*Note: CPAs may specialize in different areas. Be sure to check credentials and service offerings.*
If this is your first time working with a CPA, don’t worry — most professionals offer a free consultation and will walk you through what to expect. You may be asked to complete an intake form, share financial documents, or set clear goals for your session.
*Note: Every CPA operates a bit differently. Don’t hesitate to ask questions before committing.*
*Tip: Organize your documents in advance to save time and ensure accuracy.*
*Note: Preparation helps you make the most of your CPA’s expertise.*
*Note: Every CPA is different — take time to find one who fits your goals and style.*
3256 Grey Hawk Ct
Carlsbad, California 92010
They sold me a million dollar policy but only $10.000 cover what I do. Only found this out once I had a claim. Never seen this exclusion on any certificates or declaration pages. 6 weeks ago they said they would fix it. After weeks of emails and voicemails. No one will even anser the phone for me to fix this. Justin is a supervisor their and in apperently the only one who can fix this and he is uselss. He wont return my calls or emails and this doesnt seem important to them at all. This now affecting my bus
They really went above and beyond to take of me found me a good and affordable plan for the budget I had for my Company. They really worked with me and I appreciated that
Boris was amazing! Patient and super informative. Thank you
Great experience overall. The agent helping me was Dio, he was very patient with me and I had my policy the same day. They answered emails right away and called me back in a timely manner. Very satisfied!
Terrible customer service, it takes days to get someone on the phone. My policy was set up by dio and it was supposed to start July 7 and instead he started it all may 26 and when I told him about it he said underwriting would fix it and it never was fixed. I used them and paid in advance and entire year the year before no issues. Second year when I paid month to month. They never contacted me once by phone or email. They sent mail to my old address which I updated when I did the new policy and it was never
Kevin was amazing with dealing with my hot headed wife and helped us get all our insurance needs meet ! This was our first business and we had no clue what we needed or even wanted! Kevin was extremely patient and helpful thru this process
Take your business to a local dealer, this company is in cahoots with scammers, they will sell the policy and run. I used target insurance for a business that never got off the ground and was scrapped. Nothing but a name, LLC and insurance policy existed. Paid my small 1k policy and ended the contract. Half a year later I start getting threatening letters from their ?auditing company? demanding I pay $13,000+ in fines or they send me personally to collections even though the insurance was with a dead LLC. F
Agent that helped me is Dio. It was so fast and efficient getting my policy ! I couldn't believe how patient he was . I asked so many questions and knew every single answer . I'm never had someone assist me with such grace and confidence! Thank you Dio for the time you put into my policy. Blessings to you and your family.
Horrible service. The agent I dealt with clearly just wanted his commission. They sub out the finances, do not communicate and just want your money. I would highly recommend going somewhere that you'll deal straight with your assigned agent.
The experience was simple and quick. Agent Dio was very knowledgeable and made it easy for me. He had my policy ready in no time.
Good customer service! Agent Kevin was very professional and made sure I had the policy I needed. Saved me some money. Recommended!
By far the worst and slowest customer service from an insurance provider I have yet to experience. They do not return phone calls, agents do not respond to voicemails nor emails. They do not pay attention to detail. I look forward to leaving this provider soon. I would strongly suggest obtaining your coverage elsewhere.
The process was simple. Answered a few questions and had my policy right away. Our agent was Ol? and he was very helpful in answering all our questions.
Solid customer service, took me 20 minutes to get a quote over the phone and the agent seemed like he wanted to get me the right policy rather than rush me into buying. Also responded to my emails very quickly. Would recommend.
Matt was expedient in response to my needs. Very helpful and friendly. He is a very fast and knowledgeable person. I would highly recommend him.
They were really attentive and helpful! Fast and easy to insure our business! Answered a few questions and had a certificate in no time!
This was a very easy process and my agent was very thorough. He helped me with everything and was very quick and efficient. His name was Matthew. I highly recommend!
My experience was very good, all questions were answered and I had my policy right away. Agent Oli was very helpful!
Katie Sanders helped me tremendously with getting my policy amended to accommodate my evolving needs and also offered prompt assistance in getting new quotes and certificates sent out. Great job, Katie!
Very quick turnaround, I had many concerns and agent Kevin made sure he answered every question. By far the best prices.
Extremely satisfied with the great customer service and they have great prices! Would definitely recommend.
Target helped me find the right policy at a great price for my sole proprietary business. Content with the help I was given!
Hello, my name is Melissa and I wanted to express how happy I am with this company. My agent Ol? was very helpful.
I got quoted right away and in less than an hour, I had my insurance. The entire process was smooth sailing, thank you Target!
Matt Gonzalez was a great help in insuring me and my company. Top notch service. Highly recommend!!
I want to give recognition to Kevin M. he was very professional, helpful, knowledgeable and made the process very easy for me to understand. I would highly recommend Target Financial and Insurance services.
Great service, it was easy to get what I needed and at a very low price.
This company has horrible customer service. They have completely dropped the ball for weeks with regard to General Liability Certificate of Insurance to one of my clients. Martha has not returned my calls and the certificate departmartment did not properly ammend the certificate as requested. After this policy is expired I will find another company for General Liability Insurance. My small company does not get the attention like larger companies.
Kevin was super helpful and attentive to my needs. He got us insured quickly.
They were helpful, thorough, patiently answered all my questions, and ensured I understood everything.
Katie Sanders is a rockstar! Results is what I got. I'm very appreciative of her. Awesome job! 5 star service!
Was previously going with Biberk but apparently I was paying extra for coverage I didn't even need. Target actually helped me find a better price rather than trying to take my money.
This company provides the facade of insurance coverage. The pool builder, blueway Pools owned by M. Said Sencan that we (and many others) hired caused damage to our pools and living spaces. There is structural damage that needs to be repaired due to his companies poor workmanship and negligence. We filed a claim, only for it to be denied just days later without even an adjuster coming by to look at the damage their insured caused. They stated they don't cover mistakes and that it is only a general liab
Spoke with Oli who was extremely nice and helpful. Decided he deserved a good review!
Actually ended up paying a little more on this policy then I had on my last one, the difference is they don't keep you on hold for hours on end to talk to someone. Worth the money
Matt was very professional, helpful, understanding and patient. A true asset to your Company. Thank you for your assistance.
Target Insurance made getting insurance for my roofing business super simple and as harmless as possible.
Matthew made everything very easy and straight forward. highly reccomend!
Saved a lot of money switching here, my agent Matt seemed like he really knew what he was doing.
KATIE HELPED ME SO MUCH! AND GAVE ME THE TIME. I NEEDED CONTRACTORS LIABILITY INSURANCE.......THX KATIE, YOU WERE GREAT.
Matt was great. Very easy to talk to and informative.
great customer service by agent matt!
Terrible company. Overpriced and had a bad customer service Expect to get audited after you switch companies.
Great customer service and pay attention to detail
They really value their customers! Great work!
Great service and rates. Very much appreciated after searching and searching for the right contractors insurance!
With all the shady experiences i've had with other companies, I can say i've found a company that I can trust.
I build and remodel residential homes, very accommodating to my requirements.
Been covered by target for almost 5 years now, No complaints
I couldn't find anyone to write me an owner only workman?s comp policy but target does. Thank you.
Really fast responses. Will definitely be returning
My angent Dio was very helpful!
Actual great rates, surprising for a smaller company.
Wish I heard about these guys sooner, seriously!
Happy customer right here!
Highly recommend talking to Kevin!
Target Financial made the process simple and painless.
Awesome customer service!
Great experience Thank you
Quick and easy, thumbs up!
Really fast responses!
Liars, very shady, go elsewhere.
Awesome customer service!
10/10 Customer service
(Translated by Google) The service provided was very good, very clear, and fast. They were very kind when answering questions. We were very satisfied with the customer service. Ol? served us. (Original) El servicio proporcionado fue muy bueno, muy claro, y r?pido, muy amables al contestar dudas, gran satisfacci?n el servicio al cliente. Nos atendi? Ol?.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.