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16842 Von Karman Ave Suite 300
Irvine, California 92606
Simple Path Financial made the loan process so easy. I filled out the application, spoke with a representative, and was quickly given clear options. Fast, smooth, and professional?thank you!
I had a wonderful experience working with Erik Huerta at Simple Path Financial. He patiently walked me through each step of the process, explained everything in detail, and made sure I understood what to expect. The transition to the customer service team was seamless?everyone was respectful and helpful. I'm feeling confident about my financial future thanks to their guidance!
I've been a Simple Path client for over 12 years. John?s advice helped me retire more comfortably than I imagined. I trust him completely and always recommend him to others looking for smart, long-term planning.
Kevin was phenomenal! He broke everything down for me in a way I could easily understand and answered all of my questions with kindness and a great sense of humor. I'm so glad I called Simple Path Financial. I feel confident that I made the right decision.
Really impressed with the service at Simple Path Financial. They offered competitive rates and terms, and everything has been great so far. Highly recommended!
Charles was very great and helped me with my application. He didn't put any pressure on me and gave me a detailed explanation of the program. A real pro, he is a blessing to Simple Path.
I needed a quick business loan to cover some gaps, and Simple Path Financial really delivered. Their team was friendly, professional, and got everything handled quickly. Great experience overall.
DO NOT USE THIS COMPANY. You can find another company that isn't using bullying tactics to get your business. Unfortunately, I am giving them a 1 star rating without ever going further than an email and phone call. David was very nice and helpful until I decided not to go forward and declined the services. He then sent an arrogant, narcissistic and bullying email to me. I am shocked at the tactics to scare me into using this company. Shame on them. This type of bullying and intimidation to win clients is un
Putting my retirement savings in someone else?s hands was a big step. But with Simple Path, I've never looked back. John and the team have guided me with care, and now they feel more like trusted friends than just advisors.
Company straight up mislead me. Stay away. They send me a mailer on pre-approval. I call, give over sensitive info, and all to have them promise me a call back and NEVER follow through. 1. I have 837 credit. 2. I was seeking their best loan for 50K. 3. They rejected me Stupid. Waste. Of. My. Time. Don't use their business. Keep clear. They just lie to you. I'm surprised this business is BBB accredited. That should be withdrawn.
Simple Path Financial guided us through financial clarity! Their expert team offered personalized solutions and support. A trusted partner that truly understands financial challenges and opportunities.
As someone with a modest retirement portfolio, I was surprised by how valued I felt at Simple Path. John personally welcomed me, and the entire staff was friendly, informative, and supportive. They treat every client like a priority.
Danielle S. was so helpful and professional. She explained every part of the process in a way that made sense to me and made me feel at ease. I feel such relief now that I've taken this step. Thank you, Danielle!
I had never done anything like this before, so I was nervous, but the professionalism and kindness from the Simple Path team blew me away. It's rare to find people who truly care and take their time to do things right. I'm grateful for the experience!
Ronda and the team were fantastic?very knowledgeable and professional. They answered all of my questions in a way I could actually understand. I really appreciate how easy they made everything.
Ross was a total lifesaver! He resolved all of my debt concerns and even set me up with bi-weekly payments, which work much better for me. He deserves 5 stars for his patience and support throughout the entire sign-up process.
I secured a loan with Simple Path for a large upcoming purchase. The process was seamless, and the team was incredibly responsive. They took the stress out of borrowing.
Simple Path Financial helped me with tax planning and saved me from a lot of stress. The whole process was easy and professional. Highly recommend their services!
I applied for a ?pre approved? loan with Simple Path Financial (SPF), recently. Or?so I thought I did. I immediately received emails, missed calls (too many to count) from ?Aron?. I was at work and couldn't get back to him fast enough, I guess. Nonetheless, after today?s phone exchange, I could clearly see SPF was not at all what I was interested in. I asked Aron if this was a ?Debt Relief? program several times. Told him I was only interested in the loan I applied for. Well, Aron ignored all my questions a
The VA loan I secured through Simple Path Financial was a smooth process. They helped me get everything in order quickly.
Shawna Johnson was most helpful in explaining the process to me about the debt resolution program with FDR. She was very patient and kind as sometimes it takes me a while to fully understand what is being said. I appreciate her time and patience with me. She made this endeavor seem seamless. I also appreciate the representative who helped me get my dashboard set up. She too was very helpful and kind. I am enthusiastic and extremely encouraged about my future path to debt resolution.
Yes, my name is Demetrice Williamson. I receive your check of 4005 75 I would like to know can I purchase a vehicle with this and pay 284 a month?
Simple Path Financial is a reliable and trustworthy financial services company. Their team is knowledgeable, friendly, and provides top-notch service.
Simple Path Financial helped me get the loan I needed for a major purchase. The process was so smooth!
Simple Path Financial helped me bridge a cash flow gap with a business loan. Their customer service was top-notch!
When I needed assistance with a company loan, the folks at Simple Path Financial didn't stop at anything. Excellent assistance in every respect.
Simple Path Financial is the go-to financial services company in [city]! Their team is knowledgeable, friendly, and provides top-notch service.
I recently hired Simple Path Financial to help me with my tax planning, and they did an amazing job! Highly recommend!
Danielle was very informative friendly and professional. She explained everything to me where I could understand and I felt comfortable completing the transaction. I believe I did the right thing and I feel confident and relieved. Thank you Danielle S.
I applied for a business loan directly using simple path web. I received immediately a phone call from a person named Jacob Lowry , we spoke about several options that they are offering for business And he asked me for some information that I preferred to be shared by email. He was polite and sent me an email to provide that information. I mentioned to him that I am not comfortable sharing my personal information by phone. After I shared my Social Security and although personally information to this compan
The team at Simple Path Financial went above and beyond to help me with my business loan. Great service all around!
Simple Path Financial made everything easy and straightforward. I will definitely use them again in the future.
I was impressed by the professionalism and expertise of Simple Path Financial. They took care of my financial needs quickly and efficiently.
Simple Path Financial provides excellent customer service and top-quality financial guidance. 5 stars!
Simple Path Financial provides top-notch financial services. Their team is knowledgeable, friendly, and efficient.
For all of their help with my debt consolidation, Simple Path Financial is really appreciated. Their impact was just remarkable!
Moses has been amazing! This experience could be hell, but his support, efficiency, and easy-going demeanor have made it pleasant. Our phone calls are friendly and to the point, which I appreciate. He's the reason I chose to go with Simple Path Financial.
I recently hired Simple Path Financial to help me with my financial planning and I'm thrilled with the result! Highly recommend!
They helped me secure a personal loan for home improvement, and the terms were great. Highly recommend!
My financial consultant Lisa Ostgaard was awesome. From the moment I spoke with Lisa seem to have a pleasant personality which put me at ease. Lisa was very thorough when explaining how the program works and making sure I had no questions she made the process easy.
I got a loan for major expenses, and they made everything so simple. I'm really happy with their service.
First of all, this company sends me a loan offer in the mail, and I never even heard of this company. Second, I call to see if they are even legit then they tell me that the offer they sent me in the mail they no longer have no promotions going at this time and mind you this is a recent offer. So, I am like huh? Why send people an offer if you don't really have the means to support the loan offer. Would not and Will not be doing business with them in the future. They seem Fraudulent or at least on the Sca
They sent me something saying I was "pre selected" and gave me good terms. Filled out the paperwork and they told me no on a loan but said I was approved for a "government program" that ended up being a debt settlement plan in disguise. It wasn't even a bait and switch where they tried to get me to do the debt settlement, they tried to phrase it to look like something different.
I secured a loan for vacation expenses, and Simple Path Financial made the process so quick and easy. Definitely recommend!
My Experience was well above my expectations.experience was well above my expectations. I've never done this before, but this is an experience that I'll never forget the professionalism in which I was treated with when I thought we didn't have any more of that. I am really amazed that we still have people who are well trained, and care about how they do their job thank you.
The conditions of the personal loan they helped me get were ideal for making necessary house repairs. I would suggest it without hesitation.
Getting a loan from Simple Path Financial was a breeze, and I was able to use the money for my trip. Strongly suggest!
They helped me with a loan to pay taxes, and everything went smoothly. Professional, efficient, and easy to work with.
Good rates and terms provided. Great overall service so far.
Simple Path Financial helped me with my first-time homebuyer loan, and the experience was stress-free and easy.
I just refinanced my mortgage with Simple Path Financial. They offered competitive rates and made everything so easy.
Simple Path Financial is the best financial institution I've worked with. They truly care about your financial success.
Their customer service is unmatched. I felt like they were genuinely working for my best interest.
If you're looking for a trustworthy financial institution, Simple Path Financial is the way to go. Excellent service!
I was impressed by how responsive and professional the team was at Simple Path Financial. They made everything easy.
Simple Path Financial really listens to your needs and offers personalized advice. Great service!
I highly recommend Simple Path Financial for anyone in need of a loan. They provide excellent rates and fantastic service.
I had a wonderful experience with their customer service team. They were always available to answer my questions.
The loan I got for my home renovation from Simple Path Financial helped me make the changes I needed at a great rate.
Simple Path Financial made everything easy and straightforward. I will definitely use them again in the future.
Simple Path Financial made securing a conventional mortgage so simple. They helped me every step of the way.
Charles was very professional and did not pressure us in any way, explained things very thoroughly. Courteous
Shawna was very patient and explained the process throughly, I appreciate her ma she help!
Mr. Miller was very professional and knowledgeable about debt consolidation. He explained my options so that I could make the best decision for my circumstances.
This is a major scam!!!!! They send some sort of communicate saying you're ?pre-selected? then have you fill out your personal information. They either never get back to you or try to pawn you off to a ?debt relief program instead of a loan? either way they steal your personal information. They all have ?American names? and super foreign accents.
I feel they are scammers . Never have I been asked to go thru a process the way they do it and I've had loans with citi bank , Wells Fargo , Bank of America etc
He has extensive expertise and was really kind in every way. He thoroughly explained every aspect of my consolidation and helped me feel at peace with my choice. I've already given him recommendations for those in need of financial support.
Simple Path Financial made everything so easy when I needed a loan for medical bills. Highly professional team.
I used their debt consolidation service, and it helped me save so much money! So grateful for their assistance.
The help I received from Simple Path Financial in consolidating my debt is immeasurable. What a difference they made!
Spoke to someone by the name of Michael Watson! This was my first time dealing with this company and this man attitude, customer service and personality sucks !!! Didn't seem he wanted to really help he sounded like a salesman trying to check me Ummmm? sir I'm no dummy and YOU WILL NOT TALK TO ME ANY KIND OF WAY, IT?S NOT WHAT YOU SAY IT?S HOW YOU SAY IT. I'm someone who can handle constructive criticism and hard advice really well but to belittle me and talk to me like I'm stupid you will NOT !!! And if t
I had a good experience working with Simple Path Financial. Kevin was my advisor and he went above and beyond to always be available and explain things in a way I understood.
I can't thank Simple Path Financial enough for their support in consolidating my debt. They really made a difference!
Choose Simple Path Financial if you want to work with a reliable bank. Great assistance!
The team is incredibly patient and understanding. They took the time to explain everything clearly.
I was able to get a loan for a sizable purchase with the assistance of Simple Path Financial. Wow, everything went swimmingly!
Joke of a company, send offers for low interest personal loans. I have excellent credit and almost no debt yet they try to quote me some crazy 14% interest rate on a 24 month loan. Pushy sales reps, my advice is stay away from this company at all costs. Very predatory. No way these guys are 4.5 stars.
My experience with Simple Path Financial was speed, professionalism and honesty! They were upfront about everything and I had no suprises pop up. No hard sell and they did a great job explaining the loan options in detail. The contract that I signed meets the standards well and the funds were made available to me in just a few days. Thank you for the quality of the service. I am totally satisfied and I recommend you 100%.
My experience with this organization has been less than satisfactory. I would not recommend anyone take the bait on this. First of all, you will be referred to a debt consolidation program. It's how they make $$. Then, best of all, they sell your information. I know this has to be a fact because the second I replied CANCEL the anonymous calls from call centers started coming. It has been over a week and I get them daily. They tried to contact me again to offer the same consolidation deal but I replied with
Working with Anthony was great. He answered all of my questions and he was very easy to work with.
Received notice in mail from Simple Path Financial. They run a soft pull on your credit, and tell you your not approved, but that you are approved for their in house Debt Consolidation Program. You will be urged to stop paying your creditors, while Simple Path negotiates a lower settlement amount with your creditors, they work out a deal with you, and you will pay Simple Path for their work. Simple Path Financial won't tell you that your credit will get futher destroyed because you followed their instruc
I recently received a mailer from Simple Path advertising personal loans between a certain amount. Feeling that this could be a good opportunity to consolidate my credit card debt, I reached out to them. After initially being told that I was approved to proceed with the process, I later received a call stating that my credit card debt was too high for the loan, which left me perplexed as the consolidation of this debt was my primary reason for seeking the loan in the first place. However, they did mention
I received a pre-approved LOAN offer from Credit Join. When they called back, it was actually Simple Path. They did a soft pull (supposedly, we'll see) of my credit and said I did not qualify for the 15k I wanted, but they could get rid of my full 80k debt in 53 months for only 1104 per month as long as I didn't use any credit in that time. Also I "didn't need to close the accounts". Uh, yeah, because my creditors would do that for me because this is a debt program where the company offers creditors just so
98% of the 5 star reviewers have their review for spf as their only review on this platform. There's a discernible pattern in the reviews, like for a period of time the reviews all start by praising a rep by first name that never appears again in any other review. How big is this company no rep has gotten mentioned more than once? For another chunk, the reviews praise an unnamed representative. You'll notice that the company?s name is always title cases perfectly. This company should be flagged for review.
I called to get a personal loan my credit is having some issues so we decided to do it on my wife's name only I'm trying to ask them questions on rate and terms and so forth I get a call from another department still trying to move forward with me when I told him I didn't want to do anything with my credit and I'm asking them questions based off my wife's credit they keep saying they need to talk to her I said I understand you need to talk to her but I need to know simple facts first it took 4 days to get t
Their proficiency and strategic counsel have been important in surmounting corporate obstacles. I like their expertise and dedication to client success.
Michelle is my primary financial consultant and I can't give enough praise and credit to her for how she guided me through the program. She did not just talk about what Simple Path Financial could do for me, but also educated me on how credit and the creditors work to get you trapped in this debt cycle. I've just started my journey but am excited about the months ahead! Michelle is very knowledgeable and is just a pleasure to work with. She is why I finally felt comfortable enough to take that leap. I appr
I dedicated a significant amount of time to researching the right partner for debt consolidation, and it proved to be time well spent! Marie at Simple Path went above and beyond to ensure all my needs were met. I'm confident that if I had given her any hoops to jump through, she would have done so willingly. To whoever reads this, please take a moment to acknowledge her with a well-deserved "Atta-girl"! (Perhaps a raise wouldn't hurt, too! ??)
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.