PMF completely changed my perspective on the whole process. My account manager Sam Johnson was extremely patient and knowledgeable and I could tell he had my best interests in mind. Would highly recommend to anyone who needs funding!!

Working with Samuel Johnson was an absolute game-changer for our business. From the very first consultation, it was clear that Samuel is not only incredibly knowledgeable about SBA 7(a) loans, but also deeply committed to helping his clients succeed. He guided us through every step of the process with patience, clarity, and professionalism. Samuel?s attention to detail and proactive communication made what could have been a stressful experience feel seamless. He anticipated our needs, answered every questi

VERY VERY VERY DISAPPOINTED! I thought I was a very smart person but I sure feel dumb for finding myself in a situation where it feels like I didn't use my brain at all. Take you back a few months ago, reached out to get quick capital. $150k boom! Great deal. Then asked for more but it certainly was for 30-45 days and that message was relayed. On the 46th day I was ready to pay back the $128k I loaned. I was asked to payback $141kish ( mind you every week for 5 weeks, they drafter almost $5k from my account

I highly recommend working with Jeremy Chiprin. I came in with a million questions and he answered each one patiently, professionally, and with genuine care. After speaking with several other companies and encountering many unhelpful reps, Jeremy's positive attitude and sincere willingness to assist were truly refreshing. He made the entire process so much easier and more comfortable. Thank you, Jeremy for your outstanding service!

I had an exceptional experience working with Sam Johnson at Premium Merchant Funding. From our first meeting, he demonstrated deep industry knowledge, professionalism, and a genuine commitment to my financial goals. He took the time to understand my needs and provided clear, strategic guidance every step of the way. Communication was always prompt and transparent, and I felt confident knowing my portfolio was in expert hands. I highly recommend Sam to anyone seeking trustworthy, top-tier financial services.

I had a great experience working with Sam Johnson at Premium Merchant Funding. He was professional, responsive, and made the entire process seamless. Sam clearly communicated every step and ensured everything was handled efficiently. The team?s dedication to customer service and the supportive company culture really stood out.

Premium Merchant Funding has been an exceptional partner for our financing needs. The entire process was fast, transparent, and tailored to our business requirements. Their team took the time to explain every step and made sure we felt confident in the decision. A special thank you to Moshe, who was not only knowledgeable but also genuinely invested in helping us succeed. He was always available, responsive, and proactive in offering the best options ? making what is often a stressful process completely se

I worked with Sam Johnson and had a really wonderful experience. He is competent, kind, understanding and hard working. The company culture is outstanding and I'll definitely be recommending to friends!

I worked with Elmir and he got me the funding I needed fast. He was on top of everything from the first call. Clear communication, no runaround, and handled the entire process like a pro. I've dealt with other companies before, but no one moved as quickly or made it as smooth. He made sure I had all the info, answered every question, and got me approved ASAP. Highly recommend working with him if you need capital and don't want to waste time.

I have experienced stellar service from this company. Especially Mr. Brice Gandhi, he took the time to truly listen to my business needs, ask the right questions, address my concerns. Mr. Gandhi displayed so much genuine care!

I want to thank David Adi for helping me secure my SBA 7(a) loan. I'm truly happy with the process and deeply appreciate all the time, effort, and dedication he invested in helping me. He was supportive every step of the way and made sure everything went smoothly. I highly recommend working with him thank you so much!

I would like to recommend Ms. Hunny Ben, who I was lucky enough to be associated with after I was contacted by Premium Merchant Funding. My company was in need of merchant financing and have talked with a number of this category of lender. I was approached by Bo Russfield, and was encouraged that PMM was not like the other wolves in this industry, and to please be open to exploring the experience. He then put me in touch with Hunny and a skeptical experience turned out to be a professional and respectful en

Sam Johnson was a diligent and hard worker. He was able to communicate everything that was needed on my end effectively and in a fast manner. Additionally, he did a great job getting us working capital. I would highly recommend Premium Merchant Funding because of the positive company culture and their commitment to putting their customers first.

I worked with Clyde Weathers and he was amazing! He has a great work ethic, communicates well and just very understanding. He has become my go to guy for my funding needs.

I've been receiving calls and text messages from PMF Funding for over 3 years about a business I do not own, have never owned, and have no affiliation with. I've asked them multiple times to remove my number from their system, but the calls just keep coming. It feels like harassment at this point. No matter how many times I explain that they have the wrong person, they continue to contact me. It's incredibly frustrating and unprofessional. If this is how they manage outreach, I can't imagine how they hand

Premium Merchant Funding rocks! Awesome company built and ran by great people. Nothing but good things to say, specifically about Sam Johnson. He will certainly be recommended by me for anyone requesting similar services going forward! Great crew.

Jeremy Chipring is very good person to work with. He help me so much and always answer all my question fast. The process was easy and not stress. He understand my business and gave me the best option. I really thank him and recommend to other people who need help.

Had a fantastic experience working with David Adi! He helped get my business a loan, the process was smooth and communication easy. I would highly recommend using their services and specifically his help to get funding quickly!

Jeremy Chiprin was a pleasure to work with. He made the funding process quick, smooth, and stress-free. He really took the time to understand my business and offered solutions that made sense. I felt supported every step of the way. Highly recommend working with him

Jeremy Chiprin was super helpful and made the loan process way easier than I expected. He's easy to talk to, really knowledgeable, and explained everything clearly. I felt like I could trust him right away, which made a big difference. I'd definitely recommend him to anyone looking for loan help.

Working with Sam Nathan Levy has been a great experience! He has been honest and transparent through the entire process and a pleasure to work with. He gave me several options of different types and explains the pros and cons and cost benefit analysis and funding timeline to me for each type so I could make the best choice for me and my business. Definitely recommend and will do business again!

Sam Johnson is a hard worker and a true professional. He knows the ins and outs of working capital, bridge loans, and SBA 7(a) financing. As a broker, he builds strong lender relationships and helps businesses secure real solutions. His drive, expertise, and commitment to great service set him apart. Highly recommend working with Sam at Premium Merchant Funding.

Worked with Nate and Mordy, I've had a couple business loans through the years. I can honestly say this was the best experience, even though mine wasn't millions of dollars Nate and Mordy answered every time I called him or texted him for an update. The customer service was over the top, highly recommended. Funded fast and was the amount I needed.

Jessica Btesh was clutch in getting the job done. She streamlined all of my needs and answered my questions with confidence. Her ?can do? spirit made my experience worthwhile and guided me towards a solution that met all of our needs. I have been telling my colleagues to check her out! Thanks again for a great experience Jessica!

I worked with Sam Johnson to obtain several bridge loans for additional working capital for my real estate portfolio. Sam is a hard worker and a very knowledgeable broker with a strong focus on lender relations. He helped me understand the SBA 7(a) process clearly and allowed me to focus on improving company culture and increasing sales. Highly recommend.

Working with Taier Levy was a great experience. She helped with making the funding process simple and easy to understand. Everything was handled very smoothly. She was very knowledgeable, incredibly kind, and willing to help with any questions I had!

I highly recommend utilizing the resources provided at Premium Merchant Funding for one reason, trust. As many small business owners know, your business is life. Securing a SBA can be initially overwhelming, it was extremely refreshing & rewarding to work with Sam Johnson at PMF. Sam provided first class knowledge, thorough communication & was transparent throughout the life of the process. It was a blessing to have an excellent solutions provider in my fox hole.

Jessica Btesh and Jonah Harris made the SBA process smooth and transparent. What felt overwhelming at first became a real opportunity with her guidance. She didn't just get me funding, she helped position my business to scale the right way. Recommend working with this team.

I had a very pleasant experience with the help of Jeremy Chiprin. He quickly returned my calls, answered my questions and assisted me in clarifying my choices. First time customer, but will definitely return and I highly recommend. 2 ??

Update: June 2025 - still continue to be contacted by this company. They call me and text me. It's outrageous. I've attached a photo where the managing director even admits they called me. Lawsuit has been filed in federal court. I've had enough. Update: in 2025, I came to a mutual agreement with this company. But only weeks later, I continued to be contacted, I let them know- and they didn't even have the audacity to respond or reply. In 2024, I began receiving unsolicited emails, text messages, phone ca

I would like to leave an honest review. I Worked with Taier Levy she was super knowledgeable, and always followed through. I would definitely recommend her to my friends. Very professional and caring individual. Thank you!!!

Jeremy Chiprin provided exceptional service while assisting me with my merchant cash advance, demonstrating patience and clarity throughout the process. His extensive knowledge of the industry helped me understand my options and make an informed decision with confidence. I highly recommend his professional and attentive approach to anyone seeking financial solutions.

I normally don't write reviews, but I had to give credit to Clyde Wethers and Jon Carreno. Fast approval, excellent communication, and they truly looked out for my best interest. Great experience.

Jeremy Chiprin has really done great for me. He asked good questions to understand my needs, and he came back pretty quickly with several options. I was worried that this was going to be complex but Jeremy made it quite simple. I would highly recommend working with him.

Jessica Btesh was incredibly helpful! She answered all my questions with patience and care. After dealing with other unhelpful reps, her positive attitude was a breath of fresh air. Thank you for making the process so easy!

It's been great working with Jeremy Chiprin. He takes the time to understand my situation, asked good questions and responded quickly with various solutions. Jeremy made a complicated situation very easy to understand. I highly recommend working with him.

No pressure, no fluff ? just real help. Jessica Btesh respected my pace and still made sure I had every detail to move forward. I never felt like just another client. That personal touch is what'sets?her?apart.

I can't say enough about Jessica B. She has been my go to every since I contacted Premium. She is the best and puts her customers first over making money. She has at times made me face some hard realities but stood by me. Thanks to my favorite

5 stars! David Adi was the only one out of five companies who was truly available at all times and made sure I got the loan I needed. I'll definitely work with him again in the future. Thank you!

I've dealt with banks before, but this was a totally different (and better) experience. My broker was Taier Levy she was friendly, professional, and got things done fast. Would definitely use her again

Working with Jessica Btesh was the first time I felt like someone actually understood my business, not just my credit score. She didn't waste time or talk in circles. She built a path I could move on and I'm already seeing ROI. Definitely recommend.

Working with Isabela Carvajal was a game-changer for my business. She helped me understand my funding options clearly and found a solution that actually fit my goals and business model. No pressure, just real support. If you're a latin small or medium-sized business owner looking for financing, I highly recommend connecting with her.

I went to PMF for capital to grow my tech company. After 6 failed attempts to get funding Jeffery Paz from PMF helped me right away with my needs. I will definitely refer him to other friends colleagues and clients!

Jessica Btesh isn't just a funding rep ? she's a partner. From the first call, she was focused on building something sustainable for my business. She was also great at simplifying the more technical parts. That team is the real deal.

Working with Jessica Btesh has been one of the smartest decisions I've made for my business. She didn't just help secure funding ? she created a roadmap. Jessica genuinely cares about the long-term success of her clients and provides real strategy, not just capital. Highly recommend.

What I appreciated most about Jessica Btesh was her directness. No sugarcoating, no gimmicks. Just a clear assessment, real solutions, and follow-through. She actually cares about building something?sustainable.

I have recommended many colleagues and friends for their business needs. The best testimony to the service he provides is they in turn recommend him to friends and colleagues. Good work!

Positive experience working with PMF. Was able to clearly communicate my financial goals and timelines, to which we then were able create a funding structure that is well-suited for success. My representative was Sam Johnson, and would definitely recommend him for his crisp communication and positive outlooks. Cheers

Sam Johnson was a great resource and was of great help with our funding needs! Highly recommend for your next SBA or short term loan!

Premium Merchant Funding is reliable. Sam Johnson is clear and direct. Fees are shown up front with no surprises. The process is simple, paperwork is minimal, and funds arrive quickly. Sam follows up afterward to check in. Overall, it's a straightforward, no-frills experience.

I came to Jessica Btesh after being denied by three other sources. Within days, I not only had multiple offers, but I understood exactly what my options were. She secured capital when no one else could ? and saved me thousands in the process. Thank you Jessica!

((0000000 STARS))? DO NOT TRUST THIS COMPANY!! Predatory. Deceptive. Credit-damaging. This company is one of the worst, most unethical businesses I've ever dealt with. They bait you with promises of a ?guaranteed $150,000 in business credit? and insist there will be no hard credit pull?only to do exactly that behind your back. They also ran soft pulls on my credit without my consent, and caused serious damage to my personal credit file FOR business financing. Which NO business financing runs a hard pull o

In my business, recent events have made inventory decisions more challenging. I called Premium Merchant Funding to help. Jeremy Chiprin was able to provide several interim solutions for me. He quickly answered my questions and reduced my anxiety. I highly recommend you call if in need of a temporary cash infusion.

Nathaniel Dery was very good to work with. He took his time and found me the best deal possible funding me for me $500,000.

This company is easy to work with and have some of the best rates. Johnathon made everything simple and easy for me plus got me the amount I needed with no problem. I highly recommend!!

It was a pleasure working with Nate D. he was kind, knowledgeable and really tailored the product to my needs. he knows his business and goes above and beyond! Kudos!!!

We've dealt with brokers before. None like Jessica Btesh. She's sharp, direct, and seems to always think a few moves ahead. Thank you for being smart, responsive, and outcome-focused.

Dope experience with Clyde Wethers and Jonathan Carreno. They've taught me a lot and it has only been a couple of weeks working with them!

I'm a small business owner. Talked to Jeremy Chiprin. He was so helpful that I had to come on here and give a 5-star review. Thank you to Jeremy for making my experience so amazing

I was working with Premium Merchants' Broker Moshe he ended up screwing me over had me thinking I was going to recieve another loan then he tells me after I wasted my time with applications and talking to the underwriter I am not going to recieve the funds while going through financial hardship! I don't reccomend doing business with this company the Broker's want a percentage they only care about getting their cut .

I had a bunch of loans that were really tying me down and making it very hard to operate do to the frequent daily pulls from my account. I got a call from Sam Johnson and he helped consolidate those loans for a weekly payment. Shoutout to him and looking forward to doing business again later in the year.

Brice Gandhi was a pleasure to work with. His exceptional responsiveness and professionalism made the entire experience seamless and highly effective.

Excellent experience from start to finish!! Samuel Johnson couldn't have been more helpful in explaining everything in great detail. Ask for Sam for any of your loan or Financing needs!

Can't say enough about Sam johnson. He guided me through the entire construction bridge loan process. Top of the line service. Thank you Sam!

Jessica Btesh was great to work with. She answered all my questions and got me exactly what I needed for my business. Would definitely work with her more in the future!!

We worked with Taier Levy, she was super helpful and treated us good, she sounds professional and caring. I would definitely recommend her to my relatives and friends

Anthony Andradeand Clyde Wethers made closing on the SBA 7(a) easy and effortless. I would recommend anyone looking for a 7(a) to go through them. They are truly very professional and my go-to when funding is needed.

I was skeptical. I'd worked with brokers before who overpromised and underdelivered. Jessica Btesh proved to me that there's a better way. She's sharp, responsive, and actually cares about outcomes. I trust her completely now.

This company has made my life incredibly easier. An SBA loan is not a quick and easy process, I cannot express enough how much Riley and Soufaine have worked as a team practically assisting me in every step. Thank you both.

Hunny and Ricky were very efficient and supportive. They can get the documents located and uploaded before you know. If new documents needed to be created, they were there to write for us. Personally, I would always come back to them if we need to deal with SBA or other funding source.

Taier Levy was my broker she really went the extra mile to get things done quickly and smoothly. Will definitely work with her again!

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