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188 D St
Upland, California 91786
Excellent Service and Smooth Mortgage Process! I had an outstanding experience with TDR Mortgage (Teresa and Clyde). From start to finish, their team was professional, knowledgeable, and incredibly responsive. They made what could have been a stressful process feel seamless and straightforward. Teresa took the time to explain all my options and found the best rate for my situation. The communication throughout was top-notch?I was always kept informed, and any questions I had were answered quickly and thor
I had an excellent experience with Teresa Tims! From start to finish, she made the entire mortgage process smooth and stress-free. The team was extremely professional, knowledgeable, and responsive to all of my questions, no matter how small. They took the time to explain each step, ensuring I understood my options and helping me choose the best loan for my situation. What really stood out was their transparency and dedication to getting me the best rate possible. I felt well taken care of, and the closing
Teresa is AMAZING! Teresa and her team really worked their magic to get us a conventional loan, at super competitive rates, in Moreno Valley. She will explore every option avail to make sure you get the best rate possible. She also sends video recaps covering every step of the process which we found very helpful. I would definitely recommend to anyone looking to purchase a home.
My husband and I have nothing but positive things to say about Teresa. We really loved working with her. We ended up doing a conventional?loan and she always went above and beyond on explaining every little detail. Home buying can be extremely?overwhelming, but she was always?there to answer every question and concern we had. If we ever decide to purchase another home we will definitely?go back to TDR. Once again thank you for everything, Teresa!
This is an honest review! I've been a full time Realtor for 19+ years and TDR Mortgage (Teresa Tims) represented the Buyer which was NOT my client and I represented the Seller in this transaction. I must say I was very impressed by her creative communication, integrity and professionalism! Teresa put out multiple (fires) hang ups from a contingent transaction on other loan officers to close ours! That is hardworking & productive!!! Thank you kindly for your proven, honest and delivered work on helping us fa
Raeline Lascano is not only a professional but she is someone who really cares about her clients. She made us feel like she was truly looking out for our best interest. She was patient with our journey, she gave us space to explore, support and time to find our very first home. She never made us feel pressured and consistently reminded us that our house was out there. We are so very grateful for the time we shared with Raeline!
Teresa and her team helped me navigate the process of my Upland condo purchase from start to finish. The seller's agent was extremely difficult to work with and she navigated the negotiation process like the professional she is. She made sure I got the best deal available on my loan in this crazy market. She made me feel like I was her only client; always available to answer any questions and she set my mind at ease when things became stressful. She kept all parties involved on track all the time. Even with
Dear Teresa, I hope this message finds you well. I am writing to express my deepest gratitude for the exceptional service you provided during the process of securing our HELOC loan. Your efficiency and dedication were truly remarkable. The fact that you were able to deliver the loan within just four weeks is a testament to your hard work and expertise. Throughout the entire process, your communication skills were nothing short of fantastic. You consistently kept us informed of each step, promptly addresse
Teresa Tims and the amazing team members at TDR Mortgage made the process of buying a home not only stress free but enjoyable. Friendly and extremely professional. Teresa was able to explain in detail every step of the way what needed to be done to get approved. She worked some magic and I couldn't be happier with the final results. Truly expert knowledge and top quality customer service. I will be using Teresa and the trustworthy team at TDR mortgage for all my future mortgages. They are rockstars!
We had a tricky situation as both my husband and I are self employed and needed to refinance to pay off the personal loan we were in with our home. After a couple of failed attempts we were referred to Teresa and her team as someone who could help us with our different issues, I.e.; taxes, legality, income, to name a few. Not only did Teresa get our loan approved but she also pretty much held our hand every step of the way. She was in constant communication throughout the whole process which greatly low
We just closed on our new home and are so appreciative of Teresa and her team that helped us along the way! This is our 4th transaction with Teresa and her team over the past 12 years and l have been more than pleased with her support and honesty every step of the way. She has always had our best interest at heart and have felt that in particular this time working with her and Clyde Hagen as our realtor. Do and will continue to recommend TDR to our friends and relatives with any home needs!
I have known Teresa for several years since I first got started into real estate. She is not only a ball of energy and is super warm and friendly, she's actually extremely knowledgeable and has an arsenal of resources available to help people get into homes. I love the fact that she's a broker and so she has access to Thousands of loan programs. OK I might be exaggerating but I know it's a lot? she definitely thinks outside of the box and knows how to get sh%# done. You will not be disappointed if you use T
Teresa Tims is the absolute best at what she does in the business. I have been dealing with her for over 20 years. She's helped me several times over the years . She is always the first and only person I ever need to call ..super fast and super easy process every time..she comes through 100%. I recommend her for all of your home lending needs. You won't be sorry.
I recently had the pleasure of securing an FHA home loan through TDR Mortgage for my new home in Fontana, and I could not be happier with the experience. From start to finish, Teresa Tims with TDR Mortgage provided exceptional service, guidance, and support that made the entire process smooth and stress-free. I was very happy and impressed by her professionalism and expertise. She was incredibly knowledgeable about FHA loans and took the time to explain every aspect of the process in detail, ensuring that I
Teresa Tim?s, her entire team over at TDR Mortgage and Real Estate Group, are Southern California?s number one go to for everything Mortgage and Real Estate related. Teresa and team have been in the industry decades, they have knowledge and skills like no other: They help people from start to finish, they will give you credit counseling even, to get you in position to purchase. In 2010 my husband wasn't in a position to purchase, we partnered with TDR Mortgage & Real Estate Group and Team and come August
Teresa and Josselin did an excellent job helping me navigate the mortgage process and finally close on the purchase of my first home. They were always available to answer my questions and worked tirelessly to ensure I received the best deal possible and achieve a quick and easy closing. Teresa and her team are industry experts and I trust their advice and guidance implicitly. I interviewed dozens of mortgage brokers and really did my research before choosing TDR mortgage and I am so glad I did. Teresa and
Update 2nd home purchase: My wife and I bought our 2nd home in Mar 2023. Again, we used TDR Mortgage. Teresa and her team came thru again with flying colors. Teresa handled getting us a great loan in the current market. This was a complex negotiation and she handled it with expertise. She was in constant contact with the real estate agents and the escrow company. I asked a lot of questions and had many demands, Teresa was always willing to answer my questions in a timely manner. I will definitely use TDR
I'm beyond pleased with the service TDR Mortgage has provided me with. I was having a difficult time refinancing with other mortgage brokers. Teresa and her team are experts on what they do and were able to assist me with great success. Teresa and Josselin went above and beyond on helping me. Throughout the process they demonstrated a high level of professionalism and efficiency. Teresa is very knowledgeable in her area of work. She throughly answered all my questions and adressed my concerns. With no hes
Teresa is a rockstar. I have NEVER worked with a mortgage professional who cares so much about every SINGLE detail for our buyer clients. I am a real estate agent and have been in the business for 15 years. She is not only aware of the typical items that a buyer needs in order to qualify for a loan, but also looks at the overall picture for the clients financial health. She thinks about clients long term financial plan and makes suggestions that have a positive impact on their financial future.
My husband and I got an original home loan with the help of TDR a few years ago. They were very clear with all the process of financing. They explained all the questions we had. We were able to afford to buy our house although we didn't have much savings. Then, we also recently refinanced our home loan with TDR. We got a great rate and we didn't have to put in much effort except for some paperwork. Teresa and all the staff are very knowledgeable and professional. Their work was very reliable. Consequently,
I have worked with TDR in Upland for 5 years now, from buying a new home, refinancing, and now a HELOC loan. Teresa and Josselin are so nice and professional, always working quickly and smoothly to get me the best possible rates. I always feel confident with my choices when I work with them, they explain everything, and I never spend money out of pocket! Please reach out to TDR if you have finicial questions, I guarantee they will get you answers and great solutions to your financial needs!
We had a Quick and easy process at TDR with our FHA Loan. Best broker in town!
Working with Teresa and her amazing team at TDR has been a joy! She and Josselin took all the worry out of both the mortgage transactions I entrusted to her with their professionalism, competence, expertise and above all, their caring and concern. She broke down all the mortgage jargon and concepts for me to easily comprehend. No matter the time of day I reached out to Teresa, whether by phone, text or email, she responded quickly with her can-do optimism! and incredible follow through. Teresa even arranged
Could not have had a better refinance experience than the one I had with TDR Mortgage! Teresa and Josselin are everything you can hope for when it comes to customer service...knowledgeable, friendly, responsive, the list goes on and on! They worked their magic on my refinance and secured me a killer interest rate, much lower than other estimates. I will not hesitate to recommend the ladies at TDR Mortgage to all my family and friends for their mortgage needs. Thanks again Teresa and Josselin, you ladies are
My experiences with Teresa and her team at TDR Mortgage have been nothing shy of excellent. I have worked them twice now, as my initial broker when I bought my home and for my refinance. They are always quick with their results and responses and are always looking to get you the best deal possible. If you are in need of a mortgage broker this is your one stop shop!
Teresa Tims and her team are simply amazing!! Julia keep me posted every step of the way assuring that they would deliver on their promise of a 3 week closing . Coral added in the personal touch and crossed all the t's As a listing agent you must make the right choose in advising your client on which offer can deliver of their promise. TDR mortgage did just that closed early and exceeded every professional expectation. Thanks Teresa you Rock !
I just had the pleasure of working with Teresa Tims and her staff. I highly recommend Teresa! In this seller?s market, it is important to have a lender who is experienced, presents a great pre-qualification packet, helps the client throughout the transaction and gets the loan approved and funded early. I have never seen a lender work harder for the buyer. Our mutual client, Sean really appreciated her diligence and follow through. Thank you Teresa!
Loved working with Teresa Josselin and Coral. The TDR team is so great about explaining the loan process especially as a first time home buyer. Numbers and forms can be super stressful but with their guidance and patience I felt taken care of and in good hands. I would definitely recommend them to anyone in search of a mortgage loan.
I have recently purchased a beautiful 4 bedroom home with a pool spa and built in fire pit in East Hemet/ Valle Vista area using an FHA loan. Teresa Tims and her team helped me through this frightening but exciting time. It is scary being a single of mom of 3 adult children and a 12 year old who all still live at home due to the job crisis many of our young people face. I wanted security for my children, a place they can call home without worries of rent increases and having to change schools or meet new fr
It was an absolute pleasure dealing with TDR Mortgage of Teresa and her team. Other than being on the ball with the transaction, they always kept us posted on where the file was and the progress of the loan. Never needed to chase them as they were always on top of it. Would highly recommend them for a smooth and efficient transaction with good rates for your buyers.
My husband and I have never been so impressed as we are with Teresa Tims and her team. Right from the start we felt taken care of and that she had our best interest at heart. She is highly efficient and knows her stuff! She really makes magic happen with how quickly she works. We wouldn't have been able to make our dream come true of becoming homeowners if it wasn't for all of her hard work, guidance and knowledge!
Teresa and Josselin have been incredibly helpful with my first home purchase. Even though the housing market is a bit scary right now, I knew I could count on them to help me get to the finish line. Through all the ups and downs of the process, both Teresa and Josselin were there to help answer all of my questions and concerns.
Teresa and Josselin are an amazing duo and we couldn't be happier with their service! This was our first home purchase and these ladies patiently answered all of our questions, and kept us well informed from application to close. We HIGHLY recommend using TDR for your mortgage needs, we felt like a top priority and greatly appreciate the hard work they put in for us!
TDR Mortgage did a great job on our mortgage. They got us a loan fast enough to facilitate an 18 day escrow!! That was the incentive that the sellers needed to take our offer and sell the house to us. Thank you very much TDR!
We love Teresa.She has done an excellent job for us on all of our home loans.She has even helped our parents with theirs.She will run scenarios for you and find the best loan options for you and your family and your situation.
I have dealt with several mortgage companies in my life and TDR Mortgage is by far the best that I have experienced. The customer service and knowledge of the process is second to none , you will feel like thier only client with the personalized videos and financial advise. Truly a top notch company !
Teresa Tims and the TDR Mortgage staff was great and professional, they are dedicated and trusted provider of home loan mortgages and home refinance. They are easy to work with, they always guide and help their client. Teresa, is intelligent and knowledgeable to her service and very friendly.
Dealing with Teresa and TDR mortgage for all my mortgage needs for as long as I've owned a home. Doesn't matter if your loan is different, she will figure it out and get you where you need to be in the shortest amount of time possible! Love the entire company! Stay pressing forward ladies.
I have now done two transactions through TDR and both have gone smoothly, without trouble and expeditiously. Teresa & Josselin are an A-Team with a high level of professionalism and customer service. I would absolutely not hesitate to do business with them again and they will get my referrals.
I had the most pleasant experience with Teresa and Clyde. Clyde went out of his way to ensure my buying experience was smooth and stress free. I first started looking on zillow, but Clyde found a house that wasn't on that site, and it was exactly what I pictured. Teresa was always professional and very on point with timing. I've always heard people say escrow is a nightmare, maybe they should have used this team because it was a joy, I just prep'd my shopping list for when I moved in. Thanks TDR Team.
I recently had my home refinanced with TDR, they are professional, quick and easy to work with. I have also bought a home through them 7 years ago and I wouldn't use anyone else. They continue to share knowledgeable information and go above and beyond to make their clients have the perfect experience.
Teresa Tims was there for my clients every step of the way. We especially liked her video updates specific to our transactions. She's a class act who's level of customer service is rarely matched, and never surpassed.
Refi and loans can be intimidating, especially for first timers. The first time TDR did my refi, I was unsure, and intimidated by the whole process. Teresa and her crew streamlined the process, and made it easy and comfortable, and was able to remove a 7500.00 Lien that had been placed on my house, an no cost to me! The 2nd and most recent refi, was because TDR informed me a better rate was available, and I took advantage of the opportunity, they saved me money, and the 2nd refi was much easier. I would hig
Teresa worked closely with my girlfriend and I to help us get our offer accepted and close on our first home in May 2021. After finding Teresa's videos on YouTube, I reached out to her since she was based in SoCal and I never looked back (or had the desire to shop around for other brokers/lenders). Throughout the entire process she was amazing about explaining what everything is/means and why things are done. She explained every process by creating individual videos to explain what was going on using our sp
Teresa Tims and her Team at TDR Mortgage and Real Estate Group in Upland took AMAZING care of us during are home loan transaction. We purchased a home in Yucca Valley, California and were initially going to use Conventional Financing but then they did research and found that my husband qualified for an additional VA loan! We are thrilled with our low interest rate, but most of all Teresa, Josselin and the whole team!! They were with us every step of the way. Communication was Excellent! It was truly a seaml
Teresa and her team members are very informative and punctual. They're quick to respond back when we had any questions during the entire process . Thank you Teresa, Josselin, and Coral for making us feel comfortable the entire process. Highly recommend TDR
Teresa has done many loans for me and has always been really great at follow up, interest rates, and fees. She always keeps me informed in the process. I will continue to use her whenever needed
As a new first time home owner I can't stop thanking Teresa Tims and Josselin Hidalgo enough for all that they did for me and my family from the very beginning to the very end. Simply in love with the way they take care of you to understand every step of the way, its a scary/ stressful experience but I couldn't have done it without them. Every time there's a question they will be there to answer no lie! Definitely recommend ??
I've been a long-time customer for over 20 years, full-time believer that TDR puts in work! I trust them and that's what really matters to me, they are the real deal, hard working, honest, and they're great at providing mortgage solutions and options. Thanks, T, Terry, and Jocelyn.
My Experience with Teresa, Josselyn, Juelz and the rest of the team has been the greatest. They go above and beyond to help their customers and they get it done. 2nd time working with them, they are an amazing team. I'm absolutely Grateful for this team "The Dream Team". Thank You All??????????
I highly recommended using TDR for purchasing or refinancing, you will not be disappointed. Teresa is very knowledgeable and straight forward. I couldn't be happier with the service from TDR, they made it fast and painless. Thank you Teresa and Josselin.
Need mortgage? Give a shut to TDR mortgage. Teresa is like a magician makes the things happen. Second deal in the row. Thanks again to entire team.
If you want a really good dedicated loan officer you need to go to Teresa Tim's she will help you 150% all the way I would recommend her to anybody who is looking to purchase a home ,100% satisfaction??
Teresa and Jocelyn are awesome ! They walked us through the entire home buying process and were there anytime to answer questions and concerns we had . They even worked around our busy schedule just to accommodate our needs. I would definitely recommend if your looking to buy a home .
Teresa and her team are fantabulous! Super professional and recommend her for any financing or real estate needs. Thank you for all you do!
Non responsive. Tried contacting her months ago because I was interested in buying a home. I used her Instagram which is where she advertises. I left a comment she may have missed my message in her request box however she just deleted my comment and never responded, super unprofessional.
Amazing and speedy service! The team at TDR took care of me and expedited my escrow and got things done faster than expected. Very professional and personable group!
Best loan experience ever! TDR Mortgage is a game changer, why work harder with another lender? I couldn't believe how easy it was!
Teresa and he entire team is just excellent. Will definitely use her again for any of my real estate needs.
Devotion and care to excellence is refreshing to see in all you do Teresa. Thank you for being such a contribution to your industry and our community.
TDR came highly recommended to me and I cannot pay the recommendation forward enough. They're fast, efficient, and very helpful!
Teresa always gets the job done one of the best in the business always a pleasure every time I've worked with her.
Highly highly recommend, Teresa and her team have done two mortgages for me. A++
I have refinanced before and it was a long and frustrating experience but TDR mortgage made it smooth and easy. Thank you again Gloria hoch
Extremely happy with TDR and the service they provided us! Highly recommend and will definitely use in the future.
TDR is efficient & professional. All involved were very supportive and helpful with the re-finance process.
Great experience. I would recommend to all my family and friends. Teresa and her team are efficient and professional:)
Great to work with. Very Helpful ??
Awesome lady and amazing service!
Honest and professional.
Look for a Certified Public Accountant (CPA) license, which ensures they’ve passed rigorous exams and meet state requirements. Check for relevant experience in your industry, additional certifications like CFA or CMA, and membership in professional organizations like the AICPA. Verify their credentials through state licensing boards.
Use online directories like the AICPA, CPAverify, or state CPA societies. Search platforms like Yelp or Google for local CPAs with reviews. Ask for referrals from business associates, friends, or financial advisors. Local chambers of commerce can also provide recommendations.
A CPA is a licensed professional who has passed the CPA exam and met state requirements for education and experience. An accountant may lack this certification and could have varying levels of expertise. For complex tasks like tax audits or financial reporting, a CPA is typically more qualified.
Ask about their experience with your specific financial needs, such as tax preparation, small business accounting, or estate planning. Review their website or LinkedIn for case studies or client testimonials. Inquire about their client base to ensure they handle similar financial situations.
Yes, reviews provide insight into a CPA’s reliability, communication, and performance. Check platforms like Google, Yelp, or the Better Business Bureau for client feedback. Look for patterns in reviews, but verify their authenticity, as some may be biased or outdated.
Visit your state’s Board of Accountancy website or use CPAverify.org to check a CPA’s license status. Confirm their license is active and check for any disciplinary actions or complaints. This ensures they’re in good standing and meet professional standards.
Ask about their experience with your financial needs, fee structure, availability, and communication style. Inquire how they handle tax filings, audits, or financial planning. Ask for references or examples of similar work to assess their expertise and fit.
Fees vary based on location, services, and complexity. Basic tax preparation may cost $150-$500, while business accounting or audits can range from $1,000 to $10,000+. Request a detailed fee structure upfront and compare quotes from multiple CPAs.
Yes, many CPAs offer remote services through secure online platforms for document sharing and virtual consultations. Ensure they use encrypted tools for data security. Remote CPAs can be effective if they understand your local tax laws or business regulations.
During consultations, evaluate their ability to explain complex financial concepts clearly. Ask sample questions about taxes or financial strategies and note their responsiveness and clarity. Good communication ensures you understand their advice and fosters a productive relationship.
Beware of CPAs who guarantee specific tax refunds, lack a valid license, or have disciplinary actions on record. Avoid those with poor communication, vague fee structures, or negative reviews highlighting unethical behavior. Always verify their credentials independently.
Large firms offer more resources and specialized teams but may charge higher fees. Solo practitioners often provide personalized service and lower costs but may have limited availability. Choose based on your needs, budget, and preference for personalized attention.
For individuals, annual meetings for tax preparation may suffice. Businesses may need quarterly or monthly check-ins for bookkeeping, tax planning, or financial reporting. Discuss your needs upfront to establish a meeting schedule that aligns with your financial goals.
Yes, many CPAs handle both, but confirm their expertise in both areas. Ask about their experience managing personal taxes and business accounting simultaneously. Ensure they can balance both without compromising attention to your specific financial needs.
Discuss concerns directly with your CPA to resolve issues. If unresolved, check your contract for termination terms. Seek a new CPA by researching reviews, credentials, and referrals. Request your financial records to ensure a smooth transition to a new professional.