Sheila Tobin, Senior Mortgage Advisor

As a veteran real estate broker, I highly recommend Sheila. I've worked with many lenders over the years and Sheila is who I refer my clients to. When I refer my clients, I am putting my own reputation on the line and I know that I can trust her to get them into the best loan product that meets their individual needs without stressing them out. We have had great triumphs with our clients. She was even able to get an amazing grant program for our first time home buyers, who wouldn't otherwise have been a

Sheila Tobin is hands-down my go-to lender. She always goes the extra mile?no matter how tricky the deal, she?s right there with solutions, support, and a genuine care for both our clients and the agent relationship. I truly value working with someone local who not only lives and works here, but who actually cares about our community. Sheila gets it. That hometown connection makes all the difference. Highly recommend!

I recently purchased a condo in North County, San Diego, and had the pleasure of working with Sheila to secure the necessary loan in order to secure the property. Sheila is extremely professional, thoughtful, responsive and knowledgeable -- and if she doesn't know something, you can bet that she will do everything she can to get you an answer. The process I was involved in was far from simple due to an HOA/insurance issue -- Sheila made this purchase happen for me and I'm extremely grateful to her!

I have had the pleasure of working with Sheila on numerous occasions and she always exceeds my expectations. I'm a local Realtor in Nevada County, together Sheila and I have helped clients purchase homes, we have hosted Open Houses and volunteered in our community. Sheila is definitely "hands on" and will work leaving no stone unturned for her clients. I have experienced this firsthand and I respect her dedication and willingness. She is a pleasure to work with and I always know my clients are in good hands

Sheila is an expert at this! Truly there is no one who is more responsive and professional. She is the advocate you need in your corner for this process without a doubt. I have had the pleasure of working with her on a home purchase and a refi! She made the process seamless. Her proactive and creative approach is unmatched in the industry.

As a local Real Estate agent I have worked with many lenders in Nevada County and the surrounding areas. Working with Sheila was nothing short of seamless! Her clients were pleased with her knowledge, communication and overall service and my experience was nothing less... Keeping me updated throughout the transaction, communicating about everything, and making sure we moved at the correct timelines. I highly recommend Sheila!

I had a fantastic experience with Sheila this Spring as she helped secure a loan for a home purchase in Grass Valley. She helped us get a great rate, was a fantastic communicator, and generally helped move the process along at every turn. Night and day compared to our experience with a bigger lender like Chase.

Sheila has been the most thorough and attentive mortgage advisor I have ever worked with. She explained everything so clearly throughout the process, was present when I signed mortgage documents, and has answered follow-up questions since closing. I cannot recommend her highly enough!

There is no one else I will ever turn to for future mortgage needs so long as Sheila Tobin is doing business. She is incredibly smart, energetic, and diligent in performing her services. She proactively sought out the best opportunities for me and my home loan, and guided me through the process with excellent, clear, and consistent communication. I rarely, if ever, needed to seek her out for follow-up because she took the initiative in getting things all squared away. She was a true advocate for me in thi

Our selling and buying our homes was a long and complicated process, but Sheila was always there to advise and help and get things through to the Finish line. She was always professional, friendly, and helped to make sense of things and got us the mortgage that we needed and was the best Advantage for us. Thank you Sheila!!

I had the upmost awesome experience working with Sheila Tobin, she was on top of things she helped me so much. I had to do nothing but provide info that was requested. She did everything above and beyond and I just loved working with Sheila truly she?s amazing thank you so much for the great experience and our new home.

Shelia Tobin has been my go-to lender for years when referring clients. She's always available, picks up her phone, and provides top-tier service every time. Her years of experience in the industry allow her to solve almost any issue that arises during the lending process. Being local, she truly understands the unique challenges that can come with rural properties and navigates them with ease. Shelia is a true problem solver?never pushy, always professional, and a pleasure to work with. I trust her complet

Sheila is amazing! She?s helped with multiple loans and I?ll continue to work with her in the future. I?d highly recommend using Sheila for your home loan needs!

Sheila was such a pleasure to work with. She was responsive, thoughtful, and so helpful in getting me into a dream home. I can?t say thank you enough ??

Sheila is awesome. My clients love her and I use her on my personal deals. She offers white-glove service and competitive rates. Call her today!

Sheila was easy to work with and pleasant to talk to. She stayed on top of the process. It was seamless for me and I appreciate her effort. At no point in the process was I concerned. She kept it easy.