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2901 West Coast Hwy
Newport Beach, California 92663
So happy with SilverLake Financial and Michelle Belle in particular. Michelle Belle was professional, helpful and thorough. She explained everything in depth, answered any questions that I had, and had no problem helping me understand the process. Therefore, I would highly recommend SilverLake Financial and their services.Thank you so much Michelle for making this a pleasurable experience!
Upon receiving their mailer, I decided to give them a chance so I contacted them. Despite my LENGTHY payment history of 40 years without defaults, charge-offs, repossessions, or litigation AND often paying loans EARLY they said they could not get me a loan. HOWEVER, if I simply followed their advice and STOPPED PAYING MY BILLS FOR ABOUT SIX MONTHS...well, THEN they could negotiate a lower payoff amount! In short, they have been no help, whatsoever. After approximately three weeks I am recontacted by them s
I just wanted to express my deepest gratitude to Michelle Belle. She was incredibly helpful and understanding in explaining the process. She was also very detail-oriented and took the time to make sure I felt comfortable and confident about my financial situation. I highly recommend her to anyone looking for financial assistance. Thanks again, Michelle!
I am signing up despite all negative reviews, all others are just a boot, and we all have the same problem. After eight months, not a single problem has been solved. I am receiving letters from the bank now from collection agencies, but I'm not sure what I was paying for. The customer service is horrible, and it seems more likely a SCAM! Timothy Han is a recruiter who signed me up never to pick up the phone or reply to emails. Anyone who takes some action, please share with me. I am about to file a lawsuit
When I began this process, I was filled with uncertainty and had more questions than answers. I wasn't sure what to expect or how things would unfold. Thankfully, I was assigned a dedicated representative named Erick, who quickly became my go-to support throughout the entire journey. From the very beginning, Erick was patient, attentive, and genuinely invested in helping me navigate each step. He took the time to carefully listen to all of my concerns?no matter how small or repetitive they might have seemed
Michelle was extremely helpful and has a beautiful energy. She understood my concerns and made me feel much more comfortable and hopeful about paying off my debt.
Patricia was excellent. Explained everything clearly and precisely. Very transparent about the program she had nothing to hide. The card companies are all scams and in this word having a company like Clarity is so helpful if you honestly want to pay your debt back with ease and no interest. A must do for anyone
Erick O. Did a great job walking me through the details of this situation. He was patient, professional, and informative. It took me a long time to take this step towards financial freedom. Now that I'm on the path I feel a tremendous sense of relief. Thanks Erick!
I contacted Silver Lake and spoke with Patricia Reinach today. She was so friendly and understanding about my situation. I hate being on the phone, but she immediately put me at easy and was able to thoroughly answer all of my questions and get me the help I need. I was thrilled to hear I have a solitary person who knows my history to contact about my financial needs and won't be shuffled from rep to rep. Thank you so much! I hung up feeling happy and confident. I think that's the first time that's happened
Michelle was incredibly professional and supportive throughout the entire process. She explained everything clearly, answered all my questions, and made what seemed overwhelming feel manageable. Highly recommend.
Michelle was awesome! I ended up not needing the services but she helped me from A-Z and really laid out the entire process well. She took a lot of time with all my questions and clearly cares about people which isn't always what you hear in this business. So thank you Michelle!
Greg Rogers with SilverLake Financial is ABSOLUTELY amazing. He listens and he explains everything completely. He doesn't get annoyed no matter how many questions you ask. You can tell he actually cares and he is just great at his job. Hope they never lose him because it would be a severe loss! Hope they truly appreciate him.
Michelle Belle is phenomenal. She's personable and related to me so I don't feel like I've somehow failed at adulthood for having debt. She's extremely patient, kind, and genuinely cares about her clients. I look forward to working with her towards my debt freedom. Thank you so much, Michelle!
Timothy Han was a delight to work with. He was patient and polite sincerely want me to understand all the implications of this transaction. I totally respect him. I was in sales myself for 17 years. Like me, he sees his job as helping people. I'm happy to say his hiring manager is a brilliant person. Walter Sully Vietnam Era Airborne Combat Engineer Retired Biloxi, Mississippi
I initially enquired about securing a loan, I'm so glad I was able to work with this company and with Patricia to utilize their debt resolution program. Unfortunately, I couldn't qualify for a loan which makes sense with my current financial situation, however, I think the best option that I didn't know was available to me was provided. It helps so much to know that my debt will be resolved soon and that I'll be able to achieve my financial goals sooner rather than later, a heavy load was lifted from me i
Michelle was awesome and very patient, I have lots of questions and she was very detailed and make sure i understand everything,it was a very good conversation with Michelle. I'm glad she provides a good service, Would recommend to anyone.
Erik Ochoa assisted me in getting my finance in order and back on track to improving my credit scores. He is very detailed oriented and has great people skills and explained the process and the steps I needed to take to ensure a smooth transition. He is a great asset to the company and will recommend him to anyone struggling to keep their finances in order.
Most of these comments are bot comments. I was talked to by a smooth talking salesman and talked me into the program, which then was sold off to clarity debt resolution. I was promised one monthly payment but now that im far into the program they're asking for more money to settle my debt. At this point, it appears that they're charging more for my debt than if I settled it on my own. Promises made are not kept. Of course this would upset anyone. This company just feels yucky and preys on people. ??
The process was quick and simple. Erick Ochoa was very friendly & patient with me and took the time to make sure I understood how the system works. Would definitely recommend to anyone dealing with financial struggles to give this company a try.
I applied for debt relief after receiving an offer in the mail. After filling out my info, I quickly was reached out to by Erick Ochoa, who has been my contact from start to finish. He has walked me through every step, been available even though we have a decent time difference between us, and most importantly has been able to ease my worries about the process as I aim to get out of debt.
Mr. Andrew Carrillo: 1. Very professional an polite. 2. Clear and concise with his information and contract content. 3. From Start of debt relief requirements and necessary customer responses, Andrew's questions, information and follow-up were to the point and very productive. 4. Finally, Andrew was on time when he mentioned that he would call back at a certain time. Nothing Follows
So I've been getting mailers about twice a month from them saying I can save money on my current debt. Well, when I finally sat down and filled out the information, I got a call from Gage, who was great. However, I just found out they could not give me anything. Why? I've got good credit, make good money and not too terribly in debt so why do they keep sending me these offers only to deny me when I apply? Yes, this is very frustrating.
I received a letter from this company to resolve my credit card issue. I contacted the agent, and they told me it would take 60 to 90 days to resolve my card issues. When I signed the contract, they told me I'd have to start making payments, which was in December. I contacted them after 90 days and they told me they were working on it, but now it's May and they haven't resolved anything. The problem is that they already charged me $2,500.00 and I'm going to cancel the contract because I don't know how mu
I have started working with Michelle Belle. She is fantastic! Very professional and explains all the details to us novices. I appreciate her expertise and will definitely let other people know about her and Silvet Lake Financial!
My agent, Eric was awesome. Very informative and patience. Make sure I understood everything as well as provide me with answers to questions that I forgot to ask thank you so much, sir.
Blaine Devoz does what he says he's going to do. The level of customer service is reassuring and instills a level of confidence in oneself, that you made the right choice in an already crowded arena of competing interests. I am very satisfied with the results achieved thus far and would recommend Silver Lake Financial and Blaine Devoz. He is both personable and knowledgeable as well, and actually returns all phone calls. Wayne
Erick with SilverLake was very helpful and explained in detail what services I was getting. His knowledge and expertise was crucial in helping with getting me financially healthy. I recommend Erick to anyone wanting to better their finances.
Unbelievable How much now I understand the way this works. Being an old time street kid from NYC I thought my wife got side swiped. Well she made one of the best decisions (behind my back) Bravo 10 stars
Michelle Belle was so kind and professional. She walked me through the process and made me feel confident that my finances will be in a better place. Through the times we are going through I had to make a call and I am glad I did. Thank you Mrs. Belle you are freaken awesome..
Agent was absolutely great! He was very knowledgeable and able to answer all of my questions, I am extremely pleased with the customer service that I received.
Erick is very friendly, knowledgeable and made this process at less stressful as possible. He helped lift a weight off my shoulder and I'm thankful for his help!
Erick provided exceptional assistance, making the process far more enjoyable that I anticipated than dealing with automated calls. His customer service truly stood out!
Erick was excellent in providing the necessary information regarding the options I had. I appreciated his humor as well during this call as I was deeply stressed regarding my financial situation.
Michelle was a great help in this process. Very nice and answered every question I had. Wonderful with helping with the computer stuff, that I had no idea about. I highly recommend this company and the informative customer service!
Very very helpful individual!...couldn't have asked for a better experience. Andrew explained everything in detail so that there were no surprises throughout the process and at the end of it all....I could breathe for the first time in a long time! I would recommend anyone who's having a tough time getting through from month to month to please give these guys a call....YOU WONT REGRET IT!!
Michelle has been amazing! Anytime I have any questions she is always available to answer them! Thank you for being so patient and kind.
Solved all my problems! The service was fast and the amount was exactly what I was asking for. Mr Ochoa was very attentive and careful to each detail. Can't recommend them enough!
I wish I could give this company negative stars!!! I was just on the phone with Jeremy Sellers, Director of Underwriting. I was appalled at the way he was speaking to me!! I got a flyer in the mail. I went online and filled out the questionnaire to apply for a loan. He called me and asked a few questions and wanted me to do a debt forgiveness loan. That's not why I contacted them! I wanted a straight out loan! He was talking down to me as if I'm stupid because I didn't want to do a debt forgivene
The worst business model unless your credit is completely destroyed. I called to see about consolidating some credit cards and they want you to stop paying on your bills for at least 3 months. That alone is not a help, if you have average credit and go 90 days without making a payment that would tank your credit score, you will need to wait years or file a BK before your credit gets back up. Try your local bank or call your local mortgage broker, the rate might be a little higher but you wont screw yoursel
Michelle really made the whole process easy on taking back over my finances. She answered all of my questions and I was very patient with me. I look forward to being debt free.
Blaine was the absolute worst to talk about finances - ZERO customer service skills. Due to this experience I will never be reaching out to SilverLake Financial nor will recommend. Instead, I will share my horrible experience with anyone that asks.
Gabriel was advisor, really nice when we were agreeing to sign up, after that he was rude and never answered any phone calls or txt messages. He couldn't even tell us who else we can talk to. Should?ve listened to the other reviews saying the same thing.
It was a pleasure speaking with Michelle. Very informative and helpful in getting me approved for relief of my financial situation. Very satisfied.
I received one of their mail offers and was hesitant to call and I'm glad that I did. Michelle really put me at ease and explained all of my options to me. There is now light at the end of the tunnel in getting out of debt.
We had a great experience with Erick! He helped us through everything even on a Sunday! Answered all our questions and concerns! Highly recommend Erick!!
Erick was thorough and has been very responsive with our follow up questions. He is a pleasure to work with.
Erick Ochoa is great at his work, professional, and personable. He has extensive knowledge of the service and knows how to help the customer.
Just spoke with Madynn and she immediately tried to offer the debt repayment plan. I refused and requested the offer they mailed and she said they denied. It seems like it doesn't matter what your score is and how great your payment history is they just want to offer the repayment plan. Then she was very unprofessional when I declined DONT DO BUSINESS WITH SILVERLAKE.
Tim with Silver Lake has been a rock star! He has Personally responded promptly even on Sundays! We feel so much better about our financial situation and the further ahead.
I enrolled one credit card with SilverLake Financial on May 1, 2024. Matt Thompson, the Director of Underwriting was very professional and answered all my questions at that time and MISLEAD me by saying the process might take 60-90 days before I see any positive results on my behalf. In reality, it has been 6 months (approx. 180 days) and my credit score has dropped 180 points and I cannot dig myself out of that hole. Lastly, Mr. Matt Thompson stopped returning my phone calls and I called the 1-800 number s
Michelle was very patient with answering all of my questions! She exudes excellent customer service!
Michelle Belle was absolutely helpful. It will take a bit of patience and faith for the team at SilverLake Financial to help you with your debt settlements, and they absolutely deliver! Michelle has answered every question of mine and has been by my side even when I was hesitant. Great person to work with. I highly recommend her! Thank you SilverLake Financial!
Erick was great helping me step by step with this loan, very professional and great communication skills. I recommend 100%. Thank you Erick for your service.
I had the pleasure of speaking with Michelle B today--She was informative, kind, personable, extremely respectful, and pulled no punches. The information she presented was clear and concise, and her overall demeanor was pleasant and bubbly. Her explanations were thorough and she gave me time to think about my options, crunch some numbers, and offered feedback in a non-invasive way throughout the entire half an hour or so that we spoke. Though my situation did not lend itself to doing business at this time,
I spoke to Michelle and she explained to me how everything works. She was so patient answering all my questions. I am looking forward to the process and how it will change my current condition. Thank you Michelle for your guidance.
I contacted Silverlake Financial and spoke with Michelle Belle. She was very understanding of my financial situation and answered all of my questions.
Michelle Belle was very helpful and knowledgeable. She put me at ease, but I sure hope I made the right decision.
Very blessed to met Michelle Belle helping me She s AWESOME !!!????just a little impatient w me coz i talked too much & interrupted her Big SORRY Michelle just a bit nervous of the situations Thank you Michelle
Michelle B was very helpful! She made the process very easy. Michelle was also very kind and patient throughout the process. I would highly recommend her and SilverLake Financial!
Honestly, I don't know if this is Legit real, I started a process with them almost 4 months ago and haven't seen a response neither Jeremy the rep, or the institution about the settlement, but they are taking my money out of my bank wich is now making me concern and haven't solve anything.
Blaine helped me. He was professional and very efficient.
I liked how fast I was able to change my due date. Eric was able to get me situated and made it easy for me.
Ran my credit just to tell me that they can get me in a debt consolidation program if I wanted to do that I would have called a debt consolidation program? The letters they send out are very misleading tempted to say false advertising?.
Outstanding customer service. Understood our issues and worked quickly to enable us to start the process. Clear explanations of what will follow.
Andrew was extremely helpful and thorough going through this process. He made sure that we understood everything and had no further questions as he went through each step.
michelle has been great to work with. very patient and very helpful. it has been a pleasure to work with her.
This is my first time ever seeking into a company that provides financial help like Silverlake Financial, so I was a little nervous and unsure of how to go about things. When talking to Tim, he made it a comfortable space to be open with him about what exactly I was looking for and my situation. Tim walked me through every step and was very pleasant, patient, thorough and resourceful. He helped me figure out what was best for my current situation and alternate routes that would be beneficial for my future.
Thank you very much, Andrew. Andrew did a great job for me and explained everything for me. Very happy with the results and I'll get to go over the contract in the mail, but he explained everything well to me. Great customer service in Andrew was very fun friendly to talk to and understand the contract. I really appreciate everything he did and explain to me. Can't wait to get this started. Thanks again
Greg at silverlake financial was of great help, was thorough with everything and on top. Thank you for the great customer service and financial advice you provided.
It will be better online. I can not stand any representative over the phone, just horrible!
Thank you Michelle and Silverlake Financial. Having debt can be embarrassing, but she definitely made me feel comfortable and put me at ease. I now look forward to getting out of debt.
Erick was very knowledgeable and kind. He provided excellent service.
Working with Michelle was easy and all info was shared upfront. Thank you for the smooth transition!
Michelle was great to work with. She was very thorough in explaining everything to me.
The process was simple & easy. Michelle B. was very helpful with the entire process. She communicated everything to where I could understand.
Very professional and courteous. Explained everything in detail and offered many opportunities to ask questions so that everything was completely understood. Tim was really good to work with and makes you feel at ease on the phone. Very diligent in making sure that you understand everything about the process and the program.
I am truly grateful for the time and patience Michelle Belle took with me.??
Tim was extremely professional! He had excellent information that he patiently shared with me multiple times! This experience was new and at 75 years old, a bit unnerving! Tim walked me through the process! Also, asking clarifying questions to ensure I totally understood the complete process! Unexpected illness caused me to miss his calls on several occasions! He was patient, kind and compassionate. I highly recommend Tim to be commended for going above and beyond expectations!!
I had a great experience with Michelle at Silverlake Financial. Michelle was very knowledgeable and professional. I would recommend working with Michelle at Silverlake Financial.
Erick Ochoa is who I directly worked with from silver lake. He was kind, understanding and thoroughly explained things to a level I could understand.
Michelle was a tremendous help and so knowledgeable. I appreciated her explanations and professionalism.
Erick was very helpful and knowledgeable in the process. I would 100% recommend him to friends and family!
So far so good, spoke to agent called Jared P. He was great and gave me the bottomline of it all. Very informative gentleman, stayed on topic, and call was short and sweet just how I like it. Thanks again Jared. Will keep this review updated as new information transpires, this sounds like a company I can refer others to for personal loans. Update: Was offered a loan from one of their "sister companies" since they didn't want me as a customer: at 28% APR versus my own credit card loan which is at 24%. Ridicu
Michelle was wonderful to work with, great customer service!
I recently had the pleasure of experiencing truly outstanding customer service, and I cannot express enough how impressed I was with Joel. From our first conversation Joel went above and beyond to ensure I felt welcomed and valued. He listened attentively at all times, offered thoughtful recommendations, and explained the program very thoroughly. Joel genuine kindness and dedication to customer satisfaction made my experience unforgettable. Thank you Joel and Silver Lake Financial for setting the standard
After my post yesterday, I was contacted by the manager directly about the concerns that I had and he was able to QUICKLY smooth out the situation and provide more insight on my situation and was quick to get every resolved for me. He was very kind and wanted to be sure that I had a complete understanding of the process which I appreciated. Thank you for the promo response and positive turnaround!
Erick was very patient and informative in helping me through the process of the provided services.
Erick Ochoa answered all my questions, treated me with dignity, and was friendly throughout the process of discussing debt.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.