San Clemente Reverse Mortgages

San Clemente Reverse Mortgages

Reviews Summary

The consensus highlights exceptional service marked by patience, kindness, and professionalism. Clients consistently praise the thorough, clear explanations and unwavering support throughout the reverse mortgage process. Many emphasize the advisor's empathy, responsiveness, and dedication to ensuring comfort and understanding, particularly for older clients. The seamless, stress-free experience, coupled with prompt communication and ethical integrity, earns repeated commendation. Remote assistance is noted as equally effective, with no compromise in quality. Overall, the advisor is celebrated for going above and beyond, making complex processes accessible and reassuring.

About This Listing

Who Can Work with a CPA?

Individuals seeking tax prep, retirement planning, or financial advice
Small business owners needing bookkeeping, payroll, or tax compliance
Freelancers and contractors with 1099 income or complex returns
Couples planning finances together or managing joint returns
Investors with capital gains or rental property income
Anyone looking for year-round financial guidance and peace of mind

*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*

First-Time Clients

If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.

What to Know Upfront:

Documentation Bring your most recent tax returns, income details, and any financial concerns
Availability Appointments fill up quickly during tax season — book early if possible

*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*

What to Bring

Government-issued ID for verification
Tax documents (W-2s, 1099s, investment summaries, etc.)
Receipts or logs for deductible expenses, donations, or mileage

*Tip: Organize your documents in advance to save time and ensure accuracy.*

Preparing for Your Appointment

Write down any financial goals or questions in advance
Check if your CPA offers virtual sessions or document uploads
Bring a notebook or use a notes app for key takeaways
Know your deadlines for filing, payments, or compliance

*Note: Preparation helps you make the most of your CPA’s expertise.*

How to Get Started

Use our directory to find highly reviewed CPAs near you. Reach out directly to schedule your consultation.

Other Helpful Info

Many CPAs offer both in-person and remote consultations
Fees may be flat-rate, hourly, or based on service complexity
Some CPAs specialize in industries like healthcare, real estate, or tech
Check for client reviews and credentials (CPA license, EA, etc.)

*Note: Every CPA is different — take time to find one who fits your goals and style.*

Contact Information

Address

237 S La Esperanza

San Clemente, California 92672

Hours

Sunday 10AM-5PM
Monday 9AM-5PM
Tuesday 9AM-5PM
Wednesday 9AM-5PM
Thursday 9AM-5PM
Friday 9AM-5PM
Saturday 10AM-5PM

Customer Reviews

If it wasn't for Angella, I don't think we would have gone with a reverse mortgage. Her patience with all our questions, concerns and indecisions was exemplary. Never pushy and always there to field a question or six, she stayed steadfast in her desire to be of help. Thanks to her we are now able to sit back and enjoy our beloved Boulder Colorado home.

Angella Conrad came into my life at a very crucial time. I am a widow and I live in a condo in Boynton Beach Florida. I was facing a very large HOA assessment with no way to pay for it. I had looked into a reverse mortgage, however, as I live in a condo I could not find a lender who could help me. Angella, who even though she is in California and I am in Florida, was able to find a private lender who would give me a reverse mortgage. Angella was intimately familiar with all the required paperwork

Angella is a reverse mortgage specialist. She has years of experience, all the credentials, references and her service was so fast and thorough I never waited for anything. She had to wait for me. Through it all, her patience and kindness were exceptional. Not only with me, but also with my 90 year old Mother and my 2 siblings. Total win: accomplishing the goal with an expert who's also a good person.

Angella has been above fantastic throughout this application process. She has kept me informed of where we are & what else is needed from me. She has, very gently, nudged me along if i didnt take care of getting information to her in a timely manner. I feel like she's held my hand all the way thru & i couldn't be happier with the work & results she's done for me..

Angela made the reverse mortgage process effortless. I was able to complete all the forms on my computer. There were few problems but Angela resolved them immediately. Also the process was very expeditious. Thank you Angela

Angella is a true professional. She promptly returns phone calls and it has an excellent knowledge of the reverse mortgage industry. We have worked together in the past in co-referring clients. Angella has always gone above and beyond in making the client experience a good one!

Angela Conrard was very professional, friendly, honest, and extremely helpful in assisting me with my Reverse Mortgage loan on my house. Her resourcefulness, professionalism and her personal attention to each and every step of the process made me feel at ease and like I was in good hands. Her diligence, hard work and enthusiasm was recognized in every conversation we had on the phone. She displayed confidence in her every task, and has an excellent rapport with the public. She answered all of my calls or p

Angella was a wonderful help for securing my financing. She was on top of every detail, extremely responsive, and very capable. I always felt she was looking out for my best interests. Angella was very patient in clearly explaining complex details. I highly recommend Angella for your reverse mortgage needs.

Angella Conrard is an absolute Angel and a wonderful Professional at assisting folks with their Reverse Mortgage needs! I came across Angella?s online advertisement while searching for HECM information for my mother. After chatting with her and being super impressed with her care, knowledge, and genuine concern, my mother and I jumped ship from the company we were working with to handle this loan and decided to trust and see this process through to the end with Angella and her team at C2 Financial Corporati

I was referred to Angella Conrard a Reverse Mortgage Advisor by my long time financial advisor and friend whom I have complete confidence in. He wasn't wrong. From the first time Angella and I spoke I felt that she was going to be honest with me with this very important decision that I was thinking of making. Her kindness,warm personality and way of explaining all the many details to me and remaining very patient while doing it was so very appreciated. I am 85 and a widow and really needed that. We com

Angella is an extraordinary person. From the first day I spoke to her the reverse mortgage process was made easy by her expertise in this area. My wife and I felt very comfortable working with her. It was like you were sitting in a room with a friend helping you through the loan process. You always felt the smile she had when you talked to her, the love she had for helping people. She was wonderful, would answer all questions, and we communicated by e-mail, text, and phone whenever necessary. Angella does a

My husband, Ron and I are very happy with the service provided by Angella Conrard. She has been very helpful through the entire process. She was always prompt in returning calls, and giving information as needed. We never felt pressured in any way, but she was always able to supply us with the right info.Thank You Angella!

Angella goes above and beyond for her clients making sure they are 100% comfortable and knowledgeable in the reverse loan process. She is kind, patient and thorough making sure her clients know exactly what to expect during the process. To be successful in working with the 55+ population, you need to have empathy and passion. Angella has that in spades. I highly recommend Angella to all of my clients considering a reverse mortgage.

My Reverse Mortgage Advisor, Angella Conrad went above and beyond board to help me through the reverse mortgage process. She is well versed in the procedure and cares about her clients, spending an inordinate amount of time aiding them through the maize that is required. I can never thank her enough for time spent and her patience level which exceeded my constant questions! She loves what she does and her clients benefit enormously. Thank you Angella.

Angela was thorough, competent, available, patient, and friendly at all times. She went out of her way to help me understand if I was a good candidate, or not, for a Reverse Mortgage. She makes sure her clients fully understand what a Reverse Mortgage is and the process of getting one. Great customer orientation/service at a time when this important characteristic of business professionalism is all too often lacking. I highly recommend Angela if you're considering a Reverse mortgage.

We recently closed on a reverse mortgage that was set up for us by Angella Conrard. We had also considered 2 local reverse mortgage brokers, but after receiving presentations from all 3 and then corresponding and talking to them, it became obvious that Angella was the most knowledgeable and more effective at looking out for our best interests. Interestingly, the fees were all essentially the same which made the decision even easier. Working remotely with her was not a problem. I think our situation is d

I have known Angella for going on 20 years. As a lawyer, I have referred numerous clients to Angella to help them deal with financial difficulties in their golden years by tapping into their homes' equity. Angella is brilliant, passionately cares about the elder community, and has the utmost of integrity. I could not recommend Angella more highly.

Angela was wonderful and going above and beyond to help me get my reverse mortgage. I don't think she's ever had such a difficult one to handle but in the end I got my reverse mortgage and I can only put the thank yous to her. If you need reverse mortgage help I would definitely choose her for your agent.

In 2014 Angella Conrad was recommended to us from another owner in our condominium building for doing a HECM/reverse mortgage. Since closing the reverse mortgage, Angella has been very helpful over the years in answering questions or providing information as federal regulations change. Angella was and is very professional, and very easy to work with. She has extensive expertise in the field or reverse mortgages, and I would highly recommend her to anyone looking for a HECM.

Angella was awesome! She is very calm and guides you every step of the way through our journey all the way to our destination, which is receiving our reverse mortgage money! Then she offers help after her job is for us! You will be extremely happy with Angella Conrard! Jenifer Kelley

Angella is an expert in Reverse Mortgages, I never fully understood the benefits of them... in addition to her strong skillset, she is so friendly and quick to respond to my questions or concerns. I highly recommend Angella, Thank you!

I am 74 and my wife is 69 and it was a real pleasure working with Angella. She took us through the process from start to finish and we could not have hoped for it to have been any smoother. She was able to answer all our question's and help us understand the process.We would highly recommend her to anyone considering going through the process.

Dear Angella, Thank you for enabling me to do what so many seniors wish to do-but sadly cannot-and that is to age at home. The mere thought of engaging directly with a financial planner to bring this about is intimidating, to say the least. Thank you for your passion and dedication in guiding me through the complexities to a reverse mortgage that ideally suits my situation. Thank you, finally, for your encouragement and cheerfulness throughout.

Angella, my loan officer was amazing. She went above and beyond and I cannot thank her enough for helping me with my Reverse Mortgage so thank you thank you thank you.

She is great, kind, responsible and very professional. It informs you and gives you all the details and answers to you questions. Always answer messages and calls. I recommend, call her and find out with her, about, all the services she can offer you.

Ms. A. Conrad has been a blessing to me twice. She works very hard and cares for her clients. She is also highly ethical. I recommend her with total confidence that she is the best in her field. FFerguson

Angela worked very hard to get all documents finalized. I highly recommend Angela. Thanks, again!

Angela was very helpful to me through the entire process. She explained things clearly and kept me informed at every step.

Very professional and resourceful?Patient and kind..

I recommend Angella Conrard for first class service.p

Frequently Asked Questions

What qualifications should I look for in a CPA?

Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.

How do I find a CPA in my area?

Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.

What’s the difference between a CPA and an accountant?

A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.

How do I know if a CPA specializes in my needs?

Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.

Should I check a CPA’s reviews before hiring?

Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.

How can I verify a CPA’s license?

Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.

What questions should I ask during a CPA consultation?

Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.

How much should I expect to pay for a CPA’s services?

Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.

Can I work with a CPA remotely?

Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.

How do I assess a CPA’s communication skills?

During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.

What red flags should I watch for when screening a CPA?

Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.

Should I choose a CPA from a large firm or a solo practitioner?

Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.

How often should I meet with my CPA?

For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.

Can a CPA help with both personal and business finances?

Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.

What should I do if I’m not satisfied with my CPA?

Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.

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