Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation

My company has a relationship with Rocket mortgage which provides ?VIP? service so I was pretty sure I'd end up going with them. I reached out to Jessie as well in order to have a little room to negotiate when Rocket came back with a quote. I wanted to make an offer on a new home without a sale contingency on my current one. Rocket flat out said ?our underwriter says it's not possible but let's try and move forward.? Jessie, on the other hand, was completely transparent and told me it would be a complicate

I've had the pleasure of working with Jessie for the past 10 years, and I can confidently say she is the best lender I've ever worked with. Her dedication to her clients, stellar communication, and exceptional team set her apart in the industry. Every time I refer my clients to Jessie, I know they are in the best hands. Her team is professional, efficient, and incredibly fast, ensuring a smooth and stress-free lending process. Whether it's a first-time homebuyer or a seasoned investor, Jessie consistently

Brittany is knowledgeable, professional, strategic and kept us informed through our entire home loan process. She provided excellent feedback, resources, and even closed our loan ahead of schedule! We would not hesitate to work with her again.

Wow, where do I start? Andrea made this whole process absolutely painless. She got us a great rate, answered questions (usually before we thought to ask them) and set us up with an appraiser and notary that were also a delight to work with. We had loans, with some complications, on a couple of properties. She was able to pay them off and combine them into one -- at a significantly lower monthly amount -- while putting a nice amount of cash into our pocket.

After taking a break from our home search, my husband and I reconnected with Victor and our realtor team, Rudy & Paloma. They welcomed us enthusiastically and immediately got to work. Victor guided us through every step of the loan process, demonstrating a wealth of knowledge in his field. He diligently sought the best possible rate and remained consistently available, a level of service we knew wouldn't be achievable with a traditional bank. His professionalism, friendliness, and patience were commendable,

Victor helped us when we first bought our home and did such an amazing job. Even after closing we would reach out to him about things we needed help on and clarification and he never hesitated to help. We knew we could trust him and we decided to go back to him when the time was right to refinance our home. He once again did a great job by keeping us updated and well informed during the whole process. He always talked us through everything and if we had any questions he would immediately take time to answer

It was such an amazing experience working with barret. Purchasing my first home was definitely a journey In this market. But with an amazing team guiding me through this journey was an amazing experience. Barrets dedication and communication was a big part to make it an easy process. In the future I would definitely choose the same team for this process in purchasing a home again. I 100 percent recommend Barret and her team. Thank you

Andrea is always a pleasure to work with! She is very proactive, and stays on top of things so there are no surprises. She is easy to get in touch with and is very responsive. I have always had the best experience with Andrea, and my clients are always very happy. I will definitely use her services in the future!

Our experience with Victor was More than great. He is a very knowledgeable mortgage consultant that knows exactly how to explain the process of obtaining a mortgage . Very detailed, he is available to any questions you have and he will make sure that you understand fully. He will make the progress go as easy as possible. Personally I highly recommend him. He is a person that if we need his services again we definitely will go to him again.

Andrea was very efficient and communicative. I knew she was working behind the scenes and got the loan done swiftly and seamlessly! I felt she represented the borrowers interests well and protected them throughout the process. Thank you Andrea for a smooth transaction!

Victor Romero and his team are the best! My wife and I were treated with kindness, respect, patience and friendliness throughout the lending process. Victor went above and beyond to respond promptly, professionally and thoroughly to all our questions. His attention to detail, extensive experience, and impressive work ethic helped us to secure a great rate and close early! We are so grateful to Victor for all his help and wouldn't hesitate to recommend him to all our friends. Thank you Victor!

My clients and I greatly appreciate the work Jessie put in to getting their offer accepted in a multiple-offer situation. Her regular updates throughout escrow made for a much less stressful process. And she made sure the clients were able to close a day early, so they could start school the next day. Thanks Jessie! We appreciate you. Looking forward to working with you again.

Victor was a dream to work with. Very thorough, detail oriented, informative, kind and professional. Being a first time home buyer I was worried that I would be lost trying to understand the lending vocabulary. Victor made sure we were always informed or he would make himself available to answer any questions we had along the way. Victor's calm tone of voice is what you need during escrow. When your excitement is through the roof, Victors calmness is what you need to get you through it all with grace. Victo

Victor and his team are great! They are very communicative, personable and quick! This was our 2nd time working with Victor and his team and they did not disappoint, again! :) We always walked away from our conversations fully informed about the process and our options. It was a great experience.

As first time home buyers, we were nervous about how much we could afford, and unsure about all the details that it entailed. Victor was a pleasure to work with - such outstanding communication from beginning to end. He took the time to sit down with us on several occasions, and explain every possible scenario, answer every question, and even checking in throughout his explanations, to make sure we were following. He clearly understands that the process can be a bit overwhelming for first timers, so he take

I worked with Andrea Schenk on getting my loan. She was an amazing mortgage consultant and made the process very easy from start to finish. I have never had such a painless experience with getting a loan and I will definitely be considering her for any future loan needs. She was always available (at any hour!) for questions or concerns and was very thorough. Thank you, Andrea!

Jessie and her team were phenomenal to work with. Jessie is professional, communicative, and extremely knowledgeable. We were first-time home buyers who needed a lot of guidance throughout this entire process. Jessie made sure we understood everything and broke down each and every step along the way for us. Her communication is excellent and as her client, your satisfaction is her highest priority. Thank you for everything, Jessie! Update: Jessie reached out to us a year after initially working with h

Jessie and her team are amazing! They were very communicative every step of the way. They were happy to help ease my nerves by answering any and all questions that I had along the way. Both Jessie and Melissa are very knowledgeable and helped me make good decisions. If ever I need another loan I will seeking the help of Jessie and her team. I highly recommend her services!!!!!

As a first time home buyer I had many questions about the process. Tai took the time to explain the details and answer all my questions. He and his team were exceptionally responsive to any form of communication so I was never left waiting. Tai worked quickly to overcome unexpected changes at the last minute and turned around our loan in extremely short order. I would absolutely recommend this group to anyone in the market.

I have bought 2 homes and done about 5 loans with purchases/refinances over the years. By far, this company was the easiest, most well-organized, most transparent (every loan I've had in the past always forgot to tell me about hidden costs), and best service I've ever encountered. Barrett Garner assisted me. She was pleasant, easy-going and on top of everything....every step of the way. She answered my calls and got back to me quickly! I will never refer to anyone else - this company has won my busines

We just secured our second home loan from Santa Cruz Lending Group. We are incredibly impressed by the communication, expertise, service quality and customer-oriented care that the company offers. Both times we worked directly with Jessie and were blown away by her work-ethic, partnership in helping us secure the best possible deal, and continual support throughout the process. I highly recommend financing with this company. Thank you Jessie and SC Lending Group!

Victor went above and beyond to present our family with various options that were suitable for us, given our needs. He's extremely knowledgeable and always conducted business in a courteous, professional way. We appreciated the time he took to go over every detail and answer every question we had. His staff always responded to our calls and emails in a very timely manner. We couldn't be more pleased with the service and expert advice we received from Victor. I highly recommend him!

Andrea was really responsive and really helpful. Buying a home in Santa Cruz was really hard. It took us 3 years, but she was patient and kind. We did it without a realtor, but Andrea never once balked. I felt like I had an ally in a really difficult process. And now I own a home! Something I was not sure I would ever accomplish.

Andrea made my transaction seamless and stress free. I appreciated how communicative she was and was impressed with her knowledge on the process and the speed in which she and her team handled everything. 10/10 would recommend!

I am very thankful to meet Victor through my uncle. If it weren't for Victor I would have been so lost through the entire home buying process. Being a first time home buyer, Victor was extremely patient and explained every part of the process thoroughly, even when I had really dumb questions. Victor went out of his way and even answered my calls over the weekend as we had a tight timeline for closing on the house. I would HIGHLY recommend Victor. He is great and very professional! Thank you so much for all

I enjoyed working with Andrea. Her professionalism and communication were impeccable. She went above and beyond and did her best to make the transaction go as smoothly and quickly as possible. I would absolutely work with her again and refer her to any friend.

I have worked with Andrea for many years and have done a lot of transactions with her, both personally and with clients. I am constantly impressed with her work ethic, clear communication, and positive attitude. Andrea always follows through and does what she says she can do. I recommend her highly!

Andrea and her assistant, Diane made the refinancing of my home an easy and simple process. Andrea kept me informed throughout the entire process and handled every detail. She was quick and efficient. I would highly recommend using Andrea and her team at Santa Cruz Lending Group.

Andrea is professional, knowledgeable, and readily accessible. She expertly guided us through the loan process, answered all our questions, and was ever-present when we needed her. In this day of robo-service, we were thrilled to have such a positive personal experience in what can be an otherwise stressful process. We will recommend her and this company to all our family and friends.

I recently applied for Measure J low income senior housing and went through this mortgage company they were excellent. Andrea and Diane are professionals they are brilliant at what they do and I'm so grateful for all their help getting me through this to the finish line. It was a wonderful experience and I'll always be grateful to them.

Andrea helped us buy our first house. We had plenty of questions and she was happy to answer them in detail. She made her explanations clear so even us, inexperienced home buyers could understand. We would definitely work with her again.

Absolutely fantastic experience working with Tai and Sonia and the team. They were quick, efficient, and explained everything I didn't fully understand. I'd highly recommend them to anyone, and would definitely use them again if and when I ever need.

I had the pleasure of working with Andrea Schenk. She was very professional and provided me with good knowledgable options for my mortgage refinance. She completed everything in 30 days and I am very happy with her service!! Thank you very much.

I have worked with Victor and his team twice, first for an initial mortgage and then for a refi. Victor has a wealth of knowledge and experience with everything mortgage, and a good team to go with that. There was complexity both times in my loan applications, but Victor guided me through them effectively. I felt reassured working with Victor and won't hesitate to work with him again.

What made working with Andrea and her team at Santa Cruz Lending so great is the fact that she is very responsive, flexible and knowledgeable. Overall Andrea is just a great person who, I feel, genuinely has clients best interest as a priority.

My wife and I could not be happier with the help and support we received from Victor through out this whole process. Even after the initial first time home buyer help we received, he never lost contact and still keeps us up to date monthly with our home owner review. I highly recommend Victor for any help you might need with purchasing or refinancing a home.

Andrea Schenk, Mortgage Consultant, Santa Cruz Lending Group Andrea was responsive, answering my endless questions within a day, if not within hours, and she was proactive in finding answers and solutions. She helped me navigate the not always transparent process for purchasing a Measure J property. She kept my whole team ?realtor, county administrator, financial advisor--informed of the latest developments. Andrea made what for so long seemed only a dream, a reality.

Andrea made my refinance as easy as I have ever had it done. She was so competent and easy to work with. She spoke clearly and plainly so I felt comfortable all the way through the process.

This was our second time working with Tai. He once again helped to make our refi simple, quick and successful. Multiple people involved in our transaction and Tai supported us with texts, emails and quick reminders so everything we needed to do was done on time. We highly recommend working with Tai. He is kind, helpful, responds quickly and makes the process easy and he helped us get an excellent rate.

I have lived in Santa Cruz for over 11 years and been a homeowner (of an affordable housing unit, Measure O) for 6 years. Finding a lender to work with these units is not easy, but working with SC Lending Group specifically Andrea S. made it EASY!. Thank you for a wonderful experience.

This is the second time we work with Victor and his team at Santa Cruz Lending Group. Victor is bilingual and very polite. His team look for the best option for you, they explain the process in detail. I highly recommend Victor Romero and his team.

I worked with Victor Romero at Sant Cruz Lending Group recently to refinance my home. He came highly recommended and I am very fortunate to have had the opportunity to work with him. Victor is a wealth of information, friendly and efficient and was truly an advocate throughout the refi process. He kept me informed every step of the way and kept my application moving forward which wasn't easy during Covid19 sheltering in place requirements. If I purchase another home or refinance in the future, I hope that

I just wanted to give Santa Cruz Lending Group a shout out for their great customer service! I am old school, I like to actually talk face to face with my lender, with the same person (Andrea) throughout the process. Things went very smoothly, and quickly! Give them a call, you won't be disappointed.

We refinanced our home to take advantage of the low interest rate, our loan expert Barrett Garner did a great job to get us great rates and best terms. The process was long I think due to the COVID complications in general, but all went smoothly. We are happy to recommend Barrett to our friends and anyone looking to save money on their mortgage.

Jessie Brumbaugh and her team have an amazing work ethic! We had a refi that was very complex and they never gave up and kept us informed of everything along the way. She looked at all our options and explained it all clearly. I highly recommend her for any of your mortgage needs!

Tai is a consummate professional. He communicated clearly and often, describing our options in perfect detail. We never felt out of the loop on anything going on with our transaction. He and Sonia guided us through the process smoothly to a successful purchase. We cannot recommend them more highly. Ellen Smith

Andrea was my loan officer for my first home loan. She made everything clear to me and worked exceptionally hard to get me the lowest rates. She helped me with a credit issue, and explained everything to me so clearly. Her professionalism and experience made my first time home loan painless.

Amazing experience working with Jessie and her team. She was brought in late to the transaction, and still managed to close the deal early, with and already aggressive timeline. Extremely impressed overall!

Victor Romero, is super responsive and very transparent; also I cross-shopped and they're always very competitive, I have no reservations on recommending them to anyone. Topnotch experience. I used them on my first home purchase and refinancing.

Perfect. Victor Romero was just as I expected, just as he was on my multiple previous Real Estate ventures. With experience comes better decisions on what financial support to look to; I wasn't gonna take any chances. No wasting time, always thorough and to the point, getting my best deal possible. Would I do it again? Of course, let me just find another property to buy!!!!! -Francisco Moran

Jessie is very knowledgeable about the first-time home buyers programs in Santa Cruz County. When it came time to sell in Santa Cruz and move to a new city at the same time she helped make it as smooth of a transition as possible. We had a scare with a fire close to the new home we were purchasing days before closing, causing some last-minute paperwork and Jessie was on top of it.

Working with Andrea Schenk is a blessing! She made our loan process a positive and professional experience. We highly recommend her and her company for any services they provide.

Tai feels like a friend through the loan process. He was patient and kind helping us through the new ways of doing things in these times and also found us the best rates. We highly recommend him and look forward to working with him in the future!

Highly recommend working with Andrea Schneck and her team to purchase a home loan. They are excellent at what they do to navigate purchasing real estate with the buyer. We got an excellent interest rate too!

Victor Romero is professional and courteous. He was patient and thorough in answering all my questions. He made sure I understood every step of the loan process. He made the loan process very very easy. I would definitely recommend him.

What a great experience I had using Andrea schenk with the Santa Cruz Lending Group. She is so knowledgeable and supportive. She made my first time home buying experience a breeze.

Jessie and Melissa at Santa Cruz Lending are absolutely phenomenal! They were unbelievably helpful in our transaction and I can't recommend them enough. They will be handling every one of our transactions in the future. We LOVE our Santa Cruz Lending Family!

Once again, Jessie and Melissa (& team) nailed it. They continue to impress me, the title company and the Realtors involved in the transaction. An absolutely seamless experience and always faster than anyone involved in the transaction expects! 10+

Victor is the best lender I have ever worked with. From the very beginning of the refinance he did exactly what he said he was going to do. The whole process was quick and painless. I wouldn't hesitate to refer Victor to anyone that is thinking of purchasing or refinancing a home.

Jessie and her team at Santa Cruz Lending group are the hardest working leading team around! Jessie and Melissa communicated though every step of the process and made it easy for my wife and I to get our dream home. We are so grateful for Jessie and Santa Cruz Lending Group!

Jessie and team provided a great experience! I highly recommend Santa Cruz Lending to anyone looking to get a loan. They have helped us purchase our first home, in addition to refinancing the home. Thank you Jessie and team!

A great professional team with an amazing appreciation for customer service. Extremely thorough. Doing business with them has been extremely pleasant. I enjoyed working with Tai and will do business with him again !!!

We got lucky and were refered to Andrea at Santa Cruz Lending Group. She is the reason we got our dream house! We had a challenging loan process that other people said wouldn't be possible. We are self employed and went through a county first time home buyer process, there was so many hoops to jump through and layers to it. Andrea helped us through the whole process, we truly feel we wouldn't have got the house without her. Now we are in our dream home and it changed our lives.

My husband and I had a great experience working with Tai and Sonia to refinance our home. They were very responsive and all of the details were handled ease. We highly recommend them!

We are in one of the most competitive real estate markets in the US, you need a lender who will work quickly and swiftly. Tai will work his hardest in order to get the deal closed. He responds within minutes, has an amazing assistant if for some reason he is in a meeting or god forbid taking a day off ??, and works in the weekend for quick updates to a lender letter. Tai got referred to me and now I will refer him to others :).

Tai Boutell was answering all our questions by e-mail in a timely manner and his answers were clear and detailed. He was always available when we needed to talk to him on the phone or have a zoom meeting as well. He made us feel calm and taken care of.

Andrea Schenk was exceptional at her job. I felt confident and appropriately managed throughout my home buying experience.

We had a great experience with Tai Boutell. He has helped me buy 4 homes in the past 20 years. He has so much knowledge and experience, and I trust him to give me good advice through the loan process.

An absolute pleasure to work with! I always felt like they had my best interests in mind and wasted no time answering questions or getting anything that was needed. I couldn't be happier to have had Santa Cruz Lending Group handling the purchase of my families first home!

Jessie is so knowledgable and helpful! She always was there is answer any questions I had. Her website makes it quick and easy to upload all the documents. She definitely made this process run quickly and smoothly!

Victor and his lender group were very helpful. They made buying a home less stressful and a smooth process. Thank you again for always answering my emails and phone calls in a timely manner.

Jessie is a rockstar! I highly recommend her and Santa Cruz Lending Group. They made my home purchasing quick and painless. Jessie is very knowledgeable and is always there to help!

Tai is one of those folks that's on my A-team. Referred to him by our real estate agent at the time when we purchased our first home, he helped us with our initial mortgage and any subsequent re-finances. Tai is our go-to for anything home loan related. He and his staff are courteous, prompt with replies, and answer all of our questions in an easy-to-understand manner. I don't even bother to shop elsewhere.

Tai is knowledgeable of every aspect of the mortgage field. His lending team follow in his mighty footsteps. As a retired Realtor, I referred many clients to Tai and he always stepped up. When I needed my own loan, there was only one name in my Santa Cruz lender directory. Tai Boutell!

Santa Cruz Lending Group - Powered my Mason-McDuffie was great to work with. Andrea Schenk is a wonderful person to work with. We had a great experience. Thank you!!!

Andrea was simply incredible through my journey into my first home. I could not have imagined having done this with anyone else as a partnership. World class.

Tai was great. He kept us fully informed throughout the entire process, and worked hard to close early. We are very happy we chose to work with Tai, and would gladly do so again.

Great experience, friendly staff, great communication. The team made the entire transaction a breeze! A huge thank you to Victor Romero for making my client's feel safe and secure!

Tai has assisted us with two loans now, one purchase and one refinance. Both were very easy and snag free. Tai kept us informed throughout the process. We completed almost everything online so it was simple.

Diane Baird helped me with my loan and it was a great experience! It was a Smooth and easy process, and I would recommend her and her company to anyone who needs a home loan.

Victor Romero and his team are always working very hard and show true professionalism throughout the transaction process, they are always thinking a step ahead for anything that might pop up. They are great!!!

Highly recommend working with Tai and his team. They were patient and so helpful at every step of the home buying process. It was such a good experience - in large part due to Tai.

Thank you Andrea for your professionalism and expertise. Your credibility got our offer accepted-WOW! It is a Joy to work with you through the years- you're such a bright star. It's clear that you love what you do! ??

I was extremely pleased to have worked with Victor and his team of experts. Victor was informative, professional and most of all, demonstrated he cared and wanted the best for us. I can't thank Victor and his team enough.

I recently had the pleasure of working with Tai and his team to secure a loan under the Veterans Administration. There were a number of special terms related to the VA and constituencies that Tai worked through promptly and turned around a loan that enabled us to land our home in Santa Cruz country. I would highly recommend Santa Cruz Lending and specifically Tai Boutell for anyone buying a home or refinancing in surrounding Santa Cruz area.

We had a great experience getting a mortgage from Tai Boutell at Santa Cruz lending group. Very professional team. Everything was clearly explained in as much detail as we needed, and without any pressure

Jessie is a wonderful person to work with...always on top of the paperwork and had a cool demeanor about her. She even offered to close escrow early! Whaaaat?!!!! Totally recommended.

Jessie Brumbaugh got us through our loan process seamlessly, was always responsive, laid out our options clearly, and executed on our choices. Great experience. Thank you Jessie!