Reliance Financial - California Mortgage Brokers & Mortgage Lenders Dublin CA

Trust, Speed and Customer Focus I have been working with this team for 8 yrs and these 3 things never changed: - Trust: I know that I am always going to get the best option. Early on, when I started working with them, I used to shop around, but over the years, I don't even compare anymore. I just go straight to Scott. - Speed: Getting keys to the house as fast as possible is their focus. I am never worried about meeting a seller's timeline, because I know this team will figure it out on how to close. - Cus

Scot and his team were absolutely exceptional. I have dealt with several loan companies over the years and Scot and his team were by far the most professional and efficient of any of them. They made the whole experience stress free. Which typically is not what happens when you are getting a home loan. This one was a bit complicated but you wouldn?t have known that with the way Scot and his team handled the whole process. I will for sure be using Scot for any future home loans or refinance and will feel very

I refinanced a mortgage for a bay area home through Reliance Financial. I have refinanced mortgages about 8-10 times in my life but this was the fastest process I have been through. The team was super responsive and helpful, and made it easy for me. Rates and terms were very competitive. Great experience, and I would highly recommend them to others!

Thanks to reliance financial I can say that I successfully closed on my first ever home. The communication was excellent from both Scott and Navdeep, and as a result, they were able to handle a quick close. Scott was able to beat out the nearest rate offered to me by 0.25%. Navdeep was able to quickly address any issues that came up during closing. Lucky told me during our initial call that his team would provide the best rate and be able to handle my closing timeline. They delivered on all their promises

I had an excellent experience working with Reliance Financial, especially Lucky and Olga. Their professionalism and dedication stood out throughout the entire process. They went above and beyond to ensure a smooth and seamless experience for me. What truly impressed me was their ability to close even earlier than they initially committed to, which was a fantastic surprise and made everything even better! I am beyond happy with their services and would highly recommend them to anyone looking for reliable and

I had a great experience working with Scott. From a real estate agents perspective, communication and transparency are critical traits for a lender and Scott shined in both. The deal closed on time with no huge "surprises" and the buyer was extremely happy with the product and level of service they received from Scott. Would highly recommend Scott for your lending needs here in Texas and any other state they operate in.

Awesome service. The Reliance Financial team was fast and handled my case very well. The best thing is that they now track the rates and alert me when they are lower for a refinance. Best service out there.

Lucky is hands down one of the best partners you can have when buying or refinancing your home. We've worked with him multiple times in the last few years, and he's always made the process easy for us. He and his team are so kind and patient, and they really make you feel like you're part of the family. We will always turn to Lucky for our property needs.

Lucky, Scott and Navdeep went above and beyond to provide me a great first time refinance experience. They did a great job explaining the process and giving me timely updates about the market that I used to decide when to lock in my rate. They are professionals who listen to your concerns and take quick and efficient actions to overcome any roadblocks, always having your best interest in mind. I highly recommend working with Lucky and his team!

My relationship with Lucky Sandhu and his Reliance Financial team spans nearly 15 years. Every one of my loans has been through Reliance Financial, and they?ve never let me down. The best part is how they guide you through every step of the process, offering complete support and transparency. I've never had to worry about securing the best loan because Reliance always delivers. Thank you, Lucky, Scott, Navdeep, and the entire team, for consistently getting it right time and time again!

Lucky, Scott and Navdeep are amazing to work with. They are incredibly knowledgable, passionate, and quick to respond. Their experience is unmatched and I would highly recommend using them for purchasing or refinancing. Lucky has the best sense of humor and Scott knows the ins and outs of the lending world. So happy to have them by my side to help our clients get into their homes.

Lucky and the Reliance Financial team continue to be our trusted partners with all matters related to RE financing. They truly understand their products, so you can dig into the details with them to make sure you find the right product for your transaction. Unfortunately, this is not common in the industry, as most brokers sell a pre-determined product regardless of the actual customer need. We look forward to continuing to work with Lucky and the Reliance Financial team.

Scott Wise helped us through the whole process, the rates he got were the best we could get. During closing and even before that Relfin team including Nav were very responsive and took care of all the last minute needs. Thank you, Scott and Nav!

I recently had the pleasure of working with Reliance Financial, and I couldn't be more satisfied! Navigating the home lending process can be challenging, but the team's commitment to customer care made all the difference. Scott, Navdeep and Lucky made the entire process remarkably smooth. Their commitment to guiding me through each step and maintaining transparent communication truly set them apart. I appreciate their dedication to customer satisfaction, making them a standout choice for anyone in need of a

Excellent service by Reliance Financial We had an amazing experience working with Lucky and his team at Reliance Financial for our mortgage loan on our new home! Being first time home buyers in the US, we had a lot of questions and concerns, Lucky explained us all the steps in detail and helped us make an informed decision, that made us close our deal on time. They are very good both with emails and are always available to work on our requests. It wouldn't have been a smooth sail with our new place if it

Worked with Scott to purchase our second home and help with Refinancing. Scott is very knowledgeable and is always ready to answer any questions you may have at anytime. He is able to put you at ease with what can be a stressful situation with their transparency, care and ability to do what's best for you. I will 100% be using them again.

As a real estate agent, I have trusted Lucky and his team for several transactions including my own home purchase and refinance. The entire Reliance Financial team works like a family to help guide my customers with the best loan options for them including helping answer their questions on qualification. Several of my customers are self-employed and they require additional hand holding. Lucky and his team are always there to guide them properly and patiently and ensure the best outcomes for my homebuyers.

Working with Lucky and his team was a very smooth and efficient process. As a first time home buyer I had no idea where to begin. Lucky and his team were there to help me with every step of the process. I highly recommend Lucky for all mortgage services. It was an efficient process from pre approval to closing. The best part about working with Lucky was that he was able to quickly prepare all the required documents given the extremely short time frame he was given. Working with Lucky at Reliance Financial

Last year I purchased a home and Reliance Financial Mortgage was instrumental in helping me through the process. Lucky Sandhu, and the team at Reliance Financial Mortgage made it easy and stress-free. They were always available to answer my questions and they were patient and understanding as I navigated the process. I was particularly impressed with the level of communication from the team at Reliance Financial Mortgage. They kept me updated on my loan status every step of the way and they were always ava

I am thrilled to share my positive experience with Lucky Sandhu and the Reliance Financial team. From the moment I contacted them regarding my refinancing needs, I was impressed by their professionalism and dedication to customer satisfaction. The team at "Relfin" went above and beyond to ensure that my refinancing process was smooth and efficient. They took the time to understand my financial situation and provided me with personalized solutions that best fit my needs. Their expertise in the field was evi

Reliance Financial exceeded our expectations as first time home buyers! Scott Wise worked deliberately to help us find the perfect mortgage loan for me and my family. He found us the best rate and was transparent since our initial conversation. He was so knowledgeable of the options that we had and showed us numbers with no hesitation. His ability to break it down and explain the different loans, rates etc. provided us with peace of mind. We knew we had made the best decision as he and the team guided us

I don't write review often but I am compelled to write this one. I worked with Lucky and his team to refinance my mortgage recently with a very competitive rate. He is very knowledgable and takes time to explain things in a manner that is very easy to understand. Whenever I had questions about things, he called me back almost immediately and addressed them efficiently. He is just a warm and caring individual. His firm also moved very quickly from the time I spoke on the phone and agreed to proceed to the f

I have had Lucky and his very capable team members at Reliance Financial help in refinancing our home. Lucky and his team provide great service and support throughout the process right from the initial application until final closing. I was always able to get my questions answered via text, email and even zoom calls to go over numbers and actually learnt a great deal about the refinancing/mortgage process from Lucky during my interactions. He is absolutely honest and upfront with information and I always ha

I recently went online to seek out mortgage companies and Scott Wise called me on phone to discuss what options I had available. Not only was Scott Wise professional but took the time to listen to my concerns and made this loan an easy and unforgettable experience. By the time we got off the phone I was on my way to closing with minimal issues. His team was quick, responsive, and left me feeling confident he would get me closed in 30 days or sooner and his team did. Allstars all the way and back there s

I had been fortunate to meet Lucky and his team to solve our problems with mortgage numbers. Lucky has supported me in closing three transactions (first-time home purchase and two refinance transactions) successfully in the last three years. The following are a few reasons that have resulted in this successful association with Lucky and his team: 1. Sincerity and Integrity 2. Great Professional Knowledge and experience 3. Excellent Mortgage market exposure 4. Strong commitment 5. Unmatchable rate of interes

I referred Lucky to my clients for their loan pre approval almost 6 months ago and we recently closed on a home. Lucky and his team played a significant role in making this transaction a success. His team was very responsive, supportive and on top of everything from start to the end of the entire process. Lucky and his team had all the ducks in the row even before the journey started. As first time home buyers, my clients had many questions and queries but Lucky was always willing to answer them and find a

I wanted to share my experience of loan refinancing with Reliance Financial. Lucky Sandhu and Scott Davis along with their team are truly an awesome set of professionals who have provided a top notch client experience. From looking out for providing the best possible and highly competitive rate to quickly onboarding and gathering documents required to refinance, the total experience been the best one I have experience so far. I am so glad that Lucky himself was personally involved in answering any additiona

Seriously, Lucky and his whole team are the best and exceptional!! As a first time homebuyers having no clue about how the whole process works, we were lucky enough to meet Lucky. We trusted his rating on Yelp and you should too! Lucky scheduled an online meeting with us right away and he provided us with all information needed to understand the process, requirements and the rest (which no online could help us with), including his personal suggestions. Once we found the house of our dreams, Lucky and his te

Lucky Sandhu and the entire team at Reliance Financial were amazing in my experience using their services. This group actually goes above and beyond to ensure the client is up to date, well informed, and happy throughout the entire finance process. I used their services to become a first time home owner. Lucky and the team are extremely friendly and patient. I couldn't have been any happier with how everything turned out financially for my new home and it's all because of the Reliance Financial team. I woul

We recently refinanced our mortgage and had a very pleasant experience with Lucky. This is the first time we went through the process and the experience was seamless. He got us a great rate and took care of everything. Everything was completely stress-free. I highly recommend Reliance Financial.

I am extremely happy working with Reliance Financial for my refinance. The complete team is very helpful and answers all questions patiently. I was in a particularly difficult situation due to a recent credit incident but they were patient and helpful beyond what was expected. The complete process was smooth and swift. I would recommend Lucky and his team in a heartbeat.

Don't hesitate to work with Reliance Financial. Lucky and his crew are the best. In the 11th hour of another refinance loan, I spoke with Lucky who not only gave me better terms, but closed the entire deal just two weeks after my original close date. Everything went so smoothly. I highly recommend working with these star professionals!

I was recently looking to refinance my home loan. Lucky at Reliance Financial was recommended to me by my close family member who had an excellent experience with him. When it comes to my financial needs, I am very selective in who I work with. I look for someone who I can trust, someone who is responsive and professional, and someone who can guide me on the right options for me. So, before I spoke with Lucky, I did my homework to see what the best rate and closing cost options were available. Right aw

Working with Lucky and the rest of the Relfin team has been such a wonderful experience. I was going through the refinance process through another lender that was going on for 4 months and I got really frustrated. Thats when I reached out to Lucky and he got it all done within weeks! I was amazed on how fast it was all taken care of and how professional Lucky and his team were. I cant say enough on how much I loved working with them. I strongly recommend anyone with new or refinance mortgage needs to work w

2016: Lucky and his team was great to work with during the refinance process. They were always quick to respond to my questions, even after-hours and on the weekend! They got me and my wife a great rate, cutting our monthly mortgage payment by just over 10%. They explained every step of the process and there were no unexpected hiccups along the way. We will be happy to work with them again in the future. 2021 Update: Always a pleasure working with Lucky and his team! We refinanced our house with him a few

I had the pleasure of working with Lucky for my first home purchase through the recommendation of my real estate agent. I can say with 100% confidence that Lucky is looking out for you as a loan officer. Throughout the whole process Lucky was professional, timely, and never hesitated to answer any of my questions and walk through all the scenarios with explanations. Lucky not only made sure that the loan process went along smoothly but also does not pressure you to take any options you don't feel are right.

Reliance Financial is a company that you can depend on. I usually don?t write reviews, but when a company goes out of their way to make a challenging transaction painless and smooth? it deserves recognition. Lucky, Scott,Katrina and the entire team went above and beyond to make my home buying experience such a wonderful one in a difficult market. They thoroughly explained all of my options, completed transactions in a timely manner and came through with lower rates and a faster close than anticipated. This

Lucky is fantastic!!! He is extremely thorough and makes the mortgage process a breeze! I worked with Lucky to buy my first home and also refinanced with him. He is so great at explaining all the details and making you feel comfortable with what I consider to be such a stressful thing. He responds very promptly and usually with two modes of communication. So if he sends an email he usually follows up with a call or text also to make sure everything is okay. I would easily recommend him to anyone preparing t

I was recommended to Lucky by a friend and I am So glad I went with Lucky and his team for my refinance. He made the process very easy that I didn't have to worry about a single thing. He really took care of me and took time to explain every single detail. I am more than satisfied with my experience with Reliance Financial and will go to them for future requests.

When it comes to our mortgage lending needs there is no other place we will go to other than Reliance Financial. As first-time homebuyers, we needed a lot of guidance and an honest approach to addressing our questions and needs. Lucky and his team did an excellent job on making sure we felt comfortable and relaxed from start-to-finish. I recommend Lucky and his team to all homebuyers, especially first-time homebuyers! This is a team you can trust and count-upon.

I have been in the professional services industry for 15 years now and I though I knew what great client services was but Lucky and his team has taken that to the next level. I was a Chase client and thought I would refinance with them since it would be easy because they have all my information however thought I should reach out and just test the waters but never really thought I would change. However after my first conversation with Lucky it was clear he is someone that would go the extra mile. I had some

I have had the chance to do several mortgage transactions over the course of the last several years. My most recent transaction was with Lucky Sandhu and his team at RelFin Mortgage. I had very competitive offers from other lenders. Lucky sat with me, showed me my rate and payment options and asked me which option was best for me and my family. I loved the transparency and the options I was offered and also the best offer I had received on my refinance. Then, Lucky and Josie moved fast in closing my tra

The team at Reliance is nothing short of spectacular! As first time home buyer?s we were not sure what to expect when purchasing our home. Lucky was very thorough when first speaking to him and was very articulate when walking is through our first steps and made us feel very comfortable when speaking to him. The whole team at Reliance was extremely helpful and patient with us when we would ask questions or were in need of support. We couldn?t have asked for a better support team to help us with our purcha

We wanted to take a moment to share our incredibly positive experience with Reliance Financial in securing a loan. From start to finish, the Reliance team demonstrated an unparalleled level of professionalism, dedication, and efficiency that truly exceeded our expectations. We are particularly grateful for the outstanding assistance provided by Scott Wise, Navdeep Kaur, and Lucky Sandhu. Their expertise and proactive approach were evident throughout the process. Not only did they secure a loan for us at a l

Lucky and the team at Reliance Financial are fantastic! They are very knowledgeable and responsive. In my case, they were able to fund the loan without an appraisal which made the offer - essentially a cash offer - even though a mortgage was involved. They are also enjoyable to work with - which is important when doing something as complex as buying a house.

I'm a realtor and have referred my clients to Lucky of Reliance Financial. He has taken great efforts to help each of them with their mortgage situation and they are all very satisfied with the experience and the refinance. I personally have had my mortgage refinanced by Lucky. I have no hesitation recommending Lucky for mortgage and refinance needs.

Lucky and the team at Reliance Financial have absolutely mastered the entire mortgage process from start to finish, making it beyond easy to obtain a mortgage. They provide blazing speed with loan approvals within hours and reach clear to close consistently in two weeks. It's because of their focus on the client experience that makes every client feel special and comfortable working with them. I cannot say enough good things about Reliance Financial!

Reliance Financial did an amazing job with our refinance. They were patient, professional, and above all provided unmatched customer service. Lucky and his team got us the best rate we could have achieved, AND the whole process was smooth and seamless. I highly recommend Reliance Financial for your home financing needs. You won't regret it!!!

Lucky and his team at Reliance is truly the best in the business in terms of refinance mortgage products and their level of customer service. I appreciate his thoughts during this tough times in keeping his customers in his holiday wishes and more importantly the humility in his servitude to the community and his customers at large. Continue doing what you do Lucky!

I have used Reliance Financial for both myself and my mother's mortgage lending needs. The staff including, Navdeep and Kristina were so responsive and supportive. I've known Lucky for his entire career and he is a family favorite in our household. His talents permeate his organization and I'd recommend speaking with him to see if he can provide you what you're looking for. Whether it's a purchase or a refinance, I only go to one place and it's Reliance Financial.

I had the opportunity to work with Lucky Sandhu for home loan refinancing. He?s highly professional, transparent and pleasure to work with. Entire process from beginning to end was smooth and had a very positive experience. He very well understands the needs of a customer and work with them to provide the best available options. He?s courteous, polite and do regular follow ups to ensure the best customer service. I highly recommend Lucky and his team for any of the home loan needs.

It has been a pleasure to work with the RelFin team from the start of our loan process. Beginning from initial conversations with Lucky, we found that they're very forthcoming about their practices, methodology and process. Scott made the whole process trustworthy by being transparent, and helping us understand it. We worked with Scott and Navdeep who were both very approachable. RelFin's team is meticulous and their process is streamlined. Scott & Navdeep were available to answer any questions and provided

Lucky is the most reliable and friendly mortgage brokers you can ever ask for. I have refinanced my home loan twice, both with Relfin and the outcome was nothing less than extremely satisfactory. Both the times, the rates that Lucky offered were the lowest that were available out there. On top of that, Lucky ensured they were truly 'no cost' to me. Very happy with the service and without a doubt in mind, would go back to Relfin for future mortgage loan/refinance needs. Thank you!!

We use Lucky Sandhu and Reliance Financial for all our refinancing needs (three refis over several years). The level of customer service is outstanding every time. All the staff at RelFin are great, including Navdeep Kaur. We think this one is our last as Lucky did such a great job with our terms. We have no hesitation in recommending Lucky and his staff to our friends and family. He's done a good job for those we've referred to him. Really outstanding customer service every time!

I bought my 1st home in 2012 and that's how I got to know Reliance Financials (a.k.a. Lucky Sandhu). I got an amazing service from Lucky and he personal yet professional to understand the needs than just serving as a lender. Since 2012, I have been working with RelFin for all my refinances and also for investment home needs. One thing that I also like from Lucky is his passion over the years to serve the community. He puts customer 1st and did the right job. Many times during the years, I just need to ca

We needed to refinance our home loan and I?d put it off for a couple of months because I just didn?t know where to begin. Fortunately, my cousin had worked with Lucky on refinancing their loan and she highly recommended him. I cannot say enough about Lucky?s response time! The first time we spoke he immediately put my anxious mind at ease as he walked me through the process and explained my options. I also have to mention Ben, he was amazing in working with my refi and within a short two week period, the pr

We recently had the pleasure of using Reliance Financial to do a refi on my home. From start to close Lucky and his team made the entire process go smoothly. We are thankful for the time spent upfront, going through our options, answering our questions, and educating us along the way. We were conscientiously guided on what option would work best for us to achieve our goals. We were well informed throughout the process and received automatic notifications as well as the personal approach. I liked that ou

I have worked with Lucky Sandhu on several real estate deals, both personal and investment (in State and out of State) over several years. He has always been very professional, knowledgeable and just a good person to work with. He takes the time to educate you and answers all your questions. My main take away from dealing with Lucky is, he does not over promise and under deliver. We have always had a candid honest discussion on various topics around real estate. He has been a great partner in helpi

I was recommended Lucky's services by a family friend, and I couldn't be happier. Due to dropping rates, this was my fourth time refinancing in the last 3 years, and my experience with Lucky was completely different than my experience with the others. The process was smoother, the rate was lower, and the closings costs were non existent. The rate and cost I was given was lower than what my previous provider could offer, and I was an returning customer! This review was originally written on yelp. It's been

Lucky Sandhu and his Team at RelFin is wonderfull !! I was referred to Lucky by one of my neighbors and I had absolutely wonderful experience working with him and his team on my home refinance. Due to my solar loan, it took extra paper work to complete the refinance but Lucky was there to help me in every process and kept the whole process transparent. Thank you Lucky !! I highly recommend Lucky Sandhu and his team for anyone looking for new loan or refiance.

Lucky Sandhu and his team are awesome. This is the second time I am refinancing with Reliance Financial and Lucky paaji. This time the experience was even better than the last. Everything was just so effortless with 100% transparency. You will never get better rates from anyone else; the key is that Lucky works with various lenders to give you the best rates possible. He makes sure to explain each and every step in loan processing and could spend hours educating you on the various choices and what your bes

Lucky at Reliance Financial has been my go to guy for refinancing. I?ve refinanced with him twice in the past two years and have locked in incredible rates!??Looking for mortgages or refinancing can be confusing and scary. However, Lucky and his team are transparent & informative throughout the entire process.??I would highly recommend there professional services!

It was a pleasure to work with Reliance Financial. They have a very competent team of people. They checked in with me regularly and kept me informed at every step of the way. Emails were responded to promptly and Lucky always called me if something needed more explanation. I'm very happy with the rate and the incentives Scott Wise was able to get for me. I would highly recommend them.

Better experience than I could have imagined. Lucky was easy to work with and made the process so easy and stress free. 100% would recommend for anyone buying there first home. Did not run into the issues my friend had buying a house at the same time which made the experience interesting to compare. Our rate was slightly lower but came with so so much less stress. Plus Lucky was open on the process and gave great advice.

Grant Palmer was knowledgeable, patient, available & extremely professional. And showed genuine concern for my family's needs

Excellent experience and amazing customer service We worked with Lucky Sandhu on an investment real estate deal. He is very knowledgeable, transparent and a pleasure to work with. He takes the time to educate and answers any and all your questions. He helped us find the best rates and made sure that he personally guided us through the process. He also has an excellent and very responsive team. They were always on top of all the items and made sure that the appraisal and closing happened before time, even th

I've known Lucky for a very very long time and we recently reconnected and have been able to do some business together. I know Lucky from when I was an AE back in the early 2000s and it is great to see someone who has maintained such integrity of business and is still taking care of clients today. Now I am on the Realtor side of things and am glad we are connected. I have been introducing him to my first time home buyers and WOW. Usually I expect to get a call or two from my client just asking general lend

RelFin Lucky and Team is amazing to work with. I did refinance my home mortgage recently, can't still believe it just happened in 3 weeks from start to end. This team made it possible. Very talent, transparent, they just have the details of every bits and bytes of the home mortgage. I strongly recommend Lucky, RelFin and Team for any home finance program.

Our journey to become first-time home buyers started two years ago. And, thanks to Lucky Sandhu and his team, my brother and I just got the keys to our dream home. I have known Lucky for many years when he was a student at UC Berkeley pursuing his MBA. He used to frequently visit the local Subway where I was the manager. During one of our conversations I found out that Lucky helped people secure financing for their homes. I was always inspired by his willingness to help . I knew back then that when I

I had the pleasure of working with Lucky and his RelFin team for my home refinance. Lucky was extremely responsive, detailed oriented, and provided me with exactly the type of service I was looking for. If you are considering mortgage options, I strongly recommend contacting Lucky.

Hi, I have worked with Lucky Sandhu from Reliance Financial for my home mortgage refinance. I am very happy with the rates he provided as well as the overall experience of refinancing. Lucky is thorough professional who seems to believe in keeping his customer happy, I strongly recommend him to any one looking for Mortgage loan or refinancing!!

RelFin team were amazing to work with! The process as a first time homebuyer can be difficult to navigate but Lucky, Katrina and team did an great job in making the process transparent and easy to understand! All the while being quick to respond and going the extra mile! They provided unbeatable rates and were patient in helping me come to a decision I was comfortable with. I am very happy that I got a chance to work with RelFin and would definitely recommend them!

Lucky is a gem of a person to work with. He's very patient and thorough with the entire application process right from very beginning. We have worked with him on refinancing our loan and he gave us the best rate possible. We'll be definitely working again in the future, thanks Lucky for all the work you did.

I have worked with Lucky and his team for years now, and have closed several transactions with them. They are great, and are very easy to work with! I have recommend other friends and co-workers to use Relfin Mortgage and they have always preformed very well! Thank you so much Lucky for making the mortgage process so easy!

I could not have asked for a better Loan Officer. Lucky is very kind and helpful in every aspect of your home loan needs. Josie his assistant is very helpful as well and both Lucky and Josie are quick to respond to any inquires. Not only was Lucky able to get me the best rate possible, he was very helpful in describing the potential of different possibilities within my loan. With this information I was able to make logical decisions and strengthen my financial prowess. I feel very secure knowing that I wou

If you are a first time home-buyer looking for personalized guidance for your home loan OR a home-owner looking to refinance to a super low rate in a fast and convenient manner, then you do not need to look any further ... Reliance Financial (RF) is who you have been looking for to handle all your mortgage needs. The RF team has personally helped me: - in buying my dream home, - with a cash out for investment purposes, - proactively refinance my mortgage (several times) to take advantage of lower rates - s

We were working with Lucky for our The Dream Home for over two months. So a lot of things going around, lot to look at, make sure to get well acquainted with documents in short moments of time. In all this roller coaster ride of buying our Home, Lucky and his team was meticulous, organized, and a fighter. They made our path so smooth without any bumps on the roads. I had a lot i mean really a lot of questions, he was so patient, calm and answered all our queries to the point. We are so so glad to have Luck

I want to highly recommend Lucky and RelFin Mortgage. We have refinanced our mortgage three times over the last several years with Lucky. I find Lucky to be very easy to talk to. He is always available to answer questions-- no matter how elementary the question. He sticks to his word-- we closed our refinance with the exact rate and terms we discussed on the first phone call. He gave good advice to me regarding the appraisal, which I believed was inaccurate. He listened to our concerns and made several sugg

Lucky and his team were a dream to work with. From our initial conversation, through close, every communication was clear, thorough and a joy to engage in. He tailored our cash out refinance exploration and selection to our financial goals and got us an incredible rate, with zero stress during an incredibly challenging time in the world around us. The process was extremely smooth and he and his team were there with answers to our questions a number of times before we even asked them. We've refinanced with R

Highly recommend Lucky and his team. Excellent work in helping me with my loan application for my first home. My case was a little complicate. However, Lucky provided detailed guidance on the process of preparing required documents and personally reviewed all the documents with me until late evening to meet our challenging schedule. Once again, thanks to Lucky and the team for the hard work.

Lucky and his team are highly responsive and attentive. They made refinancing with them a very pleasant experience. The rate that we got from them was the most appealing out of 6 other inquiries. All of the info that was required was clearly laid out on the dashboard and they walked us through each of the steps. The team updated us on the status either through the dashboard or via email and we were always kept abreast of the progress and of any questions that arose. Their courtesy extended to after the refi

Buying a home and understanding the mortgage process is one of the most daunting tasks I have ever gone through. I am so glad I found someone like Lucky to guide and help through this process. He is 100% genuine in his approach, advise and business practices. From the get-go, he clearly explained the process and laid out what my options are. From there he was a trusted adviser for any decision I had to make toward buying home. For anyone who is looking into financing a home, RelFin can be the first stop. To

We have refinanced twice with Relfin and had a great experience both times. Lucky was very responsive and prompt in his communications with us and kept us appraised every step of the way. He was the one who followed up with us the second time around and managed to give us a even better deal. We are very happy we decided to go with Relfin.

Lucky and his team were the most helpful and supportive in our home buying journey. As the first time home buyers we had a lot of questions. Lucky was very patient and responsive in answering all of the questions and in calming our fears and anxieties in this stressful process. He patiently explained the whole process more than once to me and was available to talk any time of the week at almost all times of the day! I'm very happy that we decided to use a local lender instead of the big online one, someone

We had a wonderful experience working with Lucky Sandhu at Reliance Financial. The entire process was quick and easy, and saved us a ton of time and money. We would highly recommend working with Lucky! His customer service is outstanding.

Had the pleasure of working with Lucky to refinance my mortgage. Such a quick and painless process. He made sure to keep me updated in every step of the way and always responded back in a timely manner (no joke, any hour of any day). Highly recommend his services!

Looking for a trusted company to successfully close the transaction and complete the approval process, then Lucky Sandhu and his team are your "go-to" people. Lucky and team do an outstanding job of patiently walking buyers through the process and feeling good about it. I always felt as thought my buyer was in great hands. AND love the over communication and how his entire team always knew what was going on with the transaction. They were highly organized, and quick to respond. Cannot wait to work toge

I worked with the Lucky Sandhu and his staff in Reliance Financial to refinance my home mortgage .The level of care and professionalism demonstrated by Lucky Sandhu and team is outstanding and remarkable .They are always top of everything , if you have any questions they respond right away . They close the loans in time and fast when compared to other lenders I really appreciated Lucky honesty and transparency throughout the refinance process. I highly recommend reliance financial and team . Nagesh Thota